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Investment Finance Tips : ROTH IRA Retirement Tips

This is Patrick Munro, Financial Advisor,
and I'm asking the question today, "Do my ROTH contributions count if I have a retirement
plan at work"? Many of my clients will ask me that, and the more retirement plans you
can possibly have, the better. Many people do have a retirement plan at work which is
non-voluntary, meaning they didn't have any say in how it was set up, but, nevertheless
the employer is matching the contributions that you are payroll deducted, so you take
that. But you can also set up your own independent ROTH plan whereby the taxes are paid ahead
of time.

The more the better, I always say. If you have the money, by all means put that
in there and make sure that you don't put in too much money into a retirement plan to,
well, not have much of a lifestyle. You don't want to be IRA poor, you want to be remember
that you have to enjoy your life going forward. But by all means if you have an IRA plan at
work you can also set up an independent ROTH plan as well. So this is Patrick Munro talking
about that issue, "Do my ROTH's count if I have an IRA plan at work"?.

As found on YouTube

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