Tag: happiness
What Do You Do With Yourself After Retirement? – Dr. Devi Shetty with Sadhguru
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Devi Shetty: Sadhguru, I am constantly torn between my senior colleagues, who are extremely skilled surgeons. Sadhguru, the… on the heart there are some procedures, which are done by very few people on this planet. I’ll give an example – I do an operation called pulmonary endarterectomy that’s the blood clots from the leg goes to the lung arteries and it clogs up all the arteries. So twenty… twenty-five years ago there was no cure for this. And once you are diagnosed, you are destined to die within a year. Today people who are on home oxygen for two years, three years you do the operation they can go back to skydiving or they can go to scuba diving. That’s the transformative effect but there are only fifty surgeons less than fifty surgeons in this world who can operate. And like this we have some of my colleagues who are extremely gifted surgeons. They are in their fifties now. And some of them are constantly talking about retirement.
Especially one surgeon he is a extremely gifted surgeon who can fix any damaged valve. He is single, he has no other commitments every other day he talks about going to Banaras or somewhere and retire and I keep telling him that God didn’t create him to retire and meditate. He has to be fixing all these problems So he gives me extension every six months Guruji. So at the end of six months the usual rigmarole starts, he talks about retirement and everybody is depressed in the hospital. So how do you deal with this kind of people? Sadhguru: You must you must give him a one year sabbatical with me Yes, because the need or the idea of retirement enters anybody’s mind because of the monotony of what they’re doing, whatever it may be.
Somebody else may think it's a great thing but in your experience somewhere it's becoming monotonous or stagnant. Stagnation is one thing that human intelligence and human system cannot take. And most of the ailments are because of stagnation stagnation of life. They may be… they may be getting their you know once in three years promotion. They may be making little more money. All these things may be happening but somewhere experientially there’s a stagnation, which could be a major cause for many of the complex ailments that people manufacture within their systems.
The more complex they get you try to create more talented surgeons. I am saying we are manufacturing the problems, we are trying to manufacture a solution. I think as we offer solutions people who have adl… already gotten into problems, they need solutions. But it's very important that we teach people how not to create these problems, so that instead of fifty, you have to produce five thousand expert surgeons to attend to all these people who are on self-help to illness. So I would say a surgeon who is who has a certain competence and who has worked through his life, if he wants to explore something of his own nature, that will be the greatest thing to do because he is not a man without commitment nor competence.
When competence and commitment is there, you should not run him through the rig ram role (rigmarole?) and destroy that possibility. It’s important that he explores something of his own nature, which will make him We don't know what he’ll come up with. You cannot even estimate what he may come up with. I think a sabbatical is good. He may come up with something that you have not thought possible. Devi Shetty: I will… I will convey your message Sadhguru. I am sure he is watching this program.
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Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Transcriber: Annet Johnson
Reviewer: gaith Takrity Do you ever dream of retirement? What’s your retirement dream? Is it pure bliss and relaxation? Can you almost feel that warm wind? Taste those fruity umbrella drinks? Lounging by the pool, endless games of golf,
walking on the beach? I’ve always loved vacations, haven’t you? So I think we’re really going to love
this constant vacation space in retirement too, right? It actually reminds me of a couple I know. Let’s call them, “Jeff and Jenny.” They’ve dreamt of retirement for years. Jeff had worked at the same company
for over 30 years. He knew everybody. He was the life of the place. And Jenny, she’d often worked two jobs
so they’d have enough.
They finally did. They moved to sunny Florida, of course. But something strange started to happen. Jeff seemed lost, lonely. They started to nip at each other. They started to quarrel. And Jenny, although she was
beginning to make community, really didn’t like to golf. She’d never been that sporty. She missed her long-time book club. She missed her best friends, her kids, her soon-to-be grandchild. What was going on? Had they not done everything right? They’d moved to sunny Florida. They’d worked with
a smart financial advisor. They’d saved enough. I ask you, if this is the dream vision
for retirement – You see it in the adverts. Why is it that so many are
dissatisfied at this age? Why is it that depression
increases by 40%? Why is it [that] substance abuse,
divorce rates are climbing? Why is everyone lonely? And people’s self-worth is low? Surely we can do better than this. Look, I’ve spent many years consulting and coaching and researching
the ideas, tools, and frameworks that best support us
during times of transition, like retirement. Look, I’m not here to tell you
whether you should or shouldn’t retire, because maybe you should
or maybe you shouldn’t.
It is up to you to design and discover. But I do want to share with you
what I know about these life changes, these life quakes, these life disruptors so we don’t end up
in a situation like Jeff and Jenny. Look, we know that transitions
are a regular part of life. They can be trying and triumphant. They can be predictable and unpredictable because life often
doesn’t follow a straight line. But my research and others’ shows us
that if we bring our intention and attention to them,
we can improve our well-being. And we can improve our well-being
in retirement too. I like to think of it as an ROI,
a return on investment. But this time for our well-being. Think of it as the “ROI”
beyond our bank account, an investment portfolio
in human flourishing, your flourishing in retirement. Where “R” is where we reframe
our current definition of retirement. “O” is where we optimize
the well-being in retirement.
And “I” is where we ignite
our way forward. So let’s “ROI,” Reframe, Optimize,
and Ignite, your retirement. Let’s start with “R”: reframe. Let’s reframe your current
definition of retirement. Look, even the word retirement
sends shivers down my spine. I really don’t like that word much. And when I look up the word “retire”
in a thesaurus, I see the strangest words: retreat, remove, exit, my personal favorite, “go to bed.” And, although I get it – It is very, very tempting
to go to bed sometimes, it does imply that we are
fading from life when in fact these years can be
some of our best years, some of our most flourishing years. So then, how did it start? Well, historically, we never
abruptly retired. We gently moved from one stage
to another in life. And then rumor has it, this gentleman – I think he looks a bit scary, actually, German Chancellor, Otto Van Bismarck,
in 1889, created this idea, this invention of retirement
when he put in place disability insurance for those over 70.
This idea was radical. But other countries followed suit,
making retirement age between 65 and 70. But what’s interesting about
this time period of 1889 was the life expectancy
was less than 44 years. A far cry from our 80′ish years today. So to be clear, this definition
or invention of retirement is over 100 years old and we have almost doubled our lifespan. So surely, can we not all agree that
we need to reframe, rethink, redesign … our retirement definition? Next, let’s “O” of the ROI, let’s optimize. Let’s optimize our well-being
in retirement. And it’s here we can learn
from some great science and research.
Edward Jones asked over 9,000 retirees, “What gives you fulfillment
in retirement?” Their answers: being authentic, spending
time with those they care for, they love, doing interesting things,
things that help them grow, and being generous, giving back. Interestingly, money was
at the bottom of the list. And, look, we know that money can
bring us freedom and flexibility. But research consistently shows us
that above a base level, money is not the secret ingredient
to happiness in life or in retirement. It’s also interesting to examine
the disconnect between what retirees are thinking about – connection, contribution, community, and pre-retirees are thinking about, which is pretty much their bank accounts
and this vacation view of retirement. And when we look at
this vacation view of retirement, we find that over time it becomes the norm and starts to lack the joy it once did. It’s probably why
Berkeley researchers found that we have a sugar rush
of well-being when we first retire and then a year or two later
a fairly sharp decline. Behavioral economists might call it
hedonic adaptation, where one more umbrella drink, one more golf game just loses its sparkle.
We can also look into the world
of positive psychology as we continue to “O”, optimize. We can examine the science of
what makes for a good life, a happy life, a life better than fine. And it goes by the acronym, PERMAV. I like to think of it
as my well-being playbook where “P” is positive emotion,
feeling good, hopeful, inspired, loving. It’s like a micro moment of joy: a good laugh, a good meal. “E” is engagement. Having interests in pursuits that fully
captivate us and take us away: help us grow, our relationships, having loving and authentic relationships
with another, with groups, with communities. “M” is meaning, that sense of purpose,
something beyond ourselves.
“A” is accomplishment, having positive progress in life. And “V” is vitality, investing in our bodies, in our minds,
because they both matter and they work together. Look, these elements collectively
make up our well-being. They matter, they work together, and we have to bring our attention
and intention to them because they can change. So it’s super important
in retirement to focus on these. We can also learn from the
blue zones of the world, those zones where people
fully embrace the PERMAV elements. They live flourishing lives and they live
an extra 10 to 15 years than most of us. The word retirement doesn’t even exist. Take Marie, for example. She’s amazing. She's 101, has her own garden. walks over a mile a day,
volunteers five days a week, and spends a lot of time
with her great friends and her six great grandchildren. She is thriving. She is optimizing her retirement years. Next, “I” of the ROI. Let’s ignite our path forward.
Let’s take action. Let’s explore ideas. Let's sneak up on the future. We know that life is not
a fixed destination but rather a continual design project. There’s not one best option for us. There's many great options
for us in retirement. We also know to break down
our ideas and our actions. We break them down small, so we feel comfortable taking action. We have a conversation, we explore an idea, we learn something new, but in a safe way. So we take some action. We adjust and edit and we take a little more action
as we ignite our way forward. So in closing, I invite you, all of you, to have a conversation
about your retirement. But maybe a little differently this time. It is never too early
and it’s never too late. Let’s create a retirement canvas full of the colors and
textures of well-being and ignited by our boundless
designs and imaginations, like Jeff and Jenny did. They moved back from Florida. They still vacation there sometimes. They bought a smaller condo,
two doors down from their best friend. Jeff decided to go back to work part-time, and he’s taking improv
classes twice a week.
And Jenny, she’s enrolled
in doing a Masters in English and still loving her long-time book club. They are prioritizing their friends, their family, and their new grandchild. They are thriving. So … what about you? Let’s begin to ROI
your retirement chapter. Let’s start with “R”, refrain. What does retirement now mean to you? And what beliefs are
no longer serving you? “O”, optimize. Who and what will you prioritize and how will you use your many,
many strengths and skills? And how does this compare
with those you care for? And “I”, ignite. What is one small step
you could take today to better understand
your “retirement act,” knowing the best can be yet to come. Thank you. (Applause).
Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Transcriber: Annet Johnson
Reviewer: gaith Takrity Do you ever dream of retirement? What’s your retirement dream? Is it pure bliss and relaxation? Can you almost feel that warm wind? Taste those fruity umbrella drinks? Lounging by the pool, endless games of golf,
walking on the beach? I’ve always loved vacations, haven’t you? So I think we’re really going to love
this constant vacation space in retirement too, right? It actually reminds me of a couple I know.
Let’s call them, “Jeff and Jenny.” They’ve dreamt of retirement for years. Jeff had worked at the same company
for over 30 years. He knew everybody. He was the life of the place. And Jenny, she’d often worked two jobs
so they’d have enough. They finally did. They moved to sunny Florida, of course. But something strange started to happen. Jeff seemed lost, lonely. They started to nip at each other.
They started to quarrel. And Jenny, although she was
beginning to make community, really didn’t like to golf. She’d never been that sporty. She missed her long-time book club. She missed her best friends, her kids, her soon-to-be grandchild. What was going on? Had they not done everything right? They’d moved to sunny Florida. They’d worked with
a smart financial advisor. They’d saved enough. I ask you, if this is the dream vision
for retirement – You see it in the adverts. Why is it that so many are
dissatisfied at this age? Why is it that depression
increases by 40%? Why is it [that] substance abuse,
divorce rates are climbing? Why is everyone lonely? And people’s self-worth is low? Surely we can do better than this.
Look, I’ve spent many years consulting and coaching and researching
the ideas, tools, and frameworks that best support us
during times of transition, like retirement. Look, I’m not here to tell you
whether you should or shouldn’t retire, because maybe you should
or maybe you shouldn’t. It is up to you to design and discover. But I do want to share with you
what I know about these life changes, these life quakes, these life disruptors so we don’t end up
in a situation like Jeff and Jenny.
Look, we know that transitions
are a regular part of life. They can be trying and triumphant. They can be predictable and unpredictable because life often
doesn’t follow a straight line. But my research and others’ shows us
that if we bring our intention and attention to them,
we can improve our well-being. And we can improve our well-being
in retirement too. I like to think of it as an ROI,
a return on investment. But this time for our well-being. Think of it as the “ROI”
beyond our bank account, an investment portfolio
in human flourishing, your flourishing in retirement. Where “R” is where we reframe
our current definition of retirement. “O” is where we optimize
the well-being in retirement. And “I” is where we ignite
our way forward. So let’s “ROI,” Reframe, Optimize,
and Ignite, your retirement. Let’s start with “R”: reframe. Let’s reframe your current
definition of retirement. Look, even the word retirement
sends shivers down my spine. I really don’t like that word much. And when I look up the word “retire”
in a thesaurus, I see the strangest words: retreat, remove, exit, my personal favorite, “go to bed.” And, although I get it – It is very, very tempting
to go to bed sometimes, it does imply that we are
fading from life when in fact these years can be
some of our best years, some of our most flourishing years.
So then, how did it start? Well, historically, we never
abruptly retired. We gently moved from one stage
to another in life. And then rumor has it, this gentleman – I think he looks a bit scary, actually, German Chancellor, Otto Van Bismarck,
in 1889, created this idea, this invention of retirement
when he put in place disability insurance for those over 70. This idea was radical. But other countries followed suit,
making retirement age between 65 and 70. But what’s interesting about
this time period of 1889 was the life expectancy
was less than 44 years. A far cry from our 80′ish years today. So to be clear, this definition
or invention of retirement is over 100 years old and we have almost doubled our lifespan. So surely, can we not all agree that
we need to reframe, rethink, redesign … our retirement definition? Next, let’s “O” of the ROI, let’s optimize. Let’s optimize our well-being
in retirement. And it’s here we can learn
from some great science and research. Edward Jones asked over 9,000 retirees, “What gives you fulfillment
in retirement?” Their answers: being authentic, spending
time with those they care for, they love, doing interesting things,
things that help them grow, and being generous, giving back.
Interestingly, money was
at the bottom of the list. And, look, we know that money can
bring us freedom and flexibility. But research consistently shows us
that above a base level, money is not the secret ingredient
to happiness in life or in retirement. It’s also interesting to examine
the disconnect between what retirees are thinking about – connection, contribution, community, and pre-retirees are thinking about, which is pretty much their bank accounts
and this vacation view of retirement.
And when we look at
this vacation view of retirement, we find that over time it becomes the norm and starts to lack the joy it once did. It’s probably why
Berkeley researchers found that we have a sugar rush
of well-being when we first retire and then a year or two later
a fairly sharp decline. Behavioral economists might call it
hedonic adaptation, where one more umbrella drink, one more golf game just loses its sparkle.
We can also look into the world
of positive psychology as we continue to “O”, optimize. We can examine the science of
what makes for a good life, a happy life, a life better than fine. And it goes by the acronym, PERMAV. I like to think of it
as my well-being playbook where “P” is positive emotion,
feeling good, hopeful, inspired, loving. It’s like a micro moment of joy: a good laugh, a good meal.
“E” is engagement. Having interests in pursuits that fully
captivate us and take us away: help us grow, our relationships, having loving and authentic relationships
with another, with groups, with communities. “M” is meaning, that sense of purpose,
something beyond ourselves. “A” is accomplishment, having positive progress in life. And “V” is vitality, investing in our bodies, in our minds,
because they both matter and they work together. Look, these elements collectively
make up our well-being. They matter, they work together, and we have to bring our attention
and intention to them because they can change.
So it’s super important
in retirement to focus on these. We can also learn from the
blue zones of the world, those zones where people
fully embrace the PERMAV elements. They live flourishing lives and they live
an extra 10 to 15 years than most of us. The word retirement doesn’t even exist. Take Marie, for example. She’s amazing. She's 101, has her own garden. walks over a mile a day,
volunteers five days a week, and spends a lot of time
with her great friends and her six great grandchildren. She is thriving. She is optimizing her retirement years. Next, “I” of the ROI. Let’s ignite our path forward. Let’s take action. Let’s explore ideas. Let's sneak up on the future. We know that life is not
a fixed destination but rather a continual design project. There’s not one best option for us. There's many great options
for us in retirement.
We also know to break down
our ideas and our actions. We break them down small, so we feel comfortable taking action. We have a conversation, we explore an idea, we learn something new, but in a safe way. So we take some action. We adjust and edit and we take a little more action
as we ignite our way forward. So in closing, I invite you, all of you, to have a conversation
about your retirement. But maybe a little differently this time. It is never too early
and it’s never too late. Let’s create a retirement canvas full of the colors and
textures of well-being and ignited by our boundless
designs and imaginations, like Jeff and Jenny did.
They moved back from Florida. They still vacation there sometimes. They bought a smaller condo,
two doors down from their best friend. Jeff decided to go back to work part-time, and he’s taking improv
classes twice a week. And Jenny, she’s enrolled
in doing a Masters in English and still loving her long-time book club. They are prioritizing their friends, their family, and their new grandchild. They are thriving. So … what about you? Let’s begin to ROI
your retirement chapter. Let’s start with “R”, refrain. What does retirement now mean to you? And what beliefs are
no longer serving you? “O”, optimize.
Who and what will you prioritize and how will you use your many,
many strengths and skills? And how does this compare
with those you care for? And “I”, ignite. What is one small step
you could take today to better understand
your “retirement act,” knowing the best can be yet to come. Thank you. (Applause).
Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Transcriber: Annet Johnson
Reviewer: gaith Takrity Do you ever dream of retirement? What’s your retirement dream? Is it pure bliss and relaxation? Can you almost feel that warm wind? Taste those fruity umbrella drinks? Lounging by the pool, endless games of golf,
walking on the beach? I’ve always loved vacations, haven’t you? So I think we’re really going to love
this constant vacation space in retirement too, right? It actually reminds me of a couple I know. Let’s call them, “Jeff and Jenny.” They’ve dreamt of retirement for years. Jeff had worked at the same company
for over 30 years. He knew everybody. He was the life of the place. And Jenny, she’d often worked two jobs
so they’d have enough.
They finally did. They moved to sunny Florida, of course. But something strange started to happen. Jeff seemed lost, lonely. They started to nip at each other. They started to quarrel. And Jenny, although she was
beginning to make community, really didn’t like to golf. She’d never been that sporty. She missed her long-time book club. She missed her best friends, her kids, her soon-to-be grandchild. What was going on? Had they not done everything right? They’d moved to sunny Florida. They’d worked with
a smart financial advisor. They’d saved enough. I ask you, if this is the dream vision
for retirement – You see it in the adverts. Why is it that so many are
dissatisfied at this age? Why is it that depression
increases by 40%? Why is it [that] substance abuse,
divorce rates are climbing? Why is everyone lonely? And people’s self-worth is low? Surely we can do better than this. Look, I’ve spent many years consulting and coaching and researching
the ideas, tools, and frameworks that best support us
during times of transition, like retirement. Look, I’m not here to tell you
whether you should or shouldn’t retire, because maybe you should
or maybe you shouldn’t.
It is up to you to design and discover. But I do want to share with you
what I know about these life changes, these life quakes, these life disruptors so we don’t end up
in a situation like Jeff and Jenny. Look, we know that transitions
are a regular part of life. They can be trying and triumphant. They can be predictable and unpredictable because life often
doesn’t follow a straight line. But my research and others’ shows us
that if we bring our intention and attention to them,
we can improve our well-being.
And we can improve our well-being
in retirement too. I like to think of it as an ROI,
a return on investment. But this time for our well-being. Think of it as the “ROI”
beyond our bank account, an investment portfolio
in human flourishing, your flourishing in retirement. Where “R” is where we reframe
our current definition of retirement. “O” is where we optimize
the well-being in retirement. And “I” is where we ignite
our way forward. So let’s “ROI,” Reframe, Optimize,
and Ignite, your retirement.
Let’s start with “R”: reframe. Let’s reframe your current
definition of retirement. Look, even the word retirement
sends shivers down my spine. I really don’t like that word much. And when I look up the word “retire”
in a thesaurus, I see the strangest words: retreat, remove, exit, my personal favorite, “go to bed.” And, although I get it – It is very, very tempting
to go to bed sometimes, it does imply that we are
fading from life when in fact these years can be
some of our best years, some of our most flourishing years. So then, how did it start? Well, historically, we never
abruptly retired. We gently moved from one stage
to another in life. And then rumor has it, this gentleman – I think he looks a bit scary, actually, German Chancellor, Otto Van Bismarck,
in 1889, created this idea, this invention of retirement
when he put in place disability insurance for those over 70.
This idea was radical. But other countries followed suit,
making retirement age between 65 and 70. But what’s interesting about
this time period of 1889 was the life expectancy
was less than 44 years. A far cry from our 80′ish years today. So to be clear, this definition
or invention of retirement is over 100 years old and we have almost doubled our lifespan. So surely, can we not all agree that
we need to reframe, rethink, redesign … our retirement definition? Next, let’s “O” of the ROI, let’s optimize. Let’s optimize our well-being
in retirement. And it’s here we can learn
from some great science and research. Edward Jones asked over 9,000 retirees, “What gives you fulfillment
in retirement?” Their answers: being authentic, spending
time with those they care for, they love, doing interesting things,
things that help them grow, and being generous, giving back.
Interestingly, money was
at the bottom of the list. And, look, we know that money can
bring us freedom and flexibility. But research consistently shows us
that above a base level, money is not the secret ingredient
to happiness in life or in retirement. It’s also interesting to examine
the disconnect between what retirees are thinking about – connection, contribution, community, and pre-retirees are thinking about, which is pretty much their bank accounts
and this vacation view of retirement. And when we look at
this vacation view of retirement, we find that over time it becomes the norm and starts to lack the joy it once did. It’s probably why
Berkeley researchers found that we have a sugar rush
of well-being when we first retire and then a year or two later
a fairly sharp decline. Behavioral economists might call it
hedonic adaptation, where one more umbrella drink, one more golf game just loses its sparkle. We can also look into the world
of positive psychology as we continue to “O”, optimize.
We can examine the science of
what makes for a good life, a happy life, a life better than fine. And it goes by the acronym, PERMAV. I like to think of it
as my well-being playbook where “P” is positive emotion,
feeling good, hopeful, inspired, loving. It’s like a micro moment of joy: a good laugh, a good meal. “E” is engagement. Having interests in pursuits that fully
captivate us and take us away: help us grow, our relationships, having loving and authentic relationships
with another, with groups, with communities. “M” is meaning, that sense of purpose,
something beyond ourselves. “A” is accomplishment, having positive progress in life. And “V” is vitality, investing in our bodies, in our minds,
because they both matter and they work together. Look, these elements collectively
make up our well-being. They matter, they work together, and we have to bring our attention
and intention to them because they can change.
So it’s super important
in retirement to focus on these. We can also learn from the
blue zones of the world, those zones where people
fully embrace the PERMAV elements. They live flourishing lives and they live
an extra 10 to 15 years than most of us. The word retirement doesn’t even exist. Take Marie, for example. She’s amazing. She's 101, has her own garden. walks over a mile a day,
volunteers five days a week, and spends a lot of time
with her great friends and her six great grandchildren. She is thriving. She is optimizing her retirement years. Next, “I” of the ROI. Let’s ignite our path forward. Let’s take action. Let’s explore ideas. Let's sneak up on the future. We know that life is not
a fixed destination but rather a continual design project.
There’s not one best option for us. There's many great options
for us in retirement. We also know to break down
our ideas and our actions. We break them down small, so we feel comfortable taking action. We have a conversation, we explore an idea, we learn something new, but in a safe way. So we take some action. We adjust and edit and we take a little more action
as we ignite our way forward. So in closing, I invite you, all of you, to have a conversation
about your retirement. But maybe a little differently this time. It is never too early
and it’s never too late. Let’s create a retirement canvas full of the colors and
textures of well-being and ignited by our boundless
designs and imaginations, like Jeff and Jenny did. They moved back from Florida. They still vacation there sometimes. They bought a smaller condo,
two doors down from their best friend. Jeff decided to go back to work part-time, and he’s taking improv
classes twice a week.
And Jenny, she’s enrolled
in doing a Masters in English and still loving her long-time book club. They are prioritizing their friends, their family, and their new grandchild. They are thriving. So … what about you? Let’s begin to ROI
your retirement chapter. Let’s start with “R”, refrain. What does retirement now mean to you? And what beliefs are
no longer serving you? “O”, optimize. Who and what will you prioritize and how will you use your many,
many strengths and skills? And how does this compare
with those you care for? And “I”, ignite. What is one small step
you could take today to better understand
your “retirement act,” knowing the best can be yet to come. Thank you. (Applause).
Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Transcriber: Annet Johnson
Reviewer: gaith Takrity Do you ever dream of retirement? What’s your retirement dream? Is it pure bliss and relaxation? Can you almost feel that warm wind? Taste those fruity umbrella drinks? Lounging by the pool, endless games of golf,
walking on the beach? I’ve always loved vacations, haven’t you? So I think we’re really going to love
this constant vacation space in retirement too, right? It actually reminds me of a couple I know. Let’s call them, “Jeff and Jenny.” They’ve dreamt of retirement for years. Jeff had worked at the same company
for over 30 years. He knew everybody. He was the life of the place. And Jenny, she’d often worked two jobs
so they’d have enough. They finally did. They moved to sunny Florida, of course. But something strange started to happen. Jeff seemed lost, lonely. They started to nip at each other. They started to quarrel. And Jenny, although she was
beginning to make community, really didn’t like to golf. She’d never been that sporty. She missed her long-time book club. She missed her best friends, her kids, her soon-to-be grandchild.
What was going on? Had they not done everything right? They’d moved to sunny Florida. They’d worked with
a smart financial advisor. They’d saved enough. I ask you, if this is the dream vision
for retirement – You see it in the adverts. Why is it that so many are
dissatisfied at this age? Why is it that depression
increases by 40%? Why is it [that] substance abuse,
divorce rates are climbing? Why is everyone lonely? And people’s self-worth is low? Surely we can do better than this.
Look, I’ve spent many years consulting and coaching and researching
the ideas, tools, and frameworks that best support us
during times of transition, like retirement. Look, I’m not here to tell you
whether you should or shouldn’t retire, because maybe you should
or maybe you shouldn’t. It is up to you to design and discover. But I do want to share with you
what I know about these life changes, these life quakes, these life disruptors so we don’t end up
in a situation like Jeff and Jenny.
Look, we know that transitions
are a regular part of life. They can be trying and triumphant. They can be predictable and unpredictable because life often
doesn’t follow a straight line. But my research and others’ shows us
that if we bring our intention and attention to them,
we can improve our well-being. And we can improve our well-being
in retirement too. I like to think of it as an ROI,
a return on investment. But this time for our well-being. Think of it as the “ROI”
beyond our bank account, an investment portfolio
in human flourishing, your flourishing in retirement. Where “R” is where we reframe
our current definition of retirement. “O” is where we optimize
the well-being in retirement. And “I” is where we ignite
our way forward. So let’s “ROI,” Reframe, Optimize,
and Ignite, your retirement. Let’s start with “R”: reframe. Let’s reframe your current
definition of retirement. Look, even the word retirement
sends shivers down my spine. I really don’t like that word much. And when I look up the word “retire”
in a thesaurus, I see the strangest words: retreat, remove, exit, my personal favorite, “go to bed.” And, although I get it – It is very, very tempting
to go to bed sometimes, it does imply that we are
fading from life when in fact these years can be
some of our best years, some of our most flourishing years.
So then, how did it start? Well, historically, we never
abruptly retired. We gently moved from one stage
to another in life. And then rumor has it, this gentleman – I think he looks a bit scary, actually, German Chancellor, Otto Van Bismarck,
in 1889, created this idea, this invention of retirement
when he put in place disability insurance for those over 70. This idea was radical. But other countries followed suit,
making retirement age between 65 and 70. But what’s interesting about
this time period of 1889 was the life expectancy
was less than 44 years. A far cry from our 80′ish years today. So to be clear, this definition
or invention of retirement is over 100 years old and we have almost doubled our lifespan.
So surely, can we not all agree that
we need to reframe, rethink, redesign … our retirement definition? Next, let’s “O” of the ROI, let’s optimize. Let’s optimize our well-being
in retirement. And it’s here we can learn
from some great science and research. Edward Jones asked over 9,000 retirees, “What gives you fulfillment
in retirement?” Their answers: being authentic, spending
time with those they care for, they love, doing interesting things,
things that help them grow, and being generous, giving back.
Interestingly, money was
at the bottom of the list. And, look, we know that money can
bring us freedom and flexibility. But research consistently shows us
that above a base level, money is not the secret ingredient
to happiness in life or in retirement. It’s also interesting to examine
the disconnect between what retirees are thinking about – connection, contribution, community, and pre-retirees are thinking about, which is pretty much their bank accounts
and this vacation view of retirement.
And when we look at
this vacation view of retirement, we find that over time it becomes the norm and starts to lack the joy it once did. It’s probably why
Berkeley researchers found that we have a sugar rush
of well-being when we first retire and then a year or two later
a fairly sharp decline. Behavioral economists might call it
hedonic adaptation, where one more umbrella drink, one more golf game just loses its sparkle. We can also look into the world
of positive psychology as we continue to “O”, optimize. We can examine the science of
what makes for a good life, a happy life, a life better than fine. And it goes by the acronym, PERMAV. I like to think of it
as my well-being playbook where “P” is positive emotion,
feeling good, hopeful, inspired, loving. It’s like a micro moment of joy: a good laugh, a good meal. “E” is engagement. Having interests in pursuits that fully
captivate us and take us away: help us grow, our relationships, having loving and authentic relationships
with another, with groups, with communities. “M” is meaning, that sense of purpose,
something beyond ourselves.
“A” is accomplishment, having positive progress in life. And “V” is vitality, investing in our bodies, in our minds,
because they both matter and they work together. Look, these elements collectively
make up our well-being. They matter, they work together, and we have to bring our attention
and intention to them because they can change. So it’s super important
in retirement to focus on these. We can also learn from the
blue zones of the world, those zones where people
fully embrace the PERMAV elements. They live flourishing lives and they live
an extra 10 to 15 years than most of us. The word retirement doesn’t even exist. Take Marie, for example. She’s amazing. She's 101, has her own garden.
Walks over a mile a day,
volunteers five days a week, and spends a lot of time
with her great friends and her six great grandchildren. She is thriving. She is optimizing her retirement years. Next, “I” of the ROI. Let’s ignite our path forward. Let’s take action. Let’s explore ideas. Let's sneak up on the future. We know that life is not
a fixed destination but rather a continual design project. There’s not one best option for us. There's many great options
for us in retirement. We also know to break down
our ideas and our actions. We break them down small, so we feel comfortable taking action. We have a conversation, we explore an idea, we learn something new, but in a safe way. So we take some action. We adjust and edit and we take a little more action
as we ignite our way forward. So in closing, I invite you, all of you, to have a conversation
about your retirement. But maybe a little differently this time. It is never too early
and it’s never too late. Let’s create a retirement canvas full of the colors and
textures of well-being and ignited by our boundless
designs and imaginations, like Jeff and Jenny did.
They moved back from Florida. They still vacation there sometimes. They bought a smaller condo,
two doors down from their best friend. Jeff decided to go back to work part-time, and he’s taking improv
classes twice a week. And Jenny, she’s enrolled
in doing a Masters in English and still loving her long-time book club. They are prioritizing their friends, their family, and their new grandchild. They are thriving. So … what about you? Let’s begin to ROI
your retirement chapter. Let’s start with “R”, refrain. What does retirement now mean to you? And what beliefs are
no longer serving you? “O”, optimize. Who and what will you prioritize and how will you use your many,
many strengths and skills? And how does this compare
with those you care for? And “I”, ignite.
What is one small step
you could take today to better understand
your “retirement act,” knowing the best can be yet to come. Thank you. (Applause).
Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Transcriber: Annet Johnson
Reviewer: gaith Takrity Do you ever dream of retirement? What’s your retirement dream? Is it pure bliss and relaxation? Can you almost feel that warm wind? Taste those fruity umbrella drinks? Lounging by the pool, endless games of golf,
walking on the beach? I’ve always loved vacations, haven’t you? So I think we’re really going to love
this constant vacation space in retirement too, right? It actually reminds me of a couple I know. Let’s call them, “Jeff and Jenny.” They’ve dreamt of retirement for years. Jeff had worked at the same company
for over 30 years.
He knew everybody. He was the life of the place. And Jenny, she’d often worked two jobs
so they’d have enough. They finally did. They moved to sunny Florida, of course. But something strange started to happen. Jeff seemed lost, lonely. They started to nip at each other. They started to quarrel. And Jenny, although she was
beginning to make community, really didn’t like to golf. She’d never been that sporty. She missed her long-time book club.
She missed her best friends, her kids, her soon-to-be grandchild. What was going on? Had they not done everything right? They’d moved to sunny Florida. They’d worked with
a smart financial advisor. They’d saved enough. I ask you, if this is the dream vision
for retirement – You see it in the adverts. Why is it that so many are
dissatisfied at this age? Why is it that depression
increases by 40%? Why is it [that] substance abuse,
divorce rates are climbing? Why is everyone lonely? And people’s self-worth is low? Surely we can do better than this. Look, I’ve spent many years consulting and coaching and researching
the ideas, tools, and frameworks that best support us
during times of transition, like retirement. Look, I’m not here to tell you
whether you should or shouldn’t retire, because maybe you should
or maybe you shouldn’t. It is up to you to design and discover. But I do want to share with you
what I know about these life changes, these life quakes, these life disruptors so we don’t end up
in a situation like Jeff and Jenny. Look, we know that transitions
are a regular part of life.
They can be trying and triumphant. They can be predictable and unpredictable because life often
doesn’t follow a straight line. But my research and others’ shows us
that if we bring our intention and attention to them,
we can improve our well-being. And we can improve our well-being
in retirement too. I like to think of it as an ROI,
a return on investment. But this time for our well-being. Think of it as the “ROI”
beyond our bank account, an investment portfolio
in human flourishing, your flourishing in retirement. Where “R” is where we reframe
our current definition of retirement. “O” is where we optimize
the well-being in retirement. And “I” is where we ignite
our way forward. So let’s “ROI,” Reframe, Optimize,
and Ignite, your retirement. Let’s start with “R”: reframe. Let’s reframe your current
definition of retirement. Look, even the word retirement
sends shivers down my spine. I really don’t like that word much. And when I look up the word “retire”
in a thesaurus, I see the strangest words: retreat, remove, exit, my personal favorite, “go to bed.” And, although I get it – It is very, very tempting
to go to bed sometimes, it does imply that we are
fading from life when in fact these years can be
some of our best years, some of our most flourishing years.
So then, how did it start? Well, historically, we never
abruptly retired. We gently moved from one stage
to another in life. And then rumor has it, this gentleman – I think he looks a bit scary, actually, German Chancellor, Otto Van Bismarck,
in 1889, created this idea, this invention of retirement
when he put in place disability insurance for those over 70. This idea was radical. But other countries followed suit,
making retirement age between 65 and 70. But what’s interesting about
this time period of 1889 was the life expectancy
was less than 44 years. A far cry from our 80′ish years today. So to be clear, this definition
or invention of retirement is over 100 years old and we have almost doubled our lifespan. So surely, can we not all agree that
we need to reframe, rethink, redesign … our retirement definition? Next, let’s “O” of the ROI, let’s optimize. Let’s optimize our well-being
in retirement. And it’s here we can learn
from some great science and research. Edward Jones asked over 9,000 retirees, “What gives you fulfillment
in retirement?” Their answers: being authentic, spending
time with those they care for, they love, doing interesting things,
things that help them grow, and being generous, giving back.
Interestingly, money was
at the bottom of the list. And, look, we know that money can
bring us freedom and flexibility. But research consistently shows us
that above a base level, money is not the secret ingredient
to happiness in life or in retirement. It’s also interesting to examine
the disconnect between what retirees are thinking about – connection, contribution, community, and pre-retirees are thinking about, which is pretty much their bank accounts
and this vacation view of retirement.
And when we look at
this vacation view of retirement, we find that over time it becomes the norm and starts to lack the joy it once did. It’s probably why
Berkeley researchers found that we have a sugar rush
of well-being when we first retire and then a year or two later
a fairly sharp decline. Behavioral economists might call it
hedonic adaptation, where one more umbrella drink, one more golf game just loses its sparkle. We can also look into the world
of positive psychology as we continue to “O”, optimize. We can examine the science of
what makes for a good life, a happy life, a life better than fine. And it goes by the acronym, PERMAV. I like to think of it
as my well-being playbook where “P” is positive emotion,
feeling good, hopeful, inspired, loving. It’s like a micro moment of joy: a good laugh, a good meal. “E” is engagement. Having interests in pursuits that fully
captivate us and take us away: help us grow, our relationships, having loving and authentic relationships
with another, with groups, with communities.
“M” is meaning, that sense of purpose,
something beyond ourselves. “A” is accomplishment, having positive progress in life. And “V” is vitality, investing in our bodies, in our minds,
because they both matter and they work together. Look, these elements collectively
make up our well-being. They matter, they work together, and we have to bring our attention
and intention to them because they can change. So it’s super important
in retirement to focus on these. We can also learn from the
blue zones of the world, those zones where people
fully embrace the PERMAV elements. They live flourishing lives and they live
an extra 10 to 15 years than most of us. The word retirement doesn’t even exist. Take Marie, for example. She’s amazing. She's 101, has her own garden. walks over a mile a day,
volunteers five days a week, and spends a lot of time
with her great friends and her six great grandchildren. She is thriving. She is optimizing her retirement years. Next, “I” of the ROI. Let’s ignite our path forward. Let’s take action. Let’s explore ideas. Let's sneak up on the future. We know that life is not
a fixed destination but rather a continual design project.
There’s not one best option for us. There's many great options
for us in retirement. We also know to break down
our ideas and our actions. We break them down small, so we feel comfortable taking action. We have a conversation, we explore an idea, we learn something new, but in a safe way. So we take some action. We adjust and edit and we take a little more action
as we ignite our way forward. So in closing, I invite you, all of you, to have a conversation
about your retirement.
But maybe a little differently this time. It is never too early
and it’s never too late. Let’s create a retirement canvas full of the colors and
textures of well-being and ignited by our boundless
designs and imaginations, like Jeff and Jenny did. They moved back from Florida. They still vacation there sometimes. They bought a smaller condo,
two doors down from their best friend. Jeff decided to go back to work part-time, and he’s taking improv
classes twice a week. And Jenny, she’s enrolled
in doing a Masters in English and still loving her long-time book club. They are prioritizing their friends, their family, and their new grandchild. They are thriving. So … what about you? Let’s begin to ROI
your retirement chapter. Let’s start with “R”, refrain. What does retirement now mean to you? And what beliefs are
no longer serving you? “O”, optimize. Who and what will you prioritize and how will you use your many,
many strengths and skills? And how does this compare
with those you care for? And “I”, ignite. What is one small step
you could take today to better understand
your “retirement act,” knowing the best can be yet to come.
Thank you. (Applause).
Read More
Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Transcriber: Annet Johnson
Reviewer: gaith Takrity Do you ever dream of retirement? What’s your retirement dream? Is it pure bliss and relaxation? Can you almost feel that warm wind? Taste those fruity umbrella drinks? Lounging by the pool, endless games of golf,
walking on the beach? I’ve always loved vacations, haven’t you? So I think we’re really going to love
this constant vacation space in retirement too, right? It actually reminds me of a couple I know. Let’s call them, “Jeff and Jenny.” They’ve dreamt of retirement for years. Jeff had worked at the same company
for over 30 years. He knew everybody. He was the life of the place.
And Jenny, she’d often worked two jobs
so they’d have enough. They finally did. They moved to sunny Florida, of course. But something strange started to happen. Jeff seemed lost, lonely. They started to nip at each other. They started to quarrel. And Jenny, although she was
beginning to make community, really didn’t like to golf. She’d never been that sporty. She missed her long-time book club. She missed her best friends, her kids, her soon-to-be grandchild. What was going on? Had they not done everything right? They’d moved to sunny Florida. They’d worked with
a smart financial advisor. They’d saved enough. I ask you, if this is the dream vision
for retirement – You see it in the adverts.
Why is it that so many are
dissatisfied at this age? Why is it that depression
increases by 40%? Why is it [that] substance abuse,
divorce rates are climbing? Why is everyone lonely? And people’s self-worth is low? Surely we can do better than this. Look, I’ve spent many years consulting and coaching and researching
the ideas, tools, and frameworks that best support us
during times of transition, like retirement.
Look, I’m not here to tell you
whether you should or shouldn’t retire, because maybe you should
or maybe you shouldn’t. It is up to you to design and discover. But I do want to share with you
what I know about these life changes, these life quakes, these life disruptors so we don’t end up
in a situation like Jeff and Jenny. Look, we know that transitions
are a regular part of life. They can be trying and triumphant. They can be predictable and unpredictable because life often
doesn’t follow a straight line. But my research and others’ shows us
that if we bring our intention and attention to them,
we can improve our well-being.
And we can improve our well-being
in retirement too. I like to think of it as an ROI,
a return on investment. But this time for our well-being. Think of it as the “ROI”
beyond our bank account, an investment portfolio
in human flourishing, your flourishing in retirement. Where “R” is where we reframe
our current definition of retirement. “O” is where we optimize
the well-being in retirement. And “I” is where we ignite
our way forward. So let’s “ROI,” Reframe, Optimize,
and Ignite, your retirement. Let’s start with “R”: reframe. Let’s reframe your current
definition of retirement. Look, even the word retirement
sends shivers down my spine. I really don’t like that word much. And when I look up the word “retire”
in a thesaurus, I see the strangest words: retreat, remove, exit, my personal favorite, “go to bed.” And, although I get it – It is very, very tempting
to go to bed sometimes, it does imply that we are
fading from life when in fact these years can be
some of our best years, some of our most flourishing years. So then, how did it start? Well, historically, we never
abruptly retired.
We gently moved from one stage
to another in life. And then rumor has it, this gentleman – I think he looks a bit scary, actually, German Chancellor, Otto Van Bismarck,
in 1889, created this idea, this invention of retirement
when he put in place disability insurance for those over 70. This idea was radical. But other countries followed suit,
making retirement age between 65 and 70. But what’s interesting about
this time period of 1889 was the life expectancy
was less than 44 years. A far cry from our 80′ish years today. So to be clear, this definition
or invention of retirement is over 100 years old and we have almost doubled our lifespan. So surely, can we not all agree that
we need to reframe, rethink, redesign … our retirement definition? Next, let’s “O” of the ROI, let’s optimize. Let’s optimize our well-being
in retirement. And it’s here we can learn
from some great science and research. Edward Jones asked over 9,000 retirees, “What gives you fulfillment
in retirement?” Their answers: being authentic, spending
time with those they care for, they love, doing interesting things,
things that help them grow, and being generous, giving back. Interestingly, money was
at the bottom of the list.
And, look, we know that money can
bring us freedom and flexibility. But research consistently shows us
that above a base level, money is not the secret ingredient
to happiness in life or in retirement. It’s also interesting to examine
the disconnect between what retirees are thinking about – connection, contribution, community, and pre-retirees are thinking about, which is pretty much their bank accounts
and this vacation view of retirement. And when we look at
this vacation view of retirement, we find that over time it becomes the norm and starts to lack the joy it once did. It’s probably why
Berkeley researchers found that we have a sugar rush
of well-being when we first retire and then a year or two later
a fairly sharp decline. Behavioral economists might call it
hedonic adaptation, where one more umbrella drink, one more golf game just loses its sparkle. We can also look into the world
of positive psychology as we continue to “O”, optimize. We can examine the science of
what makes for a good life, a happy life, a life better than fine.
And it goes by the acronym, PERMAV. I like to think of it
as my well-being playbook where “P” is positive emotion,
feeling good, hopeful, inspired, loving. It’s like a micro moment of joy: a good laugh, a good meal. “E” is engagement. Having interests in pursuits that fully
captivate us and take us away: help us grow, our relationships, having loving and authentic relationships
with another, with groups, with communities. “M” is meaning, that sense of purpose,
something beyond ourselves. “A” is accomplishment, having positive progress in life. And “V” is vitality, investing in our bodies, in our minds,
because they both matter and they work together. Look, these elements collectively
make up our well-being. They matter, they work together, and we have to bring our attention
and intention to them because they can change. So it’s super important
in retirement to focus on these.
We can also learn from the
blue zones of the world, those zones where people
fully embrace the PERMAV elements. They live flourishing lives and they live
an extra 10 to 15 years than most of us. The word retirement doesn’t even exist. Take Marie, for example. She’s amazing. She's 101, has her own garden. walks over a mile a day,
volunteers five days a week, and spends a lot of time
with her great friends and her six great grandchildren. She is thriving. She is optimizing her retirement years. Next, “I” of the ROI. Let’s ignite our path forward. Let’s take action. Let’s explore ideas. Let's sneak up on the future. We know that life is not
a fixed destination but rather a continual design project.
There’s not one best option for us. There's many great options
for us in retirement. We also know to break down
our ideas and our actions. We break them down small, so we feel comfortable taking action. We have a conversation, we explore an idea, we learn something new, but in a safe way. So we take some action. We adjust and edit and we take a little more action
as we ignite our way forward. So in closing, I invite you, all of you, to have a conversation
about your retirement. But maybe a little differently this time. It is never too early
and it’s never too late. Let’s create a retirement canvas full of the colors and
textures of well-being and ignited by our boundless
designs and imaginations, like Jeff and Jenny did. They moved back from Florida. They still vacation there sometimes. They bought a smaller condo,
two doors down from their best friend. Jeff decided to go back to work part-time, and he’s taking improv
classes twice a week.
And Jenny, she’s enrolled
in doing a Masters in English and still loving her long-time book club. They are prioritizing their friends, their family, and their new grandchild. They are thriving. So … what about you? Let’s begin to ROI
your retirement chapter. Let’s start with “R”, refrain. What does retirement now mean to you? And what beliefs are
no longer serving you? “O”, optimize. Who and what will you prioritize and how will you use your many,
many strengths and skills? And how does this compare
with those you care for? And “I”, ignite.
What is one small step
you could take today to better understand
your “retirement act,” knowing the best can be yet to come. Thank you. (Applause).
Affirmations for Health, Wealth, Happiness, Abundance “I AM” (21 days to a New You!)
Jason 0 Comments Retire Wealthy
[Music] [Songs] welcome to I am affirmations for health and wellness wealth happiness as well as wealth 21 days to a new you we create our own reality as Buddha when stated we are what we believe all that we are arises with our ideas with our ideas we make the world speak or show an impure mind and also trouble will follow as the wheel complies with the Ox that draws the card let'' s begin I am toughness I am energised I am effective I am open to obtain I am bountiful I am honored [Songs] [Music] I am wealthy I am rich I am effective [Songs] I think in myself I am encouraged I am committed [Music] [Music] I am confident I am courageous I am acting today I am powerful I am consistent I am strong I am balanced I declare I am peaceful I am freedom I am open I am smart I am unwinded I am calm I am at one [Songs] I am in command of my life I am caring my life I am linked to all that is [Music] I remain in the moment I am right here today I am fully existing [Music] I am taking strong actions I am progressing with confidence I am achieving [Songs] I am inspired I am driven I achieve success [Music] I am a born leader I achieve success I am energy [Songs] I am disciplined I am concentrated I am existing [Music] I am love I am wonderful I am joy [Music] I am beneficial I am rich I am abundance [Music] I am the master of my very own thoughts I am daring I am wise [Music] I suffice I am fulfilled I am happy [Music] I am gratitude I am relaxed I am caring [Songs] I am a millionaire I am rich I am large I am healthy and balanced I am solid I am living an excellent life [Songs] I am limitless I declare I am delighted with who I am I am positive I am enthusiastic I am confident [Songs] I am healthy and balanced I am well-off I am sensible [Music] I am toughness I am energetic I am effective I am open to receive I am plentiful I am blessed [Songs] I am well-off I am rich I achieve success [Songs] I rely on myself I am encouraged I am devoted [Songs] I am certain I am courageous I am taking activity today I am effective I am consistent I am strong [Songs] I am balanced I am positive I am peaceful [Songs] I am freedom I am open I am smart [Songs] [Songs] I am relaxed I am tranquil I go to one I am in command of my life I am caring my life I am connected to all that is I am in the moment I am right here now I am totally existing I am taking strong steps I am moving on with confidence I am attaining I am motivated I am driven I am successful [Songs] I am a born leader I achieve success I am energy [Songs] I am disciplined I am concentrated I exist [Songs] I am love I am wonderful I am happiness [Songs] I am beneficial I am abundant I am abundance [Music] I am the master of my very own thoughts I am daring I am smart I suffice I am met I am happy [Songs] I am thankfulness I am tranquil I am loving [Songs] I am a millionaire I am rich I am expansive [Songs] I am healthy I am solid I am living an excellent life [Music] I am limitless I am favorable I more than happy with that I am [Songs] I am optimistic I am confident I am positive [Songs] I am healthy I am wealthy I am sensible [Songs] I am strength I am energised I am powerful I am open to get I am abundant I am blessed I am affluent I am abundant I achieve success [Music] I count on myself I am motivated I am committed I am certain I am fearless I am taking activity today I am powerful I am relentless I am strong [Music] I am balanced I declare I am tranquil [Songs] I am liberty I am open I am wise [Songs] I am relaxed I am tranquil I go to one I am in command of my life I am loving my life I am linked to all that is [Music] I remain in the moment I am right below now I am fully existing [Songs] I am taking strong actions I am moving on with confidence I am achieving [Music] I am inspired I am driven I succeed [Music] I am a born leader I am effective I am energy [Music] I am disciplined I am concentrated I exist I am love I am jubilant I am happiness I am important I am rich I am abundance [Songs] I am the master of my very own ideas I am bold I am smart [Songs] I suffice I am satisfied I am happy [Songs] I am gratitude I am peaceful I am caring [Songs] I am a millionaire I am rich I am expansive [Songs] I am healthy I am strong I am living a terrific life [Music] I am boundless I am favorable I enjoy with who I am [Songs] I am optimistic I am enthusiastic I am certain [Music] I am healthy I am affluent I am wise [Songs] I am toughness I am energetic I am powerful [Music] I am open to receive I am abundant I am honored [Music] I am wealthy I am rich I am effective I count on myself I am encouraged I am dedicated [Music] I am confident I am fearless I am doing something about it today [Songs] I am powerful I am persistent I am solid [Music] I am well balanced I am favorable I am peaceful [Music] I am freedom I am open I am wise I am unwinded I am calm I go to one I am in command of my life I am loving my life I am linked to all that is [Songs] I am in the minute I am right here now I am fully existing [Music] I am taking vibrant steps I am relocating ahead with self-confidence I am achieving [Songs] I am encouraged I am driven I am successful [Music] I am a birthed leader I achieve success I am energy I am disciplined I am concentrated I exist [Songs] I am love I am wondrous I am joy [Songs] I am useful I am abundant I am wealth I am the master of my very own ideas I am brave I am sensible [Songs] I am enough I am fulfilled I am thankful I am appreciation I am peaceful I am loving [Music] I am a millionaire I am abundant I am large [Music] I am healthy I am strong I am living an excellent life [Music] I am limitless I am positive I enjoy with that I am [Music] I am optimistic I am enthusiastic I am certain [Songs] I am healthy I am wealthy I am wise [Music] I am stamina I am energised I am effective [Songs] I am open to obtain I am abundant I am honored [Songs] I am well-off I am rich I achieve success [Songs] I count on myself I am encouraged I am committed [Music] I am positive I am courageous I am acting today [Music] I am powerful I am relentless I am solid I am well balanced I am favorable I am peaceful I am freedom I am open I am smart [Songs] I am relaxed I am tranquil I am at one I am in command of my life I am caring my life I am connected to all that is [Music] I am in the minute I am right here now I am totally present [Songs] I am taking strong actions I am progressing with self-confidence I am achieving [Music] I am motivated I am driven I achieve success [Music] I am a birthed leader I achieve success I am power I am disciplined I am focused I am present [Music] I am love I am joyous I am happiness I am useful I am abundant I am abundance [Songs] I am the master of my very own thoughts I am brave I am wise [Songs] [Music] I am enough I am fulfilled I am grateful [Music] I am gratefulness I am peaceful I am caring [Music] I am a millionaire I am abundant I am large [Music] I am healthy and balanced I am solid I am living a wonderful life I am boundless I am favorable I enjoy with that I am [Songs] I am optimistic I am enthusiastic I am certain [Songs] I am healthy I am affluent I am smart [Music] I am strength I am energised I am powerful [Music] I am open to obtain I am abundant I am blessed [Music] I am rich I am rich I succeed I think in myself I am motivated I am committed I am positive I am brave I am doing something about it today [Music] I am powerful I am consistent I am strong [Songs] I am well balanced I am favorable I am calm [Songs] I am freedom I am open I am sensible [Music] I am unwinded I am tranquil I go to one [Songs] I am in command of my life I am caring my life I am connected to all that is [Music] I remain in the minute I am right here right now I am fully existing [Music] [Music] I am taking vibrant steps I am moving on with self-confidence I am attaining I am encouraged I am driven I achieve success [Music] [Songs] I am a born leader I am successful I am power [Music] I am disciplined I am focused I exist I am love I am jubilant I am joy [Songs] I am useful I am abundant I am abundance [Music] I am the master of my own ideas I am bold I am sensible [Songs] I am enough I am satisfied I am grateful [Songs] I am gratitude I am peaceful I am loving [Songs] I am a millionaire I am rich I am pricey I am healthy and balanced I am strong I am living a wonderful life [Music] I am boundless I am favorable I am happy with who I am I am confident I am enthusiastic I am certain [Music] I am healthy and balanced I am well-off I am sensible I am strength I am energetic I am effective I am open to get I am bountiful I am blessed [Music] I am well-off I am rich I succeed [Songs] I rely on myself I am encouraged I am devoted [Music] I am positive I am brave I am doing something about it today [Songs] I am effective I am relentless I am strong [Songs] I am balanced I am positive I am serene I am freedom I am open I am smart I am unwinded I am tranquil I go to one [Music] I am in command of my life I am loving my life I am attached to all that is [Songs] I remain in the minute I am right here right now I am totally present [Music] I am taking vibrant actions I am progressing with confidence I am attaining [Music] I am inspired I am driven I achieve success [Music] I am a born leader I am successful I am power I am disciplined I am focused I exist [Music] I am love I am joyous I am joy I [Songs] am important I am abundant I am wealth [Songs] I am the master of my very own ideas I am courageous I am wise [Music] I am enough I am satisfied I am grateful I am appreciation I am calm I am loving [Music] I am a millionaire I am abundant I am expansive [Songs] I am healthy and balanced I am solid I am living an excellent life [Music] I am boundless I declare I am satisfied with who I am I am hopeful I am hopeful I am positive [Music] I am healthy I am rich I am wise [Songs] I am stamina I am energetic I am effective [Songs] I am open to get I am bountiful I am honored I am rich I am rich I succeed I think in myself I am inspired I am committed I am confident I am brave I am doing something about it today [Music] I am effective I am relentless I am strong [Music] I am balanced I am favorable I am relaxed [Songs] I am freedom I am open I am wise [Music] I am relaxed I am calm I go to one [Songs] I am in command of my life I am caring my life I am attached to all that is [Music] I remain in the moment I am right below now I am totally existing [Music] I am taking strong steps I am progressing with self-confidence I am accomplishing [Songs] I am motivated I am driven I succeed I am a birthed leader I achieve success I am power [Songs] I am disciplined I am focused I am present [Music] I am love I am joyous I am happiness [Songs] I am useful I am rich I am abundance [Songs] I am the master of my very own thoughts I am courageous I am wise [Music] I suffice I am satisfied I am grateful [Music] I am gratitude I am peaceful I am loving [Songs] I am a millionaire I am abundant I am large I am healthy and balanced I am solid I am living a wonderful life [Songs] I am limitless I declare I enjoy with who I am I am optimistic I am hopeful I am certain [Music] I am healthy I am well-off I am wise [Songs] you [Music]
Rethink Retirement – well-being beyond your bank account | Clare Davenport | TEDxBYU
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Scribe: Annet Johnson
Customer: gaith Takrity Do you ever before dream of retired life? What’s your retirement desire? Lounging by the pool, unlimited video games of golf,
walking on the beach? I’ve always loved holidays, have not you? So I assume we’re really mosting likely to love
This constant holiday area in retired life also? It really reminds me of a pair I know.
He understood everyone. He was the life of the area. And Jenny, she would certainly commonly worked 2 tasks They would certainly have enough. They finally did. They transferred to warm Florida, certainly. Something weird began to take place. Jeff appeared shed, lonesome. They started to nip at each other. They started to quarrel.And Jenny, although she was starting to make neighborhood, really didn’t such as to golf. She ‘d never been that flashy. She missed her long-time publication club. She missed her friends, her children, her soon-to-be grandchild. What was going on? Had they not done everything? They would certainly relocated to bright Florida. They would certainly functioned with a smart financial consultant
. They ‘d saved enough. I ask you, if this is the desire vision for retired life -You see it in the adverts.Why is
it that a lot of are dissatisfied at this age? Why is it that anxiety increases by 40%? Why is it [
Why is everybody lonesome
? As well as people’s self-worth is reduced? Surely we can do far better than this.
Look, I’m not below to tell you whether you ought to or should not retire, since possibly you need to or possibly you shouldn’t. It is up to you to create and find. But I do want to show you what I learn about these life changes,
these life quakes, these life disruptors so we don’t wind up in a scenario like Jeff and also Jenny.
They can be attempting and also victorious.
And we can improve our wellness. This time for our health.
Consider it as the” ROI”. past our checking account, a financial investment profile.
in human flourishing, your growing in retirement. Where” R “is where we reframe. our current definition of retirement.” O” is where we optimize. the health in retired life. And also “I” is where we stir up. our way forward.
Let’s “ROI, “Reframe, Optimize,.
and also Fire up, your retirement.Let’s start with
” R “: reframe. Let’s reframe your current.
interpretation of retired life. Look, also words retired life.
sends out shivers down my spinal column. I really don’t like that word a lot. And when I seek out words “retire”.
in a thesaurus, I see the strangest words: hideaway, eliminate, departure, my individual fave, “go to sleep.” As well as, although I obtain it – It is extremely, really tempting.
to go to bed occasionally, it does imply that we are.
fading from life when in fact these years can be.
some of our ideal years, several of our most prospering years.So after that, exactly how did it begin? Well, traditionally, we never.
quickly retired. We gently moved from one stage.
to one more in life. And after that rumor has it, this gentleman – I think he looks a little bit scary, really, German Chancellor, Otto Van Bismarck,.
in 1889, produced this concept, this development of retirement.
when he established disability insurance for those over 70. This idea was extreme. Yet other countries followed suit,.
making retired life age in between 65 as well as 70. What’s interesting concerning.
this time duration of 1889 was the life expectations.
was much less than 44 years.A much sob
from our 80 ′ ish years today. So to be clear, this meaning.
or creation of retirement mores than 100 years old and also we have actually nearly doubled our lifespan. Undoubtedly, can we not all agree that.
we require to reframe, rethink, redesign … our retirement meaning? Next off, let’s “O” of the ROI, let’s enhance. Allow’s optimize our well-being.
in retired life. And it’s here we can discover.
from some excellent scientific research as well as study. Edward Jones asked over 9,000 senior citizens, “What gives you satisfaction.
in retired life?” Their solutions: being authentic, investing.
time with those they care for, they like, doing intriguing points,.
things that aid them grow, and being charitable, giving back. Remarkably, money was.
at the end of the checklist. And, look, we understand that cash can.
It’s also fascinating to analyze.
and also this getaway view of retirement. As well as when we take a look at.
this trip view of retirement, we find that in time it comes to be the standard as well as begins to do not have the happiness it as soon as did. It’s possibly why.
Berkeley scientists found that we have a sugar thrill.
of health when we initially retire as well as after that a year or more later.
a fairly sharp decrease. Behavioral financial experts might call it.
hedonic adjustment, where one even more umbrella drink, one more golf video game just loses its sparkle. We can likewise explore the globe.
of positive psychology as we proceed to “O”, enhance. We can analyze the science of.
what creates a great life, a delighted life, a life far better than penalty. And it goes by the phrase, PERMAV. I like to consider it.
as my well-being playbook where “P” declares emotion,.
really feeling great, confident, inspired, loving.It’s like a
mini moment of joy: an excellent laugh, a good dish. “E” is engagement. Having rate of interests in pursuits that completely.
captivate us and take us away: aid us expand, our partnerships, having caring as well as genuine connections.
with another, with groups, with communities. “M” is indicating, that sense of function,.
something beyond ourselves. “A” is accomplishment, having positive development in life. As well as “V” is vigor, buying our bodies, in our minds,.
due to the fact that they both issue and they work with each other. Look, these elements jointly.
comprise our well-being. They matter, they collaborate, as well as we have to bring our interest.
and also objective to them due to the fact that they can change.So it’s super essential. in retired life to focus on these. We can additionally learn from the. blue areas of the globe, those areas where individuals. totally accept the PERMAV components. They live growing lives as well as they live. an added 10 to 15 years than the majority of us.
The word retired life doesn’t also exist. She is optimizing her retirement years. We know that life is not.
for us in retired life. We also know to damage down.
our concepts as well as our actions. We break them down little, so we feel comfy doing something about it. We have a discussion, we discover an idea, we find out something new, yet in a risk-free way.So we take some action. We readjust and also modify and also we take a little extra action.
as we spark our method ahead. So in closing, I welcome you, all of you, to have a conversation.
regarding your retired life. However possibly a little in a different way this time around. It is never prematurely.
as well as it’s never as well late. Let’s develop a retired life canvas complete of the colors as well as.
appearances of health as well as ignited by our boundless.
layouts and also creative imaginations, like Jeff and also Jenny did. They returned from Florida. They still holiday there sometimes. They got a smaller condominium,.
two doors down from their buddy. Jeff chose to go back to function part-time, and also he’s taking improv.
classes twice a week.And Jenny
, she’s signed up.
in doing a Masters in English and still caring her veteran publication club. They are prioritizing their friends, their family, as well as their new grandchild. They are thriving. So … what concerning you? Allow’s begin to ROI.
your retirement phase. Let’s start with “R”, refrain. What does retirement currently imply to you? And also what beliefs are.
no more offering you? “O”, enhance. That and what will certainly you focus on as well as how will certainly you use your lots of,.
many staminas and skills? As well as how does this compare.
with those you look after? And “I”, ignite.What is one little action. you could take today to better understand. your” retirement act,” recognizing the most effective can be yet to find. Thank you.( Praise ).
Customer: gaith Takrity Do you ever dream of retirement? What’s your retired life dream? The word retirement doesn’t also exist. She is maximizing her retired life years. What does retirement now indicate to you?
Read MoreWhat Do You Do With Yourself After Retirement? – Dr. Devi Shetty with Sadhguru
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
Devi Shetty: Sadhguru, I am constantly torn between my senior colleagues, who are incredibly skilled specialists. Sadhguru, the … on the heart there are some procedures, which are done by extremely few individuals on this world. I’ll offer an example – I do a procedure called pulmonary endarterectomy that’s the embolism from the leg mosts likely to the lung arteries and also it blocks all the arteries. So twenty … twenty-five years ago there was no treatment for this. And when you are detected, you are destined to pass away within a year. Today individuals who get on house oxygen for two years, 3 years you do the operation they can return to skydiving or they can go to diving. That’s the transformative result but there are only fifty surgeons much less than fifty cosmetic surgeons in this globe who can operate. And similar to this we have a few of my associates that are exceptionally gifted surgeons.They are in their fifties now. And also several of them are continuously speaking regarding retirement. Specifically one cosmetic surgeon he is an incredibly gifted doctor that can take care of any type of broken valve. He is single, he has no various other commitments every other day he speaks about going to Banaras or someplace and retire and I keep informing him that God really did not produce him to retire as well as meditate. He has to be taking care of all these troubles So he offers me expansion every 6 months Guruji. At the end of six months the normal rigmarole starts, he chats about retirement and also everyone is depressed in the hospital.So just how do you deal with this kind of individuals? Sadhguru: You need to you should provide him a one year sabbatical with me Yes, because the need or the idea of retired life gets in anyone’s mind due to the uniformity of what they’re doing, whatever it may be. Someone else may assume it ' s a fantastic point but in your experience somewhere it ' s becoming tedious or stationary. Stagnancy is something that human knowledge and also human system can not take. And the majority of the disorders are as a result of stagnation stagnancy of life. They might be … they may be obtaining their you understand as soon as in 3 years promo. They might be making bit more cash. All these points may be happening however somewhere experientially there’s a stagnancy, which can be a major reason for most of the complex conditions that people manufacture within their systems. The even more complicated they obtain you attempt to create even more talented specialists. I am saying we are manufacturing the problems, we are trying to manufacture an option. I believe as we provide options people that have adl … already gotten involved in troubles, they need solutions.But it ' s very important that we show people just how not to produce these troubles, to ensure that rather than fifty, you need to produce five thousand specialist cosmetic surgeons to address all these people that get on self-help to disease. I would certainly claim a specialist who is that has a certain capability and that has actually functioned with his life, if he desires to discover something of his very own nature, that will certainly be the biggest thing to do due to the fact that he is not a man without dedication neither competence. When proficiency and dedication exists, you should not run him through the gear ram duty(rigmarole?)and also ruin that possibility. It is necessary that he discovers something of his own nature, which will make him We put on ' t recognize what he’ll generate. You can not also estimate what he might create. I think a sabbatical is great. He might generate something that you have not thought feasible. Devi Shetty: I will certainly … I will communicate your message Sadhguru. I make certain he'is watching this program.
Devi Shetty: Sadhguru, I am continuously torn between my elderly coworkers, who are extremely skilled cosmetic surgeons. That’s the transformative effect but there are just fifty surgeons less than fifty cosmetic surgeons in this globe that can operate. Particularly one cosmetic surgeon he is an exceptionally gifted doctor that can repair any type of broken shutoff. I assume as we provide solutions individuals who have adl … already gotten into troubles, they require solutions.But it ' s really essential that we educate people exactly how not to create these issues, so that instead of fifty, you have to produce 5 thousand specialist doctors to participate in to all these people who are on self-help to disease. I would certainly claim a cosmetic surgeon that is who has a certain proficiency and that has actually functioned through his life, if he desires to check out something of his very own nature, that will be the biggest point to do since he is not a guy without dedication nor competence.
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