Style Switcher

Predefined Colors

Your Parents Didn’t Save For Retirement…Could You Help Them Out?

Hey individuals I'' m Tae from Financial
Tortoise in this video I'' m going to speak to you regarding what are some of the following actions you can begin taking if you figure out that your parents sanctuary'' t conserved a lot for retirement financial concerns are oftentimes and primary issues for the santé generation a current market watch short article discuss how 23 percent of child boomers haven'' t conserved anything for retirement it'' s feasible that our moms and dads could be one of them as the Sandwich Generation you'' re not just needing to handle your very own finances but you also need to handle the price of your children in addition to your parents the inquiries are running via our minds are exactly how am I gon na stay for retired life while at the exact same time conserving for my kids university fund in addition to believing regarding my parents long term treatment remedy You can visualize it'' s not a beautiful photo when all the financial problems of several generations pile on top of each various other there is no best solution to this obstacle but I desire to show to you in this video three strategies that my wife and also I have deployed and also tackling a few of these obstacles number one beginning having a conversation with your parents early if the idea of having cash conversation with their parents make you really feel sick put on'' t'stress it ' s extremely normal it ' s not like you can conveniently broach the conversation saying hi there mother this dish is wonderful however hey incidentally
just how much to have in your 401k discussion concerning funds with your moms and dads is going to be really tough however if you put on'' t do it currently it ' s going to obtain much more hard later on an approach that ' s benefited us was to start a conversation by discussing our circumstance first and afterwards you can segue into their scenario You could claim hello Monica I just began a brokerage firm account have you heard of a brokerage firm account do you have another an instance is hey mother we simply completed repaying our pupil financings have you and that ever had to pay off any car loans any kind of significant fundings once more these conversations are gon na be awkward and also challenging in the beginning nevertheless you approach them with humility as well as with that judgment I'' m certain that you'' ll make progression even small progress is still a progression second strategy access to details so if you'' ve been able to have some conversation with your moms and dads getting access right into details will actually really aid start with basic products like if there have any wellness insurance policies what wellness insurance policy plans they have or if there have any life insurance policy plans this will really aid if somehow your parents wellness fails and also you require to tip in to aid at minimal just knowing where the King and also their interest-bearing account will certainly conserve a great deal of anxiety down the line for my wife and I to be sincere we in fact put on'' t understand where all of our moms and dads accounts are however we do recognize where to look if we require to number 3 obtain yourself into solid financial setting this I consider one of the most essential technique as well as the one that you in fact have the most control over allow'' s claim your moms and dads for whatever factor doesn'' t. want to speak about funds or doesn'' t want to let you into any of their. financial image these you can'' t control despite exactly how hard you try.
nonetheless when it concerns your individual financial resources you have full control you have.
control over just how much you spend just how much you conserve each and every single month if your.
parents sanctuary'' t conserved well for retired life there can come a factor.
where you have to utilize your very own individual funds to aid them as well as if you'' re. struggling economically this will certainly not just be challenging practically however.
psychologically also so my most vital approach if your.
moms and dads place'' t save adequate for retirement is to obtain right into a. strong monetary placement this is an extremely hard process this is a really.
difficult discussion for a lot of us who have a sensation that our parents.
haven'' t saved sufficient for retirement it'' s even difficult to believe about.
however ignoring it is not gon na make the issue go away by exactly how tough.
this may be I motivate you to start having these conversations or a minimum of.
start executing several of these approaches early as feasible I guarantee.
you you'' ll thank yourself later on thank you men for enjoying the video please.
let me recognize if any of you individuals ever before needed to have these really hard.
conversations I would enjoy to listen to exactly how it went and if you have any kind of other ideas.
or strategies that we can execute in our lives if you appreciate seeing this.
video clip please struck like or subscribe to the channel thanks.

As found on YouTube

Retirement Planning Home

Read More

THE WEALTH OF NATIONS SUMMARY (BY ADAM SMITH)

This was quite inconvenient to state the least Enter: Money Money helps with the exchange of assets that we generate To get back to the first takeaway, one can say that they boost the efficiency of exchange Fairly early, steels were utilized as cash as well as they have at the very least 2 top qualities which make them appropriate for this objective: They generally do not perish and also they can be divided right into lots of parts and after that merged once more Some points have worth in usage-like spears, meat, salt as well as shirts Various other things have worth in exchange-like expenses, coins as well as metals That which has high value in one, usually is rather pointless from the other viewpoint You can ' t utilize a dollar costs for anything.I indicate you can ' t consume it or anything In a similar way, a spear could be quite valuable but it doesn ' t work well for exchange, as we just saw As long as individuals trust that cash can be exchanged for something else that they are in demand of later on, they are pleased to trade their very own produce for

that money It all'boils down to that: Depend On Warren Buffett has stated that it is fairly misleading that'on the behind of every buck bill, it claims “in god we trust” Because, what it should really say is “in The Federal Get we trust” Takeaway number 3: The 3 parts of cost The real price of every little thing is its rate in labor Something that takes even more time, energy or sources to bring up commonly has a higher actual cost Bob didn ' t desire to make that final bargain with “George because he believed that his spear had a greater actual rate “than George ' s * tee shirt However”, there ' s likewise a small cost and also that is the cost as gauged in money Due to the fact that it ' s tough to measure as well as contrast labor, we ' ve come to estimate genuine rates in terms of money instead The rate of every little thing that is created settles itself right into either one or more of the complying with 3 components:-A wage, to pay the'labor that did the work-An earnings, to pay for the funding that was laid out for the work to occur -As well as a rental fee, to pay the owner of the land where the work and or exchange need to take place We all understand that earnings can differ a lot between different occupations Just look at the ordinary income of a McDonald ' s cashier and also compare that to the wage of a neurosurgeon Similarly, earnings vary from sector to market, yet not as much, as well as also they must balance out over time, something that we ' ll obtain to later These are the typical profits measured as return on equity for different sectors during the period 1999 to 2019 As well as the variable that can differ the most is of program leas In New York, for instance, you ' ll have to pay about $ 5,200,000 per acre of land, while in the nation town of Eksjö in Sweden, you ' ll pay only around$20,000. It ' s just that i ' m not all set to pay$70,000 for it yet Hence i ' m a part of the need, however not the effectual demand, that can really bring the item to the market Takeaway number 4: The three elements of cost, component II Allowed ' s have an appearance at these 3 elements independently An employee will certainly always demand a wage so that he can at the very least purchase the necessities of life for himself and his household

This is the bare minimum which also the easiest type of task have to pay, because or else, such workers will certainly discontinue to exist over time In countries where no minimum wages exist, the easiest jobs will tend to be at this degree as well as not higher This is since employees are at a natural negative aspect when trying to haggle just how much of that cost which was stated previously which should go towards their wage They usually exist in abundance contrasted to funding and also land and also in addition, they usually do not have actually much cash saved so they can ' t afford to wait for a much better possibility But incomes can vary a great deal which we shall see later on A business owner is a person who employs his capital to make an earnings within a particular trade or industry The more capital that is used in a particular sector, the greater the competitors there becomes, and also the lower the profits tend to be So it has to be in society as a whole too.If there are no smart methods to use resources any longer returns will be low Over time, even though some firms can hold on for very long, returns on capital will also out throughout markets This is since where returns are high, there will certainly be incentives to relocate resources, as well as where returns are low, there will be rewards to remove capital This recovers a balance of sorts If you desire to know more about which kinds of industries that can stand up to competition the lengthiest, head over to my summary of “Affordable Approach” An owner of land will certainly either try to offer his land for an earnings or offer it out for a rental fee Either method, a person down the line will at some point attempt to offer it out for a rental fee, or make use of the land themselves, and after that it is they who get the rent Rental fees differ A LOT depending on place Some types of land essentially manage no rental fee at all.While those that individuals discover eye-catching-land in cities or beautiful coastline residential properties- gain a great deal of it Something that need to be kept in mind is that rent is rather like a syndicate price After normal earnings have actually been paid as well as the business person have been able to replace his funding with a” suitable revenue, the proprietor of the land will quite much take what ' s left Land is immovable and irreplaceable, and is as a result strange compared to the 2 other types of profits that can be earned Takeaway number 5: Why some tasks pay more than others do So … Profits of industries should average out over time, and more lease is given to the person who holds a residential or commercial property in a city or at a coastline, all right … However why the **** does my neighbor have a higher wage than me, even though I ' m much smarter than him ?! The wages of labor are chosen by supply as well as need, like every little thing else The complying with five elements have a tendency to impact this to boost the incomes of a particular job- The expenditures as well as troubles of learning it-The incongruity of settlements- The trust and duty-The improbability of success; and- The challenge uncleanness and also disagreeableness of the task In the 18th century a blacksmith had to be an apprentice for lots of years before he was allowed to open his very own profession During this time, he earned very little or essentially absolutely nothing at all The higher wage that he got once finished is a compensation for those years, and also the apprenticeship helps in limiting the supply of such employees A mason could only work throughout good weather problems, as well as so his per hour wage had to be made up for those idle hrs A higher obligation suggests that less individuals are fit for that type of work and also as a result salaries are higher Back in the days, attorneys and also doctors had such functions (and they still have by the means )The improbability of success is an additional element that matters The anticipated wage of a task with an extremely high stop working rate is usually even lower than normal jobs, yet the individual who does well normally obtains the salary of those who fall short too( kind of )Individuals looking for gold or prize belonged to that category As well as in the 18th century the most dirty as well as unpleasant job one might possibly get was probably that of the public death squad, as well as the pay was thereafter Today, a hard as well as costly job to obtain would be that of the previously discussed neurosurgeon An inconsistent one might be that of an actual estate broker A job which calls for a whole lot of responsibility.Is that of a pilot Improbability of success is high among exclusive professional athletes and also artists And also the dirtiest and most unpleasant work is possibly that of a hedge fund supervisor! This book is even more than 900 pages long, so I ' m definitely going to make a part 2 on this with 5 added takeaways In component 2 we ' ll cover subjects such as globalization, free profession, as well as the function of a government So you ' ll probably obtain to listen to even more regarding motivations in component 2!

As found on YouTube

Retire Wealthy Home

Read More

What Happens If We Re-distributed the World’s 1%’s Wealth Back to the 99%?

Ah, the One Percent. That elite team of Americans that pay about
37% of the country’s taxes. Occupy Wall surface Street militants have actually been barrier
versus the Top 1%, trying to elevate temper as well as awareness of the expanding economic gap
in between the abundant and also everybody else in America. However What Occurs if We Give The One Percent’s.
Riches Back? Presuming that this redistribution is an one-time.
thing, which it can be done, possibly making use of terrible ways, or through a sudden Buddhaesque.
enlightenment, after that Firstly, there will be rapturous pleasure.
When every person is brought down to where everyone. Every person will certainly start intending what to. Because many of the recently
rich ones (moderatelyReasonably
History will slowly start asserting itself,. and focus of riches will start throughout. That will cause large aggravation, as well as. a whole brand-new round of physical violence as the newly-rich-but-soon-back-to-square-one will decline this unexpected spin of fate,. as well as will reassert.They ' ll either go communist, or will certainly develop.

common living, or will simply lastly surrender to their fate. Wait- perhaps this entire outcome will. be quickly noticeable to the smart (as well as non-greedy) participants of the globe
community,. and also they may suggest an entirely brand-new option -Development of a ' Worldwide Sovereign Mankind. Fund ' – that funds whatever humanity does. Peace.
Anywhere. So essentially, the poor would certainly become inadequate. once more, and also the rich would become rich once more. And one of the most possible result is this: It. would all go back to regular ultimately.

As found on YouTube

Retire Wealthy Home

Read More

Cars = #1 Wealth Killer

in today'' s video we ' re going to discuss the primary wealth awesome in america our cars hi if you ' re new to the channel my name is tay from economic turtle where we discover to expand our wide range slow as well as constant you may be believing hey what are you speaking about aren'' t there so several various other things that ought to come prior to a cars and truck settlement that is damaging our wide range exactly how regarding the climbing expense of wellness care or stagnating earnings and also what about the insane rising cost of living rate that is damaging our buying power of course all real and also i put on'' t disagree that most of these items impact our riches in detrimental methods however if you can hear me out for the rest of this video i want to help you comprehend why i think our automobiles are actually the top wealth killer here in the united states yet initial let'' s begin out with some history lessons so we have context concerning autos in america let'' s encounter it we as americans are obsessed with cars as well as nothing states american as our cars these days it'' s tough to see the distinction between cars and truck culture and also american culture as cars and trucks have come to be such a considerable part of our lives considering that they initially happened and a large reason for why they lingered for as long is that they'' re the epitome of condition this allura condition that keeps chauffeurs hooked days completely back to the ford design t the very first budget-friendly american car that transformed america as we recognize it over 100 years ago and also ever since vehicles have remained to represent itself as an expansion of ourselves as well as as a result our identification and our standing sign a means to show the world how effective we are when someone parks their lamborghini right following to our 10 year old honda civic don'' t a number of us think male what does this guy provide for a living just how is he so rich he is so amazing in my mid-20s i made one of the greatest acquisitions of my life an all new volvo s40 i had actually simply gotten my recent promo in the military as well as i was making respectable cash obviously i was still living income to paycheck i validated the purchase by claiming that i deserved it as well as i functioned hard for it and also while that could have held true the truth is that i can have gotten a more affordable car and made use of that additional money to pay down debt or buy my future yet i didn'' t because i desired that status symbol i desired the car that would certainly churn heads when i drove now a volvo wasn'' t truly linked with turning heads but at the time i certain really felt like i was someone and also that is truly the core trouble with autos they'' re frequently psychological acquisitions we purchase them with our heart not with our heads and when we do that we usually end up overpaying as well as making inadequate financial decisions much like i did all right now that you had an excellent laugh at my money mistakes allow'' s really check out some numbers and see exactly how automobiles are essentially eliminating our riches allow'' s try to comprehend the average cost of owning an automobile at the time of this video the typical price of a new auto in the united states is around 48 000 as well as considered that the majority of brand-new autos are purchased funded the ordinary regular monthly vehicle payment floats around 700 however when we consider the continuous prices like insurance policy gas or upkeep truth cost of ownership is in fact much greater and we aren'' t even factoring depreciation when buying a brand-new car a new car can lose up to 20 of its value the minute you drive it off the great deal as well as it doesn'' t stop there typically a car will lose about 11 percent of its worth annually for the initial 5 years so if you acquired that 48 thousand buck cars and truck in just 5 years it'' ll be worth less than half of what you spent for as well as after ten years you'' ll deserve much less than a 3rd so it'' s not a surprise that many individuals are upside down on their auto settlements the lower line is that car payments generally are a poor concept specifically big automobile payments like 700 a month there may be special scenarios where a car settlement might make good sense for instance you initially intend on getting a new car with cash money however you picked funding rather since they were providing an absolutely no percent interest however these scenarios are not typical the huge bulk of people aren'' t using auto payments to aid out their money flow scenario picture a typical person who began their initial work at the age of 25 and also settled into a 700 auto payment for their entire life this person would certainly trade his or her cars and truck over the years but would always have that auto repayment each time the car is paid off we would certainly head straight to a dealer to grab a new one and if we did this for thirty years we would have paid over 250 000 in automobile payments alone and also ultimately we would only have an older automobile worth almost nothing to show for it as well as even worse as i pointed out previously this figure doesn'' t consist of the money we paid for upkeep insurance and other connected expenses with owning a vehicle now envision that we did something radical and also chose to bypass or reduce this hefty brand-new car payment for our whole life we determined to purchase a smaller sized brand-new automobile or a trustworthy previously owned automobile or even more radical usage alternating methods of transportation and also leased autos just when we required one in these situations let'' s minimize our regular monthly cars and truck cost by half the national average vehicle payment as opposed to investing 700 a month we rather invest 350 monthly and also we spend the extra 350 in a great reduced cost index fund for following three decades just how a lot do you assume we'' ll have in our financial investments after thirty years at a typical 8 percent rate of return over half a million bucks the total contribution quantity is around 126 000 yet the intensifying included near extra four hundred thousand bucks for financial investments for half a million bucks i personally put on'' t mind driving a humble economical vehicle versus an auto that supposedly reveals my wealth to the rest of the world that actually doesn'' t appreciate me anyways automobile payments are not a lifestyle and if we believe that since we had one since we could remember it'' s time to alter that mindset it'' s simple at fault exterior aspects for our life and cash troubles but what is fascinating is that usually we blame every little thing else but our high automobile repayments for our lack of ability to obtain in advance we condemn our companies for not providing us the raising we are worthy of or our parents for not enlightening us enough we criticize wellness insurance premiums the cost of groceries the housing market as well as even the rate of gas yet exactly how usually do we focus our initiatives over auto repayments frequently not so several people myself included have actually ended up being socially conditioned to think that a big car settlement is a truth of life because having a nice cars and truck is a way of living it'' s an extension of that we are we wouldn'' t head out to the shopping mall using scruffy clothes so how can we be on the road with a review vehicle we inform ourselves that everyone has a cars and truck settlement which is regular and also alright and if we'' re mosting likely to have an auto settlement anyways we could too obtain the vehicle we desire right this type of reasoning is so extensive and also so ingrained into our culture that it'' s almost an epidemic the reality is that we don'' t demand to think this means as well as in reality it is very harmful to assume this method since it'' s harmful to our wide range okay currently that we recognize the damaging influence of having an automobile payment is to our riches what can we do let me show to you some useful pointers top pointer is a bit basic but it is to delay gratification or discovering postponed gratification if this is something we fight with and also i entirely understand with people who like getting brand-new cars and trucks if we'' re completely truthful with ourselves myself consisted of buying a brand-new auto is fun not just do you reach take pleasure in the sought after new auto odor but you reach display in front of your family and also good friends and also despite exactly how much the benefit costs it really feels so excellent to drive your brand-new cars and truck off the whole lot and also cruise ship down the road however that is a short-term reasoning as much of us myself consisted of may have experienced initial hand the brand-new auto smell the exhilaration you feel when you reach drive a new auto to function i'' m sorry to say however these feelings are temporary as well as they'' re short lived after a rather brief amount of time the new automobile enjoyment turns into ordinary uneventful truth soon your auto isn'' t'so new anymore it ' s just something that you drive to costco on a weekly basis if we wish to do something different as well as construct our riches at the same time we require to transform our brand-new automobile mindset let'' s learn to delay gratification if you presently have a vehicle and also have been thinking of obtaining a new one see if you can drag it out for a number of even more years the simple act of delayed gratification can suggest hundreds of thousands of dollars in the long run 2nd pointer is a little bit a lot more useful as well as that is to think about purchasing used as i pointed out earlier among the best unfavorable monetary impact of getting a brand-new cars and truck is its devaluation a brand-new cars and truck can actually lose as much as 20 of his value the moment you drive it off the car park after 5 years it'' ll deserve no greater than fifty percent of its initial value a made use of lorry decreases at a much slower rate than a brand-new car this is because when you'' re behind the will of the auto it will have already gone through most of its depreciation as well as it'' s more affordable thus your regular monthly repayment if you pick to fund will be much lower if you'' re bothered with the problem of a made use of automobile due to the fact that you never purchased one consider a licensed used automobile you'' ll still save cash by buying a used car yet gain added self-confidence the dependability of the lorry basically accredited previously owned or cpo are cars that fulfill makers establish requirements as well as carry some kind of guarantee versus problems similar to a new vehicle service warranty the 3rd idea is to never ever rent an auto renting a vehicle is tempting due to the fact that the monthly settlements are much reduced than acquiring a vehicle nonetheless it obtains rather costly over time when you lease you'' re basically paying for using the vehicle for the first 2 to 3 years of his life when the cars and truck decreases one of the most when your lease mores than you either have to rent another cars and truck or acquisition one starting the cycle throughout again getting a brand-new automobile might be costly initially however once you settled the lendings you at the very least own the car and won'' t have any kind of auto payments as long as you proceed to drive it with renting you wear'' t have this alternative you will certainly always have a cars and truck payment the fourth suggestion may appear a bit severe yet is to think about no car if you live in an area where there is a good mass transit and also you put on'' t have to commute far away for job it could be practical to ditch your car completely not only will you save money on vehicle settlements but you also reduce gas insurance policy and upkeep expense it may not be one of the most glamorous service however it is an useful one that can liberate a considerable amount of cash monthly automobiles are among the largest wide range awesomes out there if you actually wish to build true riches you require to be mindful of your cars and truck options and also prevent the temptation to spend too much there'' s absolutely nothing incorrect with possessing an auto however there is something wrong with allowing the automobile own you think thoroughly about your requirements and make clever economic choices that will certainly aid you expand your riches gradually thanks people for watching if you'' d like to learn more about a few other means to conserve money examine out a few of my video clips below up until next time all the most effective [Music]

As found on YouTube

Retire Wealthy Home

Read More

Money Mentors: When it comes to retirement, get out of your own way

LOW LOW 20S LOW 20S [email protected] LOW 20S [email protected] [email protected] LOW 20S [email protected] [email protected] OF LOW 20S [email protected] [email protected] OF
CASH LOW 20S [email protected] [email protected] OF
MONEY COACHES LOW 20S [email protected] [email protected] OF
CASH COACHES IS LOW 20S [email protected] [email protected] OF
MONEY COACHES IS FUNDED LOW 20S [email protected] [email protected] OF
MONEY COACHES IS FUNDED BY LOW 20S [email protected] [email protected] OF
CASH ADVISORS IS SPONSORED BY
MATTSON LOW 20S [email protected] [email protected] OF
CASH MENTORS IS SPONSORED BY
MATTSON FINANCIAL LOW 20S [email protected] [email protected] OF
CASH COACHES IS SPONSORED BY
MATTSON FINANCIAL PREPARATION LOW 20S [email protected] [email protected] OF
CASH MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION [email protected] MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION [email protected] MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION [email protected]
YOUR CASH COACHES IS SPONSORED BY
MATTSON FINANCIAL PLANNING [email protected]
YOUR LIFE MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS CASH MENTORS IS SPONSORED BY
MATTSON FINANCIAL PLANNING [email protected]
YOUR LIFE IS ALWAYS MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS ALWAYS PERSONAL MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS ALWAYS PERSONAL MATTSON FINANCIAL PLANNING [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AND MATTSON FINANCIAL PLANNING [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AS WELL AS A WHOLE LOT MATTSON FINANCIAL PLANNING [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF TIMES MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AND A GREAT DEAL OF TIMES [email protected] MATTSON FINANCIAL PREPARATION [email protected]
YOUR LIFE IS ALWAYS PERSONAL
AND A WHOLE LOT OF TIMES [email protected] [email protected] YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF TIMES [email protected] [email protected] YOUR LIFE IS ALWAYS PERSONAL
AND A GREAT DEAL OF TIMES [email protected] [email protected]
BE YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF TIMES [email protected] [email protected]
REMAIN IN YOUR LIFE IS ALWAYS PERSONAL
AND A WHOLE LOT OF TIMES [email protected] [email protected]
REMAIN IN FULL YOUR LIFE IS ALWAYS PERSONAL
AS WELL AS A WHOLE LOT OF TIMES [email protected] [email protected]
BE IN FULL CONTROL.YOUR LIFE IS ALWAYS

PERSONAL AND A GREAT DEAL OF TIMES [email protected] [email protected] BE IN FULL CONTROL.
YOUR LIFE IS ALWAYS PERSONAL AND ALSO A LOT OF TIMES [email protected] [email protected] REMAIN IN FULL CONTROL.
BUT COULD AND A GREAT DEAL OF TIMES [email protected] [email protected] BE IN FULL CONTROL.
BUT COULD AND A GREAT DEAL OF TIMES [email protected] [email protected] REMAIN IN FULL CONTROL.
BUT COULD YOU AS WELL AS A GREAT DEAL OF TIMES [email protected]
[email protected] BE IN FULL CONTROL.
BUT COULD YOU PROFIT AND ALSO A GREAT DEAL OF TIMES [email protected] [email protected] REMAIN IN FULL CONTROL. BUT COULD YOU PROFIT BY AND A WHOLE LOT OF TIMES [email protected] [email protected] REMAIN IN FULL CONTROL. COULD YOU BENEFIT BY [email protected] AND A GREAT DEAL OF TIMES [email protected] [email protected]
REMAIN IN FULL CONTROL.BUT COULD YOU PROFIT BY [email protected] OUT AS WELL AS A LOT OF TIMES [email protected] [email protected] REMAIN IN FULL CONTROL. BUT COULD YOU PROFIT BY [email protected] OUT OF BE IN FULL CONTROL.
YOU PROFIT BY [email protected] OUT OF BE IN FULL CONTROL. YOUR BE IN FULL CONTROL.
BUT COULD YOU BENEFIT BY [email protected] OUT OF YOUR OWN BE IN FULL CONTROL.
BUT COULD YOU BENEFIT BY [email protected] OUT OF YOUR OWN WAY REMAIN IN FULL CONTROL.
BUT COULD YOU PROFIT BY [email protected] OUT OF YOUR OWN METHOD WHEN BE IN FULL CONTROL.BUT COULD YOU PROFIT BY [email protected] OUT OF YOUR OWN WAY WHEN IT BE IN FULL CONTROL

. BUT COULD YOU PROFIT BY [email protected] OUT OF YOUR OWN WAY WHEN IT COMES BE IN FULL CONTROL.
YOUR RETIREMENT PLAN.
SIGNING UP WITH YOUR OWN METHOD WHEN

IT CONCERNS YOUR RETIREMENT.
SIGNING UP WITH YOUR OWN METHOD WHEN IT INVOLVES YOUR RETIREMENT STRATEGY.
SIGNING UP WITH US YOUR OWN METHOD WHEN IT CONCERNS YOUR RETIRED LIFE PLAN.
JOINING US TODAY YOUR OWN MEANS WHEN IT CONCERNS YOUR RETIRED LIFE STRATEGY.
SIGNING UP WITH United States TODAY ARE YOUR OWN WAY WHEN IT CONCERNS YOUR RETIREMENT STRATEGY.
SIGNING UP WITH United States TODAY ARE GARY YOUR OWN METHOD WHEN IT INVOLVES YOUR RETIRED LIFE PLAN.
JOINING United States TODAY ARE GARY MATTSON YOUR OWN MEANS WHEN IT PERTAINS TO YOUR RETIREMENT.
JOINING United States TODAY ARE GARY MATTSON AND YOUR RETIREMENT STRATEGY. SIGNING UP WITH United States TODAY ARE GARY MATTSON AND YOUR RETIRED LIFE STRATEGY. SIGNING UP WITH US TODAY ARE GARY MATTSON AND TAYLOR YOUR RETIRED LIFE STRATEGY.
TAYLOR STEWART YOUR RETIREMENT
PLANSTRATEGY TAYLOR STEWART PART YOUR RETIRED LIFE PLAN. TAYLOR STEWART PART OF YOUR RETIRED LIFE STRATEGY
.
TAYLOR STEWART COMPONENT OF THE GROUP US TODAY ARE GARY MATTSON AND. TAYLOR STEWART COMPONENT OF THE TEAM
US TODAY ARE GARY MATTSON AND. TAYLOR STEWART PART OF THE TEAM.
WITH United States TODAY ARE GARY MATTSON AND.
TAYLOR STEWART COMPONENT OF THE TEAM. WITH MATTSON United States TODAY ARE GARY MATTSON AND. TAYLOR STEWART PART OF THE TEAM.
WITH MATTSON FINANCIAL United States TODAY ARE GARY MATTSON AND. WITH MATTSON FINANCIAL [email protected] US TODAY ARE GARY MATTSON AND. WITH MATTSON FINANCIAL [email protected] IS TAYLOR STEWART COMPONENT OF THE TEAM.
WITH MATTSON FINANCIAL [email protected] IS.
FULL SOLUTION FINANCIAL AND WITH MATTSON FINANCIAL [email protected] IS.
COMPLETE FINANCIAL AS WELL AS WITH MATTSON FINANCIAL
[email protected] IS. COMPLETE FINANCIAL AND. RETIREMENT WITH MATTSON FINANCIAL [email protected] IS. FULL SOLUTION FINANCIAL AND. RETIREMENT COMPANY WITH MATTSON FINANCIAL [email protected] IS. COMPLETE SERVICE FINANCIAL AND.
RETIRED LIFE FIRM IN WITH MATTSON FINANCIAL [email protected] IS.
COMPLETE FINANCIAL AND.
RETIRED LIFE FIRM IN THE WITH MATTSON FINANCIAL [email protected]
IS. COMPLETE FINANCIAL AND.
RETIRED LIFE COMPANY IN THE GRAND FULL SERVICE FINANCIAL AND. RETIRED LIFE FIRM IN THE GRAND COMPLETE FINANCIAL AND.
RETIRED LIFE FIRM IN THE GRAND. RAPIDS COMPLETE FINANCIAL AND. RETIRED LIFE FIRM IN THE GRAND. RAPIDS AREA.FULL SERVICE FINANCIAL AND. RETIREMENT FIRM IN THE GRAND. RAPIDS LOCATION. WELCOME COMPLETE FINANCIAL AND.
RETIRED LIFE FIRM IN THE GRAND.
WELCOME TO FULL SOLUTION FINANCIAL AND. WELCOME TO BOTH COMPLETE SERVICE FINANCIAL AND.
RETIREMENT FIRM IN THE GRAND. RAPIDS LOCATION.
WELCOME TO BOTH OF RETIRED LIFE COMPANY IN THE GRAND. RAPIDS AREA. WELCOME TO BOTH OF RETIRED LIFE COMPANY IN THE GRAND.
RAPIDS LOCATION. WELCOME TO BOTH OF. YOU. RETIREMENT FIRM IN THE GRAND. RAPIDS LOCATION.
WELCOME TO BOTH OF. SAY THANKS TO RETIRED LIFE COMPANY IN THE GRAND. RAPIDS LOCATION.
RETIREMENT FIRM IN THE GRAND.
RAPIDS LOCATION. WELCOME TO BOTH OF.
YOU. THANKS. HOW RETIRED LIFE FIRM IN THE GRAND.
RAPIDS AREA. WELCOME TO BOTH OF.
HOW LOTS OF RETIREMENT COMPANY IN THE GRAND. RAPIDS AREA.
WELCOME TO BOTH OF. HOW MANY TIMES RAPIDS LOCATION.
YOU. THANK YOU. HOW LOTS TIMES RAPIDS AREA.
WELCOME TO BOTH OF.
YOU.THANK YOU. THE AMOUNT OF TIMES. YOU RAPIDS LOCATION.
WELCOME TO BOTH OF. HOW MANY TIMES.
YOU SEE RAPIDS LOCATION. WELCOME TO BOTH OF
. YOU.
THANK YOU. HOW MANY TIMES.
YOU SEE FOLKS COME INTO RAPIDS AREA. YOU SEE PEOPLE COME RIGHT INTO YOUR YOU. YOU SEE INDIVIDUALS COME RIGHT INTO YOUR YOU.
YOU SEE FOLKS ENTER INTO YOUR.
OFFICE YOU. THANK YOU. THE NUMBER OF TIMES.
YOU SEE INDIVIDUALS COME INTO YOUR.
OFFICE AS WELL AS YOU. THANK YOU. HOW LOTS OF TIMES.
YOU SEE INDIVIDUALS ENTER YOUR.
OFFICE AND SAY YOU.THANK YOU.

THE NUMBER OF TIMES.
YOU SEE INDIVIDUALS COME INTO YOUR.
OFFICE AND SAY I YOU. THANKS. THE AMOUNT OF TIMES.
YOU SEE PEOPLE COME INTO YOUR.
WORKPLACE AND SAY I GOT YOU. THANKS. THE AMOUNT OF TIMES.
YOU SEE PEOPLE COME RIGHT INTO YOUR.
OFFICE AS WELL AS SAY I OBTAINED THIS YOU. THANKS. HOW LOTS TIMES.
YOU SEE PEOPLE ENTER INTO YOUR.
OFFICE AS WELL AS SAY I GOT THIS I YOU SEE FOLKS ENTER INTO YOUR.
OFFICE AS WELL AS SAY I GOT THIS I YOU SEE INDIVIDUALS ENTER YOUR.
OFFICE AS WELL AS SAY I GOT THIS I.
KNOW YOU SEE INDIVIDUALS COME RIGHT INTO YOUR.
WORKPLACE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT YOU SEE INDIVIDUALS ENTER YOUR.
WORKPLACE AS WELL AS SAY I OBTAINED THIS I.
KNOW WHAT I YOU SEE FOLKS ENTER INTO YOUR.
OFFICE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT I NEED YOU SEE FOLKS ENTER YOUR.
OFFICE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT I NEED BUT YOU SEE PEOPLE ENTER INTO YOUR.
OFFICE AND SAY I GOT THIS I.
KNOW WHAT I REQUIRED BUT YOU YOU SEE FOLKS ENTER INTO YOUR.
WORKPLACE AS WELL AS SAY I OBTAINED THIS I.
KNOW WHAT I REQUIRED BUT YOU UNDERSTAND WORKPLACE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT I REQUIRED BUT YOU UNDERSTAND WORKPLACE AND ALSO SAY I GOT THIS I.
KNOW WHAT I NEED BUT YOU UNDERSTAND.
STEP OFFICE AS WELL AS SAY I OBTAINED THIS I.
KNOW WHAT I NEED BUT YOU RECOGNIZE.
STEP APART OFFICE AND ALSO SAY I GOT THIS I.
KNOW WHAT I NEED BUT YOU KNOW.
ACTION ASIDE I'' M OFFICE AS WELL AS SAY I OBTAINED THIS I. KNOW WHAT I REQUIRED BUT YOU KNOW.
ACTION ASIDE I'' M IN OFFICE AND SAY I OBTAINED THIS I.
KNOW WHAT I NEED BUT YOU UNDERSTAND.
STEP ASIDE I'' M IN RIGHT HERE WORKPLACE AND SAY I OBTAINED THIS I.
KNOW WHAT I REQUIRED BUT YOU UNDERSTAND.
STEP ASIDE I'' M IN RIGHT HERE WITH OFFICE AND SAY I GOT THIS I.
KNOW WHAT I NEED BUT YOU KNOW.
ACTION ASIDE I'' M IN BELOW WITH MY KNOW WHAT I NEED'BUT YOU RECOGNIZE. ACTION ASIDE I ' M IN BELOW WITH MY KNOW WHAT I NEED BUT YOU UNDERSTAND. ACTION ASIDE I ' M IN BELOW WITH MY. STRATEGY KNOW WHAT I REQUIRED BUT YOU UNDERSTAND.
ACTION ASIDE I ' M IN HERE WITH MY. PLAN ASSISTANCE KNOW WHAT I REQUIRED BUT YOU RECOGNIZE.
ACTION ASIDE I ' M IN BELOW WITH MY. STRATEGY AID ME KNOW WHAT I REQUIRED BUT YOU RECOGNIZE.
STEP ASIDE I ' M IN HERE WITH MY. STRATEGY ASSISTANCE ME MAKE KNOW WHAT I REQUIRED'BUT YOU UNDERSTAND.
STEP ASIDE I ' M IN BELOW WITH MY.
STRATEGY AID ME MAKE THIS RECOGNIZE WHAT I NEED BUT YOU UNDERSTAND.
ACTION ASIDE I ' M IN RIGHT HERE WITH MY. STRATEGY AID ME MAKE THIS HAPPEN.STEP ASIDE I ' M IN RIGHT HERE WITH MY. PLAN AID ME MAKE THIS OCCUR.
STEP ASIDE I ' M IN HERE WITH MY. PLAN ASSISTANCE ME MAKE THIS TAKE PLACE.
YES. STEP ASIDE I ' M IN HERE WITH MY. STRATEGY HELP ME MAKE THIS OCCUR.
OF COURSE. STEP ASIDE I ' M IN HERE WITH MY. STRATEGY ASSISTANCE ME MAKE'THIS TAKE PLACE.
YES. SO WE ACTION ASIDE I ' M IN RIGHT HERE WITH MY. STRATEGY HELP ME MAKE THIS OCCUR.
INDEED. SO WE SEE STEP ASIDE I ' M IN RIGHT HERE WITH MY. STRATEGY ASSISTANCE ME MAKE THIS HAPPEN.
OF COURSE. WE SEE IT STEP ASIDE I ' M IN RIGHT HERE WITH MY. PLAN ASSISTANCE ME MAKE THIS OCCUR. YES.
WE SEE IT QUITE ACTION ASIDE I ' M IN RIGHT HERE WITH MY. TYPICALLY [email protected] OF PLAN ASSISTANCE ME MAKE THIS HAPPEN. TYPICALLY [email protected] OF THE PLAN HELP ME MAKE THIS TAKE PLACE.
WILL YES. SO WE SEE IT ON A REGULAR BASIS. TYPICALLY [email protected] OF THE PARTNERS.
WILL MAKE YES. SO WE SEE IT FREQUENTLY. TYPICALLY [email protected] OF THE SPOUSES.
WILL CERTAINLY MAKE THAT YES. WE SEE IT QUITE OFTEN. TYPICALLY [email protected] OF THE SPOUSES.
WILL CERTAINLY MAKE THAT APPOINTMENT YES.SO WE SEE IT QUITE OFTEN. TYPICALLY [email protected] OF THE SPOUSES.
WILL CERTAINLY MAKE THAT VISIT AND TYPICALLY [email protected] OF THE SPOUSES.
WILL CERTAINLY MAKE THAT CONSULTATION AND ALSO TYPICALLY [email protected] OF THE SPOUSES.
WILL CERTAINLY MAKE THAT APPOINTMENT AND ALSO.
THEY ' LL COME TYPICALLY [email protected] OF THE
SPOUSES. THEY ' LL COME IN TYPICALLY [email protected] OF THE PARTNERS. THEY ' LL COME IN [email protected] TYPICALLY [email protected] OF THE PARTNERS.
WILL MAKE THAT APPOINTMENT AS WELL AS.
THEY'' LL COME IN [email protected] THE TYPICALLY [email protected] OF THE SPOUSES.
WILL CERTAINLY MAKE THAT CONSULTATION AND.
THEY'' LL BE AVAILABLE IN [email protected] THE OTHER WILL CERTAINLY MAKE THAT APPOINTMENT AND.
THEY'' LL COME IN [email protected] THE OTHER WILL CERTAINLY MAKE THAT APPOINTMENT AS WELL AS.
THEY'' LL CAN BE FOUND IN [email protected] THE OTHER. ONE WILL MAKE THAT VISIT AS WELL AS.
THEY'' LL BE AVAILABLE IN 4@AND THE OTHER. ONE MIGHT WILL MAKE THAT APPOINTMENT AS WELL AS.
THEY'' LL COME IN [email protected] THE OTHER. ONE MIGHT NOT WILL MAKE THAT APPOINTMENT AND.
THEY'' LL CAN BE FOUND IN [email protected] THE OTHER. ONE MAY NOT BE WILL MAKE THAT APPOINTMENT AND ALSO.
THEY'' LL BE AVAILABLE IN [email protected] THE OTHER. ONE MAY NOT BE COMPLETELY WILL MAKE THAT VISIT AND.
THEY'' LL COME IN [email protected] THE OTHER. ONE MIGHT NOT BE TOTALLY ON WILL MAKE THAT VISIT AS WELL AS.
THEY'' LL COME IN [email protected] THE OTHER. ONE MAY NOT BE TOTALLY ON BOARD THEY'' LL COME IN [email protected] THE OTHER.
[email protected] THEY'' LL COME IN [email protected] THE OTHER. ONE MAY NOT BE COMPLETELY ABOARD.
[email protected] IT THEY'' LL COME IN [email protected] THE OTHER. ONE MIGHT NOT BE TOTALLY ABOARD.
[email protected] IT AND ALSO THEY'' LL BE AVAILABLE IN [email protected] THE OTHER. ONE MIGHT NOT BE COMPLETELY ON BOARD.
[email protected] IT AS WELL AS THEY THEY'' LL COME IN [email protected] THE OTHER. ONE MIGHT NOT BE COMPLETELY ABOARD.
[email protected] IT AS WELL AS THEY MAY THEY'' LL CAN BE FOUND IN [email protected] THE OTHER. ONE MAY NOT BE COMPLETELY ON BOARD.
[email protected] IT AND ALSO THEY MAY HAVE THEY'' LL CAN BE FOUND IN [email protected] THE OTHER.
ONE MIGHT NOT BE TOTALLY ON BOARD.
WI4@TH IT AND THEY MAY HAVE DON ONE MAY NOT BE COMPLETELY ON BOARD.
WI4@TH IT AND ALSO THEY MAY HAVE DON ONE MAY NOT BE TOTALLY ABOARD.
[email protected] IT AND THEY MAY HAVE DON.
A ONE MIGHT NOT BE TOTALLY ON BOARD.
[email protected] IT AND THEY MAY HAVE DON.
An EXTREMELY ONE MAY NOT BE TOTALLY ABOARD.
[email protected] IT AND ALSO THEY MAY HAVE DON.
A GREAT ONE MIGHT NOT BE TOTALLY ABOARD.
[email protected] IT AS WELL AS THEY MAY HAVE DON.
A GREAT WORK ONE MIGHT NOT BE COMPLETELY ON BOARD.
[email protected] IT AS WELL AS THEY MAY HAVE DON.
An EXTREMELY GOOD WORK CONSERVING ONE MAY NOT BE FULLY ABOARD.
[email protected] IT AND THEY MAY HAVE DON.
A REALLY GREAT TASK CONSERVING BUT ONE MIGHT NOT BE COMPLETELY ABOARD.
[email protected] IT AND ALSO THEY MAY HAVE DON.
A REALLY GOOD WORK SAVING BUT THEY [email protected] IT AND THEY MAY HAVE DON.
A VERY EXCELLENT JOB SAVING BUT THEY [email protected] IT AS WELL AS THEY MAY HAVE DON.
A GREAT JOB SAVING BUT THEY.
SIMPLY [email protected] IT AND ALSO THEY MAY HAVE DON.
A GREAT TASK SAVING BUT THEY.
JUST DON ' T. [email protected] WHOLE LOT [email protected] IT AS WELL AS THEY MAY HAVE DON. JUST DON ' T. [email protected] WHOLE LOT OF TIMES [email protected] IT AS WELL AS THEY MAY HAVE DON. SIMPLY DON ' T. [email protected] LOT OF TIMES YO A VERY GOOD JOB CONSERVING BUT THEY.
DON'' T An EXCELLENT JOB
SAVING BUT THEY. SIMPLY DON ' T. [email protected] GREAT DEAL OF TIMES YO. DON ' T HAVE An EXCELLENT JOB SAVING BUT THEY.
DON ' T HAVE THE A VERY GREAT WORK SAVING BUT THEY. SIMPLY DON ' T. [email protected] LOT OF TIMES YO.
SIMPLY DON'' T. [email protected] GREAT DEAL OF TIMES YO
. DON ' T HAVE THE VARIOUS DEVICES JUST DON'[email protected] GREAT DEAL OF TIMES YO.

DON ' T HAVE THE
DIFFERENT DEVICES SIMPLY DON ' T. [email protected] GREAT DEAL OF TIMES YO. DON ' T HAVE THE
DIFFERENT TOOLS. THAT JUST PUT ON ' T. [email protected] LOT OF TIMES YO. DON ' T HAVE THE
DIFFERENT TOOLS. THAT ARE SIMPLY DON '
T. [email protected] WHOLE LOT OF TIMES YO. DON ' T HAVE THE
VARIOUS DEVICES. THAT ARE REQUIRED JUST DON ' T. [email protected] GREAT DEAL OF TIMES YO. DON ' T HAVE THE
DIFFERENT DEVICES. THAT ARE REQUIRED TO JUST
DON'[email protected] GREAT DEAL OF TIMES YO. DON'' T HAVE THE VARIOUS'TOOLS. THAT ARE NEEDED TO MAKE4 @ SIMPLY DON ' T. [email protected] GREAT DEAL OF TIMES YO. DON ' T HAVE THE
DIFFERENT DEVICES. THAT ARE NEEDED TO MAKE4 @ SURE DON ' T HAVE THE DIFFERENT DEVICES. THAT ARE REQUIRED TO MAKE4 @ SURE DON ' T HAVE THE VARIOUS TOOLS. THAT ARE REQUIRED TO MAKE4 @ SURE. THAT DON ' T HAVE THE DIFFERENT DEVICES.
THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] DON'' T HAVE THE DIFFERENT TOOLS. THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] IS DON'' T HAVE THE DIFFERENT TOOLS. THAT ARE NEEDED TO MAKE4 @ SURE.
THAT [email protected] IS GOING DON'' T HAVE THE DIFFERENT TOOLS. THAT ARE NEEDED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO DON'' T HAVE THE VARIOUS TOOLS.
THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO LAST THAT ARE NEEDED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO LAST THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO LAST.
THROUGH THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO LAST.
THROUGH RETIRED LIFE THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO LAST.
WITH RETIREMENT AS WELL AS THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT [email protected] IS GOING TO LAST.
THROUGH RETIREMENT WHICH THAT [email protected] IS GOING TO LAST.
VIA RETIRED LIFE WHICH THAT [email protected] IS GOING TO LAST.
WITH RETIRED LIFE WHICH.
WITH THAT [email protected] IS GOING TO LAST.
VIA RETIREMENT WHICH.
WITH THE THAT [email protected] IS GOING TO LAST.
THROUGH RETIREMENT AND ALSO THAT.
THROUGH THE INTENDING THAT [email protected] IS GOING TO LAST.
THROUGH RETIRED LIFE WHICH.
VIA THE INTENDING PROCESS VIA RETIREMENT AS WELL AS THAT.
WITH THE PREPARING PROCESS THROUGH RETIRED LIFE AND ALSO THAT.
WITH THE PREPARING PROCEDURE.
[email protected] VIA RETIRED LIFE WHICH.
WITH THE PLANNING PROCEDURE.
[email protected] COME THROUGH RETIREMENT AS WELL AS THAT.
THROUGH THE INTENDING PROCESS.
[email protected] BOIL DOWN VIA RETIRED LIFE WHICH.
VIA THE PREPARING PROCEDURE.
[email protected] BOIL DOWN INTO THROUGH RETIREMENT AND THAT.
VIA THE PLANNING PROCESS.
[email protected] COME DOWN INTO PLAY.THROUGH RETIREMENT WHICH. WITH THE PLANNING PROCEDURE. [email protected] COME DOWN RIGHT INTO PLAY.
I THROUGH THE INTENDING PROCESS. [email protected] BOIL DOWN INTO PLAY.
I THROUGH THE INTENDING PROCEDURE. [email protected] COME DOWN INTO PLAY.
I. SUSPICIOUS VIA THE PREPARING PROCESS. [email protected] BOIL DOWN RIGHT INTO PLAY.
I. SUSPICIOUS A THROUGH THE INTENDING PROCEDURE. [email protected] BOIL DOWN RIGHT INTO PLAY.
I. SUSPECT An ABSENCE WITH THE PLANNING
PROCEDURE. [email protected] BOIL DOWN INTO PLAY.
I. SUSPECT An ABSENCE OF THROUGH THE INTENDING PROCESS. [email protected] BOIL DOWN INTO PLAY.
I. SUSPICIOUS A LACK OF [email protected] [email protected] BOIL DOWN INTO PLAY.I. SUSPICIOUS A LACK OF [email protected] [email protected] COME DOWN RIGHT INTO PLAY. I. SUSPICIOUS An ABSENCE OF [email protected]. COULD [email protected] BOIL DOWN INTO PLAY. I. SUSPICIOUS An ABSENCE OF [email protected].
COULD ACTUALLY RE[email protected] BOIL DOWN INTO PLAY. I. SUSPICIOUS A LACK OF [email protected].
COULD ACTUALLY SABOTAGE RE[email protected] BOIL DOWN INTO PLAY. I. SUSPICIOUS A LACK OF [email protected].
COULD ACTUALLY SABOTAGE YOUR SUSPECT A LACK OF [email protected]. COULD ACTUALLY SABOTAGE YOUR SUSPICIOUS An ABSENCE OF [email protected]. COULD ACTUALLY SABOTAGE YOUR. PLAN.SUSPECT An ABSENCE OF [email protected]. COULD ACTUALLY SABOTAGE YOUR.
PLAN. SEND OUT SUSPECT A LACK OF [email protected].

COULD ACTUALLY SABOTAGE YOUR.
PLAN. SEND IT SUSPECT An ABSENCE OF [email protected]. COULD ACTUALLY SABOTAGE YOUR.
STRATEGY. SEND IT DOWN SUSPECT A LACK OF [email protected]. COULD ACTUALLY SABOTAGE YOUR. PLAN. SEND IT DOWN THE SUSPECT
An ABSENCE OF [email protected]. COULD ACTUALLY SABOTAGE YOUR.
PLAN. SEND IT DOWN THE TUBES.
COULD ACTUALLY SABOTAGE YOUR. PLAN. SEND IT DOWN TELEVISIONS
. COULD ACTUALLY SABOTAGE YOUR.
STRATEGY. SEND IT DOWN TELEVISIONS. YOU COULD ACTUALLY MESS UP YOUR.
PLAN.SEND IT DOWN TELEVISIONS. YOU CAN COULD IN FACT UNDERMINE YOUR. STRATEGY. SEND IT DOWN TELEVISIONS. YOU CAN BE COULD ACTUALLY SABOTAGE YOUR.

STRATEGY. SEND IT DOWN TELEVISIONS. YOU CAN BE VERY COULD IN FACT UNDERMINE YOUR. STRATEGY. SEND IT DOWN TELEVISIONS. YOU CAN BE EXTREMELY EXTREMELY COULD ACTUALLY UNDERMINE
YOUR. STRATEGY. SEND IT DOWN THE TUBES. YOU CAN BE VERY EXTREMELY ASTUTE STRATEGY.
SEND IT DOWN THE TUBES. YOU CAN BE EXTREMELY EXTREMELY SHARP STRATEGY. MATHEMATICALLY PLAN.
MATHEMATICALLY AND ALSO STRATEGY. SEND IT DOWN THE TUBES. YOU TIN BE EXTREMELY EXTREMELY SHARP.
MATHEMATICALLY AND PLACE PLAN. SEND IT DOWN THE TUBES. YOU CAN BE VERY EXTREMELY SHARP.
MATHEMATICALLY AND ALSO PUT ALL PLAN. SEND IT DOWN THE TUBES.

THEY ' LL COME TYPICALLY [email protected] OF THE
SPOUSESPARTNERS THEY ' LL COME IN TYPICALLY [email protected] OF THE SPOUSES. THEY ' LL COME IN [email protected] TYPICALLY [email protected] OF THE PARTNERS.
ONE MIGHT NOT BE FULLY ON BOARD THEY'' LL COME IN [email protected] THE OTHER. ONE MAY NOT BE TOTALLY ON BOARD THEY'' LL COME IN [email protected] THE OTHER.YOU CAN BE EXTREMELY EXTREMELY SHARP
MATHEMATICALLY AND ALSO PLACE ALL THE YOU TIN BE REALLY REALLY SHARP
MATHEMATICALLY AND ALSO PLACE ALL THE YOU CAN BE EXTREMELY VERY SHARP
MATHEMATICALLY AND ALSO PUT ALL THE
NUMBERS YOU CAN BE EXTREMELY REALLY ASTUTE
MATHEMATICALLY AS WELL AS PLACE ALL THE
NUMBERS WITH EACH OTHER YOU CAN BE EXTREMELY REALLY SHARP
MATHEMATICALLY AND ALSO PLACE ALL THE
NUMBERS WITH EACH OTHER AND YOU TIN BE VERY REALLY SHARP
MATHEMATICALLY AS WELL AS PUT ALL THE
NUMBERS TOGETHER AS WELL AS THEN MATHEMATICALLY AND PUT ALL THE
NUMBERS WITH EACH OTHER AS WELL AS THEN MATHEMATICALLY AND PUT ALL THE
NUMBERS WITH EACH OTHER AS WELL AS THEN
SOMETHING MATHEMATICALLY AND ALSO PLACE ALL THE
NUMBERS WITH EACH OTHER AND AFTER THAT
SOMETHING IN MATHEMATICALLY AND ALSO PUT ALL THE
NUMBERS WITH EACH OTHER AND AFTERWARDS
SOMETHING IN LIFE MATHEMATICALLY AS WELL AS PUT ALL THE
NUMBERS TOGETHER AND AFTER THAT
SOMETHING IN LIFE BLOWS MATHEMATICALLY AND PLACE ALL THE
NUMBERS TOGETHER AND AFTERWARDS
SOMETHING IN LIFE BLOWS THAT MATHEMATICALLY AS WELL AS PUT ALL THE
NUMBERS WITH EACH OTHER AND AFTER THAT
SOMETHING IN LIFE BLOWS THAT UP MATHEMATICALLY AND ALSO PLACE ALL THE
NUMBERS TOGETHER AND AFTERWARDS
SOMETHING IN LIFE BLOWS THAT UP @ NUMBERS WITH EACH OTHER AND AFTERWARDS
SOMETHING IN LIFE BLOWS THAT UP @ NUMBERS TOGETHER AND AFTER THAT
SOMETHING IN LIFE BLOWS THAT UP @.
AS WELL AS NUMBERS TOGETHER AND ALSO AFTER THAT.
SOMETHING IN LIFE BLOWS THAT UP @.
WHICH'' S NUMBERS WITH EACH OTHER AS WELL AS
AFTER THAT. SOMETHING IN LIFE BLOWS THAT'UP @. WHICH ' S THE NUMBERS WITH EACH OTHER AND AFTERWARDS. SOMETHING IN LIFE BLOWS THAT'UP @. AS WELL AS THAT ' S THE THING NUMBERS TOGETHER AND AFTERWARDS.
SOMETHING IN LIFE BLOWS THAT UP @. WHICH ' S THE IMPORTANT THINGS THAT NUMBERS WITH EACH OTHER AND AFTER THAT'. SOMETHING IN LIFE BLOWS THAT UP @.
AND ALSO THAT'' S THE POINT THAT WE SOMETHING IN LIFE BLOWS THAT UP @. APPEARANCE SOMETHING IN LIFE BLOWS THAT UP @. AND THAT ' S THE POINT THAT WE.
CONSIDER'. WE SOMETHING IN LIFE BLOWS THAT UP @. AND THAT ' S THE IMPORTANT THINGS THAT WE.
CONSIDER. WE HAD SOMETHING IN LIFE BLOWS THAT UP @.
WHICH'' S THE THING THAT WE. LOOK AT. WE HAD A SOMETHING IN LIFE BLOWS THAT'UP @. AND ALSO THAT ' S THE IMPORTANT THINGS THAT WE. APPEARANCE AT'. WE HAD A PAIR SOMETHING IN LIFE BLOWS THAT'UP @. WHICH ' S THE POINT THAT WE.
LOOK AT'. WE HAD A COUPLE COME WHICH'' S THE IMPORTANT THINGS THAT WE. CONSIDER.
WE HAD A PAIR COME WHICH'' S THINGS THAT WE. CHECK OUT.
WE HAD A COUPLE COME. IN AND THAT'' S THINGS THAT WE. CONSIDER.
WE HAD A COUPLE COME. IN FROM WHICH'' S THE POINT THAT WE.

CHECK OUT.
WE HAD A PAIR COME. IN FROM GRAND AND THAT ' S THE THING THAT WE.
TAKE A LOOK AT. WE HAD A COUPLE COME.
IN FROM GRAND RAPIDS AND ALSO THAT ' S THE IMPORTANT THINGS THAT WE.
APPEARANCE AT. WE HAD A PAIR COME. IN FROM GRAND RAPIDS AND AND ALSO THAT ' S THE THING THAT WE.
CHECK OUT. WE HAD A PAIR COME.
IN FROM GRAND RAPIDS AS WELL AS HE WHICH ' S THINGS THAT WE. LOOK AT.WE HAD A PAIR COME.
IN FROM GRAND RAPIDS AND ALSO HE DID WHICH ' S THINGS THAT WE. TAKE A LOOK AT.
WE HAD A COUPLE COME. IN FROM GRAND RAPIDS AS WELL AS HE DID @ CONSIDER.
IN FROM GRAND RAPIDS AS WELL AS HE DID @ LOOK AT. IN FROM GRAND RAPIDS AND HE DID @.
A CHECK OUT.

WE HAD A COUPLE COME. IN FROM GRAND RAPIDS AND HE DID @.
A SUPERB CHECK OUT. WE HAD A PAIR COME.
IN FROM GRAND RAPIDS AS WELL AS HE DID @.
A FANTASTIC JOB. APPEARANCE AT.
WE HAD A PAIR COME. IN FROM GRAND RAPIDS AS WELL AS HE DID @.
A GREAT JOB. ENGINEER APPEARANCE AT.
WE HAD A PAIR COME. IN FROM GRAND RAPIDS AND ALSO HE DID @.
DESIGNER LOVE IN FROM GRAND RAPIDS AND ALSO HE DID @. A GREAT JOB.ENGINEER LOVE IN FROM GRAND RAPIDS AND ALSO HE DID @.
ENGINEER LOVE. THOSE IN FROM GRAND RAPIDS AND HE DID @. A WONDERFUL TASK.
IN FROM GRAND RAPIDS AND HE
DID @. A FANTASTIC TASK. AND ALSO IN FROM GRAND RAPIDS AS WELL AS HE DID @.
AS WELL AS HE IN FROM GRAND RAPIDS AND HE DID @. An AMAZING JOB.
THOSE [email protected]. AND HE HAD A GREAT WORK. AND HE HAD A GREAT TASK.
EVERY LITTLE THING A GREAT WORK. ENGINEER LOVE.
THOSE [email protected]. AND ALSO HE HAD.
EVERY LITTLE THING CHARTED A SUPERB JOB. DESIGNER LOVE.
EVERYTHING CHARTED OUT. A WONDERFUL TASK. DESIGNER LOVE. THOSE [email protected]. AND HE HAD. WHATEVER CHARTED OUT. NO THOSE [email protected]. AS WELL AS HE HAD. EVERYTHING CHARTED OUT.
WHATEVER CHARTED OUT. EXACTLY THOSE [email protected]. EXACTLY TALKED THOSE [email protected] HE HAD.
EXACTLY CHATTED CONCERNING THOSE [email protected]. EVERY LITTLE THING CHARTED OUT.
NO. EXACTLY CHATTED CONCERNING TAX OBLIGATIONS THOSE [email protected]. AND ALSO
HE HAD. EVERYTHING CHARTED OUT.
NO. EXACTLY SPOKE ABOUT TAXES [email protected] EVERYTHING CHARTED OUT.
NO. EXACTLY SPOKE CONCERNING TAX OBLIGATIONS [email protected] EVERYTHING CHARTED OUT. NO.
EXACTLY CHATTED ABOUT TAXES [email protected].
OF EVERYTHING CHARTED OUT. NO. EXACTLY SPOKE ABOUT TAX OBLIGATIONS [email protected].
OF THAT EVERYTHING CHARTED OUT. NO. EXACTLY TALKED CONCERNING TAXES [email protected].
OF THAT IN WHATEVER CHARTED OUT.
NO. EXACTLY SPOKE ABOUT TAXES [email protected].
OF THAT IN ASSUMPTIONS EVERYTHING CHARTED OUT
. NO. EXACTLY SPOKE ABOUT TAXES [email protected].
OF THAT IN ASSUMPTIONS OF EXACTLY TALKED ABOUT TAX OBLIGATIONS [email protected]. OF THAT IN ASSUMPTIONS OF EXACTLY SPOKE ABOUT TAXES [email protected]. OF THAT IN ASSUMPTIONS OF. RETURNS. EXACTLY DISCUSSED TAX OBLIGATIONS [email protected].
OF THAT IN ASSUMPTIONS OF.
RETURNS.

IT SPECIFICALLY TALKED ABOUT TAX OBLIGATIONS [email protected]. OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS EXACTLY DISCUSSED TAX OBLIGATIONS [email protected]. OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. EXACTLY SPOKE ABOUT TAX OBLIGATIONS [email protected]. OF THAT IN ASSUMPTIONS OF.
RETURNS.IT WAS WONDERFUL. AS WELL AS OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND.
YTHE OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND.
YTHE STATED OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AS WELL AS.
YTHE STATED I OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND ALSO.
YTHE CLAIMED I SIMPLY OF THAT IN ASSUMPTIONS OF. RETURNS. IT WAS WONDERFUL. AND. YTHE SAID I JUST DESIRED OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL.
AS WELL AS. YTHE STATED I SIMPLY WISHED TO OF
THAT IN ASSUMPTIONS OF. RETURNS.
IT WAS WONDERFUL. AND ALSO.

YTHE CLAIMED I SIMPLY INTENDED TO MAKE RETURNS. IT WAS WONDERFUL. AS WELL AS. YTHE STATED I JUST INTENDED TO MAKE RETURNS. IT WAS WONDERFUL. AS WELL AS. YTHE CLAIMED I SIMPLY DESIRED TO MAKE.
SURE RETURNS. YTHE CLAIMED I JUST WANT TO MAKE.
CERTAIN WE RETURNS. YTHE CLAIMED I JUST DESIRED TO MAKE. SURE
WE CROSS RETURNS.
YTHE STATED I SIMPLY WISHED TO MAKE. CERTAIN WE CROSS THE RETURNS. IT WAS WONDERFUL. AND ALSO.
YTHE STATED I JUST INTENDED TO MAKE. CERTAIN WE CROSS THE T ' S RETURNS. IT WAS WONDERFUL. AND. YTHE STATED I JUST INTENDED TO MAKE. SURE WE CROSS THE T ' S AND RETURNS. IT WAS WONDERFUL. AS WELL AS.
YTHE SAID I JUST WISHED TO MAKE.
CERTAIN WE CROSS THE T'' S AS WELL AS DOT YTHE SAID I JUST DESIRED TO MAKE.
SURE WE CROSS THE T'' S AND DOT YTHE SAID I JUST WISHED TO MAKE.
SURE WE CROSS THE T'' S AS WELL AS DOT. THE YTHE CLAIMED I SIMPLY INTENDED TO MAKE.
CERTAIN WE CROSS THE T'' S AS WELL AS DOT. THE I ' S YTHE SAID I SIMPLY WISHED TO MAKE.
SURE WE CROSS THE T ' S AND DOT.
THE I'' S DUE TO THE FACT THAT YTHE SAID I JUST INTENDED TO MAKE.

SURE WE CROSS THE T'' S AND ALSO DOT.
THE I ' S DUE TO THE FACT THAT I YTHE STATED I SIMPLY INTENDED TO MAKE. SURE WE CROSS THE T'' S AND DOT.
THE I ' S SINCE I [email protected] YTHE CLAIMED I JUST DESIRED'TO MAKE.
CERTAIN WE CROSS THE T ' S AS WELL AS DOT. THE I ' S SINCE I [email protected] THIS SURE WE CROSS THE T'' S AND ALSO DOT.
THE I ' S DUE TO THE FACT THAT I [email protected] THIS CERTAIN WE CROSS THE T'' S AND DOT.
THE I ' S SINCE I [email protected] THIS.
TIME.SURE WE CROSS THE'T ' S AS WELL AS DOT. THE I ' S SINCE

I [email protected] THIS.
TIME. SURE WE CROSS THE T ' S AND DOT.
THE I ' S DUE TO THE FACT THAT I'[email protected] THIS.
WE SURE WE CROSS THE T ' S AS WELL AS DOT. THE I'' S DUE TO THE FACT THAT I [email protected] THIS.

WE CONTAINER ' T OBTAIN SURE WE CROSS THE T ' S AND ALSO DOT. WE CANISTER ' T GET THIS THE I ' S SINCE I [email protected] THIS. WE'CAN ' T OBTAIN THIS THE I ' S DUE TO THE FACT THAT I [email protected] THIS.
WE CONTAINER ' T OBTAIN THIS. WHEN THE I ' S BECAUSE I [email protected] THIS.
BUT WE CONTAINER ' T OBTAIN THIS. WRONG. WHEN WE THE I ' S DUE TO THE FACT THAT I [email protected] THIS.
TIME. WE CANISTER ' T OBTAIN THIS. WRONG. WHEN WE GOT THE I ' S BECAUSE I [email protected] THIS. TIME. BUT WE CONTAINER ' T GET THIS.
WRONG. WHEN WE GOT DONE THE I ' S DUE TO THE FACT THAT I [email protected] THIS. TIME. WE CONTAINER ' T OBTAIN THIS. WRONG. WHEN WE GOT DONE [email protected] TIME. WE CAN ' T OBTAIN THIS. WRONG. WHEN WE GOT DONE [email protected] TIME. BUT WE CANISTER ' T GET THIS. INCORRECT. WHEN WE GOT DONE [email protected]. STRATEGY TIME.BUT WE CONTAINER ' T GET THIS
. WRONG. WHEN WE GOT DONE [email protected]. STRATEGY WAS TIME. WE CAN ' T GET THIS.
WHEN WE GOT DONE [email protected]. WE CAN ' T GET THIS.
INCORRECT. WHEN WE GOT DONE [email protected]. PLAN WAS REALLY QUITE TIME. BUT WE CAN ' T GET THIS. WRONG. WHEN WE GOT DONE [email protected]. STRATEGY WAS REALLY PRETTY GOOD. INCORRECT. WHEN WE GOT DONE [email protected]. PLAN WAS REALLY QUITE GOOD. WRONG. WHEN WE GOT DONE [email protected]. PLAN WAS ACTUALLY QUITE GREAT. WE WRONG. WHEN WE GOT DONE [email protected]. STRATEGY WAS IN FACT RESPECTABLE. WE DID WRONG.
WHEN WE GOT DONE [email protected]. STRATEGY WAS IN FACT QUITE GREAT.
STRATEGY WAS IN FACT PRETTY EXCELLENT. WE DID A LITTLE MISDOING.
WHEN WE GOT DONE [email protected]. STRATEGY WAS REALLY PRETTY EXCELLENT. WE DID A LITTLE TWEAKING WRONG.
STRATEGY WAS IN FACT RATHER GREAT. STRATEGY WAS IN FACT RATHER GOOD. TAX STRATEGY WAS IN FACT RATHER EXCELLENT.
WE DID A LITTLE FINE-TUNING ON THE. TAX AREA PLAN WAS IN FACT RESPECTABLE.
WE DID A LITTLE TWEAKING ON THE
. TAX OBLIGATION AREA BUT PLAN WAS IN FACT RESPECTABLE.
WE DID A LITTLE TWEAKING ON THE. TAX AREA BUT AFTER THAT STRATEGY WAS IN FACT RESPECTABLE.
WE DID A LITTLE TWEAKING ON THE. TAX AREA BUT AFTER THAT ABOUT PLAN WAS ACTUALLY QUITE EXCELLENT.
WE DID A LITTLE FINE-TUNING ON THE. TAX OBLIGATION AREA BUT THEN ABOUT 18 PLAN WAS REALLY RESPECTABLE.
WE DID A LITTLE FINE-TUNING ON THE.
TAX LOCATION BUT THEN CONCERNING 18 TO WE DID A LITTLE FINE-TUNING ON THE.
TAX LOCATION BUT THEN REGARDING 18 TO WE DID A LITTLE FINE-TUNING ON THE.
TAX OBLIGATION LOCATION BUT THEN ABOUT 18 TO.
24 WE DID A LITTLE TWEAKING ON THE.
TAX OBLIGATION LOCATION BUT AFTER THAT ABOUT 18 TO.
24 MONTHS WE DID A LITTLE TWEAKING ON THE.
TAX OBLIGATION LOCATION BUT AFTER THAT REGARDING 18 TO.
24 MONTHS IN WE DID A LITTLE FINE-TUNING ON THE.
TAX OBLIGATION AREA BUT AFTER THAT REGARDING 18 TO.
24 MONTHS IN RETIRED LIFE WE DID A LITTLE TWEAKING ON THE.
TAX OBLIGATION LOCATION BUT THEN ABOUT 18 TO.
24 MONTHS IN RETIRED LIFE THE TAX LOCATION BUT AFTER THAT ABOUT 18 TO. 24 MONTHS IN RETIRED LIFE THE TAX OBLIGATION LOCATION BUT AFTER THAT REGARDING 18'TO. 24 MONTHS IN RETIREMENT THE.
STRATEGY TAX LOCATION BUT AFTER THAT ABOUT 18 TO. STRATEGY [email protected] TAX OBLIGATION AREA BUT THEN ABOUT 18 TO.
STRATEGY [email protected] UP TAX OBLIGATION LOCATION BUT THEN ABOUT 18 TO. 24 MONTHS IN RETIREMENT THE.
STRATEGY [email protected] UP AND ALSO TAX AREA BUT AFTER THAT CONCERNING 18 TO.
24 MONTHS IN RETIREMENT THE.
STRATEGY 4@BLEW UP AND IT TAX LOCATION BUT AFTER THAT'REGARDING 18 TO.
24 MONTHS IN RETIREMENT THE. PLAN [email protected] UP AND IT WASN
' T TAX AREA BUT AFTER THAT'REGARDING 18 TO.
24 MONTHS IN RETIRED LIFE THE.
PLAN [email protected] UP AS WELL AS IT WASN''
T OU 24 MONTHS IN RETIREMENT THE.
STRATEGY [email protected] UP AS WELL AS IT WASN''
T OU 24 MONTHS IN RETIRED LIFE THE.
PLAN [email protected] UP AND IT WASN''
T OU. STRATEGY [email protected] UP AND ALSO IT WASN ' T OU.
STRATEGY [email protected] UP AND ALSO IT WASN ' T OU
. PLAN [email protected] UP AND ALSO IT
WASN ' T OU. STRATEGY [email protected] UP AND IT
WASN ' T OU.
PLAN [email protected] UP AS WELL AS IT WASN ' T OU. EXPLODING. IT WAS AFTER THAT THEY PLAN [email protected] UP AS WELL AS IT WASN ' T OU.
BLOWING UP. IT WAS AFTER THAT THEY STRATEGY [email protected] UP AND ALSO IT WASN ' T OU.
BLOWING UP. IT WAS AFTER THAT THEY. MOVED STRATEGY [email protected] UP AS WELL AS IT WASN ' T OU.
EXPLODING. IT WAS AFTER THAT THEY.
MOVED [email protected] STRATEGY [email protected] UP AS WELL AS IT WASN ' T OU.
BLOWING UP. IT WAS THEN THEY.
RELOCATED 4@FROM MICHIGAN STRATEGY [email protected] UP AS WELL AS IT WASN ' T OU.
EXPLODING. IT WAS AFTER THAT THEY.
RELOCATED [email protected] MICHIGAN TO STRATEGY [email protected] UP AND IT WASN ' T OU.
BLOWING UP.IT WAS THEN THEY.
MOVED [email protected] MICHIGAN TO TEXAS BLOWING UP.

IT WAS AFTER THAT THEY.
RELOCATED [email protected] MICHIGAN TO TEXAS BLOWING UP. IT WAS THEN THEY. RELOCATED [email protected] MICHIGAN TO TEXAS.
DUE TO THE FACT THAT BLOWING UP. IT WAS THEN THEY. MOVED [email protected] MICHIGAN TO TEXAS.
SINCE THEIR BLOWING UP.
IT WAS AFTER THAT THEY. MOVED [email protected] MICHIGAN TO TEXAS.
BECAUSE THEIR KIDS BLOWING UP.
IT WAS AFTER THAT THEY. RELOCATED [email protected] MICHIGAN TO TEXAS.
SINCE THEIR CHILDREN MOVED BLOWING UP.IT WAS THEN THEY. RELOCATED [email protected] MICHIGAN TO TEXAS.
DUE TO THE FACT THAT THEIR CHILDREN MOVED DOWN RELOCATED [email protected] MICHIGAN TO TEXAS. BECAUSE THEIR KIDS MOVED DOWN RELOCATED [email protected] MICHIGAN TO TEXAS.
BECAUSE THEIR KIDS MOVED DOWN. THERE.
MOVED [email protected] MICHIGAN TO TEXAS.
SINCE THEIR CHILDREN RELOCATED DOWN. THERE.
NOW RELOCATED [email protected] MICHIGAN TO TEXAS.
SINCE THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY MOVED [email protected] MICHIGAN TO TEXAS. BECAUSE THEIR CHILDREN MOVED DOWN. THERE. CURRENTLY THEY WANT RELOCATED [email protected] MICHIGAN TO TEXAS. DUE TO THE FACT THAT THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY INTEND TO RELOCATED [email protected] MICHIGAN TO TEXAS. DUE TO THE FACT THAT THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY INTEND TO BE MOVED [email protected] MICHIGAN TO TEXAS. BECAUSE THEIR KIDS MOVED DOWN. THERE. NOW THEY INTEND TO BE WITH BECAUSE THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY WANT TO BE WITH BECAUSE THEIR CHILDREN RELOCATED DOWN. THERE. CURRENTLY THEY INTEND TO BE WITH.
THEM.

BECAUSE THEIR KIDS RELOCATED DOWN.
THERE. CURRENTLY THEY INTEND TO BE WITH. THEM.
WHAT BECAUSE THEIR KIDS MOVED DOWN. WHAT ALTERED DUE TO THE FACT THAT THEIR
KIDS CHILDREN RELOCATED. WHAT ALTERED WAS BECAUSE THEIR CHILDREN MOVED DOWN.
WHAT CHANGED WAS THEY THERE. WHAT CHANGED WAS THEY
THERE. WHAT CHANGED WAS THEY.
BOUGHT THERE. CURRENTLY THEY WISH TO BE WITH. THEM. WHAT TRANSFORMED WAS THEY.
BOUGHT A THERE.
NOW THEY INTEND TO BE WITH. THEM. WHAT TRANSFORMED WAS THEY.
BOUGHT A RESIDENCE THERE.

NOW THEY INTEND TO BE WITH. THEM. WHAT ALTERED WAS
THEY. BOUGHT A HOME DOWN THERE
. CURRENTLY THEY NEED TO BE WITH.
THEM. WHAT CHANGED WAS THEY.
BOUGHT A RESIDENCE DOWN THERE THERE. NOW THEY NEED TO BE WITH. THEM. WHAT TRANSFORMED WAS THEY. BOUGHT A HOME DOWN THERE AND ALSO THEM. WHAT ALTERED WAS THEY. BOUGHT A RESIDENCE DOWN THERE
AND ALSO THEM.WHAT CHANGED WAS THEY.
BOUGHT A RESIDENCE DOWN THERE AS WELL AS. THEY THEM.
WHAT ALTERED WAS THEY. WHAT TRANSFORMED WAS THEY. WHAT TRANSFORMED WAS THEY.
THEY HAD OVER TWO HUNDRED FIFTY BOUGHT A HOME DOWN THERE AND. THEY HAD MORE THAN 2 HUNDRED FIFTY. THOUSAND BOUGHT A HOME DOWN THERE AND.
THEY HAD OVER TWO HUNDRED FIFTY. THOUSAND HOURS BOUGHT A HOUSE DOWN THERE AND ALSO.
THEY HAD OVER 2 HUNDRED FIFTY.
THOUSAND HOURS OF BOUGHT A HOME DOWN THERE AND ALSO.
THEY HAD OVER TWO HUNDRED FIFTY.
THOUSAND HOURS OF IMPROVEMENT THEY HAD OVER TWO HUNDRED FIFTY. THOUSAND HOURS OF MAKEOVER THEY HAD OVER TWO HUNDRED FIFTY.
THOUSAND HOURS OF REMODELING.
PAY THEY HAD OVER TWO HUNDRED FIFTY.
THOUSAND HOURS OF RENOVATION.
PAY FOR THEY HAD OVER 2 HUNDRED FIFTY. THOUSAND HOURS OF RENOVATION. PAY FOR NOW.THEY HAD MORE THAN 2 HUNDRED FIFTY. THOUSAND HOURS OF IMPROVEMENT. SPEND FOR NOW.
[email protected] THEY HAD MORE THAN TWO HUNDRED FIFTY. THOUSAND HOURS OF MAKEOVER. SPEND FOR NOW. [email protected] BELOVED. THEY HAD MORE THAN 2 HUNDRED FIFTY. THOUSAND HOURS OF REMODELING. SPEND FOR NOW. [email protected] BELOVED. THEY HAD OVER 2 HUNDRED FIFTY. THOUSAND HOURS OF MAKEOVER. PAY FOR CURRENTLY.

[email protected] DEAR. SO THE THOUSAND HRS OF REMODELING.
SPEND FOR NOW. [email protected] DEAR. SO THE THOUSAND HOURS OF REMODELING.
PAY FOR CURRENTLY. [email protected] DEAR.SO THE.
PLAN THOUSAND HOURS OF REMODELING.
SPEND FOR CURRENTLY. [email protected] PRECIOUS. THE.
PLAN HAD THOUSAND HRS OF REMODELING.
SPEND FOR NOW. [email protected] PRECIOUS. SO THE.
STRATEGY NEEDED TO THOUSAND HOURS OF RENOVATION.
SPEND FOR NOW.

[email protected] PRECIOUS. THE.
PLAN HAD TO CHANGE. PAY FOR NOW. STRATEGY HAD TO ADJUSTMENT.
SPEND FOR [email protected] DEAR. SO THE
. STRATEGY NEEDED TO ADJUSTMENT. WE PAY FOR CURRENTLY. [email protected] BELOVED. SO THE. STRATEGY HAD TO CHANGE.
WE PAY FOR NOW. STRATEGY HAD TO MODIFICATION.
CHANGED PAY FOR NOW. STRATEGY HAD TO MODIFICATION.
TRANSFORMED THE SPEND FOR NOW.
[email protected] DEAR. SO THE. PLAN NEEDED TO MODIFICATION. SO WE.
TRANSFORMED THE STRATEGY PAY FOR CURRENTLY. [email protected] DEAR.
THE. STRATEGY HAD TO MODIFICATION. WE. CHANGED THE STRATEGY UP PAY FOR CURRENTLY. [email protected] DEAR. SO THE. PLAN NEEDED TO CHANGE. WE.
CHANGED THE PLAN UP MADE MONEY FOR NOW.
[email protected] DEAR. STRATEGY HAD TO MODIFICATION.
ALTERED THE PLAN UP GOT THEM PLAN HAD TO MODIFICATION. CHANGED THE STRATEGY UP GOT THEM PLAN HAD TO MODIFICATION.
GOING PLAN HAD TO CHANGE.

WE. CHANGED THE PLAN UP GOT THEM.
GOING THROUGH PLAN HAD TO MODIFICATION. TRANSFORMED THE STRATEGY UP GOT THEM.
GOING VIA THAT.THEY ' RE ALTERED THE PLAN UP GOT THEM. THEY ' RE CHANGED THE STRATEGY UP GOT THEM. THEY ' RE.
GOING THROUGH THAT. THEY'' RE. HAVING ACTUALLY A WONDERFUL ALTERED THE STRATEGY UP GOT THEM. GOING THROUGH
THAT. THEY ' RE. HAVING A BLAST TRANSFORMED THE STRATEGY UP GOT THEM.
GOING THROUGH THAT.
THEY ' RE. THEY'' RE.
THEY ' RE. THEY'' RE. THEY'' RE.
HAVING A GOOD TIME IN TEXAS.
WITH THEIR GOING THROUGH THAT. THEY ' RE. HAVING A BLAST IN TEXAS. WITH THEIR HOUSEHOLD GOING THROUGH THAT. THEY ' RE.
HAVING A FUN TIME IN TEXAS
. WITH THEIR HOUSEHOLD AND GOING WITH THAT.THEY ' RE
. HAVING A FUN TIME IN TEXAS
. WITH THEIR FAMILY AS WELL AS YOU GOING THROUGH THAT.
THEY ' RE. HAVING A BLAST IN TEXAS
. WITH THEIR FAMILY MEMBERS AND YOU DO HAVING A GOOD TIME IN TEXAS.
WITH THEIR FAMILY MEMBERS AND YOU DO HAVING A
BLAST IN TEXAS. WITH THEIR FAMILY AND ALSO YOU DO. REQUIRED HAVING A BLAST IN TEXAS.
WITH THEIR FAMILY AND YOU DO. NEED THE HAVING A FUN TIME IN TEXAS.
WITH THEIR FAMILY MEMBERS AND ALSO YOU DO. REQUIRED THE VERSATILITY.
HAVING A FUN TIME IN TEXAS. WITH THEIR FAMILY MEMBERS AND ALSO YOU
DO. NEED THE FLEXIBILITY.
YOU WITH THEIR FAMILY MEMBERS AND YOU DO. NEED THE ADAPTABILITY. YOU WITH THEIR FAMILY AND YOU DO.
NEED THE VERSATILITY. YOU.
CONTAINER NOT WITH THEIR FAMILY MEMBERS AS WELL AS YOU DO. REQUIRED THE ADAPTABILITY.
YOU. CONTAINER NOT SECURE WITH THEIR

HOUSEHOLD AND ALSO YOU DO. REQUIRED THE FLEXIBILITY.
YOU. CAN NOT LOCK YOURSELF WITH THEIR FAMILY MEMBERS AND ALSO YOU DO. NEED THE VERSATILITY. YOU.
CAN NOT LOCK YOURSELF IN WITH THEIR FAMILY AND ALSO YOU DO. REQUIRED THE FLEXIBILITY.YOU. CONTAINER NOT LOCK YOURSELF IN AT WITH THEIR FAMILY AND ALSO YOU DO. REQUIRED THE FLEXIBILITY. YOU.
CAN NOT LOCK YOURSELF IN AT THE NEED THE FLEXIBILITY. YOU.
CAN NOT LOCK YOURSELF IN AT THE DEMAND THE VERSATILITY. YOU. CAN NOT LOCK YOURSELF IN AT THE.
BEGINNING DEMAND THE FLEXIBILITY. YOU.
CONTAINER NOT LOCK YOURSELF IN AT THE. STARTING OF NEED THE FLEXIBILITY. YOU.
CONTAINER NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE DEMAND THE FLEXIBILITY.
YOU. CONTAINER NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE AS WELL AS CAN
NOT LOCK YOURSELF IN AT THE.
BEGINNING OF RETIREMENT AS WELL AS CAN NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE AND ALSO. THINK CONTAINER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND.
THINK THIS CANISTER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND ALSO.
THINK THIS IS CANISTER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND.
THINK THIS IS GOING CANISTER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND.
THINK THIS IS GOING TO CAN NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE AND ALSO. THINK THIS IS GOING TO DO CONTAINER NOT LOCK YOURSELF IN AT THE. BEGINNING OF RETIRED LIFE AND ALSO. THINK THIS IS GOING TO DO ME BEGINNING OF RETIRED LIFE AS WELL AS.
THINK THIS IS GOING TO DO ME BEGINNING OF RETIRED LIFE AND ALSO.
THINK THIS IS GOING TO DO ME.
ALL BEGINNING OF RETIREMENT AND ALSO.
THINK THIS IS GOING TO DO ME.
ALL THE STARTS OF RETIREMENT AS WELL AS. ALL THE WAY STARTS OF RETIREMENT AND ALSO.
ALL THE METHOD THROUGH.BEGINNING OF RETIRED LIFE AND. THINK THIS IS GOING TO DO ME.
BEGINNING OF RETIRED LIFE AND ALSO. THINK THIS IS GOING TO DO ME. ALL THE METHOD THROUGH.
. SO THINK THIS IS GOING TO DO ME.
ALL THE MEANS THROUGH. THINK THIS IS GOING TO DO ME.

WE CAN ' T GET SURE WE CROSS THE T ' S AND ALSO DOT. WE CONTAINER ' T GET THIS THE I ' S DUE TO THE FACT THAT I [email protected] THIS. WE'CAN ' T GET THIS THE I ' S SINCE I [email protected] THIS. IT WAS THEN THEY PLAN [email protected] UP AND IT WASN ' T OU.
THEY ' RE TRANSFORMED THE STRATEGY UP GOT THEM.
IN THINK THIS IS GOING TO DO ME
COMPLETELY THROUGH. . SO
IN THE THINK THIS IS GOING TO DO ME
ALL THE WAY THROUGH. RIGHT.
IN THE CREATION THINK THIS IS GOING TO DO ME
RIGHT THROUGH. RIGHT. SO
IN THE DEVELOPMENT OF THINK THIS IS GOING TO DO ME
ALL THE METHOD THROUGH. . SO
IN THE DEVELOPMENT OF A THINK THIS IS GOING TO DO ME
COMPLETELY THROUGH. .
IN THE DEVELOPMENT OF A STRATEGY THINK THIS IS GOING TO DO ME
RIGHT THROUGH. RIGHT. SO
IN THE PRODUCTION OF A PLAN YOU ALL THE METHOD THROUGH.RIGHT.

SO
IN THE CREATION OF A PLAN YOU ALL THE MEANS THROUGH. RIGHT.
IN THE DEVELOPMENT OF A STRATEGY YOU
GO ALL THE METHOD THROUGH. RIGHT.
IN THE PRODUCTION OF A STRATEGY YOU
GO FOR RIGHT THROUGH. RIGHT.
IN THE CREATION OF A STRATEGY YOU
CHOOSE VERSATILITY COMPLETELY THROUGH. .
IN THE DEVELOPMENT OF A STRATEGY YOU
GO WITH ADAPTABILITY I COMPLETELY THROUGH. RIGHT. SO
IN THE DEVELOPMENT OF A PLAN YOU
GO FOR FLEXIBILITY I PICTURE RIGHT THROUGH. . SO
IN THE CREATION OF A PLAN YOU
OPT FOR VERSATILITY I PICTURE 4 @ IN THE CREATION OF A PLAN YOU
OPT FOR VERSATILITY I PICTURE 4 @ IN THE DEVELOPMENT OF A PLAN YOU
OPT FOR FLEXIBILITY I IMAGINE 4 @.
THAT'' S IN THE PRODUCTION OF A PLAN YOU. CHOOSE VERSATILITY I IMAGINE 4 @.
THAT'' S VERY IN THE PRODUCTION OF A PLAN YOU. GO FOR ADAPTABILITY I IMAGINE 4 @.
THAT'' S REALLY TYPE IN THE CREATION OF A PLAN YOU.
CHOOSE VERSATILITY I ENVISION 4 @.
THAT'' S REALLY ESSENTIAL REMAINS IN THE CREATION OF A PLAN
YOU. GO FOR FLEXIBILITY I THINK OF 4 @.
THAT'' S REALLY KEY IS TO IN THE PRODUCTION OF A PLAN
YOU. GO WITH VERSATILITY I PICTURE 4 @.
THAT'' S VERY KEY IS TO MAKE IN THE PRODUCTION OF A PLAN YOU.
CHOOSE FLEXIBILITY I ENVISION 4 @.
THAT'' S EXTREMELY KEY IS TO MAKE CERTAIN GO FOR VERSATILITY I THINK OF 4 @. THAT ' S VERY ESSENTIAL IS TO ENSURE GO FOR VERSATILITY I IMAGINE 4 @. THAT ' S EXTREMELY VITAL IS TO ENSURE. THAT GO FOR ADAPTABILITY I PICTURE 4 @. THAT ' S REALLY ESSENTIAL IS TO MAKE SURE. THAT THAT GO FOR FLEXIBILITY I THINK OF 4 @.
THAT'' S REALLY CRUCIAL IS TO MAKE SURE. THAT THAT STRATEGY GO FOR ADAPTABILITY I ENVISION 4 @.
THAT'' S EXTREMELY KEY IS TO MAKE CERTAIN. THAT THAT PLAN IS GO FOR ADAPTABILITY I ENVISION 4 @.
THAT'' S EXTREMELY ESSENTIAL IS TO ENSURE. THAT THAT STRATEGY IS FLEXIBLE GO FOR FLEXIBILITY I THINK OF 4 @.
THAT'' S VERY VITAL IS TO MAKE CERTAIN. THAT THAT PLAN IS FLEXIBLE THAT'THAT ' S REALLY ESSENTIAL IS TO ENSURE. THAT THAT STRATEGY IS FLEXIBLE THAT'THAT ' S EXTREMELY CRUCIAL IS TO MAKE SURE. THAT THAT STRATEGY IS FLEXIBLE THAT'. YOU THAT ' S VERY
KEY IS TO MAKE SURE.

YOU [email protected] ADJUSTMENT THAT THAT ' S EXTREMELY CRUCIAL IS TO MAKE SURE. YOU [email protected] ADJUSTMENT THAT INCOME THAT ' S EXTREMELY ESSENTIAL IS TO MAKE SURE. YOU [email protected] ADJUSTMENT THAT EARNINGS IN THAT THAT STRATEGY IS FLEXIBLE THAT.
YOU [email protected] MODIFICATION THAT EARNINGS BECAUSE THAT STRATEGY IS FLEXIBLE THAT.
YOU [email protected] ADJUSTMENT THAT REVENUE IN. FROM THAT THAT STRATEGY IS FLEXIBLE THAT.
YOU [email protected] CHANGE THAT REVENUE IN. FROM VARIOUS THAT
THAT STRATEGY IS FLEXIBLE THAT.
YOU [email protected] MODIFICATION THAT REVENUE IN. FROM VARIOUS EARNINGS THAT THAT STRATEGY IS FLEXIBLE THAT. YOU [email protected] MODIFICATION THAT INCOME IN.
FROM VARIOUS EARNINGS SOURCES YOU [email protected] MODIFICATION THAT INCOME IN.
FROM DIFFERENT INCOME SOURCES YOU [email protected] ADJUSTMENT

THAT EARNINGS IN.
FROM VARIOUS EARNINGS SOURCES.
AS YOU [email protected] CHANGE THAT EARNINGS IN.
FROM VARIOUS INCOME SOURCES.
AS WELL.YOU [email protected] MODIFICATION THAT REVENUE IN. FROM DIFFERENT INCOME SOURCES. WE ' RE YOU [email protected] CHANGE THAT REVENUE IN.
FROM DIFFERENT INCOME SOURCES. FROM DIFFERENT INCOME SOURCES.
SO WE'' RE NOT TAKING FROM DIFFERENT EARNINGS SOURCES.
. SO WE'' RE NOT DRAWING FROM VARIOUS REVENUE SOURCES.
AS WELL.SO WE ' RE NOT TAKING.
INCOME FROM VARIOUS REVENUE SOURCES. ALSO.
WE'' RE NOT TAKING. INCOME FROM FROM VARIOUS EARNINGS SOURCES. WE ' RE NOT TAKING.
WE ' RE NOT TAKING.
EARNINGS FROM LOSSES. YOU FROM VARIOUS REVENUE SOURCES. ALSO. WE ' RE NOT TAKING. INCOME FROM LOSSES. YOU UNDERSTAND. SO WE'' RE NOT TAKING. INCOME FROM LOSSES.

YOU RECOGNIZE AS WELL.'SO WE ' RE NOT TAKING.
REVENUE FROM LOSSES. YOU RECOGNIZE.
THERE'' S. WE ' RE NOT TAKING. THERE ' S A.
WE ' RE NOT TAKING. REVENUE FROM LOSSES.YOU KNOW.
THERE ' S A GREAT DEAL OF AS WELL.

WE ' RE NOT TAKING. EARNINGS FROM LOSSES
. YOU RECOGNIZE. THERE ' S A LOT OF DIFFERENT REVENUE FROM LOSSES.
YOU UNDERSTAND. THERE ' S A GREAT DEAL OF DIFFERENT REVENUE FROM LOSSES.
THERE ' S A WHOLE LOT OF VARIOUS. PREPARING EARNINGS FROM LOSSES.
THERE'' S A GREAT DEAL OF DIFFERENT. PLANNING DEVICES INCOME FROM LOSSES.YOU KNOW. THERE'' S A GREAT DEAL OF DIFFERENT. PLANNING DEVICES THAT INCOME FROM LOSSES. YOU RECOGNIZE. THERE ' S A GREAT DEAL OF VARIOUS.
PREPARING DEVICES THAT [email protected] INCOME FROM LOSSES.
YOU RECOGNIZE.'THERE ' S A GREAT DEAL OF DIFFERENT.
PREPARING DEVICES'THAT [email protected] INTO EARNINGS FROM LOSSES.
THERE ' S A LOT OF DIFFERENT. PREPARING TOOLS THAT [email protected] RIGHT INTO I THERE ' S A WHOLE LOT OF VARIOUS
.
WE THERE ' S A GREAT DEAL OF DIFFERENT
. PREPARING DEVICES THAT [email protected] INTO I.
WE WANT THERE ' S A WHOLE LOT OF VARIOUS.
PLANNING TOOLS THAT [email protected] INTO I. WE INTEND TO THERE ' S A GREAT DEAL OF VARIOUS. PLANNING DEVICES THAT [email protected] INTO I.
WE WANT TO MAKE THERE ' S A GREAT DEAL OF VARIOUS. PLANNING DEVICES THAT [email protected] INTO I. WE NEED TO SEE TO IT THERE ' S A GREAT DEAL OF DIFFERENT. PREPARING DEVICES THAT [email protected] RIGHT INTO I.
WE NEED TO MAKE CERTAIN THAT THERE ' S A WHOLE LOT OF DIFFERENT. PLANNING DEVICES THAT [email protected] INTO I.
WE WISH TO SEE TO IT THAT WE PLANNING TOOLS THAT [email protected] INTO I. WE WISH TO MAKE CERTAIN THAT WE PREPARATION TOOLS THAT [email protected] INTO I. WE WANT TO SEE TO IT THAT WE.
PROTECT PLANNING TOOLS THAT [email protected] INTO I.
WE WISH TO SEE TO IT THAT WE.
PROTECT THAT PLANNING DEVICES THAT [email protected] INTO I.
WE INTEND TO MAKE CERTAIN THAT WE.
SAFEGUARD THAT CRITICAL PLANNING TOOLS THAT [email protected] INTO I.
WE WISH TO MAKE SURE THAT WE.
SAFEGUARD THAT CRITICAL EARNINGS WE INTEND TO SEE TO IT THAT WE.
SECURE THAT CRITICAL EARNINGS WE WISH TO MAKE CERTAIN THAT WE.
SAFEGUARD THAT CRITICAL INCOME.
NEED.WE WISH TO MAKE CERTAIN THAT WE. PROTECT THAT CRITICAL EARNINGS. REQUIREMENT.
[email protected] WE NEED TO SEE TO IT THAT WE.
PROTECT THAT CRITICAL EARNINGS. DEMAND. [email protected] WE WE WISH TO MAKE CERTAIN THAT WE.
SECURE THAT CRITICAL REVENUE.
NEED. [email protected] WE ALSO WE INTEND TO ENSURE THAT WE. PROTECT THAT CRITICAL INCOME. REQUIREMENT. [email protected] WE ALSO NEED WE NEED TO ENSURE THAT WE. PROTECT THAT CRITICAL EARNINGS. REQUIREMENT. [email protected] WE ALSO NEED TO WE WANT TO MAKE CERTAIN THAT WE. SAFEGUARD THAT CRITICAL EARNINGS. REQUIREMENT. [email protected] WE ALSO WISH TO MAK SECURE THAT CRITICAL REVENUE. NEED. [email protected] WE ALSO NEED TO MAK SECURE THAT CRITICAL REVENUE. DEMAND.
[email protected] WE ALSO WISH TO MAK.
SURE SECURE THAT CRITICAL REVENUE. REQUIREMENT.
[email protected] WE ALSO INTEND TO MAK.
CERTAIN THAT SAFEGUARD THAT CRITICAL REVENUE. REQUIREMENT. [email protected] WE ALSO INTEND TO MAK. SURE THAT WE SECURE THAT CRITICAL EARNINGS. DEMAND. [email protected] WE ALSO WANT TO MAK. SURE THAT WE CONTAINER SECURE THAT CRITICAL INCOME.
[email protected] WE ALSO INTEND TO MAK

. CERTAIN THAT WE CAN DO SECURE THAT CRITICAL REVENUE.
REQUIREMENT. [email protected] WE ALSO INTEND TO MAK.
CERTAIN THAT WE CAN DO THE SECURE THAT
CRITICAL INCOME. NEED. [email protected] WE ALSO WISH TO MAK.
CERTAIN THAT WE CONTAINER DO THE FUN DEMAND. [email protected] WE ALSO WISH TO MAK. CERTAIN THAT WE CONTAINER DO THE ENJOYABLE NEED
. [email protected] WE ALSO NEED TO MAK.
SURE THAT WE CANISTER DO THE ENJOYABLE. POINTS [email protected] WE ALSO INTEND TO MAK.
CERTAIN THAT WE CANISTER DO THE FUN. MATTERS IN REQUIREMENT. [email protected] WE ALSO WISH TO MAK.
SURE THAT WE CANISTER DO THE FUN.
THINGS IN RETIREMENT REQUIREMENT.
[email protected] WE ALSO INTEND TO MAK. SURE THAT WE CANISTER DO THE ENJOYABLE.
DETAILS IN RETIRED LIFE YOU NEED. [email protected] WE ALSO INTEND TO MAK.
CERTAIN THAT WE CANISTER DO THE FUN.
THINGS IN RETIREMENT YOU RECOGNIZE SURE THAT WE CANISTER DO THE ENJOYABLE
. MATTERS IN RETIREMENT YOU KNOW CERTAIN THAT WE CANISTER DO THE FUN.
TAKING A TRIP THAT SURE THAT WE CANISTER DO
THE FUN. MATTERS IN RETIRED LIFE YOU RECOGNIZE.
TRAVELING THAT TYPE SURE THAT WE CONTAINER DO THE ENJOYABLE. DETAILS IN RETIRED LIFE YOU KNOW. TRAVELING THAT KIND OF SURE THAT WE CAN DO THE ENJOYABLE.
THINGS IN RETIREMENT YOU UNDERSTAND. TAKING A TRIP THAT SORT OF POINT SURE THAT WE CANISTER DO THE ENJOYABLE. MATTERS IN RETIRED LIFE YOU KNOW.
TRAVELING THAT KIND OF POINT IN SURE THAT WE CONTAINER DO THE ENJOYABLE.
DETAILS IN RETIRED LIFE YOU RECOGNIZE.
TRAVELING THAT SORT OF THING IN @ THINGS IN RETIREMENT YOU RECOGNIZE. TAKING A TRIP THAT SORT OF POINT IN @ THINGS IN RETIRED LIFE YOU RECOGNIZE.
TAKING A TRIP THAT KIND OF THING IN @.
IN SOME CASES THINGS IN RETIRED LIFE YOU KNOW.
TRAVELING THAT KIND OF THING IN @.
OCCASIONALLY YOUNG POINTS IN RETIREMENT YOU UNDERSTAND.
TAKING A TRIP THAT SORT OF POINT IN @. SOMETIMES YOUNG FUN THINGS IN RETIRED LIFE YOU UNDERSTAND.
TRAVELING THAT SORT OF THING IN @.
OCCASIONALLY YOUNG AMUSING POINTS THINGS IN RETIREMENT YOU KNOW. IN SOME CASES YOUNG ENJOYABLE THINGS NEW TRAVELING THAT KIND OF THING IN @. SOMETIMES YOUNG ENJOYABLE THINGS NEW TRAVELING THAT TYPE OF THING IN @.
ROOF [email protected] OR TAKING A TRIP THAT KIND OF THING IN @.
OFTEN YOUNG ENJOYABLE THINGS NEW.
ROOFING SYSTEM [email protected] OR SOMETHING TRAVELING THAT KIND OF THING IN @. IN SOME CASES YOUNG ENJOYABLE THINGS NEW.
ROOFING SYSTEM [email protected] OR SOMETHING LIKE SOMETIMES YOUNG FUN THINGS NEW. ROOF [email protected] OR SOMETHING LIKE SOMETIMES YOUTHFUL ENJOYABLE THINGS NEW.
ROOFING [email protected] OR SOMETHING LIKE. THAT.SOMETIMES YOUTHFUL ENJOYABLE THINGS NEW.
ROOFING SYSTEM [email protected] OR SOMETHING LIKE.
OCCASIONALLY YOUNG ENJOYABLE THINGS NEW. ROOFING [email protected] OR SOMETHING LIKE.
OCCASIONALLY YOUNG FUN THINGS NEW. ROOFING [email protected] OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL OFTEN YOUNG ENJOYABLE THINGS NEW. ROOF COVERING [email protected] OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL JB ROOF COVERING [email protected] OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL JB ROOF [email protected] OR SOMETHING LIKE.
THEY'' LL JB. PLAN ROOFING [email protected] OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL JB. PLAN AS ROOFING SYSTEM [email protected] OR SOMETHING LIKE.
THAT.

DNA. EXACTLY. THEY'' LL JB. STRATEGY. ROOFING [email protected] OR SOMETHING LIKE. THAT. DNA.
THEY ' LL JB. STRATEGY.
THEY'' LL JB. STRATEGY. WE ROOF COVERING [email protected] OR SOMETHING LIKE.
EXACTLY. THEY ' LL JB. PLAN. WE'WE ROOFING [email protected] OR SOMETHING LIKE.
DNA. THEY'' LL JB. STRATEGY.
THAT. DNA.
EXACTLY. THEY'' LL JB. STRATEGY TOO. SO WE WE STRATEGY ALL THAT. DNA. EXACTLY. THEY'' LL JB. PLAN ALSO. SO WE WE STRATEGY ALL THAT. DNA. EXACTLY. THEY'' LL JB. PLAN ALSO. SO WE WE PLAN ALL. THE THAT. DNA. EXACTLY. THEY ' LL JB.
PLAN. SO WE WE STRATEGY ALL. THE MEANS THAT.
THEY ' LL JB. STRATEGY.
SO WE WE STRATEGY ALL.
THE WAY THROUGH THAT.
THEY ' LL JB. STRATEGY.
THE WAY THROUGH FOR THAT.
THEY ' LL JB. PLAN.
THE MEANS THROUGH FOR THAT THAT
. DNA. EXACTLY. THEY ' LL JB. STRATEGY ALSO. WE WE STRATEGY ALL. THE MEANS THROUGH FOR THAT YOU PLAN AS WELL. WE WE PLAN ALL. THE MEANS THROUGH FOR THAT YOU PLAN TOO. SO WE WE STRATEGY ALL.
THE MEANS THROUGH FOR THAT YOU.
KNOW STRATEGY AS WELL.SO WE WE PLAN ALL.
THE WAY THROUGH FOR THAT YOU.
KNOW OBVIOUSLY STRATEGY ALSO.
WE WE STRATEGY ALL. THE WAY THROUGH FOR THAT YOU.
KNOW OBVIOUSLY THERE'' S PLAN ALSO. WE WE PLAN ALL. THE METHOD THROUGH FOR THAT YOU.
KNOW OBVIOUSLY THERE'' S POINTS. THAT TOOK PLACE BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S THINGS. THAT'TOOK PLACE BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S THINGS.
THAT HAPPENED BUT THAT ' S THAT'' S.
WHAT KNOW OBVIOUSLY THERE ' S THINGS.
THAT HAPPENED BUT THAT'' S THAT ' S.
WHAT WE KNOW OBVIOUSLY THERE ' S THINGS. THAT'TOOK PLACE BUT THAT ' S THAT '
S. WHAT WE [email protected] KNOW OBVIOUSLY THERE ' S THINGS.
THAT OCCURRED BUT THAT ' S THAT ' S. WHAT WE [email protected] IS KNOW OBVIOUSLY THERE ' S THINGS.
THAT TOOK PLACE BUT THAT ' S THAT ' S. RECOMMENDATIONS THAT TOOK PLACE BUT THAT ' S THAT ' S. GUIDANCE FOR SOMEBODY WHO NEEDS THAT TOOK PLACE BUT THAT ' S THAT ' S.
GUIDANCE FOR SOMEONE WHO NEEDS TO WHAT WE [email protected] IS YOUR BEST. SUGGESTIONS FOR SOMEONE WHO NEEDS TO. SIMPLY WHAT WE [email protected] IS YOUR BEST. RECOMMENDATIONS FOR A PERSON THAT REQUIRES TO. SIMPLY GET WHAT WE [email protected] IS YOUR BEST. RECOMMENDATIONS FOR SOMEBODY WHO REQUIRES TO.
JUST OBTAIN OUT WHAT WE [email protected] IS YOUR BEST.
RECOMMENDATIONS FOR SOMEBODY THAT NEEDS TO.
SIMPLY OBTAIN OUT OF WHAT WE [email protected] IS YOUR BEST.
ADVICE FOR A PERSON WHO NEEDS TO.
SIMPLY GET OUT OF THEIR WHAT WE [email protected] IS YOUR BEST.
RECOMMENDATIONS FOR SOMEONE WHO NEEDS TO.
JUST OBTAIN OUT OF THEIR MEANS WHAT WE [email protected] IS YOUR BEST. SUGGESTIONS FOR A PERSON WHO REQUIRES TO.
JUST GET OUT OF THEIR MEANS KIND ADVICE FOR SOMEBODY THAT NEEDS TO. JUST GET OUT OF THEIR MEANS KIND ADVICE FOR SOMEBODY WHO REQUIRES TO
. SIMPLY OBTAIN OUT OF THEIR MEANS KIND.
OF GUIDANCE FOR SOMEBODY WHO REQUIRES TO. SIMPLY GET OUT OF THEIR METHOD KIND. OF LIKE SUGGESTIONS FOR SOMEONE WHO NEEDS TO.
SIMPLY LEAVE THEIR METHOD KIND. OF SIMILAR TO THIS GUIDANCE FOR SOMEBODY WHO REQUIRES TO. JUST OBTAIN OUT OF THEIR METHOD KIND. OF SUCH AS THIS COUPLE
SUGGESTIONS FOR A PERSON WHO REQUIRES TO. SIMPLY OBTAIN OUT OF THEIR WAY KIND.
OF SUCH AS THIS COUPLE THIS GUIDANCE FOR A PERSON THAT REQUIRES TO.
SIMPLY OBTAIN OUT OF THEIR WAY KIND.
OF LIKE THIS COUPLE THIS OTHER SIMPLY OBTAIN OUT OF THEIR MEANS KIND.
OF SIMILAR TO THIS COUPLE THIS OTHER JUST GET OUT OF THEIR METHOD KIND. OF LIKE THIS COUPLE THIS FELLOW.
DID SIMPLY OBTAIN OUT OF THEIR MEANS KIND. DID IN SIMPLY GET OUT OF THEIR MEANS KIND. IT ' S OF LIKE THIS COUPLE THIS FELLOW.
DID IN YOUR EXAMPLE. IT'' S OF SIMILAR TO THIS PAIR THIS FELLOW.
DID IN YOUR INSTANCE. IT'' S. REALLY OF SUCH AS THIS PAIR THIS OTHER.
DID IN YOUR INSTANCE. IT'' S. REALLY UNDERSTANDING OF SUCH AS THIS PAIR THIS FELLOW. DID IN YOUR EXAMPLE. IT'' S. REALLY UNDERSTANDING EVERY ONE OF SIMILAR TO THIS COUPLE THIS FELLOW. DID IN YOUR EXAMPLE. IT'' S. REALLY UNDERSTANDING ALL THE OF LIKE THIS PAIR THIS OTHER.
DID IN YOUR EXAMPLE. IT'' S. REALLY UNDERSTANDING ALL THE 4 @ DID IN YOUR INSTANCE. IT'' S. REALLY UNDERSTANDING ALL THE 4 @ DID IN YOUR INSTANCE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @. PIECES DID IN YOUR EXAMPLE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @. PIECES OF DID IN YOUR EXAMPLE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @. ITEMS OF THE DID IN YOUR EXAMPLE.
IT ' S. REALLY UNDERSTANDING ALL THE 4 @.
PIECES OF THE CHALLENGE DID IN YOUR INSTANCE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @.
ITEMS OF THE CHALLENGE FOR REALLY UNDERSTANDING ALL THE 4 @. PIECES OF THE CHALLENGE FOR REALLY UNDERSTANDING ALL THE 4 @.
PIECES OF THE PUZZLE FOR. RETIREMENT YOU TRULY UNDERSTANDING ALL THE 4 @.
RETIRED LIFE YOU UNDERSTAND TRULY UNDERSTANDING ALL THE 4 @. RETIREMENT YOU UNDERSTAND TAX OBLIGATIONS REALLY UNDERSTANDING ALL THE 4 @.
ITEMS OF THE PROBLEM FOR.
RETIRED LIFE YOU RECOGNIZE TAXES DANGER ITEMS OF THE PROBLEM FOR. RETIRED LIFE YOU RECOGNIZE TAXES RISK ITEMS OF THE CHALLENGE FOR.
ADMINISTRATION SOCIAL PIECES OF THE CHALLENGE FOR. RETIREMENT YOU UNDERSTAND TAX OBLIGATIONS DANGER.
MANAGEMENT SOCIAL PROTECTION RETIRED LIFE YOU RECOGNIZE TAX OBLIGATIONS DANGER.
MANAGEMENT SOCIAL SECURITY RETIRED LIFE YOU KNOW TAXES RISK. MANAGEMENT SOCIAL PROTECTION. PENSIONS RETIREMENT YOU KNOW TAXES THREAT.
ADMINISTRATION SOCIAL SAFETY. PENSION PLANS MEDICARE RETIRED LIFE YOU KNOW TAX OBLIGATIONS RISK.
MONITORING SOCIAL SECURITY. PENSIONS MEDICARE UNDERSTANDING MANAGEMENT SOCIAL PROTECTION.
PENSIONS MEDICARE UNDERSTANDING MANAGEMENT SOCIAL PROTECTION.
PENSION PLANS MEDICARE UNDERSTANDING.
THAT ADMINISTRATION SOCIAL SAFETY.
PENSION PLANS MEDICARE UNDERSTANDING.
THAT [email protected] MONITORING SOCIAL SAFETY AND SECURITY. PENSION PLANS MEDICARE UNDERSTANDING.
THAT [email protected] HAVE ADMINISTRATION SOCIAL PROTECTION. PENSIONS MEDICARE UNDERSTANDING.
THAT [email protected] NEED TO MANAGEMENT SOCIAL PROTECTION. PENSION PLANS MEDICARE
UNDERSTANDING. THAT [email protected] HAVE TO HAVE MANAGEMENT SOCIAL SAFETY. PENSION PLANS MEDICARE UNDERSTANDING. THAT [email protected] NEED TO HAVE YOUR PENSIONS MEDICARE UNDERSTANDING. THAT [email protected] NEED TO HAVE YOUR PENSIONS MEDICARE UNDERSTANDING.
THAT [email protected] NEED TO HAVE YOUR.
STATE PENSION PLANS MEDICARE UNDERSTANDING.
THAT [email protected] HAVE TO HAVE YOUR.
STATE WORKING PENSIONS MEDICARE UNDERSTANDING.
THAT [email protected] NEED TO HAVE YOUR.
STATE DEALING WITH PENSION PLANS MEDICARE UNDERSTANDING.
THAT [email protected] NEED TO HAVE YOUR.
STATE DEALING WITH YOUR PENSION PLANS MEDICARE UNDERSTANDING. THAT [email protected] HAVE TO HAVE YOUR.
STATE WORKING WITH YOUR STRATEGY THAT [email protected] HAVE TO HAVE YOUR.
STATE COLLABORATING WITH YOUR PLAN THAT [email protected] HAVE TO HAVE YOUR.
STATE DEALING WITH YOUR STRATEGY.
AND ALSO THAT [email protected] NEED TO HAVE YOUR.
STATE COLLABORATING WITH YOUR STRATEGY.
AND AFTER THAT THAT [email protected] NEED TO HAVE YOUR.
STATE DEALING WITH YOUR PLAN.
AND AFTER THAT SIMILARLY THAT [email protected] HAVE TO HAVE YOUR. STATE DEALING WITH YOUR STRATEGY. AND ALSO AFTER THAT JUST AS IMPORTANTLY STATE COLLABORATING WITH YOUR PLAN.
AND THEN JUST AS IMPORTANTLY STATE DEALING WITH YOUR PLAN.
AND AFTER THAT JUST AS IMPORTANTLY.
[email protected]'RE STATE FUNCTIONING WITH YOUR STRATEGY.
AND AFTERWARDS SIMILARLY IMPORTANTLY.
[email protected]'RE [email protected] STATE DEALING WITH YOUR STRATEGY.
AS WELL AS THEN JUST AS IMPORTANTLY.
[email protected]'RE [email protected] HAVE STATE COLLABORATING WITH YOUR PLAN. AND AFTER THAT JUST AS IMPORTANTLY.
[email protected]'RE [email protected] HAVE TO AND AFTER THAT JUST AS IMPORTANTLY.
[email protected]'RE [email protected] HAVE TO AND AFTER THAT EQUALLY IMPORTANTLY.
[email protected]'RE [email protected] NEED TO.
VARIED AND AFTER THAT SIMILARLY IMPORTANTLY.
[email protected]'RE [email protected] NEED TO.
DIVERSIFIED AS AND AFTER THAT JUST AS IMPORTANTLY.
[email protected]'RE [email protected] HAVE TO.
VARIED ALSO AND AFTER THAT EQUALLY IMPORTANTLY.
[email protected]'RE [email protected] HAVE TO.
DIVERSIFIED ALONG WITH AND AFTER THAT SIMILARLY IMPORTANTLY. [email protected]'RE [email protected] HAVE TO.
DIVERSIFIED IN ADDITION TO HAVE [email protected]'RE [email protected] NEED TO.
VARIED IN ADDITION TO HAVE [email protected]'RE [email protected] HAVE TO.
VARIED ALONG WITH HAVE.
THAT [email protected]'RE [email protected] HAVE TO.
DIVERSIFIED ALONG WITH HAVE.
THAT INCOME [email protected]'RE [email protected] NEED TO.
DIVERSIFIED IN ADDITION TO HAVE.
THAT EARNINGS ITEM [email protected]'RE [email protected] NEED TO.
VARIED ALONG WITH HAVE.
THAT INCOME PIECE AND ALSO [email protected]'RE [email protected] NEED TO.
VARIED AS WELL AS HAVE.
THAT INCOME PIECE AND SO [email protected]'RE [email protected] HAVE TO. VARIED AS WELL AS HAVE.
THAT INCOME ITEM AND ALSO SO IT'' S DIVERSIFIED AS WELL AS HAVE. THAT REVENUE ITEM AS WELL AS SO'IT
' S DIVERSIFIED VARIED WELL AS HAVE. THAT REVENUE PIECE AS WELL AS SO'IT
' S. BEING DIVERSIFIED VARIED WELL AS HAVE.

THAT REVENUE PIECE THEREFORE IT'' S. BEING OPEN TO TAKE A LOOK AT THAT DIVERSIFIED AS WELL AS HAVE. THAT INCOME ITEM THEREFORE'IT
' S. BEING OPEN TO CHECK OUT THAT AS WELL AS THAT EARNINGS PIECE THEREFORE IT ' S. BEING OPEN TO TAKE A LOOK AT THAT AND ALSO THAT EARNINGS PIECE THEREFORE IT ' S. BEING OPEN TO APPEARANCE AT THAT AND ALSO.
SAY.THAT INCOME ITEM AS WELL AS SO IT ' S. BEING OPEN TO APPEARANCE AT THAT AS WELL AS.
SAY. AM THAT REVENUE ITEM AND ALSO SO IT ' S. BEING OPEN TO CONSIDER THAT AND.
SAY. AM I THAT REVENUE ITEM THEREFORE IT ' S. BEING OPEN TO TAKE A LOOK AT THAT AND ALSO.
SAY. AM I REALLY THAT EARNINGS PIECE THEREFORE IT ' S. BEING OPEN TO CONSIDER THAT AND.
AM I REALLY [email protected] THAT INCOME ITEM AS WELL AS SO IT ' S. BEING OPEN TO APPEARANCE AT THAT AS WELL AS. AM I REALLY [email protected] TRACK.
THAT INCOME ITEM THEREFORE IT ' S. BEING OPEN TO LOOK AT THAT AND. SAY. AM I REALLY [email protected] TRACK.
YO BEING OPEN TO CONSIDER THAT AND ALSO. SAY
. AM I REALLY [email protected] TRACK.
YO BEING OPEN TO CONSIDER THAT AS WELL AS. SAY
. AM I REALLY [email protected] TRACK.
KNOW BEING OPEN TO LOOK AT THAT AND ALSO. AM I REALLY [email protected] TRACK.
YO. KNOW RONALD BEING OPEN TO CONSIDER THAT AND ALSO. SAY. AM I REALLY [email protected] TRACK.
YO. KNOW RONALD REAGAN BEING OPEN TO CHECK OUT THAT AS WELL AS. SAY. AM I REALLY [email protected] TRACK.

THAT TOOK PLACE BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S POINTS. THAT'HAPPENED BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S POINTS.
THAT OCCURRED BUT THAT ' S THAT ' S. WHAT WE [email protected] IS YOUR BEST THAT HAPPENED BUT THAT ' S THAT ' S. GUIDANCE FOR SOMEONE THAT THAT OCCURRED BUT THAT ' S THAT ' S.YO
KNOW RONALD REAGAN CLAIMED BEING OPEN TO TAKE A LOOK AT THAT AND
SAY.AM I REALLY [email protected] TRACK. YO
KNOW RONALD REAGAN CLAIMED IT BEING OPEN TO CHECK OUT THAT AS WELL AS
SAY. AM I REALLY [email protected] TRACK. YO
KNOW RONALD REAGAN SAID IT BEST SAY. AM I REALLY [email protected] TRACK. YO
KNOW RONALD REAGAN CLAIMED IT BEST SAY. AM I REALLY [email protected] TRACK. YO
KNOW RONALD REAGAN STATED IT BEST
HE STATE. AM I REALLY [email protected] TRACK. YO
KNOW RONALD REAGAN STATED IT BEST
HE CLAIMS SAY. AM I REALLY [email protected] TRACK. YO
KNOW RONALD REAGAN CLAIMED IT BEST
HE CLAIMS I'' M SAY. AM I REALLY [email protected] TRACK.
HE SAYS I'' M NOT SAY. AM I
REALLY [email protected] TRACK. HE SAYS I ' M NOT THE SAY.
BUT KNOW RONALD REAGAN CLAIMED IT BEST HE STATES I'' M NOT THE SMARTEST MAN [email protected]. IN KNOW RONALD REAGAN SAID IT BEST HE STATES I'' M NOT THE SMARTEST MAN [email protected]. IN THIS KNOW RONALD REAGAN SAID IT BEST HE SAYS I'' M NOT THE SMARTEST MAN [email protected] IN THIS DRAWE HE SAYS I ' M NOT THE MOST INTELLIGENT PERSON [email protected].
BUT IN THIS DRAWE HE STATES I'' M NOT THE SMARTEST PERSON [email protected].
BUT IN THIS DRAWE I'' VE HE CLAIMS I ' M NOT THE SMARTEST INDIVIDUAL [email protected].
BUT IN THIS DRAWE I'' VE GOT HE SAYS I ' M NOT THE MOST INTELLIGENT PERSON [email protected].
INDIVIDUAL [email protected]. PERSON [email protected]. I ' VE GOT THOSE PEOPLE THAT THE GUY [email protected].
BUT IN THIS DRAWE I ' VE GOT THOSE PEOPLE THAT THE MAN [email protected].
IN THIS DRAWE I ' VE GOT THOSE INDIVIDUALS THAT THE SMARTS INDIVIDUAL [email protected].
SMARTS IN AS WELL AS PERSON [email protected]. SMARTS IN AND I'MAN [email protected]. SMARTS IN AND ALSO I'CAN PERSON [email protected].
THEM ANYTIME I NEED. THEM ANYTIME I NEED. THAT'' S. NICE.
THEM ANYTIME I REQUIRED. THAT'' S. NICE. THAT ' S SMARTS IN AND
I TIN CALL ON. THEM'ANYTIME I REQUIRED. THAT ' S. NICE.
THAT ' S WONDERFUL SMARTS IN AS WELL AS I CAN CALL'ON. THEM ANYTIME I NEED.THAT ' S. NICE.
THAT ' S WONDERFUL TO SMARTS IN'AND I CAN CALL'ON. THEM ANYTIME I NEED.
THAT ' S. NICE. THAT'' S WONDERFUL TO KNOW SMARTS IN AND I TIN GET IN TOUCH WITH.
THEM ANYTIME I REQUIRED. THAT'' S. NICE. THAT ' S NICE TO KNOW OK SMARTS IN AND I TIN CALL ON.
THAT ' S. NICE. THAT'' S GREAT TO KNOW OK SO THEM ANYTIME I REQUIRED.
THAT ' S NICE TO KNOW OK SO THEM AT ANY MOMENT I NEED. THAT ' S. NICE.
THAT ' S GOOD TO KNOW OK SO. YOU THEM ANYTIME I REQUIRED. THAT ' S. NICE.
THAT ' S GREAT TO KNOW OK SO. YOU HAVE THEM
ANYTIME I NEED.
THAT ' S. NICE. THAT ' S GOOD TO KNOW OK SO.

YOU HAVE A THEM AT ANY TIME I NEED.
THAT ' S. NICE. THAT ' S GREAT TO KNOW'OK SO.
YOU HAVE A SPECIAL THEM AT ANY TIME I REQUIRED. THAT ' S. NICE.
THAT ' S GOOD TO KNOW OK SO.
YOU HAVE An UNIQUE DEAL THEM WHENEVER I NEED.THAT ' S. NICE.
THAT ' S GOOD TO KNOW OK SO.
YOU HAVE A SPECIAL DEAL FOR NICE.
THAT ' S WONDERFUL TO KNOW OK SO.
YOU HAVE A SPECIAL DEAL FOR NICE.
THAT ' S NICE TO KNOW OK SO.
YOU HAVE An UNIQUE OFFER FOR. OUR NICE.
THAT ' S NICE TO KNOW OK SO.
YOU HAVE A SPECIAL DEAL FOR.

OUR VIEWERS. WONDERFUL. THAT ' S WONDERFUL TO
KNOW OK SO. YOU HAVE An UNIQUE DEAL FOR. OUR VIEWERS. OF COURSE GREAT. THAT ' S NICE TO KNOW OK SO.
YOU HAVE An UNIQUE DEAL FOR. OUR CUSTOMERS. YES FOR NICE.
THAT ' S GOOD TO KNOW OK SO.
YOU HAVE A SPECIAL OFFER FOR.
INDEED FOR THE NICE.THAT '
S NICE TO KNOW OK SO. YOU HAVE A SPECIAL DEAL FOR.
YES FOR THE NEXT YOU HAVE An UNIQUE DEAL FOR.
OUR VIEWERS. INDEED FOR THE NEXT YOU HAVE A SPECIAL DEAL FOR. OUR VIEWERS. YES FOR THE NEXT. THREE YOU HAVE A SPECIAL DEAL FOR. OUR CUSTOMERS. YES FOR THE NEXT.
3 CUSTOMERS YOU HAVE A SPECIAL DEAL FOR.
OUR CUSTOMERS. OF COURSE FOR THE NEXT.
THREE CALLERS THAT YOU HAVE A SPECIAL DEAL FOR.
OUR AUDIENCES. OF COURSE FOR THE NEXT.
THREE CALLERS THAT HAVE YOU HAVE A SPECIAL DEAL FOR.
OUR VIEWERS. YES FOR THE NEXT.
3 CUSTOMERS THAT HAVE 2 OUR VIEWERS.

OF COURSE FOR THE NEXT.
3 CUSTOMERS THAT HAVE TWO OUR AUDIENCES. THREE CALLERS THAT HAVE 2.
THREE CALLERS THAT HAVE 2. HUNDRED FIFTY OUR VIEWERS. INDEED FOR THE NEXT.
3 CUSTOMERS THAT HAVE TWO.
HUNDRED FIFTY THOUSAND OUR VIEWERS.YES FOR THE NEXT.
3 CUSTOMERS THAT HAVE TWO.
HUNDRED FIFTY THOUSAND [email protected] 3 CUSTOMERS THAT HAVE 2.
HUNDRED FIFTY THOUSAND [email protected] THREE CALLERS
THAT HAVE 2. HUNDRED FIFTY THOUSAND
[email protected]. OR 3 CUSTOMERS THAT HAVE TWO.
HUNDRED FIFTY THOUSAND [email protected].
HUNDRED FIFTY THOUSAND [email protected]
. HUNDRED FIFTY THOUSAND [email protected]. OR EVEN MORE SAVE FOR
RETIREMENT RETIRED LIFE FIFTY THOUSAND [email protected].
OR EVEN MORE CONSERVE FOR RETIREMENT HUNDRED FIFTY THOUSAND [email protected]. OR EVEN MORE CONSERVE FOR RETIRED LIFE. WE ' D HUNDRED FIFTY THOUSAND [email protected]. OR MORE SAVE FOR RETIREMENT. WE ' D LOVE HUNDRED FIFTY THOUSAND [email protected].
OR'MORE CONSERVE FOR RETIRED LIFE. WE ' D LOVE TO HUNDRED FIFTY THOUSAND [email protected].
WE ' D LOVE TO PUT HUNDRED FIFTY THOUSAND [email protected]. WE ' D LOVE TO PUT THEIR HUNDRED FIFTY THOUSAND [email protected].
OR EVEN MORE SAVE FOR

RETIREMENT. WE ' D LOVE TO PUT
THEIR STRATEGY OR MORE CONSERVE FOR RETIREMENT
. WE ' D LOVE TO PUT THEIR PLAN OR
EVEN MORE SAVE FOR RETIRED LIFE.
WE ' D LOVE TO PUT THEIR STRATEGY. TOGETHER.OR MORE SAVE FOR RETIREMENT'. WE ' D LOVE TO PUT THEIR STRATEGY. TOGETHER. SO OR MORE CONSERVE FOR RETIREMENT.
WE'' D LOVE TO PUT THEIR STRATEGY. TOGETHER. SO THEY OR EVEN MORE SAVE FOR RETIREMENT.' WE ' D LOVE TO PUT THEIR PLAN. WITH EACH OTHER. SO THEY HAVE OR MORE SAVE FOR RETIRED LIFE.
WE ' D LOVE TO PUT THEIR STRATEGY. WE ' D LOVE TO PUT
THEIR PLAN. THEY HAVE An ANXIETY WE ' D LOVE TO PUT THEIR PLAN.
TOGETHER. THEY HAVE A'STRESS WE ' D LOVE TO PUT THEIR STRATEGY. TOGETHER.
SO THEY HAVE A TENSION. TOTALLY FREE WE ' D LOVE TO PUT THEIR PLAN.
WITH EACH OTHER. THEY HAVE A STRESS AND ANXIETY.
COMPLIMENTARY [email protected] WE ' D LOVE TO PUT THEIR PLAN. WITH EACH OTHER.
THEY HAVE A TENSION.

COMPLIMENTARY 4@RETIREMENT BARACKS WE ' D LOVE TO PUT THEIR PLAN. TOGETHER.
SO THEY HAVE An ANXIETY. COST-FREE [email protected] BARACKS [email protected] TOGETHER. SO THEY HAVE A TENSION. FREE [email protected] BARACKS [email protected] TOGETHER.SO THEY HAVE A TENSION. COST-FREE [email protected] BARACKS [email protected].
SHOWING TOGETHER. SO THEY HAVE An ANXIETY.
COMPLIMENTARY [email protected] BARACKS [email protected].
REVEALING THE TOGETHER. THEY HAVE A TENSION.
COMPLIMENTARY [email protected] BARACKS [email protected].
REVEALING THE ROADMAP WITH EACH OTHER. SO THEY'HAVE A TENSION. TOTALLY FREE [email protected] BARACKS [email protected].
SHOWING THE ROADMAP HOW TOGETHER. SO THEY HAVE A STRESS AND ANXIETY. FREE [email protected] BARACKS [email protected].
REVEALING THE ROADMAP HOW THEY'' RE FREE [email protected] BARACKS [email protected].
SHOWING THE ROADMAP HOW THEY'' RE FREE [email protected] BARACKS [email protected].
SHOWING THE ROADMAP HOW THEY'' RE. REVEALING THE ROADMAP HOW THEY ' RE. SHOWING THE ROADMAP HOW THEY ' RE.
SHOWING THE ROADMAP HOW THEY'' RE. REVEALING THE ROADMAP HOW THEY'' RE. SHOWING THE ROADMAP HOW THEY'' RE.
BECAUSE IT ' S REVEALING THE ROADMAP HOW THEY ' RE. GOING TO MAKE IT THROUGH RETIREMENT @.
SINCE IT ' S A SHOWING THE ROADMAP
HOW THEY ' RE. GOING TO SURVIVE RETIREMENT @.
SINCE IT ' S An ENTIRE REVEALING THE ROADMAP HOW THEY ' RE. GOING TO OBTAIN THROUGH RETIREMENT @. BECAUSE IT ' S An ENTIRE NEW REVEALING THE ROADMAP HOW THEY ' RE.
GOING TO MAKE IT THROUGH RETIRED LIFE @.
DUE TO THE FACT THAT IT ' S A WHOLE NEW [email protected] GOING TO GET THROUGH RETIREMENT @.
DUE TO THE FACT THAT IT ' S An ENTIRE NEW [email protected] GOING TO OBTAIN
THROUGH RETIREMENT @.
BECAUSE IT ' S A WHOLE BRAND-NEW [email protected].
WHEN GOING TO MAKE IT THROUGH RETIREMENT @.
DUE TO THE FACT THAT IT ' S A WHOLE NEW [email protected]. WHEN YOU GOING TO MAKE IT THROUGH RETIRED LIFE @.
DUE TO THE FACT THAT IT ' S An ENTIRE BRAND-NEW [email protected]

. WHEN YOU START TO GET THROUGH RETIRED LIFE @.
SINCE IT'' S A WHOLE BRAND-NEW [email protected]. WHEN YOU GET TO GOING TO'GET THROUGH RETIREMENT @.
DUE TO THE FACT THAT IT ' S An ENTIRE NEW [email protected]. WHEN YOU GET TO RETIREMENT.GOING TO SURVIVE RETIRED LIFE @. BECAUSE IT ' S A WHOLE BRAND-NEW [email protected]. WHEN YOU REACH RETIREMENT.
ALL BECAUSE IT ' S An ENTIRE BRAND-NEW [email protected]. WHEN YOU OBTAIN TO RETIRED LIFE.
ALL BECAUSE IT ' S A WHOLE NEW [email protected]. WHEN YOU GET TO'RETIREMENT.
ALL. DUE TO THE FACT THAT IT ' S A WHOLE NEW [email protected]. WHEN YOU OBTAIN TO RETIRED LIFE. ALL.
RIGHT FOLKS DUE TO THE FACT THAT IT ' S A WHOLE BRAND-NEW [email protected]. WHEN YOU GET TO RETIREMENT. ALL. RIGHT PEOPLE AT BECAUSE IT ' S An ENTIRE NEW [email protected]. WHEN YOU OBTAIN TO RETIREMENT.ALL. RIGHT FOLKS IN YOUR HOME BECAUSE IT ' S An ENTIRE NEW [email protected]. WHEN YOU REACH RETIRED LIFE. ALL.
INDIVIDUALS AT HOME IF BECAUSE IT ' S A WHOLE BRAND-NEW [email protected]. WHEN YOU GET TO RETIREMENT. ALL.
RIGHT PEOPLE IN YOUR HOME IF YOU'' RE WHEN YOU OBTAIN TO RETIREMENT. ALL.
PEOPLE AT HOME IF YOU'' RE WHEN YOU GET TO RETIREMENT. ALL.
RIGHT INDIVIDUALS IN THE HOUSE IF YOU'' RE. LOOKING WHEN YOU REACH RETIRED LIFE. ALL.
FOLKS AT RESIDENCE IF YOU'' RE. LOOKING TO WHEN YOU OBTAIN TO RETIRED LIFE. ALL.
RIGHT PEOPLE IN THE HOUSE IF YOU'' RE. LOOKING TO MAKE WHEN YOU GET TO RETIREMENT. ALL.
RIGHT PEOPLE AT RESIDENCE IF YOU'' RE. LOOKING TO SEE TO IT WHEN YOU'REACH RETIRED LIFE. ALL. RIGHT FOLKS'IN YOUR HOME IF YOU ' RE. LOOKING TO MAKE CERTAIN YOU ' RE WHEN YOU'OBTAIN
TO RETIRED LIFE.

FOLKS AT HOUSE IF YOU'' RE. LOOKING TO MAKE CERTAIN YOU'' RE ON RIGHT FOLKS AT RESIDENCE IF YOU'' RE. LOOKING TO MAKE SURE YOU'' RE ON RIGHT FOLKS AT RESIDENCE IF YOU'' RE.
LOOKING TO MAKE CERTAIN YOU ' RE ON.
THE RIGHT TRACK RIGHT INDIVIDUALS IN THE HOUSE IF
YOU ' RE. LOOKING TO MAKE CERTAIN YOU'' RE ON. THE RIGHT TRACK FOR RIGHT
FOLKS AT RESIDENCE IF YOU ' RE.
LOOKING TO MAKE SURE YOU ' RE ON. THE RIGHT TRACK FOR YOUR LOOKING TO MAKE SURE YOU'' RE ON.
RETIRED LIFE LOOKING TO MAKE CERTAIN YOU ' RE ON. THE RIGHT TRACK FOR YOUR.
RETIREMENT [email protected] LOOKING TO MAKE CERTAIN YOU ' RE ON. THE RIGHT TRACK FOR YOUR.
RETIRED LIFE [email protected] HAS LOOKING TO MAKE CERTAIN YOU
' RE ON. THE RIGHT TRACK FOR YOUR.
RETIREMENT [email protected] HAS THIS THE RIGHT TRACK FOR YOUR. RETIRED LIFE [email protected]
HAS THIS THE RIGHT TRACK FOR YOUR.
RETIRED LIFE [email protected] HAS THIS.

FANTASTIC THE RIGHT TRACK FOR YOUR.
RETIREMENT [email protected] HAS THIS.
GREAT DEAL THE RIGHT TRACK FOR YOUR. RETIREMENT [email protected] HAS THIS
. EXCELLENT DEAL FOR THE RIGHT TRACK FOR YOUR. RETIRED LIFE [email protected] HAS THIS
. FANTASTIC OFFER FOR YOU.THE RIGHT TRACK FOR YOUR. RETIREMENT [email protected] HAS THIS.
FANTASTIC DEAL FOR YOU. RETIRED LIFE [email protected] HAS THIS.
GREAT OFFER FOR YOU. RETIREMENT [email protected] HAS THIS. NOW RETIREMENT [email protected] HAS THIS.
CURRENTLY THE RETIREMENT [email protected] HAS THIS. CURRENTLY THE FIRST RETIRED LIFE [email protected] HAS THIS. NOW THE FIRST [email protected] RETIREMENT [email protected] HAS THIS.
CURRENTLY THE FIRST [email protected] CUSTOMERS TERRIFIC OFFER FOR YOU. .
CURRENTLY THE FIRST [email protected] CUSTOMERS GREAT OFFER FOR YOU. RIGHT.
NOW THE FIRST [email protected] CALLERS. WITH TERRIFIC OFFER FOR YOU.
RIGHT. CURRENTLY THE FIRST [email protected] CUSTOMERS.

WITH A GREAT DEAL FOR YOU.
RIGHT. CURRENTLY THE FIRST [email protected] CALLERS. WITH A PORTFOLIO TERRIFIC OFFER FOR YOU.
. CURRENTLY THE FIRST [email protected] CALLERS. WITH A PROFILE OF FANTASTIC DEAL FOR YOU.RIGHT.
NOW THE FIRST [email protected] CALLERS. WITH A PROFILE OF TWO TERRIFIC OFFER FOR YOU.
. NOW THE FIRST [email protected] CUSTOMERS
. WITH A PROFILE OF TWO HUNDRED CURRENTLY THE FIRST [email protected] CUSTOMERS.
WITH A PORTFOLIO OF TWO HUNDRED CURRENTLY THE FIRST
[email protected] CUSTOMERS. WITH A PROFILE OF
TWO HUNDRED. FIFTY CURRENTLY THE FIRST [email protected] CALLERS.
WITH A PROFILE OF 2 HUNDRED.
FIFTY THOUSAND NOW THE FIRST [email protected] CUSTOMERS. WITH A PORTFOLIO OF TWO HUNDRED.
FIFTY THOUSAND DOLLARS NOW THE FIRST [email protected] CALLERS. WITH A PORTFOLIO OF TWO HUNDRED
. FIFTY THOUSAND DOLLARS OR WITH A PORTFOLIO OF 2 HUNDRED.
FIFTY THOUSAND DOLLARS OR WITH A PROFILE OF TWO HUNDRED. FIFTY THOUSAND DOLLARS OR.
BETTER WITH A PROFILE OF 2
HUNDRED. FIFTY THOUSAND DOLLARS OR. BETTER THEY ' RE WITH A PORTFOLIO OF 2 HUNDRED.
GREATER THEY ' RE OFFERING WITH A PROFILE OF 2 HUNDRED. BETTER THEY ' RE OFFERING A FIFTY THOUSAND DOLLARS OR.
HIGHER THEY ' RE OFFERING A. COMPLIMENTARY FIFTY THOUSAND DOLLARS OR.
GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL FIFTY THOUSAND DOLLARS OR. HIGHER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIRED LIFE GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIREMENT SIMPLY GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIREMENT SIMPLY FOR GREATER THEY'' RE OFFERING A.
COMPLIMENTARY FULL BLOWN.
RETIRED LIFE PLAN JUST FOR YOU HIGHER THEY ' RE OFFERING A. COMPLIMENTARY FULL
BLOWN. RETIREMENT SIMPLY FOR YOU 4 @ COMPLIMENTARY FULL BLOWN.
RETIREMENT PLAN SIMPLY FOR YOU 4 @ COMPLIMENTARY FULL BLOWN.
RETIREMENT JUST FOR YOU 4 @.
THEY'' LL COMPLIMENTARY FULL BLOWN.
RETIREMENT SIMPLY FOR YOU 4 @.
THEY'' LL SIT COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY JUST FOR YOU 4 @.
THEY'' LL TAKE A SEAT COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU COMPLIMENTARY FULL BLOWN. RETIREMENT SIMPLY FOR YOU 4 @.
THEY'' LL TAKE A SEAT WITH YOU AND RETIRED LIFE STRATEGY JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU AND ALSO RETIREMENT PLAN SIMPLY FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU AND.
PROVIDE RETIREMENT JUST FOR YOU 4 @.
THEY'' LL TAKE A SEAT WITH YOU AND.
PROVIDE YOU RETIREMENT PLAN SIMPLY FOR YOU 4 @.
THEY'' LL TAKE A SEAT WITH YOU AS WELL AS.
PROVIDE YOU WITH RETIREMENT PLAN JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU AS WELL AS.
THEY ' LL SIT DOWN
WITH YOU ANDAND ALSO PROVIDE YOU WITH THE ROADMAP THEY ' LL SIT DOWN WITH YOU AND ALSO. GIVE'YOU WITH THE ROADMAP THEY ' LL SIT DOWN WITH YOU AND ALSO.
GIVE YOU WITH THE ROADMAP. THAT GARY THEY ' LL SIT DOWN WITH YOU AS WELL AS.
GIVE YOU WITH THE ROADMAP. THAT GARY DESCRIBED.THEY ' LL TAKE A SEAT WITH YOU AS WELL AS.
SUPPLY YOU WITH THE ROADMAP. THAT GARY DESCRIBED.
THEY ' LL SUPPLY YOU WITH THE ROADMAP. THAT GARY DESCRIBED.
THEY ' LL SUPPLY YOU WITH THE ROADMAP. THAT GARY EXPLAINED. THEY ' LL.
EXAMINE SUPPLY YOU WITH THE ROADMAP.
THAT GARY DEFINED. THEY ' LL. ASSESS WHERE SUPPLY YOU WITH THE ROADMAP.
THAT GARY EXPLAINED. THEY ' LL. ASSESS WHERE YOU SUPPLY YOU WITH THE ROADMAP.
THAT GARY EXPLAINED. THEY ' LL. ANALYZE IN WHICH YOU ARE PROVIDE YOU WITH THE ROADMAP.
THAT GARY EXPLAINED. THEY'' LL. EXAMINE IN WHICH YOU ARE RIGHT SUPPLY YOU WITH THE ROADMAP. THAT GARY DEFINED.
THEY ' LL. ANALYZE IN WHICH YOU ARE RIGHT SINCE GARY DEFINED'.
THEY ' LL. EXAMINE WHERE YOU ARE RIGHT NOW THAT GARY EXPLAINED

.
THEY ' LL. ASSESS WHERE YOU ARE RIGHT CURRENTLY.'AS WELL AS THAT GARY DESCRIBED.THEY ' LL.
ANALYZE WHERE YOU ARE RIGHT NOW.
AND ALSO THEY'' LL THAT GARY DESCRIBED. THEY'' LL. ASSESS WHERE YOU ARE RIGHT NOW.
AND ALSO THEY'' LL TALK THAT GARY EXPLAINED. THEY'' LL. EVALUATE IN WHICH YOU ARE RIGHT NOW.
AS WELL AS THEY'' LL TALK ABOUT THAT GARY DESCRIBED. THEY'' LL. EXAMINE WHERE YOU ARE RIGHT NOW.
AND ALSO THEY'' LL DISCUSS WHAT THAT GARY DESCRIBED. THEY ' LL.
ANALYZE WHERE YOU ARE RIGHT CURRENTLY. AND ALSO THEY ' LL DISCUSS WHAT YOU ANALYZE
WHERE YOU'ARE RIGHT CURRENTLY.
AND THEY ' LL SPEAK ABOUT WHAT YOU ANALYZE WHERE YOU'ARE RIGHT NOW.
AND ALSO THEY ' LL DISCUSS WHAT YOU.
REQUIRED EXAMINE WHERE YOU ARE RIGHT CURRENTLY.
AND THEY ' LL TALK ABOUT WHAT YOU.
NEED TO EVALUATE WHERE YOU ARE RIGHT CURRENTLY. AND ALSO THEY ' LL DISCUSS WHAT YOU.
NEED TO ACCOMPLISH'ANALYZE WHERE YOU ARE RIGHT NOW. AND ALSO THEY ' LL DISCUSS WHAT YOU.
NEED TO ACCOMPLISH'TO ANALYZE WHERE YOU ARE RIGHT CURRENTLY. AS WELL AS THEY ' LL DISCUSS WHAT YOU.
AND ALSO THEY ' LL TALK ABOUT WHAT YOU. AND ALSO THEY ' LL TALK ABOUT WHAT YOU.
NEED TO DO TO GET READY FOR THAT AND ALSO THEY ' LL SPEAK ABOUT WHAT YOU. NEED TO ACCOMPLISH TO GET READY FOR THAT. EFFECTIVE AND ALSO THEY'' LL SPEAK ABOUT WHAT YOU. REQUIRED TO DO TO GET READY FOR THAT.
EFFECTIVE RETIRED LIFE? AND THEY'' LL DISCUSS WHAT YOU.
REQUIRED TO ACCOMPLISH TO PREPARE FOR THAT.
EFFECTIVE RETIREMENT? IT'' LL AND THEY ' LL TALK ABOUT WHAT YOU. REQUIRED TO ACCOMPLISH TO PLAN FOR THAT. EFFECTIVE RETIRED LIFE? IT ' LL BE REQUIREMENT TO ACCOMPLISH TO PREPARE FOR THAT. EFFECTIVE RETIRED LIFE? IT ' LL BE NEED TO ACCOMPLISH TO PLAN FOR THAT.
SUCCESSFUL RETIRED LIFE? IT'' LL BE. A DEMAND TO DO TO PREPARE FOR THAT.
EFFECTIVE RETIREMENT? IT'' LL BE. A VIDEO GAME NEED TO PERFORM TO PLAN FOR THAT.
EFFECTIVE RETIREMENT? IT'' LL BE. A STRATEGY REQUIRED TO DO TO GET READY FOR THAT.
SUCCESSFUL RETIREMENT? IT'' LL BE. A VIDEO GAME STRATEGY TO REQUIREMENT TO ACCOMPLISH TO PLAN FOR THAT.
EFFECTIVE RETIRED LIFE? IT'' LL BE. A VIDEO GAME STRATEGY TO GET NEED TO DO TO PLAN FOR THAT.
EFFECTIVE RETIRED LIFE? IT'' LL BE. A STRATEGY TO OBTAIN TO NEED TO PERFORM TO GET READY FOR THAT.
IT'' LL BE. IT ' LL BE. IT ' LL BE.
NEED SUCCESSFUL RETIRED LIFE? IT'' LL BE. A STRATEGY TO GET TO WHERE YOU.
REQUIRED TO SUCCESSFUL RETIRED LIFE? IT'' LL BE. A STRATEGY TO REACH WHERE YOU.
NEED TO BE SUCCESSFUL RETIREMENT? IT'' LL BE. A TACTICAL PLAN TO GET TO WHERE YOU.
NEED TO BE THE SUCCESSFUL RETIRED LIFE? IT'' LL BE. A STRATEGY TO OBTAIN TO WHERE YOU.
REQUIRED TO BE THE PHONE SUCCESSFUL RETIRED LIFE? IT'' LL BE.
A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER SUCCESSFUL RETIRED LIFE? IT ' LL BE. A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE CONTACT NUMBER TO A STRATEGY TO REACH WHERE YOU.
REQUIRED TO BE THE TELEPHONE NUMBER TO A STRATEGY TO REACH WHERE YOU.
REQUIRED TO BE THE PHONE NUMBER TO.
CALL A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 A GAME PLAN TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER TO.
PHONE CALL 6 1 A GAME STRATEGY TO GET TO WHERE YOU.
REQUIRED TO BE THE PHONE NUMBER TO.
CALL 6 1 6 A GAME STRATEGY TO REACH WHERE YOU.
REQUIRED TO BE THE TELEPHONE NUMBER TO.
PHONE CALL 6 1 6 5 A TACTICAL PLAN TO REACH WHERE YOU.
REQUIRED TO BE THE CONTACT NUMBER TO.
CALL 6 1 6 5 1 A VIDEO GAME PLAN TO REACH WHERE YOU.
NEED TO BE THE CONTACT NUMBER TO.
PHONE CALL 6 1 6 5 1 4 A TACTICAL PLAN TO GET TO WHERE YOU.
REQUIRED TO BE THE PHONE NUMBER TO.
CALL 6 1 6 5 1 4 3 A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 A GAME STRATEGY TO GET TO WHERE YOU.
REQUIRED TO BE THE TELEPHONE NUMBER TO.
PHONE CALL 6 1 6 5 1 4 3 8 3 A STRATEGY TO GET TO WHERE YOU. NEED TO BE THE TELEPHONE NUMBER TO. PHONE CALL 6 1 6 5 1 4 3 8 3 1 REQUIREMENT TO BE THE CONTACT NUMBER TO. TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1 REQUIREMENT TO BE THE PHONE NUMBER TO. PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT REQUIREMENT TO BE THE CONTACT NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 REQUIREMENT TO BE THE CONTACT NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 DEMAND TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 NEED TO BE THE TELEPHONE NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 NEED TO BE THE PHONE NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 NEED TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 REQUIREMENT TO BE THE TELEPHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 NEED TO BE THE CONTACT NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 REQUIREMENT TO BE THE PHONE NUMBER TO.

TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 DEMAND TO BE THE PHONE NUMBER TO. PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 1. PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 1.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1. SAY THANKS TO CALL 6 1 6 5 1 4 3 8 3 1.

SINCE IT ' S An ENTIRE SHOWING THE ROADMAP HOW THEY ' RE. DUE TO THE FACT THAT IT ' S An ENTIRE NEW SHOWING THE ROADMAP HOW THEY ' RE.
INDIVIDUALS AT HOUSE IF YOU'' RE. SUCCESSFUL AND ALSO THEY'' LL TALK ABOUT WHAT YOU. IT'' LL AND THEY ' LL TALK ABOUT WHAT YOU.THANK YOU CALL 6 1 6 5 1 4 3 8 3 1
AGAISNT 6 1 6 5 1 4 3 8 3 1 THANKS BOTH PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 1. THANK YOU BOTH [email protected].

As found on YouTube

Retirement Planning Home

Read More

The simplest retirement plan ever.

there are a lot of complex strategies out there when it comes to withdrawing your money in retirement we've already gone over some of them such as the Guyton clinger rule but not all strategies have to be that complicated to work well sometimes the simplest strategy is the most brilliant of all and today that's what we're gonna talk about we're gonna be talking about two of the simplest retirement spending strategies out there we're gonna discuss their pros and cons as well as who should be using them let's get started but before we get going be sure to LIKE this video if you haven't already as it really does help out the channel a lot and subscribe with notifications on for more money related videos like this one every single week so the strategies that we're gonna be covering today are very similar to one another in that they are both known as fixed withdrawal strategies they are the fixed dollar withdrawal strategy and the fixed percentage withdrawal strategy let's start with the simpler of the two the fixed dollar withdrawal strategy the fixed dollar withdrawal strategy is exactly what it sounds like you begin by withdrawing a certain dollar amount from your nest egg every single month and keep that amount constant throughout your entire retirement it literally doesn't get any simpler than that say if John were living on this strategy in retirement he has a 1 million dollar nest egg and wants to be able to live on $40,000 a year he withdraws $40,000 in that first year of retirement does the same thing in the second and so on and so forth in other words there are no adjustments for inflation using this method to analyze this strategy let's look at the four factors of retirement which for those who are new to this channel our income risk stability and buying power income measures how much money is coming in the door each month as well as when that money is coming in its measured this way because not all retirement spending strategies are systematic and linear with their income growth and none of us know how long we're gonna be in retirement so we tend to put more of a priority in having abnormally high income years in the earliest portion of our retirements since we don't know if we'll ever get to the later portions risk is the likelihood of outliving your money stability is graded by how often you experienced anything that would be considered an undesirable change in your income from one year to another this could come in the form of a freeze on the growth of your income or just a decline in your income from near to the next and buying power is defined like it always is it's a measure of how much your money can actually get you at any given time and is largely tied to inflation the fixed dollar strategy is generally considered to be a little stronger on income and risk in comparison to other popular strategies like the 4% rule but it does suffer in terms of stability and buying power the reason for this is simple as long as your initial withdrawals aren't too high you're relatively unlikely to outlive your money using this strategy and you may actually be able to live at a higher standard of living at least initially than you would have in other similar strategies like the 4% rule in fact going all the way back to 1950 if John had had that one million dollar nest egg invested in something like the S&P 500 he would not actually outlive his money during any 20 30 40 or 50 year retirement as long as he would true no more than fifty four thousand dollars a year or forty five hundred a month so even things like the housing crisis in dot-com crash didn't cause him to run out of money so this does grant John a higher standard of living initially than the 4% rule would have because of course with a 1 million dollar nest egg the 4% rule would only allow him to draw $40,000 a year to live on though eventually like I said the inflation effect would catch up with him using the fixed dollar approach and that's where this strategy does tend to fall short it's not meant for longer retirements because while John may be able to handle living on $54,000 a year particularly if he's retiring debt free with a paid off home it becomes increasingly difficult to do that as the years go on due to the inflation effect historically speaking inflation has averaged somewhere between 2 and 3% per year in the United States if we assume that our personal average inflation rate in retirement is nearer the top of that scale well at 3 percent per year then John's $54,000 a year income will get him the equivalent of what $40,000 would buy him today in just 10 years time in 20 years his money would only be able to buy him about what twenty nine thousand nine hundred dollars would buy him today and his money would be worth the equivalent of twenty two thousand two hundred and fifty dollars sixteen thousand five hundred and fifty dollars and twelve thousand three dollars a year in 30 40 and 50 years respectively just because of the effect of inflation so just for a minute let's imagine that John had decided to follow the financially independent retire early movement but instead of using the 4% rule which helps to protect your buying power over longer term retirements like those in the fire community are aiming for John decides to use the fixed dollar withdrawal method assuming everything else stayed the same John would retire at the age of 30 with a $54,000 a year income and a 1 million dollar nest egg again at the age of 30 that would be perfectly fine for him however the average life expectancy for people living in the u.s.

Is about 79 years old as of 2019 and it's possible that that number will continue to grow as technology and medicine continues to advance so assuming he doesn't die young it isn't out of the question that he would have a near 50-year retirement and be living on the equivalent of about $1,000 a month when he's aging and his medical costs are at their highest as you can imagine that wouldn't be an ideal situation for John and that's why this strategy generally isn't the best idea for longer term retirements but for the right person in terms of the four factors of retirement the fixed dollar strategy is above average and income and risk but below average instability and buying power in comparison to the 4% rule the fixed percentage method works very similarly to the fixed dollar method except that you're withdrawing a certain percentage of your nest egg every year as opposed to a certain dollar value this strategy also doesn't adjust for inflation but it does at least adjust with the value of your portfolio and depending on what you're invested in and what initial percentages you choose this method may work out all right say John just wanted to withdraw a 4% of his investments each year in retirement since the value of his investments were $1,000,000 when he retired he would withdraw $40,000 in his first year that would leave him with nine hundred and sixty thousand dollars left over if his investments went up by 10 percent that year the value of his portfolio would be somewhere in the neighborhood of a million and fifty six thousand dollars at the start of his second year of retirement since he's withdrawing four percent of that he would live on forty two thousand two hundred and forty dollars in that second year assuming inflation was three percent during that first year of his retirement his buying power would have actually gone up if he had merely adjusted his withdrawals for inflation like he would have if he were using the actual 4% rule he would have withdrawn 40 1200 dollars in his second year or about a thousand and $40 less than he did using the fixed percentage withdrawal method in this scenario the downside that I'm sure a lot of you already see is that the reverse can also happen say that the following year john's investments fell by 20% bringing the value of his nest egg down to about eight hundred and eleven thousand dollars and forcing him to withdraw thirty two thousand four hundred and forty dollars in the third year of his retirement that would be significantly less than the forty two thousand four hundred dollars that John would have withdrew in that third year using the actual four percent rule so as you can see depending on the situation stability is something that this strategy could have a very low score in given that the value of a nest egg especially if it's invested in something like stocks can grow or shrink by 20 30 or even 40 percent from one year to the next the bright side of course is that you have a very low risk of running out of money theoretically it's actually zero if you're able to follow this strategy to a tee and I specifically say theoretically because like many things it's only gonna be true up to a certain point if we take it to a logical extreme we can break this down say if John had $10,000 in his nest egg and he wanted to live on fifty percent of that nest egg for the next five years in theory he'd be fine and he'd never run out of money because he'd always be withdrawing fifty percent of whatever that nest egg is but how many of us are gonna be able to live on five thousand dollars a year that would be what he'd be withdrawing that first year and of course it would be even less the second year if his investments stayed flat his second years withdrawals would be half of five thousand dollars or twenty five hundred dollars and I don't know many people that are living on two hundred dollars a month but the point is if you're willing to take the hit to the stability of your income in retirement you can usually safely squeeze out a little more than four percent of your nest egg each year in a typical retirement using this strategy you just have to be prepared to see the average raw dollar income that you receive shrink as you go further into your retirement to illustrate this let's say that John withdrew 10% of his nest egg each year assuming he had that one million-dollar nest egg he would start out with a six-figure income however if he ended up living longer than he planned on he could eventually find himself living on what would only be generously described as a shoestring budget for example in the simulations I ran covering the various retirement lengths starting from 1950 onward assuming John had invested in the S&P 500 he would have had a median monthly income of about $6,500 a month in 20 and 30 year retirements which when adjusting for inflation would be about $3,600 a month in 20 years scenarios and twenty seven hundred dollars a month in thirty-year scenarios but that number did shrink a lot as the retirements got longer for example in 50 year retirements his average median monthly income was about forty four hundred dollars which again doesn't sound bad but when we look at the final few years worth of his monthly withdrawals we find that it's actually about $2,300 a month on average which is considerably less than the six-figure income he started with and of course that $2,300 a month was what he was actually withdrawing almost 50 years from now once we adjust for inflation over that time it may not even buy John what $1,000 a month would buy him today so similar to the fixed dollar withdrawals your buying power could be taking a significant hit if the initial percentages you set in this strategy are too high in summation the fixed percentage method scores reasonably well though not elite when it comes to income particularly when used in early retirements it does great in terms of risk again assuming you're not too aggressive with your initial percentages but is questionable with stability and below average in terms of buying power so in the end who should use these strategies now I'll admit I am personally biased here I believe there's very few people who should realistically be using these strategies as their primary method it's mainly limited to those with very short expected retirements so that their buying power doesn't become too damaged over time and even then ideally only by those who are also approaching that same retirement with little to no debt because especially with the fixed percentage method you'll often need to be pretty flexible with your spending from your year but for those who aren't retiring early and will have no more than nine or ten years that they expect to be retired they have little debt to speak of and want something very simple to follow when figuring out how much of their money they should withdraw each year one of these strategies could work out well it gives you some advantages in terms of income without significant increases in risk but what are your thoughts do you agree with my assessment of the strategy or do you think that I'm missing something do you think another strategy would work better for people in that situation let me know in the comments section below but that'll do it for me today once again if you haven't already be sure to LIKE the video as it really helps the channel a lot and if you want to learn more about various retirement planning strategies be sure to check the links on the screen for my videos on how to safely spend money in retirement as well as protect your nest egg and as always thanks for watching

As found on YouTube

home

Read More

Why Millionaires Want Stealth Wealth (Money Makes Happy)

Do you recognize any person who takes the bus to function,
prepares their very own lunches, and also prevents costly vacations? Perhaps you have a next-door neighbor that resides in a.
little home, drives an old cars and truck, and also cuts their very own yard. We all know individuals such as this, and there might.
be individuals similar to this who have actually achieved stealth wide range! The majority of us most likely make judgments concerning others.
based upon their costs patterns and what they show up to have or not have. That'' s a blunder, since it disregards others.
around us that have actually deeply concealed wide range. Just what is stealth riches and also can this.
be something you should aim for? That'' s exactly what'we ' ll be reviewing right here! Continue enjoying to discover the benefits,.
indications, as well as tricks of stealth wide range that you may use to your own monetary life.Hello as well as welcome to Millionaires Mind. On this channel, you will certainly discover how to believe. like a millionaire.
The definition of stealth riches. What precisely is stealth riches?
It entails having a great deal of cash yet not. showing it out. It suggests keeping your( huge)
amount of cash hidden. from everyone, including your close friends and also household.
Individuals that do this do not always hide. their cash to deceive; they merely do disappoint it off and also do not really feel the need to go over. it. That ' s why it ' s hard
to differentiate the. “sneaky wealthy” from the rest people. The Benefits of” Stealth Wealth. Why would you select to apply stealth
wealth? There are several authentic benefits to hiding. your real total assets from the rest of the globe, that include: 1. Assisting your friendships. There are many factors why stealth riches may be helpful to
your connections. First, despite just how difficult you try, it might. be tough to sustain a connection when someone has much more wealth than the other.Those with stealth wealth successfully close. the( viewed )wide range gap by hiding their genuine wide range.

Buddies won ' t really feel pressured to stay on top of.
costly nights out or dinners they can ' t pay for, as well as you ' ll be able to stay with activities. that are within both of your spending plans. Cash can'hinder true partnerships. You may begin to wonder if a person is your. buddy as a result of your cash and what they can get from you. By removing your wealth from the photo,.
you can be certain that everybody you border on your own with is there for you, not your money.
2. Help you in living a more meeting life. Many wealthy people become stressed with costs insanely in order to show their.
Investing money on material things. Those who practice stealth riches invest their. Spending cash on what you want instead than.
Those that are monetarily protected are no much longer worried about money. Consider the tranquility of mind you ' d have if you. Signs of Stealth Wealth.
In spite of their

lot of money, those with stealth wide range commonly maintain a typical middle-class. way of life.
There are, however, some stealth riches signals. to search for if you desire to know if somebody is living a secret rich way of life. Despite these signs, it might be hard. to distinguish between stealth wealth and also typical riches! Some examples of stealth wide range indicators. are: 1. They put on ' t go over cash. Those with surprise riches hardly ever review money. They don ' t boast regarding just how much they have
,. as well as possibly a lot more tellingly, they put on ' t review what they put on ' t have. Somebody with stealth
riches will certainly never boast. concerning their earnings or assets. You will certainly never listen to individuals yawp. concerning being in financial debt or being not able to get anything they desire. 2. They put on ' t flaunt themselves on social media sites. The well-off do not flaunt their riches on.
social media.They wear ' t usually acquire products to flaunt. Also if they do decide to invest cash on a. fine meal or an elegant holiday, they put on ' t really feel obliged to tell the remainder of the globe. about it. They conserve such postings for individuals seeking.

interest as well as attempting to flaunt money they may not even have.
3. They look “average.” An additional indicator of concealed'riches is to not. look for a fancy sports
vehicle or giant estate. Those that understand the real significance of. stealth riches, appear typical when they reveal themselves. They drive “ordinary” lorries, job ordinary. work, and also seem much like the rest of us.They comprehend that owning an expensive vehicle. or property does not make you well-off; it
just makes you appear wealthy. You can use the sly wealthy ' s secrets in. your own life You can ' t just determine eventually to have stealth. riches.

It takes effort and also monetary planning, just.
like any type of other kind of riches. You may incorporate the keys of. the stealthy wealthy right into your very own life to enhance your funds today. Right here are some options- and
that knows, you. could decide along the line that you, as well, want to be “sneaky affluent” someday! 1. Steer clear of from lifestyle rising cost of living.
There are numerous means for even more money to. appear in your checking account. Perhaps you obtained a raise( congrats!).
Maybe you changed tasks and also received a great. pay “raise therefore. No issue exactly how you look at it, having more. cash ought to not suggest spending more of it.Those with covert wealth deliberately stay clear of. lifestyle inflation, which is specified as boosting your costs as your revenue rises.
While it may be alluring to invest more as. you make much more,
this is not the path to real treasures.

Those that comprehend the tricks of riches.
recognize that preventing way of living rising cost of living is just one of the most essential techniques to enhance. their properties as well as come to be economically safe.
We have a particular video clip on exactly how to prevent way of life. inflation on our channel. 2. Attempt not to stay on top of the Joneses. Even if a buddy or neighbor has a brand-new. toy( or car, or house,
or gadget) doesn ' t mean you have to have one as well. Attempting to stay on top of other individuals ' s expenses. will certainly harm your own finances. If you desire to prosper, concentrate.
on yourself instead than others. When you ' re lured to get something because. a person else has it, take a time to'consider whether
you actually want it. If you do, you could buy it.
Those with stealth riches do not totally. restriction themselves, yet they only buy what they really want and needs. They are not influenced or pressured by others,. neither are they interested in keeping looks.3. Live below your methods.
Another well-off individual ' s secret? Develop long-lasting riches. Those that are interested in stealth wealth.
They recognize the importance of collecting. generational wealth, implying wide range handed down from one generation to the
next.This implies they put on ' t waste money on fleeting. items or experiences. Rather, they focus on boosting their.
They spend on the supply market, develop services. Every little thing they do with their cash is done. In personal, be generous.
Those with stealth wide range do not hoard all. Many wealthy individuals are very charitable,. They do every little thing without making a public.
That ' s what stealth wealth style is all. about: a timeless wardrobe. Exercising stealth riches does not limit. you from acquiring attractive
items or splurging when in a while. Nevertheless, it does indicate that you invest with. function. You won ' t see people with this much money. putting on garments with showy brand labels.
Rather, they will pick high-grade products. that will certainly never ever go out of style.Stick to classic pieces that will sustain.
a life time if you want to comply with in their footsteps.
8. Stealth wealth is the conviction that fancy. things do not make life rewarding.
Finally, individuals that are really wealthy. acknowledge that material possessions and also extravagant holidays are not what make life beneficial. They may have begun their monetary journey.
by avoiding getting things they want in order to save or by passing up possibilities to. invest in items they desired.However, by the time they have fully embraced. stealth wide range, they no much longer really feel the demand to purchase these products. They ' ve found various other means to be pleased. That is one of the biggest advantages that. stealth money can offer.
You not just have monetary security

, yet. you ' ve likewise found out to prefer much less, worth what you have, and also accept on your own. So, the interpretation of stealth wealth is determined. more by what somebody does not have than by what they do have. It ' s a lifestyle that starts with carrying out.
several of the behaviors where we chatted around right into your very own life. Are you all set to employ several of these methods. to improve your personal finances currently that you ' ve discovered the response to the inquiry,. “what is stealth riches?'” Many thanks for watching this video. If you located this valuable, please LIKE and. SUBSCRIBE and also in the meanwhile, remain tuned to Millionaires Mind!

As found on YouTube

Retire Wealthy Home

Read More

Suze Orman Gets You Ready For Retirement | Money

I am the one and only Susie Orman, and my goal is to make you as independent from financial advisors as possible, because you are never going to be powerful in life until you are powerful over your own money. And my job is to make sure you can achieve just that. So rather than asking more from your money that it can't give you, you have to ask less of your spending habits from yourself which means you have got to get rid of all credit card debt. All debt. Total debt of car loans, mortgage debt, all debt that you have has to go. So one thing that you have to look at is if you have a debt, that is your sign that you can't afford to retire. Maybe you retire from the job that you currently have, but then you have to get some side hustles or something. So my best advice to you is start living below your means but within your needs.

How do you do that? From this day forward, every time you go to make a purchase, ask yourself a question, 'Is this a want or is this a need?'. If it's a want, please don't purchase it. If it's a need, you have to buy it. It's just that simple. You know, a lot of you, when you're approaching retirement, you look at your portfolio and usually your portfolio is this: you have a 401 9k), 403 (b), a Thrift savings plan if you work for the government or whatever, it may be, the military. And now you've retired and now normally you would then do an IRA rollover with that money. But now you're 'Oh my God, what should I do? I never invest in money before, really. I've just put money in every single month into these mutual funds. And now I don't know what to do.'. If you are going to be withdrawing money from your retirement account to pay for your everyday expenses, you have to know that you have — ready for this, everybody — at least three years of expenses in cash, earning you a high interest rate or whatever the highest interest rate is that you can get.

The rest, at this point in time, should really be diversified into high-yield dividend-paying either stocks or exchange-traded funds. If you need really short term money and you want to get a higher interest rate for very short term money, right, I don't have a problem with bills. And, you know, I myself will put a serious sum of money protected in bills because if you're investing more than $250,000, then you really have to go to a variety of banks in order to get FDIC insurance — or even credit unions.

So if you have a large sum of money of $1 – $3 million that you just want liquid, then I use Treasury bills for that. I don't have a problem with that at all. And they keep rolling over but I know that they're guaranteed by the taxing authority of the United States government. If we're talking now, though, about amounts that are $250,000 or below, I think that you're far better off, right here and right now, putting the money in a high-yielding savings account.

So for smaller amounts of money, savings account. For $250,000 or above that you want liquidity and the highest interest rate, I don't have a problem with Treasury bills. You don't have the documents in place today to protect your tomorrows. You don't have a will. You don't have a living revocable trust. You don't have an advance directive and durable power of attorney for health care. And you don't have a power of attorney for finances. You need those things not just to make sure that your assets pass freely to your beneficiaries. You need those things for you. So here you are now and your spouse has died. Who, as you get older, who's going to write your checks for you? Who's going to pay your bills for you? If you get sick, you have an incapacity, who's going to do that? So it's very important that you get the documents that are correct.

Long-term care insurance, if you can afford it, will absolutely protect your little nest egg if one of you ends up in a nursing home. One out of three of you will spend some time in a nursing home after the age of 65. So look around and if you decide to buy long-term care insurance, the perfect age to buy it is really in your 50s. But here's the key. You better know that you can afford a long-term care insurance premium because they're not cheap. From the age of when you buy it all the way until at least 84 because it makes no sense for you to purchase it. Pay for it in your 50s, in your 60s. Now here you are in your mid 70s, you can't afford it anymore and then you drop it. You're better off just not buying it at all. Let me just put it to you bluntly. You are to stay as far away from a reverse mortgage as you possibly can. There is not one situation out there where you should be getting a reverse mortgage.

A reverse mortgage is based on the interest rates that are in effect right here and now. It's based on your age. And it just makes no sense. If you own a home and you can't afford to stay in that home — with real estate prices as high as they are — you could just sell your house right now and either seriously downsize, or there is nothing wrong with renting..

As found on YouTube

Retirement Planning

Read More

The #1 Wealth KILLER

 

Albert Einstein once referred to compound interest as the 8th wonder of the world. Saying he who understands it earns it; he who doesn’t pays it. And he couldn’t have been more right. Today we’re going to be looking at the miracle that is compound interest and how can protect my retirement as it relates to the #1 killer of your wealth. Let’s get started. So the #1 wealth killer is debt. Yeah, I know, big shocker. But it’s really true and today we’re going to look at why that is.

The truth is, having too much debt can put a limit on your greatest wealth-building tool – your income. While it may be tempting to invest rather than pay off your debt, compound interest is a force to be reckoned with. In fact, I recently dedicated an entire video to its power. Financial advisors often use the example of Jane, who invests $100 per month ($1,200 per year) from the age of 18 to 25 and earns an average of 10% per year on her investments. By the time she stops investing at age 25, her nest egg will be worth just over $15,000.

However, before you start investing, it’s important to consider your debt load. Here are some reasons why paying off your debt first may be the smarter choice:

High-interest rates: Many forms of debt, such as credit card debt or personal loans, carry high-interest rates that can negate any potential investment gains.
Risk: Investing always carries some degree of risk, and if you have high levels of debt, taking on additional risk may not be advisable.
Stress: Debt can be a significant source of stress and anxiety, which can have negative impacts on your overall financial well-being.
Freedom: Paying off debt can give you a sense of freedom and control over your financial situation, allowing you to make better long-term decisions.
That being said, paying off debt doesn’t mean you can’t invest at all. Here are some steps you can take to balance debt repayment and investing:

Create a budget: Determine how much money you can allocate towards debt repayment and investing each month.
Focus on high-interest debt: Prioritize paying off high-interest debt first, as this will save you the most money in the long run.
Consider employer-matched retirement accounts: If your employer offers a retirement plan with a matching contribution, take advantage of it. This is essentially free money that can help you save for the future.
Seek professional advice: A financial advisor can help you create a personalized plan that takes your unique financial situation into account.
In conclusion, while compound interest is a powerful tool for building wealth, it’s important to consider your debt load before investing. Paying off high-interest debt should be a priority, but that doesn’t mean you can’t invest at all. By creating a budget, focusing on high-interest debt, taking advantage of employer-matched retirement accounts, and seeking professional advice, you can balance debt repayment and investing to achieve your financial goals.

Over the course of the next 45 years, those investments will continue to grow. Assuming that it continues to grow at an average annualized rate of 10% per year she will end up with $1.1 million in her portfolio at age 70. That’s all achieved with eight years of investing $100 a month. Jane becomes a millionaire by investing $9,600 of her own money. On the other hand, we have John. John doesn’t start investing at age 18. Instead, he starts at the age of 26 (just after Jane had finished all of her investing). He also invests $100 a month. However, unlike Jane, he does it from the age of 26 all the way until the age of 70. John invests $54,000 of his own money over the course of those years and ends up with a nest egg of just under $950,000. So John ends up with approximately $150,000 less than Jane. This is in spite of the fact that he invested six times more of his own money than she did.

It’s no secret that excessive debt can put a damper on your ability to build wealth using your most powerful tool – your income. While the concept of compound interest is widely known to be an effective way to grow your money over time, paying off debt may seem like a counterproductive move. However, it’s important to remember that not all investments are created equal, especially when you’re dealing with debt payments.

Let’s take a look at an example: Jane invests $100 a month for 7 years starting at 18 and ends up with a net worth of $1.1 million at the age of 70. Now, let’s say John starts investing $100 a month at the same age and earns an average of 10% per year, just like Jane. Even if John continues to invest until he’s 100 years old, Jane would still have more money than him, and her lead would only increase with time. In fact, at the age of 100, Jane would have $19.2 million to her name, while John would have $16.7 million. This just goes to show the power of compound interest, as famously called by Albert Einstein as the 8th Wonder of the world.

However, when it comes to investing, it’s important to consider the context of one’s financial situation. Comparing someone who is debt-free to someone who is not will not provide an accurate comparison. While Jane invested $100 a month for 7 years, John was dealing with debt payments and didn’t invest anything for those first 8 years. But what if John managed to free up an extra $200 a year, or less than $17 a month, by paying off his debts? In that case, he would come out ahead of Jane by the time they’re both 70. And if he freed up more money than that, he would pass Jane even earlier.

So, what’s the takeaway? While compound interest is undoubtedly a powerful tool, it’s important to also consider the impact of debt on one’s ability to invest. Paying off debt and freeing up funds for investment can ultimately lead to greater financial success in the long run.

And given the state of the average American debt situation, $17 a month in payments is a remarkably conservative estimate. According to articles in business insider,
CNBC, and Forbes the average American debt situation looks like this: About $9,000 in credit card debt which is
often split between several cards. $30,000 in student loan debt. And assuming a used vehicle was bought a little
over $21,000 on a car loan. That’s around $60,000 in total debt. If we assume 18% interest on the credit cards
and 4.5% interest on the other loans and terms of 5 and 10 years on the car loan and student
loan respectively, the minimum payments could be roughly $900 a month. Freeing up that much cashflow could make a
tremendous difference in the previous example. Let’s look back at John’s situation from before
and assume that his household’s debt situation was that of the average American. John uses his $100 a month of excess cash
flow to pay off these debts.

 

Based on the numbers it would take him roughly
six years to become debt-free. This is assuming he did not work any extra
hours or sell anything to get out of debt faster. Once he was debt-free he would have almost
$1,000 a month left over to invest. If he starts the process of becoming debt-free
at the age of 18 when Jane was starting to invest he would have become debt-free by his
24th birthday. If he then turned around and started investing
the full $1,000 a month he would actually be further along in his investments by his
25th birthday then Jane was. Granted this is largely because he has invested
more money than Jane has at this point. Jane by her 25th birthday had only invested
$8,400. That’s quite a bit less than John’s $12,000
but think of the potential payoff of this down the road if John keepS investing that
money.

 

He’ll also likely be able to lead a much
better lifestyle than Jane in the present due to his lower monthly expenses. Jane may eventually equal him in that regard
if she gets her debts paid off, but for those first several years after John is debt-free,
it is worth noting. Remember, compound interest is an incredibly
powerful mathematical force. But it can work just as hard against you as
it can for you. So it’s important to make sure that compound
interest is your ally in your finances, not your enemy. So with that being said how do we avoid this
killer of wealth? First, if you’re lucky enough to not have
any debt right now research some ways to ensure that you keep it that way.

 

If you’re planning to go to college look into
ESA or 529 plans. They are ways to start saving for college
while lowering your tax burden (which is always a nice perk). Also, look into scholarship opportunities
or PSEO. Don’t be afraid to have a summer job and work
during the school year part-time. For the record, this can also be a good option
in high school to give yourself a head start financially so long as it doesn’t take away
from your studies too much. Make sure that you always have an emergency
fund. It should contain three to six months worth
of expenses so that you don’t have to take on debt for those moments when life happens. Make sure you have insurance for those catastrophes
that you wouldn’t be able to cover with your savings. Catastrophic health emergencies are a good
candidate for this.

 

If you’re already in debt, learn about how
people have paid off their debts. Then choose the strategy that is most likely
to get you (and keep you) completely out of debt. Three of the most popular strategies are the
debt snowball, debt avalanche, and debt tsunami. I have done videos on all three of those and
they will be linked in the description. The debt snowball is the one made famous by
financial personalities such as Dave Ramsey. It has you order your debts from smallest
to largest balance and pay them off in that order regardless of the interest rates on
those debts. The plus side is the momentum you can build
up for yourself by quickly wiping out those bills. The downside is it isn’t the most mathematically
efficient way to get out of debt, all else being equal.

 

The debt avalanche is the more mathematically
efficient option if you can stick to it. It has you order your debts from highest to
lowest interest rate and pay them off in that order. This is regardless of the size of the loan
itself. The upside is the fact that you’ll be paying
less in interest. The downside is in some situations it may
take quite a while to get rid of that first bill. For those who are more motivated by seeing
the balances of the debts themselves going down this may not be much of an issue.

 

For those that are more motivated by the lowering
of bills, this could be an issue in some situations. The debt tsunami has you order your debts
from the most emotionally stressful to the least emotionally stressful and pay them off
in that order. In some cases, this could mean paying off
the largest balance that also has the lowest interest rate first. However in my experience that is not commonly
how it goes. Most of the people that I’ve seen use this
strategy tend to use it because there are personal loans between family or friends that
are causing a lot of stress in the relationship. The person with the debt uses the tsunami
to get rid of that loan first and then often switches to a different strategy such as the
snowball or avalanche. Which is another viable option for many people. There’s nothing stopping you from starting
with one strategy that will help get you going and then switching to another that will work
for you longer-term.

 

I know a lot of people who have started with
the snowball to get themselves some momentum and then switched to the avalanche once they
were on a roll so that they could save on interest. Another thing I would recommend looking into
is the power of the debt snowflake. If you haven’t heard, the debt snowflake is
a strategy where you find ways to free up money (or just happened to find the money)
that you can put towards your debt payoff strategy. The nice thing about it is it works well with
any of the other three strategies I mentioned. While by itself it isn’t game-changing it
does help your primary strategy do its job a little better. And as we know every little bit helps. If you need more motivation make sure to check
out Dave Ramsey’s YouTube channel and their debt-free screams playlist.

 

It’s filled with a lot of amazing stories
of people paying off loads of debt on various levels of income and getting to see their
relief when they are finally debt-free is very inspiring. You might also find their Turning Points playlist
interesting. It is essentially interviews of people who
have become debt-free talking about what made them decide to go through that process and
achieve that lifestyle. I’ll leave a link to both playlists in the
description as well..

As found on YouTube

Retire Wealthy

Read More

I Retired Rich At Age 27…And This Is How I Did It

Today I want to share with you exactly how I retire at the age of 27 how I did it and maybe how you could do it as well you see I started very early at a young age the path of entrepreneurship I started my first business when I was in high school just with a couple of buddies mowing lawns for people in our neighborhoods that’s my very first business there are three things that I did during this time that allows me to retire young and with higher rich so the very first thing is this I focus on developing what I call high income skills my high income skills skills that allow me to bring value to the marketplace in exchange of money now I define high income skills as skills that could make me $10,000 or more per month you see the first five years of my business career when I was getting started the first five years I didn’t take a single day off I was working 12 to 14 hours a day seven days a week for the first five years while all my friends they were out there drinking drinking and having parties and chasing girls I was fucking working I sacrifice I made a lot of sacrifices I believe if you don’t sacrifice for your dream then your dream becomes your sacrifice so I made a decision I pay the price early on I spent a few years of my life working on myself working on my business doing the things that most people are too lazy to do not willing to do so I could have what most people cannot have the very first high income skill that I develop was copywriting now you might wonder what that is well it’s simply the skill to use words to sell that’s it Prine persuasion or persuasion in print and our words running a one-man advertising agency myself if you watch the TV show man man that’s kind of what I was doing without all the smoking and all that bullshit but I was basically a cocking gun in my early 20s working with companies working with entrepreneurs and I was making 10,000 a month $12,000 a month in my early 20s and at the time I thought he was it was like I felt like a million bucks I thought it was the most money I’ve ever seen and I did that then later on I took that money the income did I earn I put that aside and I started coin called a scalable business now if you want to retire early and retire young one of the most important things that you have to know is noticing identifying trends at a time I went onto the internet I saw this trend on the Internet we’re talking about back then remember Netscape dial-up modem I’m talking about overture for pay-per-click you know good old days you’re watching this young young guys you may or may not even know this but I’m talking about Yahoo for search engines okay Facebook and then later on Google but I’m talking about that so when I got started back then early and I noticed a trend on internet and I was importing collectibles from Hong Kong Bruce Lee collectibles actually and I was flipping them on eBay I was doing affiliate marketing I was doing digital marketing online I was selling digital products before PDF before all these things were even popular software all these things and that’s how my first bucket of money then I took that money and I saw some of those physicists I cash out and I took that money and invest in real estate then my investments are able to support my lifestyle and that’s how I retire at the age of 27 but here’s one thing I’ve learned through that experience at the age of 27 I thought this was my dream I thought I want to get to a point where I don’t have to work anymore I’ll sit in a beach all day and that is going to be it and I did that the first month first 30 days I was sitting on a beach on English pay just to be there every single day right looking at a beach looking at the ocean I thought I have made it you know what all I got was sunburn that’s it you may dream I’m sitting on a beach every day I’m telling you when you could do it I was bored out of my mind I thought this is fucking stupid I work so hard to get here and now I’m sitting on beach doing nothing this is dumb like did I work all like this heart and may all that sacrifices for this like come on because you’ve got to understand when you’re entrepreneur I was going like this every day go go go go go suddenly when you have nothing to do when you cash out when you have investments you’re like okay I guess what else do you do right after 30 days of that I was sick and tired of it I’m like this is a dumbest thing ever so the second month I did something different actually thought you know what I’m gonna I’m gonna watch the movies so at a time I rendered a lot of movies a lot I was watching six seven movies the DVDs stack of them every single day let me tell you something I love movies don’t get me wrong but when you’re watching six seven movies every fucking day you don’t like movies so much anymore believe me okay after 30 days of that I’m like this is again the dumbest thing ever i I just felt like I so lazy I felt like I wasn’t doing anything with my life then I went to talk to my mentor and he said okay Dan he’s what I want you to do I want you to start in other business I said no no I’m not gonna start another business I was killing myself all these years so I could retire you don’t understand I’m not gonna work he said no you’re gonna start outta business I said no I am NOT gonna start down to business he said you’re gonna start another business I said no but this time he said you’re gonna start a business from a totally different place because now you’re made it you could start your business coming from a place of strength coming from a place of abundance coming from a place of something that you want what do you want to create build it around your wor strength build it around your passion because now money’s not an issue you’re not just doing to make money what could you do how could you use all the skills that you’ve accumulated you’ve developed all the business acumen all the knowledge that you have how can you use that to do something great and I thought that I could do so that’s my story that’s how I retire at the age of 27 I don’t know where you’re at in your journey maybe you want to retire young maybe you want to retire at age of 45 55 65 I don’t know where you’re at but what I do know is it’s possible and what I also do know is once you get there there’s always an other step there’s always an other level so don’t wait don’t feel like you have to get to a point where hey you know what I’m gonna spend my whole life doing stuff that I hate so I could get to a point where finally I could do some stuff that I love No enjoy the journey success is a journey not a destination

As found on Youtube

Read More