Retirement Struggles: 2 Things I Struggled With When I Retired
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
what's going on everyone welcome back to the show
so as you guys can see now I'm on the road and I am on my way to Las Vegas there's a convention
the National Association of broadcasters convention and so I'm gonna go to that see what's
going on when it comes to the new technology comes the cameras and audio equipment things like that
but I wanted to talk a little bit about retirement and I just want to add on to the video that
I posted a couple of days ago and if you guys can do me a favor like I've I've stated in
previous videos actually I stated only in one video the last video that I posted about
please support the retirement content because YouTube is not promoting this out the same
way that it would promote some of my other videos so like if I post a video on a social
security update usually YouTube will promote that but when I talk about retirement for
whatever reason YouTube does not promote that now you guys can do me a favor by just hitting
the like button subscribing to the channel hitting the little bell notification all that
good stuff that helps with the algorithm but by also sharing this content with your family and
friends and that helps with the algorithm as well so I'm almost I'm actually almost to Vegas I've
been driving for the last two and a half hours and I just thought about something I wanted to talk
a little bit about when it comes to retirement so as you guys know if you don't know
I retired about it's been a year in a year and six months no not
a year a year and four months and one thing that I did not anticipate and this
is I talked about some of the things in a previous video and I'll post a link to that video so you
can check it out but one of the things that I didn't expect and this is more of a negative when
it comes to retiring is that a lot of the people that you work with so your friends at work and I
consider friends at work and your friends that you grew up with they're kind of in different banks
right they're not the same because your friends you grew up with I have friends that I grew up
with and they've been my friends for for years and years but when you start working somewhere
of course you're going to develop friendships but it's kind of a situation where I don't
want to say it's a forced relationship but you do have to spend a lot of time with
those people anyway and sometimes that develops into a relationship where you might go out
to lunch together and you might even spend time outside of work with them and so one of
the things that I didn't anticipate is those people that you do have relationships with at
work and you go to lunch and things like that some of those people will not be around when you
retire so they might continue working and you retire and you don't hear from them anymore and so
that's one of the things that I didn't anticipate I was thinking you know what some of these friends
we've had a friendship for years let's say five ten years and it was okay when we were working
together because we saw each other a lot and we spent time and talked about different things
and all that but when you retire it's different now you're not a part of of the company anymore
you're not a part of the the the the the workforce um and so you don't see that person very often and
you might not have even talked to them that much on the phone or text with them that much when
you were working because you saw them all the time but now that you're retired it's totally
different because now you don't text them and you really don't hear from them so that was
a big thing that I had to kind of adjust to and there are some people that I still talk with
there are some people that I work with that I still talk to on a regular basis that I go out
to lunch with even now that I'm retired I still got to go out to lunch with them and spend time
with them but some of those people I was already doing that before I mean that it was already it
was already established like I met them at work but we already had a friendship outside of work
and so that friendship was able to continue where is there some other people that I had
relationships with didn't really spend too much time outside of work with them and those
are the people that you you really don't hear from maybe I'll hear from them once in a blue moon
if someone got fired and they wanted to share this information with me for whatever reason that that
kind of stuff where something happened that was drastic at work where they want to share that with
you and so I think it's just something that you should think about when you retire who's still
going to be around as your friends and who is not going to talk to you anymore or pretty
much they're going about their business and you're not a part of their life anymore and like I
stated I've had I have friends that I grew up with and they're still my friends today and I spend
time with them so this is not anything for me it's not a big deal but it's just an observation
it's something that I didn't really anticipate I was thinking that some of the people that I
spent a lot of time with at work I probably still be in touch with them after I stop working
there but it is it it's not that's not the case and so I just wanted to mention them now there
are some other things when it comes to retirement that are were Shockers to me things that aren't
really you know positive and I wanted I talked about in the previous video I talked about all
the the positives of retirement and they're the positives far outweigh the negatives when it
comes to retiring and so I just wanted to mention this and I'm really when it comes down to it
if you are in a situation where you have the opportunity to retire especially if you have
the opportunity to retire when you're younger and you can afford to do that I highly highly
recommend taking taking that that uh that leap because there are so many things that you can
benefit from if you retire and what some people do is they will especially if you work
where you're receiving a pension what a lot of people will do is they'll go ahead
and retire and start pulling that tension in and then go somewhere else and get another
job in in the law enforcement community this is very common you see this a lot because
you're working in law enforcement you're working for the government you're usually going to receive
a pension and they will take that pension and then go and they can do the same job go to another
agency that has a different Retirement System and then they can collect their pension
after they've retired from the the first uh the first law enforcement job and then go
to another law enforcement job and double dip and so that's very very common and not you know
I'm not talking about just police officers and things like that I'm talking about people
who work for a government in general so it doesn't even have to be just law enforcement most
government jobs they have pension plans set up and so they will do that exact same thing
they'll leave they'll go somewhere else and they'll they'll be able to collect a pension
as well as work another job and and double dip and so that's another option but I I highly
recommend as soon as you can if you can retire do it there are a lot of people out there that
are struggling at work and they might not ever be able to retire and that's really sad and
there's some people that are doing fine at work and they can retire but they don't know
what they're going to do when they retire and so they just continue to work and just my
opinion that's the wrong the wrong way to do things not everybody I mean some people they
love their job and that's why they stay there and they they don't know what they would do
without their job and I completely understand that one of the other negatives when it comes to
retiring is now you're no longer on a schedule whereas when I was working I had a schedule
got up at a certain time in the morning Monday through Friday eight at a certain time
in the morning got to work ate lunch at a certain time everything was was structured
whereas when you retire that structure is gone and that's one thing that I had to to learn really
fast was I need to have a structure so if that means me creating my own structure or something
working a part-time job or doing something I need to have that structure because if not then I end
up not doing anything for days on end where it's like okay I I plan to do something and then I
just keep putting it off because I don't have that structure and so that's something that's
really important and something that I've learned just in this year and a half that I've been
been retired I've learned the importance of I need to be on a on a schedule and I need to
stick to that schedule so I can get things done and so I just wanted to share that with you
guys and those are the two main things there when it comes to retirement that I've noticed
just in this last a little over a year the fact that some of your friends at work you're
probably not going to hear from when you retire and the schedule aspect you need to be on the
schedule and I say that I shouldn't say you need I need to be on a schedule in order to get
things done when I retire because that's just the way way I am and I've been working for the vast
majority of my adult life on a schedule and so it's hard to be off the schedule when you retire
and so I just wanted to share that now I want you guys in the comments below if you guys can do
me a favor let me know some of the the struggles that you found in retirement so let me know that
in the comments below and if you like this video please give me a thumbs up please subscribe for
more next time you guys see me I'm going to be in Las Vegas and I will continue to post videos
every day so that's not going to change but I just wanted to give you guys a quick update and
yes I'm on my way to Vegas next time you see me it'll probably be me shooting a video out of the
hotel so it'll be a little different environment and I might even show you some some stuff from
the the actual uh the conference that I'm going to so that's all I have like the video
subscribe for more please share like I said please share this video with others and
I will talk to you guys in the next one goodbye
