Retired at 38: 5 strong reasons to retire as soon as you can (Retirement Planning)
Jason 0 Comments Retire Wealthy Retirement Planning Tips for Retiree's
so early retirement has actually improved our
health so much that I actually think we'll be avoiding higher health care costs down the line
that may actually lead into our retirement funds and then early retirement has also allowed us
to achieve a state of intuitive living which has been absolutely awesome financially the
conventional wisdom is that early retirement could potentially be disastrous but frankly
I think so far two years into retirement that our early retirement has been great for us
financially these plus two or three more are just some of the very strong reasons why I would
Advocate that anyone considering retirement should do so as early as possible let me explain why
down below hey I'm Jean and for the past two years I've been retired in Bali Indonesia
with my husband today I wanted to discuss about all these reasons why I think retiring
as early as you can is a brilliant idea [Music] so Health basically don't wait till it's too late
I think that when most people think about health and retirement planning they just kind of hope
and assume that they will be in good health when they enter retirement and then that they pray it
remains status quo until the end but I guess most of us pre-retirement might be involved in jobs
that might be high stress with long hours at the desk and then naturally Fitness just isn't
what ideally it should be so all my life I've been struggling with skin rashes and allergies and
these issues tend to pop up every time my immunity gets low because I'm stressed I'm tired I'm taxed
but truly in the two years since we have been retired the manifestation of all these problems
have just gone down so much in retirement mode I'm happily keeping very fit doing all the things
that I know of like surfing walking the dog with the hubby eating better overall probably further
down the line maybe I might be avoiding higher healthcare costs having this health is actually
so much wealth it allows you to live life to the fullest because frankly all the stuff that you
want to do in your enjoyment of Life probably involves a lot of Health you want to travel
you want to scale that mountain at Sunrise to see that incredible view you need your help even
just to enjoy good food if you like us you like to eat you need your health I mean I know so many
people who have dietary restrictions because of high cholesterol or diabetes improving health is
actually one of the biggest and strongest reasons why you should retire early so the second big
reason for wanting to retire ASAP is actually intuitive living basically intuitive living is
really connecting with yourself and listening to your garden stings and your feelings as to stuff
like eating and rest and meditation relationships even your spending habits perhaps I don't know
how it is for you guys but I was generally living my life governed by a lot of shirts right I
mean I should be at the office by 9am so that I won't piss off the bosses I should stay in
the office stay late and postpone my workout postpone dinner so I can meet the deadline set by
my clients I should carry branded Handbags and of course I should be a corporate lawyer I mean why
would I want to be anything else right finally in retirement we are free from the demands of the
pursuit of money to listen to ourselves to truly tune in and understand what is the optimum cause
in life you can chart you really want to wake up every day without an alarm clock naturally because
you've had enough sleep you want to eat only enough and not too much I mean you want to make
better choices food wise intuitive exercise you know you're doing what really only appeals to you
maybe you don't like sweating in the afternoons so then you know get a gym membership or play
indoor record Sports whatever works for you I only wish that more people have the opportunity
to experience living life this way intuitively away from the entanglements and distractions
from regular running the hands the real life the third reason why you might want to retire
as soon as possibly is just that the earlier you retire the more time you gain in life I
mean if you think about it most of us live life as though we are invincible as if life
itself will never run out and therefore we do things like squander our time or sell it away too
cheaply in exchange for material things we each only have so long to live right and the money you
make in your lifetime you can't bring that with you when you go home so well might as well you'll
be the one to spend it when you can right Society feeds us like so many different narratives
about success and what it should look like but actually I think success is really not
about the achievements per se but it's just really a Feeling and I like to think that at
the end of our Lives when we're there in our last dying moments what we'll be thinking
about probably wouldn't be like stuff like oh I closed that three billion dollar deal I
think it would more be along the lines of like I had good friends and I loved my family I had
a good life you know I ate good food I laughed Lots I took care of my kids and my dog stuff like
that so don't squander the time that we each have maybe you have personal goals that you really
want to achieve stuff like learning Spanish or scaling the Great Wall of China or just
watching your kids grow up that's just a million places that are better to spend your
time at then at a job which you don't really particularly care for and which maybe you're just
doing just cause that's what everyone else is before we move on a big thank you to
skillshare for sponsoring this video so skillshare is an online learning community with
thousands of classes for anyone who loves learning if 2023 is the year you promised yourself
you're gonna finally explore new career or side hustle options or work on personal growth
then skillshare is the perfect place to start for me one of the ways we have fun in our
retirement is making YouTube videos when we first started skillshare was instrumental
in teaching us so many of the basics like videography storytelling and more till today
one of the best classes I ever sat through online anywhere is still the class by Sorel Amore
YouTube success build an authentic Channel that's worth the follow so her advice about finding my
Niche valuing authenticity over Beauty creating meaningful messages and providing value to the
audience really changed our perspectives on what we were creating back then for the better of
course we've gone from like 40 Subs to the 143 000 Subs of today and from time to time I still
pull up sorel's worksheet when I'm creating my videos just to check that I'm on track for
making something good for our people our audience it's always super easy to take whatever you learn
on skillshare and apply it directly to your life Pursuits whatever those may be I highly recommend
checking out skillshare and if you want to do that you can use my link in the description below the
first 1000 people will get one month of skillshare absolutely free you can try it out learn something
new move a step closer to your 2023 goals reason number four the earlier you start your retirement
the better you'll get at it with every other change in life we expect that we all need time to
learn how to do it well so things like becoming apparent for the first time even if like us it's
just a fur kid or transitioning from being a student to being a working adult and then there's
the transition from being and actively working adult to retirement mode it seems ridiculous and
silly even at first I mean it's like saying who doesn't know how to spend their free time right
but if you actually truly observe things around you retirement Falls really differently for
different people we all know the people who have retired and in their retirement seem a
little lost lonely left behind and uninspired and then there's the other kind of retired people
right the ones who go like when we're talking that I'm gonna grab Life by the balls and Max things
out a big part of that may actually be the point in life at which you retire whether at that point
where you retire you still have your zest your Zeal your energy your health your Fitness to help
you max out the happiness potential of that free time and freedom in retirement and then there's
the thought that retirement supposed to stretch out for a few good years at least right if not
for a few decades and doing that requires skills you know you need so many different skills to
have a successful retirement I think that's a topic for another day but basically you need time
to learn those skills whether it's Financial money management or social skills you know building
relationships and stuff but basically you need time to get all that down pat in order to have
a successful retirement so then the earlier you retire the better usually you will probably
turn out for you so the last and possibly the most controversial point I think that early
retirement could possibly be great for you financially and this is controversial because it's
directly opposite to what a lot of the experts say right you retire too early there's so much risk
that you miscalculate your finances or that world events take an unexpected turn and then you know
things go belly up and then you're destitute in your last years but I mean underlying all that
seems to be this assumption that in retirement we're all just going to be like one dead lazy log
and I think that these days especially if you're an early retiree that is just so not true maybe
like us with YouTube in our retirement in your own retirement maybe you'll learn new skills pick
up new side hustles and stay busy doing something that you're doing for the love of it for the fun
not for the money but having the money come in as a result of your side hustle is a nice bonus and
you know what it becomes an additional buffer for your later years so retiring early also allows you
to take advantage of things like dual Arbitrage Right Moving overseas to improve your financial
situation and yeah so like us I'm from Singapore but I'm now retired here in Bali Indonesia we're
not just here because life is more affordable but the fact is that our retirement sums in fact our
whole entire retirement is only possible because living here is so much more affordable as compared
to back home you know this wouldn't be possible at all if we retiredly and ended up having health
concerns right mobility issues for example retiring early and then using the time to keep up
with current affairs learning hedging strategies to minimize risk learning how to diversify our
Investment Portfolio I feel that the time in our retirement has been well spent to actually make
us more resilient and the fact that we retired so early also means that if anything goes badly up
time and youth are on our side if our financial planning for retirement had just sucked or you
know things unexpectedly go failure so prepare you know if we have to U-turn and go back to work or
maybe start another business it's not a big deal and then we'll go off Marshall the resources
that we lack and then we'll come back again and second time around third time around will
definitely be better each time at doing this so in terms of confidence and the feeling of
resilience that we will be able to make this last all the way I think that starting
early doing it early diving into it and understanding the parameters the potential
the boundaries of what we face in retirement actually really really helps well guys so
these are the few takeaways from our last two years living in retirement here in Bali and
I mean if you have any thoughts or objections or contributions to the points that I've made in
this video I'll love to hear them let's start a little discussion in the comments below you
guys have a good week ahead wherever you are and let's chat again next Saturday thank you
for watching and bye-bye have a good weekend
