Loading...

Style Switcher

Predefined Colors

Money Mentors: When it comes to retirement, get out of your own way

LOW LOW 20S LOW 20S 4@THIS LOW 20S 4@THIS 4@INSTALLMENT LOW 20S 4@THIS 4@INSTALLMENT OF LOW 20S 4@THIS 4@INSTALLMENT OF
CASH LOW 20S 4@THIS 4@INSTALLMENT OF
MONEY COACHES LOW 20S 4@THIS 4@INSTALLMENT OF
CASH COACHES IS LOW 20S 4@THIS 4@INSTALLMENT OF
MONEY COACHES IS FUNDED LOW 20S 4@THIS 4@INSTALLMENT OF
MONEY COACHES IS FUNDED BY LOW 20S 4@THIS 4@INSTALLMENT OF
CASH ADVISORS IS SPONSORED BY
MATTSON LOW 20S 4@THIS 4@INSTALLMENT OF
CASH MENTORS IS SPONSORED BY
MATTSON FINANCIAL LOW 20S 4@THIS 4@INSTALLMENT OF
CASH COACHES IS SPONSORED BY
MATTSON FINANCIAL PREPARATION LOW 20S 4@THIS 4@INSTALLMENT OF
CASH MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION 4@FO MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION 4@FO MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION 4@FO
YOUR CASH COACHES IS SPONSORED BY
MATTSON FINANCIAL PLANNING 4@FO
YOUR LIFE MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS CASH MENTORS IS SPONSORED BY
MATTSON FINANCIAL PLANNING 4@FO
YOUR LIFE IS ALWAYS MONEY MENTORS IS SPONSORED BY
MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS ALWAYS PERSONAL MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS ALWAYS PERSONAL MATTSON FINANCIAL PLANNING 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AND MATTSON FINANCIAL PLANNING 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AS WELL AS A WHOLE LOT MATTSON FINANCIAL PLANNING 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF TIMES MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AND A GREAT DEAL OF TIMES YO4@U MATTSON FINANCIAL PREPARATION 4@FO
YOUR LIFE IS ALWAYS PERSONAL
AND A WHOLE LOT OF TIMES YO4@U 4@WANT YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF TIMES YO4@U 4@WANT YOUR LIFE IS ALWAYS PERSONAL
AND A GREAT DEAL OF TIMES YO4@U 4@WANT
BE YOUR LIFE IS ALWAYS PERSONAL
AND ALSO A GREAT DEAL OF TIMES YO4@U 4@WANT
REMAIN IN YOUR LIFE IS ALWAYS PERSONAL
AND A WHOLE LOT OF TIMES YO4@U 4@WANT
REMAIN IN FULL YOUR LIFE IS ALWAYS PERSONAL
AS WELL AS A WHOLE LOT OF TIMES YO4@U 4@WANT
BE IN FULL CONTROL.YOUR LIFE IS ALWAYS

PERSONAL AND A GREAT DEAL OF TIMES YO4@U 4@WANT BE IN FULL CONTROL.
YOUR LIFE IS ALWAYS PERSONAL AND ALSO A LOT OF TIMES YO4@U 4@WANT REMAIN IN FULL CONTROL.
BUT COULD AND A GREAT DEAL OF TIMES YO4@U 4@WANT BE IN FULL CONTROL.
BUT COULD AND A GREAT DEAL OF TIMES YO4@U 4@WANT REMAIN IN FULL CONTROL.
BUT COULD YOU AS WELL AS A GREAT DEAL OF TIMES YO4@U
4@WANT BE IN FULL CONTROL.
BUT COULD YOU PROFIT AND ALSO A GREAT DEAL OF TIMES YO4@U 4@WANT REMAIN IN FULL CONTROL. BUT COULD YOU PROFIT BY AND A WHOLE LOT OF TIMES YO4@U 4@WANT REMAIN IN FULL CONTROL. COULD YOU BENEFIT BY GETT4@ING AND A GREAT DEAL OF TIMES YO4@U 4@WANT
REMAIN IN FULL CONTROL.BUT COULD YOU PROFIT BY GETT4@ING OUT AS WELL AS A LOT OF TIMES YO4@U 4@WANT REMAIN IN FULL CONTROL. BUT COULD YOU PROFIT BY GETT4@ING OUT OF BE IN FULL CONTROL.
YOU PROFIT BY GETT4@ING OUT OF BE IN FULL CONTROL. YOUR BE IN FULL CONTROL.
BUT COULD YOU BENEFIT BY GETT4@ING OUT OF YOUR OWN BE IN FULL CONTROL.
BUT COULD YOU BENEFIT BY GETT4@ING OUT OF YOUR OWN WAY REMAIN IN FULL CONTROL.
BUT COULD YOU PROFIT BY GETT4@ING OUT OF YOUR OWN METHOD WHEN BE IN FULL CONTROL.BUT COULD YOU PROFIT BY GETT4@ING OUT OF YOUR OWN WAY WHEN IT BE IN FULL CONTROL

. BUT COULD YOU PROFIT BY GETT4@ING OUT OF YOUR OWN WAY WHEN IT COMES BE IN FULL CONTROL.
YOUR RETIREMENT PLAN.
SIGNING UP WITH YOUR OWN METHOD WHEN

IT CONCERNS YOUR RETIREMENT.
SIGNING UP WITH YOUR OWN METHOD WHEN IT INVOLVES YOUR RETIREMENT STRATEGY.
SIGNING UP WITH US YOUR OWN METHOD WHEN IT CONCERNS YOUR RETIRED LIFE PLAN.
JOINING US TODAY YOUR OWN MEANS WHEN IT CONCERNS YOUR RETIRED LIFE STRATEGY.
SIGNING UP WITH United States TODAY ARE YOUR OWN WAY WHEN IT CONCERNS YOUR RETIREMENT STRATEGY.
SIGNING UP WITH United States TODAY ARE GARY YOUR OWN METHOD WHEN IT INVOLVES YOUR RETIRED LIFE PLAN.
JOINING United States TODAY ARE GARY MATTSON YOUR OWN MEANS WHEN IT PERTAINS TO YOUR RETIREMENT.
JOINING United States TODAY ARE GARY MATTSON AND YOUR RETIREMENT STRATEGY. SIGNING UP WITH United States TODAY ARE GARY MATTSON AND YOUR RETIRED LIFE STRATEGY. SIGNING UP WITH US TODAY ARE GARY MATTSON AND TAYLOR YOUR RETIRED LIFE STRATEGY.
TAYLOR STEWART YOUR RETIREMENT
PLANSTRATEGY TAYLOR STEWART PART YOUR RETIRED LIFE PLAN. TAYLOR STEWART PART OF YOUR RETIRED LIFE STRATEGY
.
TAYLOR STEWART COMPONENT OF THE GROUP US TODAY ARE GARY MATTSON AND. TAYLOR STEWART COMPONENT OF THE TEAM
US TODAY ARE GARY MATTSON AND. TAYLOR STEWART PART OF THE TEAM.
WITH United States TODAY ARE GARY MATTSON AND.
TAYLOR STEWART COMPONENT OF THE TEAM. WITH MATTSON United States TODAY ARE GARY MATTSON AND. TAYLOR STEWART PART OF THE TEAM.
WITH MATTSON FINANCIAL United States TODAY ARE GARY MATTSON AND. WITH MATTSON FINANCIAL 4@IT US TODAY ARE GARY MATTSON AND. WITH MATTSON FINANCIAL 4@IT IS TAYLOR STEWART COMPONENT OF THE TEAM.
WITH MATTSON FINANCIAL 4@IT IS.
FULL SOLUTION FINANCIAL AND WITH MATTSON FINANCIAL 4@IT IS.
COMPLETE FINANCIAL AS WELL AS WITH MATTSON FINANCIAL
4@IT IS. COMPLETE FINANCIAL AND. RETIREMENT WITH MATTSON FINANCIAL 4@IT IS. FULL SOLUTION FINANCIAL AND. RETIREMENT COMPANY WITH MATTSON FINANCIAL 4@IT IS. COMPLETE SERVICE FINANCIAL AND.
RETIRED LIFE FIRM IN WITH MATTSON FINANCIAL 4@IT IS.
COMPLETE FINANCIAL AND.
RETIRED LIFE FIRM IN THE WITH MATTSON FINANCIAL 4@IT
IS. COMPLETE FINANCIAL AND.
RETIRED LIFE COMPANY IN THE GRAND FULL SERVICE FINANCIAL AND. RETIRED LIFE FIRM IN THE GRAND COMPLETE FINANCIAL AND.
RETIRED LIFE FIRM IN THE GRAND. RAPIDS COMPLETE FINANCIAL AND. RETIRED LIFE FIRM IN THE GRAND. RAPIDS AREA.FULL SERVICE FINANCIAL AND. RETIREMENT FIRM IN THE GRAND. RAPIDS LOCATION. WELCOME COMPLETE FINANCIAL AND.
RETIRED LIFE FIRM IN THE GRAND.
WELCOME TO FULL SOLUTION FINANCIAL AND. WELCOME TO BOTH COMPLETE SERVICE FINANCIAL AND.
RETIREMENT FIRM IN THE GRAND. RAPIDS LOCATION.
WELCOME TO BOTH OF RETIRED LIFE COMPANY IN THE GRAND. RAPIDS AREA. WELCOME TO BOTH OF RETIRED LIFE COMPANY IN THE GRAND.
RAPIDS LOCATION. WELCOME TO BOTH OF. YOU. RETIREMENT FIRM IN THE GRAND. RAPIDS LOCATION.
WELCOME TO BOTH OF. SAY THANKS TO RETIRED LIFE COMPANY IN THE GRAND. RAPIDS LOCATION.
RETIREMENT FIRM IN THE GRAND.
RAPIDS LOCATION. WELCOME TO BOTH OF.
YOU. THANKS. HOW RETIRED LIFE FIRM IN THE GRAND.
RAPIDS AREA. WELCOME TO BOTH OF.
HOW LOTS OF RETIREMENT COMPANY IN THE GRAND. RAPIDS AREA.
WELCOME TO BOTH OF. HOW MANY TIMES RAPIDS LOCATION.
YOU. THANK YOU. HOW LOTS TIMES RAPIDS AREA.
WELCOME TO BOTH OF.
YOU.THANK YOU. THE AMOUNT OF TIMES. YOU RAPIDS LOCATION.
WELCOME TO BOTH OF. HOW MANY TIMES.
YOU SEE RAPIDS LOCATION. WELCOME TO BOTH OF
. YOU.
THANK YOU. HOW MANY TIMES.
YOU SEE FOLKS COME INTO RAPIDS AREA. YOU SEE PEOPLE COME RIGHT INTO YOUR YOU. YOU SEE INDIVIDUALS COME RIGHT INTO YOUR YOU.
YOU SEE FOLKS ENTER INTO YOUR.
OFFICE YOU. THANK YOU. THE NUMBER OF TIMES.
YOU SEE INDIVIDUALS COME INTO YOUR.
OFFICE AS WELL AS YOU. THANK YOU. HOW LOTS OF TIMES.
YOU SEE INDIVIDUALS ENTER YOUR.
OFFICE AND SAY YOU.THANK YOU.

THE NUMBER OF TIMES.
YOU SEE INDIVIDUALS COME INTO YOUR.
OFFICE AND SAY I YOU. THANKS. THE AMOUNT OF TIMES.
YOU SEE PEOPLE COME INTO YOUR.
WORKPLACE AND SAY I GOT YOU. THANKS. THE AMOUNT OF TIMES.
YOU SEE PEOPLE COME RIGHT INTO YOUR.
OFFICE AS WELL AS SAY I OBTAINED THIS YOU. THANKS. HOW LOTS TIMES.
YOU SEE PEOPLE ENTER INTO YOUR.
OFFICE AS WELL AS SAY I GOT THIS I YOU SEE FOLKS ENTER INTO YOUR.
OFFICE AS WELL AS SAY I GOT THIS I YOU SEE INDIVIDUALS ENTER YOUR.
OFFICE AS WELL AS SAY I GOT THIS I.
KNOW YOU SEE INDIVIDUALS COME RIGHT INTO YOUR.
WORKPLACE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT YOU SEE INDIVIDUALS ENTER YOUR.
WORKPLACE AS WELL AS SAY I OBTAINED THIS I.
KNOW WHAT I YOU SEE FOLKS ENTER INTO YOUR.
OFFICE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT I NEED YOU SEE FOLKS ENTER YOUR.
OFFICE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT I NEED BUT YOU SEE PEOPLE ENTER INTO YOUR.
OFFICE AND SAY I GOT THIS I.
KNOW WHAT I REQUIRED BUT YOU YOU SEE FOLKS ENTER INTO YOUR.
WORKPLACE AS WELL AS SAY I OBTAINED THIS I.
KNOW WHAT I REQUIRED BUT YOU UNDERSTAND WORKPLACE AND ALSO SAY I OBTAINED THIS I.
KNOW WHAT I REQUIRED BUT YOU UNDERSTAND WORKPLACE AND ALSO SAY I GOT THIS I.
KNOW WHAT I NEED BUT YOU UNDERSTAND.
STEP OFFICE AS WELL AS SAY I OBTAINED THIS I.
KNOW WHAT I NEED BUT YOU RECOGNIZE.
STEP APART OFFICE AND ALSO SAY I GOT THIS I.
KNOW WHAT I NEED BUT YOU KNOW.
ACTION ASIDE I'' M OFFICE AS WELL AS SAY I OBTAINED THIS I. KNOW WHAT I REQUIRED BUT YOU KNOW.
ACTION ASIDE I'' M IN OFFICE AND SAY I OBTAINED THIS I.
KNOW WHAT I NEED BUT YOU UNDERSTAND.
STEP ASIDE I'' M IN RIGHT HERE WORKPLACE AND SAY I OBTAINED THIS I.
KNOW WHAT I REQUIRED BUT YOU UNDERSTAND.
STEP ASIDE I'' M IN RIGHT HERE WITH OFFICE AND SAY I GOT THIS I.
KNOW WHAT I NEED BUT YOU KNOW.
ACTION ASIDE I'' M IN BELOW WITH MY KNOW WHAT I NEED'BUT YOU RECOGNIZE. ACTION ASIDE I ' M IN BELOW WITH MY KNOW WHAT I NEED BUT YOU UNDERSTAND. ACTION ASIDE I ' M IN BELOW WITH MY. STRATEGY KNOW WHAT I REQUIRED BUT YOU UNDERSTAND.
ACTION ASIDE I ' M IN HERE WITH MY. PLAN ASSISTANCE KNOW WHAT I REQUIRED BUT YOU RECOGNIZE.
ACTION ASIDE I ' M IN BELOW WITH MY. STRATEGY AID ME KNOW WHAT I REQUIRED BUT YOU RECOGNIZE.
STEP ASIDE I ' M IN HERE WITH MY. STRATEGY ASSISTANCE ME MAKE KNOW WHAT I REQUIRED'BUT YOU UNDERSTAND.
STEP ASIDE I ' M IN BELOW WITH MY.
STRATEGY AID ME MAKE THIS RECOGNIZE WHAT I NEED BUT YOU UNDERSTAND.
ACTION ASIDE I ' M IN RIGHT HERE WITH MY. STRATEGY AID ME MAKE THIS HAPPEN.STEP ASIDE I ' M IN RIGHT HERE WITH MY. PLAN AID ME MAKE THIS OCCUR.
STEP ASIDE I ' M IN HERE WITH MY. PLAN ASSISTANCE ME MAKE THIS TAKE PLACE.
YES. STEP ASIDE I ' M IN HERE WITH MY. STRATEGY HELP ME MAKE THIS OCCUR.
OF COURSE. STEP ASIDE I ' M IN HERE WITH MY. STRATEGY ASSISTANCE ME MAKE'THIS TAKE PLACE.
YES. SO WE ACTION ASIDE I ' M IN RIGHT HERE WITH MY. STRATEGY HELP ME MAKE THIS OCCUR.
INDEED. SO WE SEE STEP ASIDE I ' M IN RIGHT HERE WITH MY. STRATEGY ASSISTANCE ME MAKE THIS HAPPEN.
OF COURSE. WE SEE IT STEP ASIDE I ' M IN RIGHT HERE WITH MY. PLAN ASSISTANCE ME MAKE THIS OCCUR. YES.
WE SEE IT QUITE ACTION ASIDE I ' M IN RIGHT HERE WITH MY. TYPICALLY 4@ONE OF PLAN ASSISTANCE ME MAKE THIS HAPPEN. TYPICALLY 4@ONE OF THE PLAN HELP ME MAKE THIS TAKE PLACE.
WILL YES. SO WE SEE IT ON A REGULAR BASIS. TYPICALLY 4@ONE OF THE PARTNERS.
WILL MAKE YES. SO WE SEE IT FREQUENTLY. TYPICALLY 4@ONE OF THE SPOUSES.
WILL CERTAINLY MAKE THAT YES. WE SEE IT QUITE OFTEN. TYPICALLY 4@ONE OF THE SPOUSES.
WILL CERTAINLY MAKE THAT APPOINTMENT YES.SO WE SEE IT QUITE OFTEN. TYPICALLY 4@ONE OF THE SPOUSES.
WILL CERTAINLY MAKE THAT VISIT AND TYPICALLY 4@ONE OF THE SPOUSES.
WILL CERTAINLY MAKE THAT CONSULTATION AND ALSO TYPICALLY 4@ONE OF THE SPOUSES.
WILL CERTAINLY MAKE THAT APPOINTMENT AND ALSO.
THEY ' LL COME TYPICALLY 4@ONE OF THE
SPOUSES. THEY ' LL COME IN TYPICALLY 4@ONE OF THE PARTNERS. THEY ' LL COME IN 4@AND TYPICALLY 4@ONE OF THE PARTNERS.
WILL MAKE THAT APPOINTMENT AS WELL AS.
THEY'' LL COME IN 4@AND THE TYPICALLY 4@ONE OF THE SPOUSES.
WILL CERTAINLY MAKE THAT CONSULTATION AND.
THEY'' LL BE AVAILABLE IN 4@AND THE OTHER WILL CERTAINLY MAKE THAT APPOINTMENT AND.
THEY'' LL COME IN 4@AND THE OTHER WILL CERTAINLY MAKE THAT APPOINTMENT AS WELL AS.
THEY'' LL CAN BE FOUND IN 4@AND THE OTHER. ONE WILL MAKE THAT VISIT AS WELL AS.
THEY'' LL BE AVAILABLE IN 4@AND THE OTHER. ONE MIGHT WILL MAKE THAT APPOINTMENT AS WELL AS.
THEY'' LL COME IN 4@AND THE OTHER. ONE MIGHT NOT WILL MAKE THAT APPOINTMENT AND.
THEY'' LL CAN BE FOUND IN 4@AND THE OTHER. ONE MAY NOT BE WILL MAKE THAT APPOINTMENT AND ALSO.
THEY'' LL BE AVAILABLE IN 4@AND THE OTHER. ONE MAY NOT BE COMPLETELY WILL MAKE THAT VISIT AND.
THEY'' LL COME IN 4@AND THE OTHER. ONE MIGHT NOT BE TOTALLY ON WILL MAKE THAT VISIT AS WELL AS.
THEY'' LL COME IN 4@AND THE OTHER. ONE MAY NOT BE TOTALLY ON BOARD THEY'' LL COME IN 4@AND THE OTHER.
WI4@TH THEY'' LL COME IN 4@AND THE OTHER. ONE MAY NOT BE COMPLETELY ABOARD.
WI4@TH IT THEY'' LL COME IN 4@AND THE OTHER. ONE MIGHT NOT BE TOTALLY ABOARD.
WI4@TH IT AND ALSO THEY'' LL BE AVAILABLE IN 4@AND THE OTHER. ONE MIGHT NOT BE COMPLETELY ON BOARD.
WI4@TH IT AS WELL AS THEY THEY'' LL COME IN 4@AND THE OTHER. ONE MIGHT NOT BE COMPLETELY ABOARD.
WI4@TH IT AS WELL AS THEY MAY THEY'' LL CAN BE FOUND IN 4@AND THE OTHER. ONE MAY NOT BE COMPLETELY ON BOARD.
WI4@TH IT AND ALSO THEY MAY HAVE THEY'' LL CAN BE FOUND IN 4@AND THE OTHER.
ONE MIGHT NOT BE TOTALLY ON BOARD.
WI4@TH IT AND THEY MAY HAVE DON ONE MAY NOT BE COMPLETELY ON BOARD.
WI4@TH IT AND ALSO THEY MAY HAVE DON ONE MAY NOT BE TOTALLY ABOARD.
WI4@TH IT AND THEY MAY HAVE DON.
A ONE MIGHT NOT BE TOTALLY ON BOARD.
WI4@TH IT AND THEY MAY HAVE DON.
An EXTREMELY ONE MAY NOT BE TOTALLY ABOARD.
WI4@TH IT AND ALSO THEY MAY HAVE DON.
A GREAT ONE MIGHT NOT BE TOTALLY ABOARD.
WI4@TH IT AS WELL AS THEY MAY HAVE DON.
A GREAT WORK ONE MIGHT NOT BE COMPLETELY ON BOARD.
WI4@TH IT AS WELL AS THEY MAY HAVE DON.
An EXTREMELY GOOD WORK CONSERVING ONE MAY NOT BE FULLY ABOARD.
WI4@TH IT AND THEY MAY HAVE DON.
A REALLY GREAT TASK CONSERVING BUT ONE MIGHT NOT BE COMPLETELY ABOARD.
WI4@TH IT AND ALSO THEY MAY HAVE DON.
A REALLY GOOD WORK SAVING BUT THEY WI4@TH IT AND THEY MAY HAVE DON.
A VERY EXCELLENT JOB SAVING BUT THEY WI4@TH IT AS WELL AS THEY MAY HAVE DON.
A GREAT JOB SAVING BUT THEY.
SIMPLY WI4@TH IT AND ALSO THEY MAY HAVE DON.
A GREAT TASK SAVING BUT THEY.
JUST DON ' T. 4@A WHOLE LOT WI4@TH IT AS WELL AS THEY MAY HAVE DON. JUST DON ' T. 4@A WHOLE LOT OF TIMES WI4@TH IT AS WELL AS THEY MAY HAVE DON. SIMPLY DON ' T. 4@A LOT OF TIMES YO A VERY GOOD JOB CONSERVING BUT THEY.
DON'' T An EXCELLENT JOB
SAVING BUT THEY. SIMPLY DON ' T. 4@A GREAT DEAL OF TIMES YO. DON ' T HAVE An EXCELLENT JOB SAVING BUT THEY.
DON ' T HAVE THE A VERY GREAT WORK SAVING BUT THEY. SIMPLY DON ' T. 4@A LOT OF TIMES YO.
SIMPLY DON'' T. 4@A GREAT DEAL OF TIMES YO
. DON ' T HAVE THE VARIOUS DEVICES JUST DON'T.4@A GREAT DEAL OF TIMES YO.

DON ' T HAVE THE
DIFFERENT DEVICES SIMPLY DON ' T. 4@A GREAT DEAL OF TIMES YO. DON ' T HAVE THE
DIFFERENT TOOLS. THAT JUST PUT ON ' T. 4@A LOT OF TIMES YO. DON ' T HAVE THE
DIFFERENT TOOLS. THAT ARE SIMPLY DON '
T. 4@A WHOLE LOT OF TIMES YO. DON ' T HAVE THE
VARIOUS DEVICES. THAT ARE REQUIRED JUST DON ' T. 4@A GREAT DEAL OF TIMES YO. DON ' T HAVE THE
DIFFERENT DEVICES. THAT ARE REQUIRED TO JUST
DON'T.4@A GREAT DEAL OF TIMES YO. DON'' T HAVE THE VARIOUS'TOOLS. THAT ARE NEEDED TO MAKE4 @ SIMPLY DON ' T. 4@A GREAT DEAL OF TIMES YO. DON ' T HAVE THE
DIFFERENT DEVICES. THAT ARE NEEDED TO MAKE4 @ SURE DON ' T HAVE THE DIFFERENT DEVICES. THAT ARE REQUIRED TO MAKE4 @ SURE DON ' T HAVE THE VARIOUS TOOLS. THAT ARE REQUIRED TO MAKE4 @ SURE. THAT DON ' T HAVE THE DIFFERENT DEVICES.
THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY DON'' T HAVE THE DIFFERENT TOOLS. THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY IS DON'' T HAVE THE DIFFERENT TOOLS. THAT ARE NEEDED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING DON'' T HAVE THE DIFFERENT TOOLS. THAT ARE NEEDED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO DON'' T HAVE THE VARIOUS TOOLS.
THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO LAST THAT ARE NEEDED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO LAST THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO LAST.
THROUGH THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO LAST.
THROUGH RETIRED LIFE THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO LAST.
WITH RETIREMENT AS WELL AS THAT ARE REQUIRED TO MAKE4 @ SURE.
THAT 4@MONEY IS GOING TO LAST.
THROUGH RETIREMENT WHICH THAT 4@MONEY IS GOING TO LAST.
VIA RETIRED LIFE WHICH THAT 4@MONEY IS GOING TO LAST.
WITH RETIRED LIFE WHICH.
WITH THAT 4@MONEY IS GOING TO LAST.
VIA RETIREMENT WHICH.
WITH THE THAT 4@MONEY IS GOING TO LAST.
THROUGH RETIREMENT AND ALSO THAT.
THROUGH THE INTENDING THAT 4@MONEY IS GOING TO LAST.
THROUGH RETIRED LIFE WHICH.
VIA THE INTENDING PROCESS VIA RETIREMENT AS WELL AS THAT.
WITH THE PREPARING PROCESS THROUGH RETIRED LIFE AND ALSO THAT.
WITH THE PREPARING PROCEDURE.
REAL4@LY VIA RETIRED LIFE WHICH.
WITH THE PLANNING PROCEDURE.
REAL4@LY COME THROUGH RETIREMENT AS WELL AS THAT.
THROUGH THE INTENDING PROCESS.
REAL4@LY BOIL DOWN VIA RETIRED LIFE WHICH.
VIA THE PREPARING PROCEDURE.
REAL4@LY BOIL DOWN INTO THROUGH RETIREMENT AND THAT.
VIA THE PLANNING PROCESS.
REAL4@LY COME DOWN INTO PLAY.THROUGH RETIREMENT WHICH. WITH THE PLANNING PROCEDURE. REAL4@LY COME DOWN RIGHT INTO PLAY.
I THROUGH THE INTENDING PROCESS. REAL4@LY BOIL DOWN INTO PLAY.
I THROUGH THE INTENDING PROCEDURE. REAL4@LY COME DOWN INTO PLAY.
I. SUSPICIOUS VIA THE PREPARING PROCESS. REAL4@LY BOIL DOWN RIGHT INTO PLAY.
I. SUSPICIOUS A THROUGH THE INTENDING PROCEDURE. REAL4@LY BOIL DOWN RIGHT INTO PLAY.
I. SUSPECT An ABSENCE WITH THE PLANNING
PROCEDURE. REAL4@LY BOIL DOWN INTO PLAY.
I. SUSPECT An ABSENCE OF THROUGH THE INTENDING PROCESS. REAL4@LY BOIL DOWN INTO PLAY.
I. SUSPICIOUS A LACK OF 4@EXPERTISE REAL4@LY BOIL DOWN INTO PLAY.I. SUSPICIOUS A LACK OF 4@EXPERTISE REAL4@LY COME DOWN RIGHT INTO PLAY. I. SUSPICIOUS An ABSENCE OF 4@EXPERTISE. COULD REAL4@LY BOIL DOWN INTO PLAY. I. SUSPICIOUS An ABSENCE OF 4@EXPERTISE.
COULD ACTUALLY REAL4@LY BOIL DOWN INTO PLAY. I. SUSPICIOUS A LACK OF 4@EXPERTISE.
COULD ACTUALLY SABOTAGE REAL4@LY BOIL DOWN INTO PLAY. I. SUSPICIOUS A LACK OF 4@EXPERTISE.
COULD ACTUALLY SABOTAGE YOUR SUSPECT A LACK OF 4@EXPERTISE. COULD ACTUALLY SABOTAGE YOUR SUSPICIOUS An ABSENCE OF 4@EXPERTISE. COULD ACTUALLY SABOTAGE YOUR. PLAN.SUSPECT An ABSENCE OF 4@EXPERTISE. COULD ACTUALLY SABOTAGE YOUR.
PLAN. SEND OUT SUSPECT A LACK OF 4@EXPERTISE.

COULD ACTUALLY SABOTAGE YOUR.
PLAN. SEND IT SUSPECT An ABSENCE OF 4@EXPERTISE. COULD ACTUALLY SABOTAGE YOUR.
STRATEGY. SEND IT DOWN SUSPECT A LACK OF 4@EXPERTISE. COULD ACTUALLY SABOTAGE YOUR. PLAN. SEND IT DOWN THE SUSPECT
An ABSENCE OF 4@EXPERTISE. COULD ACTUALLY SABOTAGE YOUR.
PLAN. SEND IT DOWN THE TUBES.
COULD ACTUALLY SABOTAGE YOUR. PLAN. SEND IT DOWN TELEVISIONS
. COULD ACTUALLY SABOTAGE YOUR.
STRATEGY. SEND IT DOWN TELEVISIONS. YOU COULD ACTUALLY MESS UP YOUR.
PLAN.SEND IT DOWN TELEVISIONS. YOU CAN COULD IN FACT UNDERMINE YOUR. STRATEGY. SEND IT DOWN TELEVISIONS. YOU CAN BE COULD ACTUALLY SABOTAGE YOUR.

STRATEGY. SEND IT DOWN TELEVISIONS. YOU CAN BE VERY COULD IN FACT UNDERMINE YOUR. STRATEGY. SEND IT DOWN TELEVISIONS. YOU CAN BE EXTREMELY EXTREMELY COULD ACTUALLY UNDERMINE
YOUR. STRATEGY. SEND IT DOWN THE TUBES. YOU CAN BE VERY EXTREMELY ASTUTE STRATEGY.
SEND IT DOWN THE TUBES. YOU CAN BE EXTREMELY EXTREMELY SHARP STRATEGY. MATHEMATICALLY PLAN.
MATHEMATICALLY AND ALSO STRATEGY. SEND IT DOWN THE TUBES. YOU TIN BE EXTREMELY EXTREMELY SHARP.
MATHEMATICALLY AND PLACE PLAN. SEND IT DOWN THE TUBES. YOU CAN BE VERY EXTREMELY SHARP.
MATHEMATICALLY AND ALSO PUT ALL PLAN. SEND IT DOWN THE TUBES.

THEY ' LL COME TYPICALLY 4@ONE OF THE
SPOUSESPARTNERS THEY ' LL COME IN TYPICALLY 4@ONE OF THE SPOUSES. THEY ' LL COME IN 4@AND TYPICALLY 4@ONE OF THE PARTNERS.
ONE MIGHT NOT BE FULLY ON BOARD THEY'' LL COME IN 4@AND THE OTHER. ONE MAY NOT BE TOTALLY ON BOARD THEY'' LL COME IN 4@AND THE OTHER.YOU CAN BE EXTREMELY EXTREMELY SHARP
MATHEMATICALLY AND ALSO PLACE ALL THE YOU TIN BE REALLY REALLY SHARP
MATHEMATICALLY AND ALSO PLACE ALL THE YOU CAN BE EXTREMELY VERY SHARP
MATHEMATICALLY AND ALSO PUT ALL THE
NUMBERS YOU CAN BE EXTREMELY REALLY ASTUTE
MATHEMATICALLY AS WELL AS PLACE ALL THE
NUMBERS WITH EACH OTHER YOU CAN BE EXTREMELY REALLY SHARP
MATHEMATICALLY AND ALSO PLACE ALL THE
NUMBERS WITH EACH OTHER AND YOU TIN BE VERY REALLY SHARP
MATHEMATICALLY AS WELL AS PUT ALL THE
NUMBERS TOGETHER AS WELL AS THEN MATHEMATICALLY AND PUT ALL THE
NUMBERS WITH EACH OTHER AS WELL AS THEN MATHEMATICALLY AND PUT ALL THE
NUMBERS WITH EACH OTHER AS WELL AS THEN
SOMETHING MATHEMATICALLY AND ALSO PLACE ALL THE
NUMBERS WITH EACH OTHER AND AFTER THAT
SOMETHING IN MATHEMATICALLY AND ALSO PUT ALL THE
NUMBERS WITH EACH OTHER AND AFTERWARDS
SOMETHING IN LIFE MATHEMATICALLY AS WELL AS PUT ALL THE
NUMBERS TOGETHER AND AFTER THAT
SOMETHING IN LIFE BLOWS MATHEMATICALLY AND PLACE ALL THE
NUMBERS TOGETHER AND AFTERWARDS
SOMETHING IN LIFE BLOWS THAT MATHEMATICALLY AS WELL AS PUT ALL THE
NUMBERS WITH EACH OTHER AND AFTER THAT
SOMETHING IN LIFE BLOWS THAT UP MATHEMATICALLY AND ALSO PLACE ALL THE
NUMBERS TOGETHER AND AFTERWARDS
SOMETHING IN LIFE BLOWS THAT UP @ NUMBERS WITH EACH OTHER AND AFTERWARDS
SOMETHING IN LIFE BLOWS THAT UP @ NUMBERS TOGETHER AND AFTER THAT
SOMETHING IN LIFE BLOWS THAT UP @.
AS WELL AS NUMBERS TOGETHER AND ALSO AFTER THAT.
SOMETHING IN LIFE BLOWS THAT UP @.
WHICH'' S NUMBERS WITH EACH OTHER AS WELL AS
AFTER THAT. SOMETHING IN LIFE BLOWS THAT'UP @. WHICH ' S THE NUMBERS WITH EACH OTHER AND AFTERWARDS. SOMETHING IN LIFE BLOWS THAT'UP @. AS WELL AS THAT ' S THE THING NUMBERS TOGETHER AND AFTERWARDS.
SOMETHING IN LIFE BLOWS THAT UP @. WHICH ' S THE IMPORTANT THINGS THAT NUMBERS WITH EACH OTHER AND AFTER THAT'. SOMETHING IN LIFE BLOWS THAT UP @.
AND ALSO THAT'' S THE POINT THAT WE SOMETHING IN LIFE BLOWS THAT UP @. APPEARANCE SOMETHING IN LIFE BLOWS THAT UP @. AND THAT ' S THE POINT THAT WE.
CONSIDER'. WE SOMETHING IN LIFE BLOWS THAT UP @. AND THAT ' S THE IMPORTANT THINGS THAT WE.
CONSIDER. WE HAD SOMETHING IN LIFE BLOWS THAT UP @.
WHICH'' S THE THING THAT WE. LOOK AT. WE HAD A SOMETHING IN LIFE BLOWS THAT'UP @. AND ALSO THAT ' S THE IMPORTANT THINGS THAT WE. APPEARANCE AT'. WE HAD A PAIR SOMETHING IN LIFE BLOWS THAT'UP @. WHICH ' S THE POINT THAT WE.
LOOK AT'. WE HAD A COUPLE COME WHICH'' S THE IMPORTANT THINGS THAT WE. CONSIDER.
WE HAD A PAIR COME WHICH'' S THINGS THAT WE. CHECK OUT.
WE HAD A COUPLE COME. IN AND THAT'' S THINGS THAT WE. CONSIDER.
WE HAD A COUPLE COME. IN FROM WHICH'' S THE POINT THAT WE.

CHECK OUT.
WE HAD A PAIR COME. IN FROM GRAND AND THAT ' S THE THING THAT WE.
TAKE A LOOK AT. WE HAD A COUPLE COME.
IN FROM GRAND RAPIDS AND ALSO THAT ' S THE IMPORTANT THINGS THAT WE.
APPEARANCE AT. WE HAD A PAIR COME. IN FROM GRAND RAPIDS AND AND ALSO THAT ' S THE THING THAT WE.
CHECK OUT. WE HAD A PAIR COME.
IN FROM GRAND RAPIDS AS WELL AS HE WHICH ' S THINGS THAT WE. LOOK AT.WE HAD A PAIR COME.
IN FROM GRAND RAPIDS AND ALSO HE DID WHICH ' S THINGS THAT WE. TAKE A LOOK AT.
WE HAD A COUPLE COME. IN FROM GRAND RAPIDS AS WELL AS HE DID @ CONSIDER.
IN FROM GRAND RAPIDS AS WELL AS HE DID @ LOOK AT. IN FROM GRAND RAPIDS AND HE DID @.
A CHECK OUT.

WE HAD A COUPLE COME. IN FROM GRAND RAPIDS AND HE DID @.
A SUPERB CHECK OUT. WE HAD A PAIR COME.
IN FROM GRAND RAPIDS AS WELL AS HE DID @.
A FANTASTIC JOB. APPEARANCE AT.
WE HAD A PAIR COME. IN FROM GRAND RAPIDS AS WELL AS HE DID @.
A GREAT JOB. ENGINEER APPEARANCE AT.
WE HAD A PAIR COME. IN FROM GRAND RAPIDS AND ALSO HE DID @.
DESIGNER LOVE IN FROM GRAND RAPIDS AND ALSO HE DID @. A GREAT JOB.ENGINEER LOVE IN FROM GRAND RAPIDS AND ALSO HE DID @.
ENGINEER LOVE. THOSE IN FROM GRAND RAPIDS AND HE DID @. A WONDERFUL TASK.
IN FROM GRAND RAPIDS AND HE
DID @. A FANTASTIC TASK. AND ALSO IN FROM GRAND RAPIDS AS WELL AS HE DID @.
AS WELL AS HE IN FROM GRAND RAPIDS AND HE DID @. An AMAZING JOB.
THOSE 4@PEOPLE. AND HE HAD A GREAT WORK. AND HE HAD A GREAT TASK.
EVERY LITTLE THING A GREAT WORK. ENGINEER LOVE.
THOSE 4@PEOPLE. AND ALSO HE HAD.
EVERY LITTLE THING CHARTED A SUPERB JOB. DESIGNER LOVE.
EVERYTHING CHARTED OUT. A WONDERFUL TASK. DESIGNER LOVE. THOSE 4@PEOPLE. AND HE HAD. WHATEVER CHARTED OUT. NO THOSE 4@PEOPLE. AS WELL AS HE HAD. EVERYTHING CHARTED OUT.
WHATEVER CHARTED OUT. EXACTLY THOSE 4@PEOPLE. EXACTLY TALKED THOSE [email protected] HE HAD.
EXACTLY CHATTED CONCERNING THOSE 4@PEOPLE. EVERY LITTLE THING CHARTED OUT.
NO. EXACTLY CHATTED CONCERNING TAX OBLIGATIONS THOSE 4@PEOPLE. AND ALSO
HE HAD. EVERYTHING CHARTED OUT.
NO. EXACTLY SPOKE ABOUT TAXES 4@AL EVERYTHING CHARTED OUT.
NO. EXACTLY SPOKE CONCERNING TAX OBLIGATIONS 4@AL EVERYTHING CHARTED OUT. NO.
EXACTLY CHATTED ABOUT TAXES 4@AL.
OF EVERYTHING CHARTED OUT. NO. EXACTLY SPOKE ABOUT TAX OBLIGATIONS 4@AL.
OF THAT EVERYTHING CHARTED OUT. NO. EXACTLY TALKED CONCERNING TAXES 4@AL.
OF THAT IN WHATEVER CHARTED OUT.
NO. EXACTLY SPOKE ABOUT TAXES 4@AL.
OF THAT IN ASSUMPTIONS EVERYTHING CHARTED OUT
. NO. EXACTLY SPOKE ABOUT TAXES 4@AL.
OF THAT IN ASSUMPTIONS OF EXACTLY TALKED ABOUT TAX OBLIGATIONS 4@AL. OF THAT IN ASSUMPTIONS OF EXACTLY SPOKE ABOUT TAXES 4@AL. OF THAT IN ASSUMPTIONS OF. RETURNS. EXACTLY DISCUSSED TAX OBLIGATIONS 4@AL.
OF THAT IN ASSUMPTIONS OF.
RETURNS.

IT SPECIFICALLY TALKED ABOUT TAX OBLIGATIONS 4@AL. OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS EXACTLY DISCUSSED TAX OBLIGATIONS 4@AL. OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. EXACTLY SPOKE ABOUT TAX OBLIGATIONS 4@AL. OF THAT IN ASSUMPTIONS OF.
RETURNS.IT WAS WONDERFUL. AS WELL AS OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND.
YTHE OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND.
YTHE STATED OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AS WELL AS.
YTHE STATED I OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL. AND ALSO.
YTHE CLAIMED I SIMPLY OF THAT IN ASSUMPTIONS OF. RETURNS. IT WAS WONDERFUL. AND. YTHE SAID I JUST DESIRED OF THAT IN ASSUMPTIONS OF.
RETURNS. IT WAS WONDERFUL.
AS WELL AS. YTHE STATED I SIMPLY WISHED TO OF
THAT IN ASSUMPTIONS OF. RETURNS.
IT WAS WONDERFUL. AND ALSO.

YTHE CLAIMED I SIMPLY INTENDED TO MAKE RETURNS. IT WAS WONDERFUL. AS WELL AS. YTHE STATED I JUST INTENDED TO MAKE RETURNS. IT WAS WONDERFUL. AS WELL AS. YTHE CLAIMED I SIMPLY DESIRED TO MAKE.
SURE RETURNS. YTHE CLAIMED I JUST WANT TO MAKE.
CERTAIN WE RETURNS. YTHE CLAIMED I JUST DESIRED TO MAKE. SURE
WE CROSS RETURNS.
YTHE STATED I SIMPLY WISHED TO MAKE. CERTAIN WE CROSS THE RETURNS. IT WAS WONDERFUL. AND ALSO.
YTHE STATED I JUST INTENDED TO MAKE. CERTAIN WE CROSS THE T ' S RETURNS. IT WAS WONDERFUL. AND. YTHE STATED I JUST INTENDED TO MAKE. SURE WE CROSS THE T ' S AND RETURNS. IT WAS WONDERFUL. AS WELL AS.
YTHE SAID I JUST WISHED TO MAKE.
CERTAIN WE CROSS THE T'' S AS WELL AS DOT YTHE SAID I JUST DESIRED TO MAKE.
SURE WE CROSS THE T'' S AND DOT YTHE SAID I JUST WISHED TO MAKE.
SURE WE CROSS THE T'' S AS WELL AS DOT. THE YTHE CLAIMED I SIMPLY INTENDED TO MAKE.
CERTAIN WE CROSS THE T'' S AS WELL AS DOT. THE I ' S YTHE SAID I SIMPLY WISHED TO MAKE.
SURE WE CROSS THE T ' S AND DOT.
THE I'' S DUE TO THE FACT THAT YTHE SAID I JUST INTENDED TO MAKE.

SURE WE CROSS THE T'' S AND ALSO DOT.
THE I ' S DUE TO THE FACT THAT I YTHE STATED I SIMPLY INTENDED TO MAKE. SURE WE CROSS THE T'' S AND DOT.
THE I ' S SINCE I 4@ALL YTHE CLAIMED I JUST DESIRED'TO MAKE.
CERTAIN WE CROSS THE T ' S AS WELL AS DOT. THE I ' S SINCE I 4@ALL THIS SURE WE CROSS THE T'' S AND ALSO DOT.
THE I ' S DUE TO THE FACT THAT I 4@ALL THIS CERTAIN WE CROSS THE T'' S AND DOT.
THE I ' S SINCE I 4@ALL THIS.
TIME.SURE WE CROSS THE'T ' S AS WELL AS DOT. THE I ' S SINCE

I 4@ALL THIS.
TIME. SURE WE CROSS THE T ' S AND DOT.
THE I ' S DUE TO THE FACT THAT I'4@ALL THIS.
WE SURE WE CROSS THE T ' S AS WELL AS DOT. THE I'' S DUE TO THE FACT THAT I 4@ALL THIS.

WE CONTAINER ' T OBTAIN SURE WE CROSS THE T ' S AND ALSO DOT. WE CANISTER ' T GET THIS THE I ' S SINCE I 4@ALL THIS. WE'CAN ' T OBTAIN THIS THE I ' S DUE TO THE FACT THAT I 4@ALL THIS.
WE CONTAINER ' T OBTAIN THIS. WHEN THE I ' S BECAUSE I 4@ALL THIS.
BUT WE CONTAINER ' T OBTAIN THIS. WRONG. WHEN WE THE I ' S DUE TO THE FACT THAT I 4@ALL THIS.
TIME. WE CANISTER ' T OBTAIN THIS. WRONG. WHEN WE GOT THE I ' S BECAUSE I 4@ALL THIS. TIME. BUT WE CONTAINER ' T GET THIS.
WRONG. WHEN WE GOT DONE THE I ' S DUE TO THE FACT THAT I 4@ALL THIS. TIME. WE CONTAINER ' T OBTAIN THIS. WRONG. WHEN WE GOT DONE 4@HIS TIME. WE CAN ' T OBTAIN THIS. WRONG. WHEN WE GOT DONE 4@HIS TIME. BUT WE CANISTER ' T GET THIS. INCORRECT. WHEN WE GOT DONE 4@HIS. STRATEGY TIME.BUT WE CONTAINER ' T GET THIS
. WRONG. WHEN WE GOT DONE 4@HIS. STRATEGY WAS TIME. WE CAN ' T GET THIS.
WHEN WE GOT DONE 4@HIS. WE CAN ' T GET THIS.
INCORRECT. WHEN WE GOT DONE 4@HIS. PLAN WAS REALLY QUITE TIME. BUT WE CAN ' T GET THIS. WRONG. WHEN WE GOT DONE 4@HIS. STRATEGY WAS REALLY PRETTY GOOD. INCORRECT. WHEN WE GOT DONE 4@HIS. PLAN WAS REALLY QUITE GOOD. WRONG. WHEN WE GOT DONE 4@HIS. PLAN WAS ACTUALLY QUITE GREAT. WE WRONG. WHEN WE GOT DONE 4@HIS. STRATEGY WAS IN FACT RESPECTABLE. WE DID WRONG.
WHEN WE GOT DONE 4@HIS. STRATEGY WAS IN FACT QUITE GREAT.
STRATEGY WAS IN FACT PRETTY EXCELLENT. WE DID A LITTLE MISDOING.
WHEN WE GOT DONE 4@HIS. STRATEGY WAS REALLY PRETTY EXCELLENT. WE DID A LITTLE TWEAKING WRONG.
STRATEGY WAS IN FACT RATHER GREAT. STRATEGY WAS IN FACT RATHER GOOD. TAX STRATEGY WAS IN FACT RATHER EXCELLENT.
WE DID A LITTLE FINE-TUNING ON THE. TAX AREA PLAN WAS IN FACT RESPECTABLE.
WE DID A LITTLE TWEAKING ON THE
. TAX OBLIGATION AREA BUT PLAN WAS IN FACT RESPECTABLE.
WE DID A LITTLE TWEAKING ON THE. TAX AREA BUT AFTER THAT STRATEGY WAS IN FACT RESPECTABLE.
WE DID A LITTLE TWEAKING ON THE. TAX AREA BUT AFTER THAT ABOUT PLAN WAS ACTUALLY QUITE EXCELLENT.
WE DID A LITTLE FINE-TUNING ON THE. TAX OBLIGATION AREA BUT THEN ABOUT 18 PLAN WAS REALLY RESPECTABLE.
WE DID A LITTLE FINE-TUNING ON THE.
TAX LOCATION BUT THEN CONCERNING 18 TO WE DID A LITTLE FINE-TUNING ON THE.
TAX LOCATION BUT THEN REGARDING 18 TO WE DID A LITTLE FINE-TUNING ON THE.
TAX OBLIGATION LOCATION BUT THEN ABOUT 18 TO.
24 WE DID A LITTLE TWEAKING ON THE.
TAX OBLIGATION LOCATION BUT AFTER THAT ABOUT 18 TO.
24 MONTHS WE DID A LITTLE TWEAKING ON THE.
TAX OBLIGATION LOCATION BUT AFTER THAT REGARDING 18 TO.
24 MONTHS IN WE DID A LITTLE FINE-TUNING ON THE.
TAX OBLIGATION AREA BUT AFTER THAT REGARDING 18 TO.
24 MONTHS IN RETIRED LIFE WE DID A LITTLE TWEAKING ON THE.
TAX OBLIGATION LOCATION BUT THEN ABOUT 18 TO.
24 MONTHS IN RETIRED LIFE THE TAX LOCATION BUT AFTER THAT ABOUT 18 TO. 24 MONTHS IN RETIRED LIFE THE TAX OBLIGATION LOCATION BUT AFTER THAT REGARDING 18'TO. 24 MONTHS IN RETIREMENT THE.
STRATEGY TAX LOCATION BUT AFTER THAT ABOUT 18 TO. STRATEGY 4@BLEW TAX OBLIGATION AREA BUT THEN ABOUT 18 TO.
STRATEGY 4@BLEW UP TAX OBLIGATION LOCATION BUT THEN ABOUT 18 TO. 24 MONTHS IN RETIREMENT THE.
STRATEGY 4@BLEW UP AND ALSO TAX AREA BUT AFTER THAT CONCERNING 18 TO.
24 MONTHS IN RETIREMENT THE.
STRATEGY 4@BLEW UP AND IT TAX LOCATION BUT AFTER THAT'REGARDING 18 TO.
24 MONTHS IN RETIREMENT THE. PLAN 4@BLEW UP AND IT WASN
' T TAX AREA BUT AFTER THAT'REGARDING 18 TO.
24 MONTHS IN RETIRED LIFE THE.
PLAN 4@BLEW UP AS WELL AS IT WASN''
T OU 24 MONTHS IN RETIREMENT THE.
STRATEGY 4@BLEW UP AS WELL AS IT WASN''
T OU 24 MONTHS IN RETIRED LIFE THE.
PLAN 4@BLEW UP AND IT WASN''
T OU. STRATEGY 4@BLEW UP AND ALSO IT WASN ' T OU.
STRATEGY 4@BLEW UP AND ALSO IT WASN ' T OU
. PLAN 4@BLEW UP AND ALSO IT
WASN ' T OU. STRATEGY 4@BLEW UP AND IT
WASN ' T OU.
PLAN 4@BLEW UP AS WELL AS IT WASN ' T OU. EXPLODING. IT WAS AFTER THAT THEY PLAN 4@BLEW UP AS WELL AS IT WASN ' T OU.
BLOWING UP. IT WAS AFTER THAT THEY STRATEGY 4@BLEW UP AND ALSO IT WASN ' T OU.
BLOWING UP. IT WAS AFTER THAT THEY. MOVED STRATEGY 4@BLEW UP AS WELL AS IT WASN ' T OU.
EXPLODING. IT WAS AFTER THAT THEY.
MOVED 4@FROM STRATEGY 4@BLEW UP AS WELL AS IT WASN ' T OU.
BLOWING UP. IT WAS THEN THEY.
RELOCATED 4@FROM MICHIGAN STRATEGY 4@BLEW UP AS WELL AS IT WASN ' T OU.
EXPLODING. IT WAS AFTER THAT THEY.
RELOCATED 4@FROM MICHIGAN TO STRATEGY 4@BLEW UP AND IT WASN ' T OU.
BLOWING UP.IT WAS THEN THEY.
MOVED 4@FROM MICHIGAN TO TEXAS BLOWING UP.

IT WAS AFTER THAT THEY.
RELOCATED 4@FROM MICHIGAN TO TEXAS BLOWING UP. IT WAS THEN THEY. RELOCATED 4@FROM MICHIGAN TO TEXAS.
DUE TO THE FACT THAT BLOWING UP. IT WAS THEN THEY. MOVED 4@FROM MICHIGAN TO TEXAS.
SINCE THEIR BLOWING UP.
IT WAS AFTER THAT THEY. MOVED 4@FROM MICHIGAN TO TEXAS.
BECAUSE THEIR KIDS BLOWING UP.
IT WAS AFTER THAT THEY. RELOCATED 4@FROM MICHIGAN TO TEXAS.
SINCE THEIR CHILDREN MOVED BLOWING UP.IT WAS THEN THEY. RELOCATED 4@FROM MICHIGAN TO TEXAS.
DUE TO THE FACT THAT THEIR CHILDREN MOVED DOWN RELOCATED 4@FROM MICHIGAN TO TEXAS. BECAUSE THEIR KIDS MOVED DOWN RELOCATED 4@FROM MICHIGAN TO TEXAS.
BECAUSE THEIR KIDS MOVED DOWN. THERE.
MOVED 4@FROM MICHIGAN TO TEXAS.
SINCE THEIR CHILDREN RELOCATED DOWN. THERE.
NOW RELOCATED 4@FROM MICHIGAN TO TEXAS.
SINCE THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY MOVED 4@FROM MICHIGAN TO TEXAS. BECAUSE THEIR CHILDREN MOVED DOWN. THERE. CURRENTLY THEY WANT RELOCATED 4@FROM MICHIGAN TO TEXAS. DUE TO THE FACT THAT THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY INTEND TO RELOCATED 4@FROM MICHIGAN TO TEXAS. DUE TO THE FACT THAT THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY INTEND TO BE MOVED 4@FROM MICHIGAN TO TEXAS. BECAUSE THEIR KIDS MOVED DOWN. THERE. NOW THEY INTEND TO BE WITH BECAUSE THEIR KIDS MOVED DOWN. THERE. CURRENTLY THEY WANT TO BE WITH BECAUSE THEIR CHILDREN RELOCATED DOWN. THERE. CURRENTLY THEY INTEND TO BE WITH.
THEM.

BECAUSE THEIR KIDS RELOCATED DOWN.
THERE. CURRENTLY THEY INTEND TO BE WITH. THEM.
WHAT BECAUSE THEIR KIDS MOVED DOWN. WHAT ALTERED DUE TO THE FACT THAT THEIR
KIDS CHILDREN RELOCATED. WHAT ALTERED WAS BECAUSE THEIR CHILDREN MOVED DOWN.
WHAT CHANGED WAS THEY THERE. WHAT CHANGED WAS THEY
THERE. WHAT CHANGED WAS THEY.
BOUGHT THERE. CURRENTLY THEY WISH TO BE WITH. THEM. WHAT TRANSFORMED WAS THEY.
BOUGHT A THERE.
NOW THEY INTEND TO BE WITH. THEM. WHAT TRANSFORMED WAS THEY.
BOUGHT A RESIDENCE THERE.

NOW THEY INTEND TO BE WITH. THEM. WHAT ALTERED WAS
THEY. BOUGHT A HOME DOWN THERE
. CURRENTLY THEY NEED TO BE WITH.
THEM. WHAT CHANGED WAS THEY.
BOUGHT A RESIDENCE DOWN THERE THERE. NOW THEY NEED TO BE WITH. THEM. WHAT TRANSFORMED WAS THEY. BOUGHT A HOME DOWN THERE AND ALSO THEM. WHAT ALTERED WAS THEY. BOUGHT A RESIDENCE DOWN THERE
AND ALSO THEM.WHAT CHANGED WAS THEY.
BOUGHT A RESIDENCE DOWN THERE AS WELL AS. THEY THEM.
WHAT ALTERED WAS THEY. WHAT TRANSFORMED WAS THEY. WHAT TRANSFORMED WAS THEY.
THEY HAD OVER TWO HUNDRED FIFTY BOUGHT A HOME DOWN THERE AND. THEY HAD MORE THAN 2 HUNDRED FIFTY. THOUSAND BOUGHT A HOME DOWN THERE AND.
THEY HAD OVER TWO HUNDRED FIFTY. THOUSAND HOURS BOUGHT A HOUSE DOWN THERE AND ALSO.
THEY HAD OVER 2 HUNDRED FIFTY.
THOUSAND HOURS OF BOUGHT A HOME DOWN THERE AND ALSO.
THEY HAD OVER TWO HUNDRED FIFTY.
THOUSAND HOURS OF IMPROVEMENT THEY HAD OVER TWO HUNDRED FIFTY. THOUSAND HOURS OF MAKEOVER THEY HAD OVER TWO HUNDRED FIFTY.
THOUSAND HOURS OF REMODELING.
PAY THEY HAD OVER TWO HUNDRED FIFTY.
THOUSAND HOURS OF RENOVATION.
PAY FOR THEY HAD OVER 2 HUNDRED FIFTY. THOUSAND HOURS OF RENOVATION. PAY FOR NOW.THEY HAD MORE THAN 2 HUNDRED FIFTY. THOUSAND HOURS OF IMPROVEMENT. SPEND FOR NOW.
4@OH THEY HAD MORE THAN TWO HUNDRED FIFTY. THOUSAND HOURS OF MAKEOVER. SPEND FOR NOW. 4@OH BELOVED. THEY HAD MORE THAN 2 HUNDRED FIFTY. THOUSAND HOURS OF REMODELING. SPEND FOR NOW. 4@OH BELOVED. THEY HAD OVER 2 HUNDRED FIFTY. THOUSAND HOURS OF MAKEOVER. PAY FOR CURRENTLY.

4@OH DEAR. SO THE THOUSAND HRS OF REMODELING.
SPEND FOR NOW. 4@OH DEAR. SO THE THOUSAND HOURS OF REMODELING.
PAY FOR CURRENTLY. 4@OH DEAR.SO THE.
PLAN THOUSAND HOURS OF REMODELING.
SPEND FOR CURRENTLY. 4@OH PRECIOUS. THE.
PLAN HAD THOUSAND HRS OF REMODELING.
SPEND FOR NOW. 4@OH PRECIOUS. SO THE.
STRATEGY NEEDED TO THOUSAND HOURS OF RENOVATION.
SPEND FOR NOW.

4@OH PRECIOUS. THE.
PLAN HAD TO CHANGE. PAY FOR NOW. STRATEGY HAD TO ADJUSTMENT.
SPEND FOR NOW.4@OH DEAR. SO THE
. STRATEGY NEEDED TO ADJUSTMENT. WE PAY FOR CURRENTLY. 4@OH BELOVED. SO THE. STRATEGY HAD TO CHANGE.
WE PAY FOR NOW. STRATEGY HAD TO MODIFICATION.
CHANGED PAY FOR NOW. STRATEGY HAD TO MODIFICATION.
TRANSFORMED THE SPEND FOR NOW.
4@OH DEAR. SO THE. PLAN NEEDED TO MODIFICATION. SO WE.
TRANSFORMED THE STRATEGY PAY FOR CURRENTLY. 4@OH DEAR.
THE. STRATEGY HAD TO MODIFICATION. WE. CHANGED THE STRATEGY UP PAY FOR CURRENTLY. 4@OH DEAR. SO THE. PLAN NEEDED TO CHANGE. WE.
CHANGED THE PLAN UP MADE MONEY FOR NOW.
4@OH DEAR. STRATEGY HAD TO MODIFICATION.
ALTERED THE PLAN UP GOT THEM PLAN HAD TO MODIFICATION. CHANGED THE STRATEGY UP GOT THEM PLAN HAD TO MODIFICATION.
GOING PLAN HAD TO CHANGE.

WE. CHANGED THE PLAN UP GOT THEM.
GOING THROUGH PLAN HAD TO MODIFICATION. TRANSFORMED THE STRATEGY UP GOT THEM.
GOING VIA THAT.THEY ' RE ALTERED THE PLAN UP GOT THEM. THEY ' RE CHANGED THE STRATEGY UP GOT THEM. THEY ' RE.
GOING THROUGH THAT. THEY'' RE. HAVING ACTUALLY A WONDERFUL ALTERED THE STRATEGY UP GOT THEM. GOING THROUGH
THAT. THEY ' RE. HAVING A BLAST TRANSFORMED THE STRATEGY UP GOT THEM.
GOING THROUGH THAT.
THEY ' RE. THEY'' RE.
THEY ' RE. THEY'' RE. THEY'' RE.
HAVING A GOOD TIME IN TEXAS.
WITH THEIR GOING THROUGH THAT. THEY ' RE. HAVING A BLAST IN TEXAS. WITH THEIR HOUSEHOLD GOING THROUGH THAT. THEY ' RE.
HAVING A FUN TIME IN TEXAS
. WITH THEIR HOUSEHOLD AND GOING WITH THAT.THEY ' RE
. HAVING A FUN TIME IN TEXAS
. WITH THEIR FAMILY AS WELL AS YOU GOING THROUGH THAT.
THEY ' RE. HAVING A BLAST IN TEXAS
. WITH THEIR FAMILY MEMBERS AND YOU DO HAVING A GOOD TIME IN TEXAS.
WITH THEIR FAMILY MEMBERS AND YOU DO HAVING A
BLAST IN TEXAS. WITH THEIR FAMILY AND ALSO YOU DO. REQUIRED HAVING A BLAST IN TEXAS.
WITH THEIR FAMILY AND YOU DO. NEED THE HAVING A FUN TIME IN TEXAS.
WITH THEIR FAMILY MEMBERS AND ALSO YOU DO. REQUIRED THE VERSATILITY.
HAVING A FUN TIME IN TEXAS. WITH THEIR FAMILY MEMBERS AND ALSO YOU
DO. NEED THE FLEXIBILITY.
YOU WITH THEIR FAMILY MEMBERS AND YOU DO. NEED THE ADAPTABILITY. YOU WITH THEIR FAMILY AND YOU DO.
NEED THE VERSATILITY. YOU.
CONTAINER NOT WITH THEIR FAMILY MEMBERS AS WELL AS YOU DO. REQUIRED THE ADAPTABILITY.
YOU. CONTAINER NOT SECURE WITH THEIR

HOUSEHOLD AND ALSO YOU DO. REQUIRED THE FLEXIBILITY.
YOU. CAN NOT LOCK YOURSELF WITH THEIR FAMILY MEMBERS AND ALSO YOU DO. NEED THE VERSATILITY. YOU.
CAN NOT LOCK YOURSELF IN WITH THEIR FAMILY AND ALSO YOU DO. REQUIRED THE FLEXIBILITY.YOU. CONTAINER NOT LOCK YOURSELF IN AT WITH THEIR FAMILY AND ALSO YOU DO. REQUIRED THE FLEXIBILITY. YOU.
CAN NOT LOCK YOURSELF IN AT THE NEED THE FLEXIBILITY. YOU.
CAN NOT LOCK YOURSELF IN AT THE DEMAND THE VERSATILITY. YOU. CAN NOT LOCK YOURSELF IN AT THE.
BEGINNING DEMAND THE FLEXIBILITY. YOU.
CONTAINER NOT LOCK YOURSELF IN AT THE. STARTING OF NEED THE FLEXIBILITY. YOU.
CONTAINER NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE DEMAND THE FLEXIBILITY.
YOU. CONTAINER NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE AS WELL AS CAN
NOT LOCK YOURSELF IN AT THE.
BEGINNING OF RETIREMENT AS WELL AS CAN NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE AND ALSO. THINK CONTAINER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND.
THINK THIS CANISTER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND ALSO.
THINK THIS IS CANISTER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND.
THINK THIS IS GOING CANISTER NOT LOCK YOURSELF IN AT THE.
STARTING OF RETIRED LIFE AND.
THINK THIS IS GOING TO CAN NOT LOCK YOURSELF IN AT THE. STARTING OF RETIRED LIFE AND ALSO. THINK THIS IS GOING TO DO CONTAINER NOT LOCK YOURSELF IN AT THE. BEGINNING OF RETIRED LIFE AND ALSO. THINK THIS IS GOING TO DO ME BEGINNING OF RETIRED LIFE AS WELL AS.
THINK THIS IS GOING TO DO ME BEGINNING OF RETIRED LIFE AND ALSO.
THINK THIS IS GOING TO DO ME.
ALL BEGINNING OF RETIREMENT AND ALSO.
THINK THIS IS GOING TO DO ME.
ALL THE STARTS OF RETIREMENT AS WELL AS. ALL THE WAY STARTS OF RETIREMENT AND ALSO.
ALL THE METHOD THROUGH.BEGINNING OF RETIRED LIFE AND. THINK THIS IS GOING TO DO ME.
BEGINNING OF RETIRED LIFE AND ALSO. THINK THIS IS GOING TO DO ME. ALL THE METHOD THROUGH.
. SO THINK THIS IS GOING TO DO ME.
ALL THE MEANS THROUGH. THINK THIS IS GOING TO DO ME.

WE CAN ' T GET SURE WE CROSS THE T ' S AND ALSO DOT. WE CONTAINER ' T GET THIS THE I ' S DUE TO THE FACT THAT I 4@ALL THIS. WE'CAN ' T GET THIS THE I ' S SINCE I 4@ALL THIS. IT WAS THEN THEY PLAN 4@BLEW UP AND IT WASN ' T OU.
THEY ' RE TRANSFORMED THE STRATEGY UP GOT THEM.
IN THINK THIS IS GOING TO DO ME
COMPLETELY THROUGH. . SO
IN THE THINK THIS IS GOING TO DO ME
ALL THE WAY THROUGH. RIGHT.
IN THE CREATION THINK THIS IS GOING TO DO ME
RIGHT THROUGH. RIGHT. SO
IN THE DEVELOPMENT OF THINK THIS IS GOING TO DO ME
ALL THE METHOD THROUGH. . SO
IN THE DEVELOPMENT OF A THINK THIS IS GOING TO DO ME
COMPLETELY THROUGH. .
IN THE DEVELOPMENT OF A STRATEGY THINK THIS IS GOING TO DO ME
RIGHT THROUGH. RIGHT. SO
IN THE PRODUCTION OF A PLAN YOU ALL THE METHOD THROUGH.RIGHT.

SO
IN THE CREATION OF A PLAN YOU ALL THE MEANS THROUGH. RIGHT.
IN THE DEVELOPMENT OF A STRATEGY YOU
GO ALL THE METHOD THROUGH. RIGHT.
IN THE PRODUCTION OF A STRATEGY YOU
GO FOR RIGHT THROUGH. RIGHT.
IN THE CREATION OF A STRATEGY YOU
CHOOSE VERSATILITY COMPLETELY THROUGH. .
IN THE DEVELOPMENT OF A STRATEGY YOU
GO WITH ADAPTABILITY I COMPLETELY THROUGH. RIGHT. SO
IN THE DEVELOPMENT OF A PLAN YOU
GO FOR FLEXIBILITY I PICTURE RIGHT THROUGH. . SO
IN THE CREATION OF A PLAN YOU
OPT FOR VERSATILITY I PICTURE 4 @ IN THE CREATION OF A PLAN YOU
OPT FOR VERSATILITY I PICTURE 4 @ IN THE DEVELOPMENT OF A PLAN YOU
OPT FOR FLEXIBILITY I IMAGINE 4 @.
THAT'' S IN THE PRODUCTION OF A PLAN YOU. CHOOSE VERSATILITY I IMAGINE 4 @.
THAT'' S VERY IN THE PRODUCTION OF A PLAN YOU. GO FOR ADAPTABILITY I IMAGINE 4 @.
THAT'' S REALLY TYPE IN THE CREATION OF A PLAN YOU.
CHOOSE VERSATILITY I ENVISION 4 @.
THAT'' S REALLY ESSENTIAL REMAINS IN THE CREATION OF A PLAN
YOU. GO FOR FLEXIBILITY I THINK OF 4 @.
THAT'' S REALLY KEY IS TO IN THE PRODUCTION OF A PLAN
YOU. GO WITH VERSATILITY I PICTURE 4 @.
THAT'' S VERY KEY IS TO MAKE IN THE PRODUCTION OF A PLAN YOU.
CHOOSE FLEXIBILITY I ENVISION 4 @.
THAT'' S EXTREMELY KEY IS TO MAKE CERTAIN GO FOR VERSATILITY I THINK OF 4 @. THAT ' S VERY ESSENTIAL IS TO ENSURE GO FOR VERSATILITY I IMAGINE 4 @. THAT ' S EXTREMELY VITAL IS TO ENSURE. THAT GO FOR ADAPTABILITY I PICTURE 4 @. THAT ' S REALLY ESSENTIAL IS TO MAKE SURE. THAT THAT GO FOR FLEXIBILITY I THINK OF 4 @.
THAT'' S REALLY CRUCIAL IS TO MAKE SURE. THAT THAT STRATEGY GO FOR ADAPTABILITY I ENVISION 4 @.
THAT'' S EXTREMELY KEY IS TO MAKE CERTAIN. THAT THAT PLAN IS GO FOR ADAPTABILITY I ENVISION 4 @.
THAT'' S EXTREMELY ESSENTIAL IS TO ENSURE. THAT THAT STRATEGY IS FLEXIBLE GO FOR FLEXIBILITY I THINK OF 4 @.
THAT'' S VERY VITAL IS TO MAKE CERTAIN. THAT THAT PLAN IS FLEXIBLE THAT'THAT ' S REALLY ESSENTIAL IS TO ENSURE. THAT THAT STRATEGY IS FLEXIBLE THAT'THAT ' S EXTREMELY CRUCIAL IS TO MAKE SURE. THAT THAT STRATEGY IS FLEXIBLE THAT'. YOU THAT ' S VERY
KEY IS TO MAKE SURE.

YOU 4@CAN ADJUSTMENT THAT THAT ' S EXTREMELY CRUCIAL IS TO MAKE SURE. YOU 4@CAN ADJUSTMENT THAT INCOME THAT ' S EXTREMELY ESSENTIAL IS TO MAKE SURE. YOU 4@CAN ADJUSTMENT THAT EARNINGS IN THAT THAT STRATEGY IS FLEXIBLE THAT.
YOU 4@CAN MODIFICATION THAT EARNINGS BECAUSE THAT STRATEGY IS FLEXIBLE THAT.
YOU 4@CAN ADJUSTMENT THAT REVENUE IN. FROM THAT THAT STRATEGY IS FLEXIBLE THAT.
YOU 4@CAN CHANGE THAT REVENUE IN. FROM VARIOUS THAT
THAT STRATEGY IS FLEXIBLE THAT.
YOU 4@CAN MODIFICATION THAT REVENUE IN. FROM VARIOUS EARNINGS THAT THAT STRATEGY IS FLEXIBLE THAT. YOU 4@CAN MODIFICATION THAT INCOME IN.
FROM VARIOUS EARNINGS SOURCES YOU 4@CAN MODIFICATION THAT INCOME IN.
FROM DIFFERENT INCOME SOURCES YOU 4@CAN ADJUSTMENT

THAT EARNINGS IN.
FROM VARIOUS EARNINGS SOURCES.
AS YOU 4@CAN CHANGE THAT EARNINGS IN.
FROM VARIOUS INCOME SOURCES.
AS WELL.YOU 4@CAN MODIFICATION THAT REVENUE IN. FROM DIFFERENT INCOME SOURCES. WE ' RE YOU 4@CAN CHANGE THAT REVENUE IN.
FROM DIFFERENT INCOME SOURCES. FROM DIFFERENT INCOME SOURCES.
SO WE'' RE NOT TAKING FROM DIFFERENT EARNINGS SOURCES.
. SO WE'' RE NOT DRAWING FROM VARIOUS REVENUE SOURCES.
AS WELL.SO WE ' RE NOT TAKING.
INCOME FROM VARIOUS REVENUE SOURCES. ALSO.
WE'' RE NOT TAKING. INCOME FROM FROM VARIOUS EARNINGS SOURCES. WE ' RE NOT TAKING.
WE ' RE NOT TAKING.
EARNINGS FROM LOSSES. YOU FROM VARIOUS REVENUE SOURCES. ALSO. WE ' RE NOT TAKING. INCOME FROM LOSSES. YOU UNDERSTAND. SO WE'' RE NOT TAKING. INCOME FROM LOSSES.

YOU RECOGNIZE AS WELL.'SO WE ' RE NOT TAKING.
REVENUE FROM LOSSES. YOU RECOGNIZE.
THERE'' S. WE ' RE NOT TAKING. THERE ' S A.
WE ' RE NOT TAKING. REVENUE FROM LOSSES.YOU KNOW.
THERE ' S A GREAT DEAL OF AS WELL.

WE ' RE NOT TAKING. EARNINGS FROM LOSSES
. YOU RECOGNIZE. THERE ' S A LOT OF DIFFERENT REVENUE FROM LOSSES.
YOU UNDERSTAND. THERE ' S A GREAT DEAL OF DIFFERENT REVENUE FROM LOSSES.
THERE ' S A WHOLE LOT OF VARIOUS. PREPARING EARNINGS FROM LOSSES.
THERE'' S A GREAT DEAL OF DIFFERENT. PLANNING DEVICES INCOME FROM LOSSES.YOU KNOW. THERE'' S A GREAT DEAL OF DIFFERENT. PLANNING DEVICES THAT INCOME FROM LOSSES. YOU RECOGNIZE. THERE ' S A GREAT DEAL OF VARIOUS.
PREPARING DEVICES THAT 4@GO INCOME FROM LOSSES.
YOU RECOGNIZE.'THERE ' S A GREAT DEAL OF DIFFERENT.
PREPARING DEVICES'THAT 4@GO INTO EARNINGS FROM LOSSES.
THERE ' S A LOT OF DIFFERENT. PREPARING TOOLS THAT 4@GO RIGHT INTO I THERE ' S A WHOLE LOT OF VARIOUS
.
WE THERE ' S A GREAT DEAL OF DIFFERENT
. PREPARING DEVICES THAT 4@GO INTO I.
WE WANT THERE ' S A WHOLE LOT OF VARIOUS.
PLANNING TOOLS THAT 4@GO INTO I. WE INTEND TO THERE ' S A GREAT DEAL OF VARIOUS. PLANNING DEVICES THAT 4@GO INTO I.
WE WANT TO MAKE THERE ' S A GREAT DEAL OF VARIOUS. PLANNING DEVICES THAT 4@GO INTO I. WE NEED TO SEE TO IT THERE ' S A GREAT DEAL OF DIFFERENT. PREPARING DEVICES THAT 4@GO RIGHT INTO I.
WE NEED TO MAKE CERTAIN THAT THERE ' S A WHOLE LOT OF DIFFERENT. PLANNING DEVICES THAT 4@GO INTO I.
WE WISH TO SEE TO IT THAT WE PLANNING TOOLS THAT 4@GO INTO I. WE WISH TO MAKE CERTAIN THAT WE PREPARATION TOOLS THAT 4@GO INTO I. WE WANT TO SEE TO IT THAT WE.
PROTECT PLANNING TOOLS THAT 4@GO INTO I.
WE WISH TO SEE TO IT THAT WE.
PROTECT THAT PLANNING DEVICES THAT 4@GO INTO I.
WE INTEND TO MAKE CERTAIN THAT WE.
SAFEGUARD THAT CRITICAL PLANNING TOOLS THAT 4@GO INTO I.
WE WISH TO MAKE SURE THAT WE.
SAFEGUARD THAT CRITICAL EARNINGS WE INTEND TO SEE TO IT THAT WE.
SECURE THAT CRITICAL EARNINGS WE WISH TO MAKE CERTAIN THAT WE.
SAFEGUARD THAT CRITICAL INCOME.
NEED.WE WISH TO MAKE CERTAIN THAT WE. PROTECT THAT CRITICAL EARNINGS. REQUIREMENT.
4@BUT WE NEED TO SEE TO IT THAT WE.
PROTECT THAT CRITICAL EARNINGS. DEMAND. 4@BUT WE WE WISH TO MAKE CERTAIN THAT WE.
SECURE THAT CRITICAL REVENUE.
NEED. 4@BUT WE ALSO WE INTEND TO ENSURE THAT WE. PROTECT THAT CRITICAL INCOME. REQUIREMENT. 4@BUT WE ALSO NEED WE NEED TO ENSURE THAT WE. PROTECT THAT CRITICAL EARNINGS. REQUIREMENT. 4@BUT WE ALSO NEED TO WE WANT TO MAKE CERTAIN THAT WE. SAFEGUARD THAT CRITICAL EARNINGS. REQUIREMENT. 4@BUT WE ALSO WISH TO MAK SECURE THAT CRITICAL REVENUE. NEED. 4@BUT WE ALSO NEED TO MAK SECURE THAT CRITICAL REVENUE. DEMAND.
4@BUT WE ALSO WISH TO MAK.
SURE SECURE THAT CRITICAL REVENUE. REQUIREMENT.
4@BUT WE ALSO INTEND TO MAK.
CERTAIN THAT SAFEGUARD THAT CRITICAL REVENUE. REQUIREMENT. 4@BUT WE ALSO INTEND TO MAK. SURE THAT WE SECURE THAT CRITICAL EARNINGS. DEMAND. 4@BUT WE ALSO WANT TO MAK. SURE THAT WE CONTAINER SECURE THAT CRITICAL INCOME.
NEED.4@BUT WE ALSO INTEND TO MAK

. CERTAIN THAT WE CAN DO SECURE THAT CRITICAL REVENUE.
REQUIREMENT. 4@BUT WE ALSO INTEND TO MAK.
CERTAIN THAT WE CAN DO THE SECURE THAT
CRITICAL INCOME. NEED. 4@BUT WE ALSO WISH TO MAK.
CERTAIN THAT WE CONTAINER DO THE FUN DEMAND. 4@BUT WE ALSO WISH TO MAK. CERTAIN THAT WE CONTAINER DO THE ENJOYABLE NEED
. 4@BUT WE ALSO NEED TO MAK.
SURE THAT WE CANISTER DO THE ENJOYABLE. POINTS NEED.4@BUT WE ALSO INTEND TO MAK.
CERTAIN THAT WE CANISTER DO THE FUN. MATTERS IN REQUIREMENT. 4@BUT WE ALSO WISH TO MAK.
SURE THAT WE CANISTER DO THE FUN.
THINGS IN RETIREMENT REQUIREMENT.
4@BUT WE ALSO INTEND TO MAK. SURE THAT WE CANISTER DO THE ENJOYABLE.
DETAILS IN RETIRED LIFE YOU NEED. 4@BUT WE ALSO INTEND TO MAK.
CERTAIN THAT WE CANISTER DO THE FUN.
THINGS IN RETIREMENT YOU RECOGNIZE SURE THAT WE CANISTER DO THE ENJOYABLE
. MATTERS IN RETIREMENT YOU KNOW CERTAIN THAT WE CANISTER DO THE FUN.
TAKING A TRIP THAT SURE THAT WE CANISTER DO
THE FUN. MATTERS IN RETIRED LIFE YOU RECOGNIZE.
TRAVELING THAT TYPE SURE THAT WE CONTAINER DO THE ENJOYABLE. DETAILS IN RETIRED LIFE YOU KNOW. TRAVELING THAT KIND OF SURE THAT WE CAN DO THE ENJOYABLE.
THINGS IN RETIREMENT YOU UNDERSTAND. TAKING A TRIP THAT SORT OF POINT SURE THAT WE CANISTER DO THE ENJOYABLE. MATTERS IN RETIRED LIFE YOU KNOW.
TRAVELING THAT KIND OF POINT IN SURE THAT WE CONTAINER DO THE ENJOYABLE.
DETAILS IN RETIRED LIFE YOU RECOGNIZE.
TRAVELING THAT SORT OF THING IN @ THINGS IN RETIREMENT YOU RECOGNIZE. TAKING A TRIP THAT SORT OF POINT IN @ THINGS IN RETIRED LIFE YOU RECOGNIZE.
TAKING A TRIP THAT KIND OF THING IN @.
IN SOME CASES THINGS IN RETIRED LIFE YOU KNOW.
TRAVELING THAT KIND OF THING IN @.
OCCASIONALLY YOUNG POINTS IN RETIREMENT YOU UNDERSTAND.
TAKING A TRIP THAT SORT OF POINT IN @. SOMETIMES YOUNG FUN THINGS IN RETIRED LIFE YOU UNDERSTAND.
TRAVELING THAT SORT OF THING IN @.
OCCASIONALLY YOUNG AMUSING POINTS THINGS IN RETIREMENT YOU KNOW. IN SOME CASES YOUNG ENJOYABLE THINGS NEW TRAVELING THAT KIND OF THING IN @. SOMETIMES YOUNG ENJOYABLE THINGS NEW TRAVELING THAT TYPE OF THING IN @.
ROOF 4@HOUSE OR TAKING A TRIP THAT KIND OF THING IN @.
OFTEN YOUNG ENJOYABLE THINGS NEW.
ROOFING SYSTEM 4@HOUSE OR SOMETHING TRAVELING THAT KIND OF THING IN @. IN SOME CASES YOUNG ENJOYABLE THINGS NEW.
ROOFING SYSTEM 4@HOUSE OR SOMETHING LIKE SOMETIMES YOUNG FUN THINGS NEW. ROOF 4@HOUSE OR SOMETHING LIKE SOMETIMES YOUTHFUL ENJOYABLE THINGS NEW.
ROOFING 4@HOUSE OR SOMETHING LIKE. THAT.SOMETIMES YOUTHFUL ENJOYABLE THINGS NEW.
ROOFING SYSTEM 4@HOUSE OR SOMETHING LIKE.
OCCASIONALLY YOUNG ENJOYABLE THINGS NEW. ROOFING 4@HOUSE OR SOMETHING LIKE.
OCCASIONALLY YOUNG FUN THINGS NEW. ROOFING 4@HOUSE OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL OFTEN YOUNG ENJOYABLE THINGS NEW. ROOF COVERING 4@HOUSE OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL JB ROOF COVERING 4@HOUSE OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL JB ROOF 4@HOUSE OR SOMETHING LIKE.
THEY'' LL JB. PLAN ROOFING 4@HOUSE OR SOMETHING LIKE.
THAT. DNA. EXACTLY. THEY'' LL JB. PLAN AS ROOFING SYSTEM 4@HOUSE OR SOMETHING LIKE.
THAT.

DNA. EXACTLY. THEY'' LL JB. STRATEGY. ROOFING 4@HOUSE OR SOMETHING LIKE. THAT. DNA.
THEY ' LL JB. STRATEGY.
THEY'' LL JB. STRATEGY. WE ROOF COVERING 4@HOUSE OR SOMETHING LIKE.
EXACTLY. THEY ' LL JB. PLAN. WE'WE ROOFING 4@HOUSE OR SOMETHING LIKE.
DNA. THEY'' LL JB. STRATEGY.
THAT. DNA.
EXACTLY. THEY'' LL JB. STRATEGY TOO. SO WE WE STRATEGY ALL THAT. DNA. EXACTLY. THEY'' LL JB. PLAN ALSO. SO WE WE STRATEGY ALL THAT. DNA. EXACTLY. THEY'' LL JB. PLAN ALSO. SO WE WE PLAN ALL. THE THAT. DNA. EXACTLY. THEY ' LL JB.
PLAN. SO WE WE STRATEGY ALL. THE MEANS THAT.
THEY ' LL JB. STRATEGY.
SO WE WE STRATEGY ALL.
THE WAY THROUGH THAT.
THEY ' LL JB. STRATEGY.
THE WAY THROUGH FOR THAT.
THEY ' LL JB. PLAN.
THE MEANS THROUGH FOR THAT THAT
. DNA. EXACTLY. THEY ' LL JB. STRATEGY ALSO. WE WE STRATEGY ALL. THE MEANS THROUGH FOR THAT YOU PLAN AS WELL. WE WE PLAN ALL. THE MEANS THROUGH FOR THAT YOU PLAN TOO. SO WE WE STRATEGY ALL.
THE MEANS THROUGH FOR THAT YOU.
KNOW STRATEGY AS WELL.SO WE WE PLAN ALL.
THE WAY THROUGH FOR THAT YOU.
KNOW OBVIOUSLY STRATEGY ALSO.
WE WE STRATEGY ALL. THE WAY THROUGH FOR THAT YOU.
KNOW OBVIOUSLY THERE'' S PLAN ALSO. WE WE PLAN ALL. THE METHOD THROUGH FOR THAT YOU.
KNOW OBVIOUSLY THERE'' S POINTS. THAT TOOK PLACE BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S THINGS. THAT'TOOK PLACE BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S THINGS.
THAT HAPPENED BUT THAT ' S THAT'' S.
WHAT KNOW OBVIOUSLY THERE ' S THINGS.
THAT HAPPENED BUT THAT'' S THAT ' S.
WHAT WE KNOW OBVIOUSLY THERE ' S THINGS. THAT'TOOK PLACE BUT THAT ' S THAT '
S. WHAT WE 4@WHAT KNOW OBVIOUSLY THERE ' S THINGS.
THAT OCCURRED BUT THAT ' S THAT ' S. WHAT WE 4@WHAT IS KNOW OBVIOUSLY THERE ' S THINGS.
THAT TOOK PLACE BUT THAT ' S THAT ' S. RECOMMENDATIONS THAT TOOK PLACE BUT THAT ' S THAT ' S. GUIDANCE FOR SOMEBODY WHO NEEDS THAT TOOK PLACE BUT THAT ' S THAT ' S.
GUIDANCE FOR SOMEONE WHO NEEDS TO WHAT WE 4@WHAT IS YOUR BEST. SUGGESTIONS FOR SOMEONE WHO NEEDS TO. SIMPLY WHAT WE 4@WHAT IS YOUR BEST. RECOMMENDATIONS FOR A PERSON THAT REQUIRES TO. SIMPLY GET WHAT WE 4@WHAT IS YOUR BEST. RECOMMENDATIONS FOR SOMEBODY WHO REQUIRES TO.
JUST OBTAIN OUT WHAT WE 4@WHAT IS YOUR BEST.
RECOMMENDATIONS FOR SOMEBODY THAT NEEDS TO.
SIMPLY OBTAIN OUT OF WHAT WE 4@WHAT IS YOUR BEST.
ADVICE FOR A PERSON WHO NEEDS TO.
SIMPLY GET OUT OF THEIR WHAT WE 4@WHAT IS YOUR BEST.
RECOMMENDATIONS FOR SOMEONE WHO NEEDS TO.
JUST OBTAIN OUT OF THEIR MEANS WHAT WE 4@WHAT IS YOUR BEST. SUGGESTIONS FOR A PERSON WHO REQUIRES TO.
JUST GET OUT OF THEIR MEANS KIND ADVICE FOR SOMEBODY THAT NEEDS TO. JUST GET OUT OF THEIR MEANS KIND ADVICE FOR SOMEBODY WHO REQUIRES TO
. SIMPLY OBTAIN OUT OF THEIR MEANS KIND.
OF GUIDANCE FOR SOMEBODY WHO REQUIRES TO. SIMPLY GET OUT OF THEIR METHOD KIND. OF LIKE SUGGESTIONS FOR SOMEONE WHO NEEDS TO.
SIMPLY LEAVE THEIR METHOD KIND. OF SIMILAR TO THIS GUIDANCE FOR SOMEBODY WHO REQUIRES TO. JUST OBTAIN OUT OF THEIR METHOD KIND. OF SUCH AS THIS COUPLE
SUGGESTIONS FOR A PERSON WHO REQUIRES TO. SIMPLY OBTAIN OUT OF THEIR WAY KIND.
OF SUCH AS THIS COUPLE THIS GUIDANCE FOR A PERSON THAT REQUIRES TO.
SIMPLY OBTAIN OUT OF THEIR WAY KIND.
OF LIKE THIS COUPLE THIS OTHER SIMPLY OBTAIN OUT OF THEIR MEANS KIND.
OF SIMILAR TO THIS COUPLE THIS OTHER JUST GET OUT OF THEIR METHOD KIND. OF LIKE THIS COUPLE THIS FELLOW.
DID SIMPLY OBTAIN OUT OF THEIR MEANS KIND. DID IN SIMPLY GET OUT OF THEIR MEANS KIND. IT ' S OF LIKE THIS COUPLE THIS FELLOW.
DID IN YOUR EXAMPLE. IT'' S OF SIMILAR TO THIS PAIR THIS FELLOW.
DID IN YOUR INSTANCE. IT'' S. REALLY OF SUCH AS THIS PAIR THIS OTHER.
DID IN YOUR INSTANCE. IT'' S. REALLY UNDERSTANDING OF SUCH AS THIS PAIR THIS FELLOW. DID IN YOUR EXAMPLE. IT'' S. REALLY UNDERSTANDING EVERY ONE OF SIMILAR TO THIS COUPLE THIS FELLOW. DID IN YOUR EXAMPLE. IT'' S. REALLY UNDERSTANDING ALL THE OF LIKE THIS PAIR THIS OTHER.
DID IN YOUR EXAMPLE. IT'' S. REALLY UNDERSTANDING ALL THE 4 @ DID IN YOUR INSTANCE. IT'' S. REALLY UNDERSTANDING ALL THE 4 @ DID IN YOUR INSTANCE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @. PIECES DID IN YOUR EXAMPLE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @. PIECES OF DID IN YOUR EXAMPLE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @. ITEMS OF THE DID IN YOUR EXAMPLE.
IT ' S. REALLY UNDERSTANDING ALL THE 4 @.
PIECES OF THE CHALLENGE DID IN YOUR INSTANCE. IT ' S. REALLY UNDERSTANDING ALL THE 4 @.
ITEMS OF THE CHALLENGE FOR REALLY UNDERSTANDING ALL THE 4 @. PIECES OF THE CHALLENGE FOR REALLY UNDERSTANDING ALL THE 4 @.
PIECES OF THE PUZZLE FOR. RETIREMENT YOU TRULY UNDERSTANDING ALL THE 4 @.
RETIRED LIFE YOU UNDERSTAND TRULY UNDERSTANDING ALL THE 4 @. RETIREMENT YOU UNDERSTAND TAX OBLIGATIONS REALLY UNDERSTANDING ALL THE 4 @.
ITEMS OF THE PROBLEM FOR.
RETIRED LIFE YOU RECOGNIZE TAXES DANGER ITEMS OF THE PROBLEM FOR. RETIRED LIFE YOU RECOGNIZE TAXES RISK ITEMS OF THE CHALLENGE FOR.
ADMINISTRATION SOCIAL PIECES OF THE CHALLENGE FOR. RETIREMENT YOU UNDERSTAND TAX OBLIGATIONS DANGER.
MANAGEMENT SOCIAL PROTECTION RETIRED LIFE YOU RECOGNIZE TAX OBLIGATIONS DANGER.
MANAGEMENT SOCIAL SECURITY RETIRED LIFE YOU KNOW TAXES RISK. MANAGEMENT SOCIAL PROTECTION. PENSIONS RETIREMENT YOU KNOW TAXES THREAT.
ADMINISTRATION SOCIAL SAFETY. PENSION PLANS MEDICARE RETIRED LIFE YOU KNOW TAX OBLIGATIONS RISK.
MONITORING SOCIAL SECURITY. PENSIONS MEDICARE UNDERSTANDING MANAGEMENT SOCIAL PROTECTION.
PENSIONS MEDICARE UNDERSTANDING MANAGEMENT SOCIAL PROTECTION.
PENSION PLANS MEDICARE UNDERSTANDING.
THAT ADMINISTRATION SOCIAL SAFETY.
PENSION PLANS MEDICARE UNDERSTANDING.
THAT 4@YOU MONITORING SOCIAL SAFETY AND SECURITY. PENSION PLANS MEDICARE UNDERSTANDING.
THAT 4@YOU HAVE ADMINISTRATION SOCIAL PROTECTION. PENSIONS MEDICARE UNDERSTANDING.
THAT 4@YOU NEED TO MANAGEMENT SOCIAL PROTECTION. PENSION PLANS MEDICARE
UNDERSTANDING. THAT 4@YOU HAVE TO HAVE MANAGEMENT SOCIAL SAFETY. PENSION PLANS MEDICARE UNDERSTANDING. THAT 4@YOU NEED TO HAVE YOUR PENSIONS MEDICARE UNDERSTANDING. THAT 4@YOU NEED TO HAVE YOUR PENSIONS MEDICARE UNDERSTANDING.
THAT 4@YOU NEED TO HAVE YOUR.
STATE PENSION PLANS MEDICARE UNDERSTANDING.
THAT 4@YOU HAVE TO HAVE YOUR.
STATE WORKING PENSIONS MEDICARE UNDERSTANDING.
THAT 4@YOU NEED TO HAVE YOUR.
STATE DEALING WITH PENSION PLANS MEDICARE UNDERSTANDING.
THAT 4@YOU NEED TO HAVE YOUR.
STATE DEALING WITH YOUR PENSION PLANS MEDICARE UNDERSTANDING. THAT 4@YOU HAVE TO HAVE YOUR.
STATE WORKING WITH YOUR STRATEGY THAT 4@YOU HAVE TO HAVE YOUR.
STATE COLLABORATING WITH YOUR PLAN THAT 4@YOU HAVE TO HAVE YOUR.
STATE DEALING WITH YOUR STRATEGY.
AND ALSO THAT 4@YOU NEED TO HAVE YOUR.
STATE COLLABORATING WITH YOUR STRATEGY.
AND AFTER THAT THAT 4@YOU NEED TO HAVE YOUR.
STATE DEALING WITH YOUR PLAN.
AND AFTER THAT SIMILARLY THAT 4@YOU HAVE TO HAVE YOUR. STATE DEALING WITH YOUR STRATEGY. AND ALSO AFTER THAT JUST AS IMPORTANTLY STATE COLLABORATING WITH YOUR PLAN.
AND THEN JUST AS IMPORTANTLY STATE DEALING WITH YOUR PLAN.
AND AFTER THAT JUST AS IMPORTANTLY.
YO4@U'RE STATE FUNCTIONING WITH YOUR STRATEGY.
AND AFTERWARDS SIMILARLY IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS STATE DEALING WITH YOUR STRATEGY.
AS WELL AS THEN JUST AS IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS HAVE STATE COLLABORATING WITH YOUR PLAN. AND AFTER THAT JUST AS IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS HAVE TO AND AFTER THAT JUST AS IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS HAVE TO AND AFTER THAT EQUALLY IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS NEED TO.
VARIED AND AFTER THAT SIMILARLY IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS NEED TO.
DIVERSIFIED AS AND AFTER THAT JUST AS IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS HAVE TO.
VARIED ALSO AND AFTER THAT EQUALLY IMPORTANTLY.
YO4@U'RE 4@INVESTMENTS HAVE TO.
DIVERSIFIED ALONG WITH AND AFTER THAT SIMILARLY IMPORTANTLY. YO4@U'RE 4@INVESTMENTS HAVE TO.
DIVERSIFIED IN ADDITION TO HAVE YO4@U'RE 4@INVESTMENTS NEED TO.
VARIED IN ADDITION TO HAVE YO4@U'RE 4@INVESTMENTS HAVE TO.
VARIED ALONG WITH HAVE.
THAT YO4@U'RE 4@INVESTMENTS HAVE TO.
DIVERSIFIED ALONG WITH HAVE.
THAT INCOME YO4@U'RE 4@INVESTMENTS NEED TO.
DIVERSIFIED IN ADDITION TO HAVE.
THAT EARNINGS ITEM YO4@U'RE 4@INVESTMENTS NEED TO.
VARIED ALONG WITH HAVE.
THAT INCOME PIECE AND ALSO YO4@U'RE 4@INVESTMENTS NEED TO.
VARIED AS WELL AS HAVE.
THAT INCOME PIECE AND SO YO4@U'RE 4@INVESTMENTS HAVE TO. VARIED AS WELL AS HAVE.
THAT INCOME ITEM AND ALSO SO IT'' S DIVERSIFIED AS WELL AS HAVE. THAT REVENUE ITEM AS WELL AS SO'IT
' S DIVERSIFIED VARIED WELL AS HAVE. THAT REVENUE PIECE AS WELL AS SO'IT
' S. BEING DIVERSIFIED VARIED WELL AS HAVE.

THAT REVENUE PIECE THEREFORE IT'' S. BEING OPEN TO TAKE A LOOK AT THAT DIVERSIFIED AS WELL AS HAVE. THAT INCOME ITEM THEREFORE'IT
' S. BEING OPEN TO CHECK OUT THAT AS WELL AS THAT EARNINGS PIECE THEREFORE IT ' S. BEING OPEN TO TAKE A LOOK AT THAT AND ALSO THAT EARNINGS PIECE THEREFORE IT ' S. BEING OPEN TO APPEARANCE AT THAT AND ALSO.
SAY.THAT INCOME ITEM AS WELL AS SO IT ' S. BEING OPEN TO APPEARANCE AT THAT AS WELL AS.
SAY. AM THAT REVENUE ITEM AND ALSO SO IT ' S. BEING OPEN TO CONSIDER THAT AND.
SAY. AM I THAT REVENUE ITEM THEREFORE IT ' S. BEING OPEN TO TAKE A LOOK AT THAT AND ALSO.
SAY. AM I REALLY THAT EARNINGS PIECE THEREFORE IT ' S. BEING OPEN TO CONSIDER THAT AND.
AM I REALLY 4@ON THAT INCOME ITEM AS WELL AS SO IT ' S. BEING OPEN TO APPEARANCE AT THAT AS WELL AS. AM I REALLY 4@ON TRACK.
THAT INCOME ITEM THEREFORE IT ' S. BEING OPEN TO LOOK AT THAT AND. SAY. AM I REALLY 4@ON TRACK.
YO BEING OPEN TO CONSIDER THAT AND ALSO. SAY
. AM I REALLY 4@ON TRACK.
YO BEING OPEN TO CONSIDER THAT AS WELL AS. SAY
. AM I REALLY 4@ON TRACK.
KNOW BEING OPEN TO LOOK AT THAT AND ALSO. AM I REALLY 4@ON TRACK.
YO. KNOW RONALD BEING OPEN TO CONSIDER THAT AND ALSO. SAY. AM I REALLY 4@ON TRACK.
YO. KNOW RONALD REAGAN BEING OPEN TO CHECK OUT THAT AS WELL AS. SAY. AM I REALLY 4@ON TRACK.

THAT TOOK PLACE BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S POINTS. THAT'HAPPENED BUT THAT ' S THAT ' S KNOW OBVIOUSLY THERE ' S POINTS.
THAT OCCURRED BUT THAT ' S THAT ' S. WHAT WE 4@WHAT IS YOUR BEST THAT HAPPENED BUT THAT ' S THAT ' S. GUIDANCE FOR SOMEONE THAT THAT OCCURRED BUT THAT ' S THAT ' S.YO
KNOW RONALD REAGAN CLAIMED BEING OPEN TO TAKE A LOOK AT THAT AND
SAY.AM I REALLY 4@ON TRACK. YO
KNOW RONALD REAGAN CLAIMED IT BEING OPEN TO CHECK OUT THAT AS WELL AS
SAY. AM I REALLY 4@ON TRACK. YO
KNOW RONALD REAGAN SAID IT BEST SAY. AM I REALLY 4@ON TRACK. YO
KNOW RONALD REAGAN CLAIMED IT BEST SAY. AM I REALLY 4@ON TRACK. YO
KNOW RONALD REAGAN STATED IT BEST
HE STATE. AM I REALLY 4@ON TRACK. YO
KNOW RONALD REAGAN STATED IT BEST
HE CLAIMS SAY. AM I REALLY 4@ON TRACK. YO
KNOW RONALD REAGAN CLAIMED IT BEST
HE CLAIMS I'' M SAY. AM I REALLY 4@ON TRACK.
HE SAYS I'' M NOT SAY. AM I
REALLY 4@ON TRACK. HE SAYS I ' M NOT THE SAY.
BUT KNOW RONALD REAGAN CLAIMED IT BEST HE STATES I'' M NOT THE SMARTEST MAN 4@AROUND. IN KNOW RONALD REAGAN SAID IT BEST HE STATES I'' M NOT THE SMARTEST MAN 4@AROUND. IN THIS KNOW RONALD REAGAN SAID IT BEST HE SAYS I'' M NOT THE SMARTEST MAN [email protected] IN THIS DRAWE HE SAYS I ' M NOT THE MOST INTELLIGENT PERSON 4@AROUND.
BUT IN THIS DRAWE HE STATES I'' M NOT THE SMARTEST PERSON 4@AROUND.
BUT IN THIS DRAWE I'' VE HE CLAIMS I ' M NOT THE SMARTEST INDIVIDUAL 4@AROUND.
BUT IN THIS DRAWE I'' VE GOT HE SAYS I ' M NOT THE MOST INTELLIGENT PERSON 4@AROUND.
INDIVIDUAL 4@AROUND. PERSON 4@AROUND. I ' VE GOT THOSE PEOPLE THAT THE GUY 4@AROUND.
BUT IN THIS DRAWE I ' VE GOT THOSE PEOPLE THAT THE MAN 4@AROUND.
IN THIS DRAWE I ' VE GOT THOSE INDIVIDUALS THAT THE SMARTS INDIVIDUAL 4@AROUND.
SMARTS IN AS WELL AS PERSON 4@AROUND. SMARTS IN AND I'MAN 4@AROUND. SMARTS IN AND ALSO I'CAN PERSON 4@AROUND.
THEM ANYTIME I NEED. THEM ANYTIME I NEED. THAT'' S. NICE.
THEM ANYTIME I REQUIRED. THAT'' S. NICE. THAT ' S SMARTS IN AND
I TIN CALL ON. THEM'ANYTIME I REQUIRED. THAT ' S. NICE.
THAT ' S WONDERFUL SMARTS IN AS WELL AS I CAN CALL'ON. THEM ANYTIME I NEED.THAT ' S. NICE.
THAT ' S WONDERFUL TO SMARTS IN'AND I CAN CALL'ON. THEM ANYTIME I NEED.
THAT ' S. NICE. THAT'' S WONDERFUL TO KNOW SMARTS IN AND I TIN GET IN TOUCH WITH.
THEM ANYTIME I REQUIRED. THAT'' S. NICE. THAT ' S NICE TO KNOW OK SMARTS IN AND I TIN CALL ON.
THAT ' S. NICE. THAT'' S GREAT TO KNOW OK SO THEM ANYTIME I REQUIRED.
THAT ' S NICE TO KNOW OK SO THEM AT ANY MOMENT I NEED. THAT ' S. NICE.
THAT ' S GOOD TO KNOW OK SO. YOU THEM ANYTIME I REQUIRED. THAT ' S. NICE.
THAT ' S GREAT TO KNOW OK SO. YOU HAVE THEM
ANYTIME I NEED.
THAT ' S. NICE. THAT ' S GOOD TO KNOW OK SO.

YOU HAVE A THEM AT ANY TIME I NEED.
THAT ' S. NICE. THAT ' S GREAT TO KNOW'OK SO.
YOU HAVE A SPECIAL THEM AT ANY TIME I REQUIRED. THAT ' S. NICE.
THAT ' S GOOD TO KNOW OK SO.
YOU HAVE An UNIQUE DEAL THEM WHENEVER I NEED.THAT ' S. NICE.
THAT ' S GOOD TO KNOW OK SO.
YOU HAVE A SPECIAL DEAL FOR NICE.
THAT ' S WONDERFUL TO KNOW OK SO.
YOU HAVE A SPECIAL DEAL FOR NICE.
THAT ' S NICE TO KNOW OK SO.
YOU HAVE An UNIQUE OFFER FOR. OUR NICE.
THAT ' S NICE TO KNOW OK SO.
YOU HAVE A SPECIAL DEAL FOR.

OUR VIEWERS. WONDERFUL. THAT ' S WONDERFUL TO
KNOW OK SO. YOU HAVE An UNIQUE DEAL FOR. OUR VIEWERS. OF COURSE GREAT. THAT ' S NICE TO KNOW OK SO.
YOU HAVE An UNIQUE DEAL FOR. OUR CUSTOMERS. YES FOR NICE.
THAT ' S GOOD TO KNOW OK SO.
YOU HAVE A SPECIAL OFFER FOR.
INDEED FOR THE NICE.THAT '
S NICE TO KNOW OK SO. YOU HAVE A SPECIAL DEAL FOR.
YES FOR THE NEXT YOU HAVE An UNIQUE DEAL FOR.
OUR VIEWERS. INDEED FOR THE NEXT YOU HAVE A SPECIAL DEAL FOR. OUR VIEWERS. YES FOR THE NEXT. THREE YOU HAVE A SPECIAL DEAL FOR. OUR CUSTOMERS. YES FOR THE NEXT.
3 CUSTOMERS YOU HAVE A SPECIAL DEAL FOR.
OUR CUSTOMERS. OF COURSE FOR THE NEXT.
THREE CALLERS THAT YOU HAVE A SPECIAL DEAL FOR.
OUR AUDIENCES. OF COURSE FOR THE NEXT.
THREE CALLERS THAT HAVE YOU HAVE A SPECIAL DEAL FOR.
OUR VIEWERS. YES FOR THE NEXT.
3 CUSTOMERS THAT HAVE 2 OUR VIEWERS.

OF COURSE FOR THE NEXT.
3 CUSTOMERS THAT HAVE TWO OUR AUDIENCES. THREE CALLERS THAT HAVE 2.
THREE CALLERS THAT HAVE 2. HUNDRED FIFTY OUR VIEWERS. INDEED FOR THE NEXT.
3 CUSTOMERS THAT HAVE TWO.
HUNDRED FIFTY THOUSAND OUR VIEWERS.YES FOR THE NEXT.
3 CUSTOMERS THAT HAVE TWO.
HUNDRED FIFTY THOUSAND 4@DOLLAR 3 CUSTOMERS THAT HAVE 2.
HUNDRED FIFTY THOUSAND 4@DOLLAR THREE CALLERS
THAT HAVE 2. HUNDRED FIFTY THOUSAND
4@DOLLAR. OR 3 CUSTOMERS THAT HAVE TWO.
HUNDRED FIFTY THOUSAND 4@DOLLAR.
HUNDRED FIFTY THOUSAND 4@DOLLAR
. HUNDRED FIFTY THOUSAND 4@DOLLAR. OR EVEN MORE SAVE FOR
RETIREMENT RETIRED LIFE FIFTY THOUSAND 4@DOLLAR.
OR EVEN MORE CONSERVE FOR RETIREMENT HUNDRED FIFTY THOUSAND 4@DOLLAR. OR EVEN MORE CONSERVE FOR RETIRED LIFE. WE ' D HUNDRED FIFTY THOUSAND 4@DOLLAR. OR MORE SAVE FOR RETIREMENT. WE ' D LOVE HUNDRED FIFTY THOUSAND 4@DOLLAR.
OR'MORE CONSERVE FOR RETIRED LIFE. WE ' D LOVE TO HUNDRED FIFTY THOUSAND 4@DOLLAR.
WE ' D LOVE TO PUT HUNDRED FIFTY THOUSAND 4@DOLLAR. WE ' D LOVE TO PUT THEIR HUNDRED FIFTY THOUSAND 4@DOLLAR.
OR EVEN MORE SAVE FOR

RETIREMENT. WE ' D LOVE TO PUT
THEIR STRATEGY OR MORE CONSERVE FOR RETIREMENT
. WE ' D LOVE TO PUT THEIR PLAN OR
EVEN MORE SAVE FOR RETIRED LIFE.
WE ' D LOVE TO PUT THEIR STRATEGY. TOGETHER.OR MORE SAVE FOR RETIREMENT'. WE ' D LOVE TO PUT THEIR STRATEGY. TOGETHER. SO OR MORE CONSERVE FOR RETIREMENT.
WE'' D LOVE TO PUT THEIR STRATEGY. TOGETHER. SO THEY OR EVEN MORE SAVE FOR RETIREMENT.' WE ' D LOVE TO PUT THEIR PLAN. WITH EACH OTHER. SO THEY HAVE OR MORE SAVE FOR RETIRED LIFE.
WE ' D LOVE TO PUT THEIR STRATEGY. WE ' D LOVE TO PUT
THEIR PLAN. THEY HAVE An ANXIETY WE ' D LOVE TO PUT THEIR PLAN.
TOGETHER. THEY HAVE A'STRESS WE ' D LOVE TO PUT THEIR STRATEGY. TOGETHER.
SO THEY HAVE A TENSION. TOTALLY FREE WE ' D LOVE TO PUT THEIR PLAN.
WITH EACH OTHER. THEY HAVE A STRESS AND ANXIETY.
COMPLIMENTARY 4@RETIREMENT WE ' D LOVE TO PUT THEIR PLAN. WITH EACH OTHER.
THEY HAVE A TENSION.

COMPLIMENTARY 4@RETIREMENT BARACKS WE ' D LOVE TO PUT THEIR PLAN. TOGETHER.
SO THEY HAVE An ANXIETY. COST-FREE 4@RETIREMENT BARACKS 4@SHO TOGETHER. SO THEY HAVE A TENSION. FREE 4@RETIREMENT BARACKS 4@SHO TOGETHER.SO THEY HAVE A TENSION. COST-FREE 4@RETIREMENT BARACKS 4@SHO.
SHOWING TOGETHER. SO THEY HAVE An ANXIETY.
COMPLIMENTARY 4@RETIREMENT BARACKS 4@SHO.
REVEALING THE TOGETHER. THEY HAVE A TENSION.
COMPLIMENTARY 4@RETIREMENT BARACKS 4@SHO.
REVEALING THE ROADMAP WITH EACH OTHER. SO THEY'HAVE A TENSION. TOTALLY FREE 4@RETIREMENT BARACKS 4@SHO.
SHOWING THE ROADMAP HOW TOGETHER. SO THEY HAVE A STRESS AND ANXIETY. FREE 4@RETIREMENT BARACKS 4@SHO.
REVEALING THE ROADMAP HOW THEY'' RE FREE 4@RETIREMENT BARACKS 4@SHO.
SHOWING THE ROADMAP HOW THEY'' RE FREE 4@RETIREMENT BARACKS 4@SHO.
SHOWING THE ROADMAP HOW THEY'' RE. REVEALING THE ROADMAP HOW THEY ' RE. SHOWING THE ROADMAP HOW THEY ' RE.
SHOWING THE ROADMAP HOW THEY'' RE. REVEALING THE ROADMAP HOW THEY'' RE. SHOWING THE ROADMAP HOW THEY'' RE.
BECAUSE IT ' S REVEALING THE ROADMAP HOW THEY ' RE. GOING TO MAKE IT THROUGH RETIREMENT @.
SINCE IT ' S A SHOWING THE ROADMAP
HOW THEY ' RE. GOING TO SURVIVE RETIREMENT @.
SINCE IT ' S An ENTIRE REVEALING THE ROADMAP HOW THEY ' RE. GOING TO OBTAIN THROUGH RETIREMENT @. BECAUSE IT ' S An ENTIRE NEW REVEALING THE ROADMAP HOW THEY ' RE.
GOING TO MAKE IT THROUGH RETIRED LIFE @.
DUE TO THE FACT THAT IT ' S A WHOLE NEW 4@GAME GOING TO GET THROUGH RETIREMENT @.
DUE TO THE FACT THAT IT ' S An ENTIRE NEW 4@GAME GOING TO OBTAIN
THROUGH RETIREMENT @.
BECAUSE IT ' S A WHOLE BRAND-NEW 4@GAME.
WHEN GOING TO MAKE IT THROUGH RETIREMENT @.
DUE TO THE FACT THAT IT ' S A WHOLE NEW 4@GAME. WHEN YOU GOING TO MAKE IT THROUGH RETIRED LIFE @.
DUE TO THE FACT THAT IT ' S An ENTIRE BRAND-NEW 4@GAME

. WHEN YOU START TO GET THROUGH RETIRED LIFE @.
SINCE IT'' S A WHOLE BRAND-NEW 4@GAME. WHEN YOU GET TO GOING TO'GET THROUGH RETIREMENT @.
DUE TO THE FACT THAT IT ' S An ENTIRE NEW 4@GAME. WHEN YOU GET TO RETIREMENT.GOING TO SURVIVE RETIRED LIFE @. BECAUSE IT ' S A WHOLE BRAND-NEW 4@GAME. WHEN YOU REACH RETIREMENT.
ALL BECAUSE IT ' S An ENTIRE BRAND-NEW 4@GAME. WHEN YOU OBTAIN TO RETIRED LIFE.
ALL BECAUSE IT ' S A WHOLE NEW 4@GAME. WHEN YOU GET TO'RETIREMENT.
ALL. DUE TO THE FACT THAT IT ' S A WHOLE NEW 4@GAME. WHEN YOU OBTAIN TO RETIRED LIFE. ALL.
RIGHT FOLKS DUE TO THE FACT THAT IT ' S A WHOLE BRAND-NEW 4@GAME. WHEN YOU GET TO RETIREMENT. ALL. RIGHT PEOPLE AT BECAUSE IT ' S An ENTIRE NEW 4@GAME. WHEN YOU OBTAIN TO RETIREMENT.ALL. RIGHT FOLKS IN YOUR HOME BECAUSE IT ' S An ENTIRE NEW 4@GAME. WHEN YOU REACH RETIRED LIFE. ALL.
INDIVIDUALS AT HOME IF BECAUSE IT ' S A WHOLE BRAND-NEW 4@GAME. WHEN YOU GET TO RETIREMENT. ALL.
RIGHT PEOPLE IN YOUR HOME IF YOU'' RE WHEN YOU OBTAIN TO RETIREMENT. ALL.
PEOPLE AT HOME IF YOU'' RE WHEN YOU GET TO RETIREMENT. ALL.
RIGHT INDIVIDUALS IN THE HOUSE IF YOU'' RE. LOOKING WHEN YOU REACH RETIRED LIFE. ALL.
FOLKS AT RESIDENCE IF YOU'' RE. LOOKING TO WHEN YOU OBTAIN TO RETIRED LIFE. ALL.
RIGHT PEOPLE IN THE HOUSE IF YOU'' RE. LOOKING TO MAKE WHEN YOU GET TO RETIREMENT. ALL.
RIGHT PEOPLE AT RESIDENCE IF YOU'' RE. LOOKING TO SEE TO IT WHEN YOU'REACH RETIRED LIFE. ALL. RIGHT FOLKS'IN YOUR HOME IF YOU ' RE. LOOKING TO MAKE CERTAIN YOU ' RE WHEN YOU'OBTAIN
TO RETIRED LIFE.

FOLKS AT HOUSE IF YOU'' RE. LOOKING TO MAKE CERTAIN YOU'' RE ON RIGHT FOLKS AT RESIDENCE IF YOU'' RE. LOOKING TO MAKE SURE YOU'' RE ON RIGHT FOLKS AT RESIDENCE IF YOU'' RE.
LOOKING TO MAKE CERTAIN YOU ' RE ON.
THE RIGHT TRACK RIGHT INDIVIDUALS IN THE HOUSE IF
YOU ' RE. LOOKING TO MAKE CERTAIN YOU'' RE ON. THE RIGHT TRACK FOR RIGHT
FOLKS AT RESIDENCE IF YOU ' RE.
LOOKING TO MAKE SURE YOU ' RE ON. THE RIGHT TRACK FOR YOUR LOOKING TO MAKE SURE YOU'' RE ON.
RETIRED LIFE LOOKING TO MAKE CERTAIN YOU ' RE ON. THE RIGHT TRACK FOR YOUR.
RETIREMENT 4@MATTSON LOOKING TO MAKE CERTAIN YOU ' RE ON. THE RIGHT TRACK FOR YOUR.
RETIRED LIFE 4@MATTSON HAS LOOKING TO MAKE CERTAIN YOU
' RE ON. THE RIGHT TRACK FOR YOUR.
RETIREMENT 4@MATTSON HAS THIS THE RIGHT TRACK FOR YOUR. RETIRED LIFE 4@MATTSON
HAS THIS THE RIGHT TRACK FOR YOUR.
RETIRED LIFE 4@MATTSON HAS THIS.

FANTASTIC THE RIGHT TRACK FOR YOUR.
RETIREMENT 4@MATTSON HAS THIS.
GREAT DEAL THE RIGHT TRACK FOR YOUR. RETIREMENT 4@MATTSON HAS THIS
. EXCELLENT DEAL FOR THE RIGHT TRACK FOR YOUR. RETIRED LIFE 4@MATTSON HAS THIS
. FANTASTIC OFFER FOR YOU.THE RIGHT TRACK FOR YOUR. RETIREMENT 4@MATTSON HAS THIS.
FANTASTIC DEAL FOR YOU. RETIRED LIFE 4@MATTSON HAS THIS.
GREAT OFFER FOR YOU. RETIREMENT 4@MATTSON HAS THIS. NOW RETIREMENT 4@MATTSON HAS THIS.
CURRENTLY THE RETIREMENT 4@MATTSON HAS THIS. CURRENTLY THE FIRST RETIRED LIFE 4@MATTSON HAS THIS. NOW THE FIRST 4@THREE RETIREMENT 4@MATTSON HAS THIS.
CURRENTLY THE FIRST 4@THREE CUSTOMERS TERRIFIC OFFER FOR YOU. .
CURRENTLY THE FIRST 4@THREE CUSTOMERS GREAT OFFER FOR YOU. RIGHT.
NOW THE FIRST 4@THREE CALLERS. WITH TERRIFIC OFFER FOR YOU.
RIGHT. CURRENTLY THE FIRST 4@THREE CUSTOMERS.

WITH A GREAT DEAL FOR YOU.
RIGHT. CURRENTLY THE FIRST 4@THREE CALLERS. WITH A PORTFOLIO TERRIFIC OFFER FOR YOU.
. CURRENTLY THE FIRST 4@THREE CALLERS. WITH A PROFILE OF FANTASTIC DEAL FOR YOU.RIGHT.
NOW THE FIRST 4@THREE CALLERS. WITH A PROFILE OF TWO TERRIFIC OFFER FOR YOU.
. NOW THE FIRST 4@THREE CUSTOMERS
. WITH A PROFILE OF TWO HUNDRED CURRENTLY THE FIRST 4@THREE CUSTOMERS.
WITH A PORTFOLIO OF TWO HUNDRED CURRENTLY THE FIRST
4@THREE CUSTOMERS. WITH A PROFILE OF
TWO HUNDRED. FIFTY CURRENTLY THE FIRST 4@THREE CALLERS.
WITH A PROFILE OF 2 HUNDRED.
FIFTY THOUSAND NOW THE FIRST 4@THREE CUSTOMERS. WITH A PORTFOLIO OF TWO HUNDRED.
FIFTY THOUSAND DOLLARS NOW THE FIRST 4@THREE CALLERS. WITH A PORTFOLIO OF TWO HUNDRED
. FIFTY THOUSAND DOLLARS OR WITH A PORTFOLIO OF 2 HUNDRED.
FIFTY THOUSAND DOLLARS OR WITH A PROFILE OF TWO HUNDRED. FIFTY THOUSAND DOLLARS OR.
BETTER WITH A PROFILE OF 2
HUNDRED. FIFTY THOUSAND DOLLARS OR. BETTER THEY ' RE WITH A PORTFOLIO OF 2 HUNDRED.
GREATER THEY ' RE OFFERING WITH A PROFILE OF 2 HUNDRED. BETTER THEY ' RE OFFERING A FIFTY THOUSAND DOLLARS OR.
HIGHER THEY ' RE OFFERING A. COMPLIMENTARY FIFTY THOUSAND DOLLARS OR.
GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL FIFTY THOUSAND DOLLARS OR. HIGHER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIRED LIFE GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIREMENT SIMPLY GREATER THEY'' RE OFFERING A. COMPLIMENTARY FULL BLOWN.
RETIREMENT SIMPLY FOR GREATER THEY'' RE OFFERING A.
COMPLIMENTARY FULL BLOWN.
RETIRED LIFE PLAN JUST FOR YOU HIGHER THEY ' RE OFFERING A. COMPLIMENTARY FULL
BLOWN. RETIREMENT SIMPLY FOR YOU 4 @ COMPLIMENTARY FULL BLOWN.
RETIREMENT PLAN SIMPLY FOR YOU 4 @ COMPLIMENTARY FULL BLOWN.
RETIREMENT JUST FOR YOU 4 @.
THEY'' LL COMPLIMENTARY FULL BLOWN.
RETIREMENT SIMPLY FOR YOU 4 @.
THEY'' LL SIT COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY JUST FOR YOU 4 @.
THEY'' LL TAKE A SEAT COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH COMPLIMENTARY FULL BLOWN.
RETIREMENT STRATEGY JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU COMPLIMENTARY FULL BLOWN. RETIREMENT SIMPLY FOR YOU 4 @.
THEY'' LL TAKE A SEAT WITH YOU AND RETIRED LIFE STRATEGY JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU AND ALSO RETIREMENT PLAN SIMPLY FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU AND.
PROVIDE RETIREMENT JUST FOR YOU 4 @.
THEY'' LL TAKE A SEAT WITH YOU AND.
PROVIDE YOU RETIREMENT PLAN SIMPLY FOR YOU 4 @.
THEY'' LL TAKE A SEAT WITH YOU AS WELL AS.
PROVIDE YOU WITH RETIREMENT PLAN JUST FOR YOU 4 @.
THEY'' LL SIT DOWN WITH YOU AS WELL AS.
THEY ' LL SIT DOWN
WITH YOU ANDAND ALSO PROVIDE YOU WITH THE ROADMAP THEY ' LL SIT DOWN WITH YOU AND ALSO. GIVE'YOU WITH THE ROADMAP THEY ' LL SIT DOWN WITH YOU AND ALSO.
GIVE YOU WITH THE ROADMAP. THAT GARY THEY ' LL SIT DOWN WITH YOU AS WELL AS.
GIVE YOU WITH THE ROADMAP. THAT GARY DESCRIBED.THEY ' LL TAKE A SEAT WITH YOU AS WELL AS.
SUPPLY YOU WITH THE ROADMAP. THAT GARY DESCRIBED.
THEY ' LL SUPPLY YOU WITH THE ROADMAP. THAT GARY DESCRIBED.
THEY ' LL SUPPLY YOU WITH THE ROADMAP. THAT GARY EXPLAINED. THEY ' LL.
EXAMINE SUPPLY YOU WITH THE ROADMAP.
THAT GARY DEFINED. THEY ' LL. ASSESS WHERE SUPPLY YOU WITH THE ROADMAP.
THAT GARY EXPLAINED. THEY ' LL. ASSESS WHERE YOU SUPPLY YOU WITH THE ROADMAP.
THAT GARY EXPLAINED. THEY ' LL. ANALYZE IN WHICH YOU ARE PROVIDE YOU WITH THE ROADMAP.
THAT GARY EXPLAINED. THEY'' LL. EXAMINE IN WHICH YOU ARE RIGHT SUPPLY YOU WITH THE ROADMAP. THAT GARY DEFINED.
THEY ' LL. ANALYZE IN WHICH YOU ARE RIGHT SINCE GARY DEFINED'.
THEY ' LL. EXAMINE WHERE YOU ARE RIGHT NOW THAT GARY EXPLAINED

.
THEY ' LL. ASSESS WHERE YOU ARE RIGHT CURRENTLY.'AS WELL AS THAT GARY DESCRIBED.THEY ' LL.
ANALYZE WHERE YOU ARE RIGHT NOW.
AND ALSO THEY'' LL THAT GARY DESCRIBED. THEY'' LL. ASSESS WHERE YOU ARE RIGHT NOW.
AND ALSO THEY'' LL TALK THAT GARY EXPLAINED. THEY'' LL. EVALUATE IN WHICH YOU ARE RIGHT NOW.
AS WELL AS THEY'' LL TALK ABOUT THAT GARY DESCRIBED. THEY'' LL. EXAMINE WHERE YOU ARE RIGHT NOW.
AND ALSO THEY'' LL DISCUSS WHAT THAT GARY DESCRIBED. THEY ' LL.
ANALYZE WHERE YOU ARE RIGHT CURRENTLY. AND ALSO THEY ' LL DISCUSS WHAT YOU ANALYZE
WHERE YOU'ARE RIGHT CURRENTLY.
AND THEY ' LL SPEAK ABOUT WHAT YOU ANALYZE WHERE YOU'ARE RIGHT NOW.
AND ALSO THEY ' LL DISCUSS WHAT YOU.
REQUIRED EXAMINE WHERE YOU ARE RIGHT CURRENTLY.
AND THEY ' LL TALK ABOUT WHAT YOU.
NEED TO EVALUATE WHERE YOU ARE RIGHT CURRENTLY. AND ALSO THEY ' LL DISCUSS WHAT YOU.
NEED TO ACCOMPLISH'ANALYZE WHERE YOU ARE RIGHT NOW. AND ALSO THEY ' LL DISCUSS WHAT YOU.
NEED TO ACCOMPLISH'TO ANALYZE WHERE YOU ARE RIGHT CURRENTLY. AS WELL AS THEY ' LL DISCUSS WHAT YOU.
AND ALSO THEY ' LL TALK ABOUT WHAT YOU. AND ALSO THEY ' LL TALK ABOUT WHAT YOU.
NEED TO DO TO GET READY FOR THAT AND ALSO THEY ' LL SPEAK ABOUT WHAT YOU. NEED TO ACCOMPLISH TO GET READY FOR THAT. EFFECTIVE AND ALSO THEY'' LL SPEAK ABOUT WHAT YOU. REQUIRED TO DO TO GET READY FOR THAT.
EFFECTIVE RETIRED LIFE? AND THEY'' LL DISCUSS WHAT YOU.
REQUIRED TO ACCOMPLISH TO PREPARE FOR THAT.
EFFECTIVE RETIREMENT? IT'' LL AND THEY ' LL TALK ABOUT WHAT YOU. REQUIRED TO ACCOMPLISH TO PLAN FOR THAT. EFFECTIVE RETIRED LIFE? IT ' LL BE REQUIREMENT TO ACCOMPLISH TO PREPARE FOR THAT. EFFECTIVE RETIRED LIFE? IT ' LL BE NEED TO ACCOMPLISH TO PLAN FOR THAT.
SUCCESSFUL RETIRED LIFE? IT'' LL BE. A DEMAND TO DO TO PREPARE FOR THAT.
EFFECTIVE RETIREMENT? IT'' LL BE. A VIDEO GAME NEED TO PERFORM TO PLAN FOR THAT.
EFFECTIVE RETIREMENT? IT'' LL BE. A STRATEGY REQUIRED TO DO TO GET READY FOR THAT.
SUCCESSFUL RETIREMENT? IT'' LL BE. A VIDEO GAME STRATEGY TO REQUIREMENT TO ACCOMPLISH TO PLAN FOR THAT.
EFFECTIVE RETIRED LIFE? IT'' LL BE. A VIDEO GAME STRATEGY TO GET NEED TO DO TO PLAN FOR THAT.
EFFECTIVE RETIRED LIFE? IT'' LL BE. A STRATEGY TO OBTAIN TO NEED TO PERFORM TO GET READY FOR THAT.
IT'' LL BE. IT ' LL BE. IT ' LL BE.
NEED SUCCESSFUL RETIRED LIFE? IT'' LL BE. A STRATEGY TO GET TO WHERE YOU.
REQUIRED TO SUCCESSFUL RETIRED LIFE? IT'' LL BE. A STRATEGY TO REACH WHERE YOU.
NEED TO BE SUCCESSFUL RETIREMENT? IT'' LL BE. A TACTICAL PLAN TO GET TO WHERE YOU.
NEED TO BE THE SUCCESSFUL RETIRED LIFE? IT'' LL BE. A STRATEGY TO OBTAIN TO WHERE YOU.
REQUIRED TO BE THE PHONE SUCCESSFUL RETIRED LIFE? IT'' LL BE.
A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER SUCCESSFUL RETIRED LIFE? IT ' LL BE. A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE CONTACT NUMBER TO A STRATEGY TO REACH WHERE YOU.
REQUIRED TO BE THE TELEPHONE NUMBER TO A STRATEGY TO REACH WHERE YOU.
REQUIRED TO BE THE PHONE NUMBER TO.
CALL A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 A GAME PLAN TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER TO.
PHONE CALL 6 1 A GAME STRATEGY TO GET TO WHERE YOU.
REQUIRED TO BE THE PHONE NUMBER TO.
CALL 6 1 6 A GAME STRATEGY TO REACH WHERE YOU.
REQUIRED TO BE THE TELEPHONE NUMBER TO.
PHONE CALL 6 1 6 5 A TACTICAL PLAN TO REACH WHERE YOU.
REQUIRED TO BE THE CONTACT NUMBER TO.
CALL 6 1 6 5 1 A VIDEO GAME PLAN TO REACH WHERE YOU.
NEED TO BE THE CONTACT NUMBER TO.
PHONE CALL 6 1 6 5 1 4 A TACTICAL PLAN TO GET TO WHERE YOU.
REQUIRED TO BE THE PHONE NUMBER TO.
CALL 6 1 6 5 1 4 3 A STRATEGY TO REACH WHERE YOU.
NEED TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 A GAME STRATEGY TO GET TO WHERE YOU.
REQUIRED TO BE THE TELEPHONE NUMBER TO.
PHONE CALL 6 1 6 5 1 4 3 8 3 A STRATEGY TO GET TO WHERE YOU. NEED TO BE THE TELEPHONE NUMBER TO. PHONE CALL 6 1 6 5 1 4 3 8 3 1 REQUIREMENT TO BE THE CONTACT NUMBER TO. TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1 REQUIREMENT TO BE THE PHONE NUMBER TO. PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT REQUIREMENT TO BE THE CONTACT NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 REQUIREMENT TO BE THE CONTACT NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 DEMAND TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 NEED TO BE THE TELEPHONE NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 NEED TO BE THE PHONE NUMBER TO.
CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 NEED TO BE THE PHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 REQUIREMENT TO BE THE TELEPHONE NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 NEED TO BE THE CONTACT NUMBER TO.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 REQUIREMENT TO BE THE PHONE NUMBER TO.

TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 DEMAND TO BE THE PHONE NUMBER TO. PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 1. PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 1.
TELEPHONE CALL 6 1 6 5 1 4 3 8 3 1. SAY THANKS TO CALL 6 1 6 5 1 4 3 8 3 1.

SINCE IT ' S An ENTIRE SHOWING THE ROADMAP HOW THEY ' RE. DUE TO THE FACT THAT IT ' S An ENTIRE NEW SHOWING THE ROADMAP HOW THEY ' RE.
INDIVIDUALS AT HOUSE IF YOU'' RE. SUCCESSFUL AND ALSO THEY'' LL TALK ABOUT WHAT YOU. IT'' LL AND THEY ' LL TALK ABOUT WHAT YOU.THANK YOU CALL 6 1 6 5 1 4 3 8 3 1
AGAISNT 6 1 6 5 1 4 3 8 3 1 THANKS BOTH PHONE CALL 6 1 6 5 1 4 3 8 3 1.
AGAISNT 6 1 6 5 1 4 3 8 3 1. THANK YOU BOTH 4@DESAI.

As found on YouTube

Retirement Planning Home

Read More

Retired CPA Warns: Stop Doing These 5 Things in Retirement

Currently allow'' s claim let ' s look at what their probabilities are when they get to age 90. In Fred'' s 90 as well as Ethel is 89 allow me show you something there is a 44 chance that either that one of them will certainly still be alive at age 90. Songs]

As found on YouTube

Retirement Planning Home

Read More

Pay This Off Before You Retire – Retirement Planning Tips

in this video clip we'' ll consider what costs you need to think regarding getting rid of prior to retiring and also a couple of mistakes that senior citizens make when it involves expenses in retired life there'' s a couple of points that you may intend to bid farewell to before you bid farewell to that wage or that job income we ' re mosting likely to cover this in three parts it ' s mosting likely to'look like this first we ' ll go over wants and needs and afterwards what i ' d call highway burglary and after that likewise what to ear mark in retirement we ' ve seen that the retired people that can do away with these expenditures before retiring have a little bit more breathing space as well as they really feel better concerning their retired life plan since when you ' re preparation for retired life we usually think of truly two kinds of expenses it ' s the needs which are the basics the absolute must-haves to just live you called you consider my maslow'' s pecking order of demands those points at the base layer and also'then there ' s the desires which are the the nice to have things but after that there are other sorts of expenditures that actually put on ' t match that category of needs or desires those are the points that we require to be made with prior to retired life as well as incidentally i'' m dave zoller and me and also my team we run streamline economic it'' s a riches management firm focused on retired life planning and also we'' ve been assisting people directly for 13 years and also enhances been around for 22 years and we created this channel to share what'' s working with our clients to ensure that you can profit also so if you'' re near to retired life be certain to subscribe because i share one new video each week to make your retirement a little bit better i likewise placed some free sources in the description listed below like my favored diy retirement planner if you'' re even more of a do-it-yourselfer so let'' s get into the listing and after that as you ' re viewing if i leave something out please share it in the comments listed below i'' d love to speak with you and after that likewise i'' ll attempt to reply back to depending upon exactly how several comments i obtain so the first two you will probably agree with however you could not be thinking of the various other ones as well as i desire to show you ways to prepare and simply make certain that your retired life is a little smoother by utilizing our retirement planning software the first one which you already recognize is to settle high interest financial obligation which i sometimes consider freeway robbery it'' s when those passion rates are just so high as well as they ' re billing people it simply seems unreasonable right that high rate of interest financial debt i'' m referring to is generally credit history card financial debt as well as often it'' s pupil funding debt and you'' d be surprised at the number of individuals who in their very first year of retirement they still have a large regular monthly payment towards charge card payments or trainee funding debt as well as this need to be the primary point that we must focus on to really minimize before we say bye-bye to that task revenue or that wage because if you retire with debt card debt and after that you buckle down about paying it off in retired life then that means you'' ve got this larger quantity that you reached take from investments which could modify your retired life intends i helped a female recently who'' s not a client yet she was looking at her plan and she wanted some assistance and also she had concerning 20k of debt card financial debt she additionally had over a million dollars as well as her routine expenses adding this 20k of a swelling amount expenditure to her plan it truly made fairly an effect as well as when we looked at that with each other it provided her the inspiration to work a bit additional and extra hard to get this financial debt repayment to no or obtain the charge card debt down to no prior to retiring due to the fact that she'' d have a greater satisfaction and it would just enhance her self-confidence as she was going right into retired life that satisfaction it'' s essential right i ' m certain you ' re feeling similarly i in fact intend to share a little bit much more regarding exactly how to accomplish this prior to you retire and also during retirement and also i share that at the end of this video clip so remain tuned the following ones are expenditures that you can either pay early or at the very least you intend to earmark these in your retirement and i'' ll reveal you what i suggest when i say allocate that simply suggests alloting funds for certain objectives and also either not including those funds in your retirement plan or including them however a minimum of revealing the specifics within the strategy as well as i'' ll reveal you some photos coming up of a retired life plan and just how to do this primary thing to earmark is any type of huge traveling expenditures that you'' re anticipating that first year of retirement or truly the first couple of years of retirement a great deal of individuals kick off retired life as well as they'' ll actually have a big unique trip that they ' ve constantly desired to take or an area that they'' ve always intended to go to as well as great deals of times that getaway it'' s going to cost even more than the typical trip that you could tackle a regular year it'' s truly that cap to uh ending job and afterwards actually doing a bigger than normal trip some clients choose to take one of those european uh river cruises that are pretty popular as well as they can cost 10 to 20k or even more as well as knowing that this is a larger than regular expenditure or a round figure cost coming quickly right into retirement you can either pay that ahead of time like really many of the cruise ship areas make you do or you can at the very least allocate it in the plan as well as ensure that everything deal with whatever and also i'' ll throw it in there as an example coming up soon here'' s an example of a retirement that'' s based on yearly costs going up annually three percent regular inflation price and afterwards over on the left side we can add some expenses that are larger and also irregular you recognize not the normal each year costs yet points we can earmark to make sure that we can see the effect of on the strategy before in fact investing the money and doing it by doing this we can include some peace of mind to your retirement plan as well as your self-confidence as you'' re spending cash therefore you can simply really feel that it'' s an excellent choice and really feel great concerning that vacation or whatever it may be a few various other larger than regular one-time costs we'' ve seen belong to your grown-up youngsters if you have them whether it'' s last university expenses or maybe a wedding celebration that you intend to aid out with or future gifts possibly towards a residence purchase or something like that for those you'' re not truly able to pay those before you retire since we put on'' t know when they ' re mosting likely to occur so earmarking them is the next ideal action and setting funds aside to make sure that these possible expenditures that you might have in the future are all set and readily available ready to release when required one blunder that we'' ve seen some retirees make getting near retirement is not considering these one-time expenditures and afterwards getting captured a little off guard when it'' s time to spend for them particularly if we'' re in a market like we are now now you may be assuming one big cost that i did not discuss and also before i share that one if you appreciated enjoying this video clip until now as well as you located it useful please click the like switch so this can hopefully infect other individuals who resemble you as well as may discover it handy also to ensure that one huge expenditure that you might be assuming of that i didn'' t reference yet is settling your entire home mortgage before you retire and this is a large one for many individuals as you'' ve listened to before behind every financial decision there'' s additionally a psychological one as well as well as many individuals they really feel very strongly or perhaps determined on on being debt-free in retired life and also that'' s an actually excellent feeling for for lots of people for others relying on their economic decision it really a mortgage can in fact make good sense in retired life some people see it as a fixed expense which doesn'' t increase with inflation it actually obtains less expensive as everything else increases with inflation and as one dollar can buy much less as well as much less gradually which is essentially what what rising cost of living is it may go to truly eye-catching rate of interest rates also and also some people wish to have a little a lot more flexibility in their pension by keeping some funds offered in their non-retirement accounts versus using that cash to settle the mortgage the much more crucial point to to think of when determining whether this makes sense whether to pay it off or otherwise is try to measure initially just the emotional sensation or convenience with debt you understand on your own and afterwards additionally your spouse if you'' re wed and after that tip two is map out both circumstances what does it appear like that plan that we'' re simply taking a look at over right here what does it resemble if you settle financial obligation early or don'' t pay off the home mortgage whatsoever take a look at the distinction see which one'' s alright great deals of times it comes down to the toughness of the emotional feeling around debt for someone in the connection or if it'' s simply you then'it ' s simply whatever you choose when we'' re considering settling expenses or setting aside things in retirement get help from an economic professional a cfp could be a terrific area to begin yet i'' d like to learn through you what did i not point out as we'' re thinking of these various costs in retired life i'' d love to hear your ideas concerning these expenses and also specifically the ideas on home loan having a mortgage in retirement and i desire to share an additional video clip regarding how raising peace of mind and ensuring that you obtain both parts needed for a successful retirement the sad point is that in this industry the monetary sector a lot of the time they concentrate on one point however right here'' s a video clip to see that ' ll assistance you think about and get ready for both sides of retirement so with any luck i'' ll see you there as well as if you haven ' t already subscribe as well as after that i'' ll see you in future videos make sure you

As found on YouTube

Retirement Planning Home

Read More

10 STRATEGIES TO BUILD WEALTH

While the estimated number of affluent people.
proceeds to increase progressively, a great deal of normal folks are being left. If you are one of.
These people, it possibly suggests that you are not doing something. However hopefully, I’ll.
change that today. By the end of this video, you will certainly understand about all the best channels which.
you can utilize to build riches. Stay tuned! Number 1: Educate yourself first If we ever before intend to transform our economic standing,.
you should begin with our frame of mind. You can start changing your frame of mind by coming to be accustomed.
with the essentials of financing. It’s insane that some individuals are employed yet are still clueless.
concerning some standard principles like exactly how to file their taxes.While some individuals

choose ignore this or.
assume they can just get somebody to do it for them, this is the wrong approach. Familiarizing.
yourself or at the extremely least, understanding exactly how to file your very own taxes, is a great concept. .
accustom on your own with these standard terms; revenue, expenditures, internet worth, return on investment,.
passive revenue, economic independence, and so forth. In enhancement, reviewed all the books you can find.
which are connected to fund. If analysis is not your point, you can listen to podcasts or anything.
that’ll make you financially mindful. The factor is to never quit finding out. While in the procedure, you.
must additionally be mindful since the net has all sort of details; while some hold true,.
others are deceiving. If you wish to locate out the very best information, a good bet is to inspect.
out all the effective financiers. Follow their social networks pages, and blogs, due to the fact that they need to.
have some pretty informative points to inform you. Number 2: Get a routine revenue resource initially If you intend to become rich one.
day, and you do not come from cash, then friend, you much better have a plan. The.
thing is, you can not just get up and determine that you intend to start gathering your.
wealth.First, you’ll

require a game plan, which should factor in your income source,.
whether that will certainly be a normal work or a hustle. As soon as you have saved up enough, you need to then.
begin looking into way’s in which you can grow what you have conserved right into something significant..
This might imply, purchasing the securities market, starting a business, or obtaining education and learning.
and qualification for a high-income skill. Whichever one you select, make.
sure you are also psychologically, gotten ready for it potentially, not functioning.
out, and having to start throughout again.But prior to

I relocate to the following point, if you.
are delighting in the material thus far, make sure to provide this video a thumbs up for that YouTube.
formula, and subscribe if you are brand-new below. Number 3: Make a budget and also adhere to it. For some reason, some individuals assume that it’s.
undesirable to have a spending plan. That having a spending plan, and establishing a limit on your costs.
is being as well strict on yourself. What they fail to see is that.
budgeting has a variety of benefits. First, you’ll end up being self-displined and stop on your own.
from spending too much on points that aren’t a concern. This can absolutely aid you to.
develop your savings and eventually your wealth. Personally, I utilize the 50/30/20 policy, which.
is fairly straightforward yet very efficient. 50% of my profits mosts likely to essentials like rent, food, or.
wellness treatment.30% goes to my requirements like purchasing or entertainment, as well as 20% mosts likely to my savings. By.
preparing your income in this manner, you’ll find your riches growing progressively every month. It’ll.
appear fairly easy. The main factor of budgeting is to reduce your costs and also maximize your.
cost savings. It’s practically like trading something for the other, with the only difference being.
that saving is way much more helpful than costs. If you intend to learn extra, I made a.
overview which speaks about all this and more, which you can obtain absolutely free making use of.
the web link in the summary. Number 4: Build a reserve. Visualize this situation, you have a very early 2000.
Toyota Corolla, which for a number of years has offered you well. However, it’s getting old.
now, as well as it’s starting to develop a pair issues currently. It’s your only cars and truck and you depend on.
it a lot for work and also commuting.If anything poor were to take place to it, you wouldn ' t understand where. the cash would certainly come from to change it.
Yet someday the worst does happen, and also your car. breaks down. The fixing costs is enormous and you aren ' t sure where the cash is going to. come from. Your only options are, offering an investment to spend for the repair service, or enter into financial debt. which you will certainly have to pay a high interest on.
This is simply a fund you ought to keep that will certainly
help assist in times of unplanned unexpected. The need for such
a fund was made clear for a. Number 5: Invest money.
you’ll not have the ability to maintain up with. You can begin by spend in supplies by.
If you’re not comfy with supplies, you can choose bonds. These act like IOUs (. You’ll additionally have to do correct study.
Most of the time, it consists of stocks, bonds, or a combination. Common funds are fairly risky, they also birth extremely good incentives in the end. At times, we tend to invest the cash we weren’t intended to.
( Pretty genius, don’t you believe?) It’s. an excellent instance of functioning smart and not hard.
Number 7: Raise your retirement savings. Gradually saving cash is a remarkable means. to worsen your wide range into ton of money. This is frequently very obvious to most. people who save up for retirement. Some really usual ways to do so are by. making use of the 401( k) plan or the individual retirement account. The 401 (k )account is one that is given by the. company to conserve the worker ' s wage for retired life. Many of the moment, the money is. taken into excellent use through bonds,
common funds, supplies, assured investment agreements,. target-date funds, or your employer’s stock. With this strategy in play, you can contribute. a percent of your salary that will be used as an investment', which is later taken into. your retirement fund.The finest feature of the 401( k )strategy is that you can choose when to. be strained, whether at the start or after you take out when retired. The various other one is the. Roth IRA, which is a tax-advantaged pension
to which you can add money with. reduced taxes. The factor I ‘d suggest that you choose the Roth individual retirement account is

that the cash will not. be tired when you withdraw it in retired life.
Number 8: Keep branched out. Ever heard the saying,” never ever put. From a business perspective, it simply suggests that you should not.
have something to keep you going. Number 9: Check out easy earnings concepts If you truly intend to construct your riches, then you. require to think even more concerning just how you’ll develop it even additionally. It’s alright if you have actually obtained a work that pays. you well, yet if you’re cling yourself,
you should ask yourself, is that all you

require?. I currently know the solution to that, so do this.
Find yourself a task that will certainly make you some. cash also as you rest, something that doesn’t need your full attention.There are. plenty of choices presently, like post, advertising, selling electronic items and decline. delivery. The finest and most rewarding way to gain a passive income is by purchasing actual.
estate. It sounds like simple money, passive revenue jobs also call for some major.
focus and some need huge quantities of resources, especially at the begin.
If you locate. yourself a way to earn some passive income, I bet you’ll be much better off than the.
few who depend upon their permanent task. Number 10: Usage Robo consultant Taking care of companies can in some cases be challenging,. particularly for those that do not have all the understanding. Fortunately, for everybody ' s sake, no one should. have problem with their bond ETFs or IRAs because currently there are experts for that. The Robo consultant. simply gathers details for their customers through on-line surveys and also makes the needed.
financial investments on their part. In spite of the truth that lots of people don’t rely on these guys, they.
As soon as you have actually grasped all these, you can continue. If you located this video intriguing,.
exactly how to improve your funds. Until next time, make sure!.

As found on YouTube

Retire Wealthy Home

Read More

Retirement Planning for Singles

The very first step is to figure out what type of income you ' re going to need, and I ' ve got other video clips on that, I ' ll placed web links in the summary to get you some even more info, but you can look at replacing a part of your revenue, or you can just claim, I desire X amount of dollars per year, or you can go with various other techniques, however first we need to recognize just how much revenue you are wishing for. Or if you put on ' t like that, make it the 3%rule to be safer, or take out more if you assume that ' s not enough and also you ' re marketing on your own short.Ultimately, there are a number of means to approach this, so you just pick one that functions well for you, and also again, I can aim you to some sources on figuring that out. You will certainly desire to look at taxes and rising cost of living, so throughout your retired life years, it ' s practical to think that prices might enhance on numerous of the things you purchase, so we desire your revenue to be able to boost as well, Social Safety and security commonly does climb, however maybe not at the exact same rate as the things you ' re acquiring, so your withdrawals may require to account for that.Plus we ' ve got tax obligations.

One quarter of people over age 60 are living alone in their family, and that number is a little greater for ladies, as well as that'' s, of training course, due to females ' s long life. We'' ll go over some averages to offer you a harsh idea of what the landscape looks like for solitary individuals, after that we'' ll obtain into exactly how much money you could need as you go into retirement, after that we'' ll talk concerning some pointers that can help improve the chances of retiring comfortably.Let ' s start with the ordinary retirement revenue for single people. The very first step is to figure out what type of income you ' re going to need, and also I ' ve obtained various other video clips on that, I ' ll put links in the description to get you some even more details, yet you can look at changing a part of your revenue, or you can simply claim, I desire X amount of dollars per year, or you can go with other strategies, yet initially we need to know exactly how much revenue you are wishing for. Or if you put on ' t like that, make it the 3%rule to be much safer, or take out more if you think that ' s not sufficient and you ' re marketing on your own short.Ultimately, there are a number of methods to approach this, so you just choose one that works well for you, and also once again, I can direct you to some resources on figuring that out. You will want to look at taxes as well as inflation, so throughout your retired life years, it ' s sensible to presume that costs may enhance on many of the things you acquire, so we want your revenue to be able to increase as well, Social Security typically does rise, but maybe not at the exact same rate as the things you ' re acquiring, so your withdrawals might require to account for that.Plus we ' ve obtained tax obligations.

As found on YouTube

Retirement Planning Home

Read More

Things We Wished We Knew Before Retirement

Well it'' s great to be with you all once more it'' s. one more video clip day for us – It is – So points that we wish we knew before we retired virtually.
sounds like a nation songs song there Tina – As well as I think you have to be really feeling fortunate.
today Norm – Oh yeah got my lucky t shirt on so due to the fact that we'' re filming been to.
Costco – Got the terrific bargains sanctuary'' t we -We have so among the things that we desire we recognized.
prior to we retired was how cost-free it is how stress totally free no more needing to get up and go through the.
early morning ritual of preparing on your own to visit function as well as being liable to someone else all.
I'' ll just include Norm that when you'' re really getting the job done you actually wear'' t believe it is stressful.
you wear'' t believe you are under all this stress and anxiety up until you stop it do something else and also.
you assume wow this is a lot far better we like this it'' s terrific so simply being accountable to ourselves.
we love it put on'' t we -It is completely life transforming – One point that we do believe is extremely important.
before you retire is you do need to have a discussion with your companion regarding what it is.
that the suggestions that you'' re both assuming you'have when you ' re going
to retire you do require to. have some objectives about, do you desire to take a trip do you desire to yard or do hobbies do you desire. to stay at home you'really do require to have that discussion to ensure you ' re both on the. very same page- I believe it is it is important and we hear a whole lot from some comments especially. wives who are claiming that their spouse their scared the hubby will certainly get under their feet.
because he'' ll be hanging around constantly in retirement yet that actually isn'' t the situation – Not. for us is it -We ' ve been safe and secure as a pair for the lengthiest time and also retirement hasn'' t transformed.
just how we feel about each various other and about what our assumptions of each other is it'' s not as if'. we ' ve all of an abrupt being secured together in retired life (no) so it is essential to figure out.
what you both desire out of retired life as well as to have that conversation a couple of years prior to you actually.
do retire (yeah) one point to birth in mind is the very first couple of years of your retired life you''
ll. be your most healthy so simply make use of that health and wellness and toughness that you do have in the early years.
to accomplish a few of the goals that you want – Yeah and also if you wish to be taking a trip do it while.
you'' ve obtained that -Don ' t think of taking a trip if that'' s on your checklist just do it as soon as possible – Yeah.
absolutely and that'' s what we ' ve done isn ' t it when we retired we just traveled all over.
didn'' t we it was terrific -About 2 years prior to we retired we had actually an assessor involved your home.
for I put on'' t even remember what it was but it was some form of home assessment that we had to and also.
We obtained talking with him because he was a few years older than us yet not that much and also he informed.
us that he had a house really comparable to ours that he had marketed and also currently he was living an apartment.
and he went with the entire procedure of them and also exactly how they moved to the apartment or condo and also how.
it was such a renovation on their life and it was something we'' d never ever taken into consideration.- This was big information to us wasn'' t it we never ever also thought of renting out an apartment – We had been.
homeowners because we were 19 years old so to rent we had that preconceived notion that it was tossing.
money away however the a lot more that we considered it so after he left the next couple of days we invested.
lots of hrs assuming about this we did a spending plan of exactly how much it cost to keep our home mortgage complimentary.
home – Yeah ground all the numbers – As well as what the rental fee would certainly be as well as if we had actually marketed your house and it.
made an increasing number of sense to us to offer the house to downsize into an apartment financial institution the money.
from your home live off that as a financial investment and also that'' s what we did- As well as that ' s what we did didn'' t. we -Yet had that guy not involve our home we could never ever have generated that suggestion – No since.
originally we had actually believed that we would certainly simply buy a smaller home didn'' t we- That ' s appropriate yeah.- So component of our decision when we had actually currently determined that we were going to rent out and we recognized.
that would certainly deal with we wouldn'' t have all this maintenance as well as things like that to do we made a decision.
after we began checking out apartments that if we transferred to a more affordable area might we profit by.
obtaining the like what we desired in an apartment or condo but would it cost us less money so the a lot more.
we checked out it we did have a family members participant that resided in a cheaper location so we looked.
at the equivalent of renting an apartment in this brand-new area as well as it was a lot less expensive.
wasn'' t it Standard -Since we initially thought we would just market our residence and remain in.
the exact same location so we began shopping for apartment or condos to locate out just how much they cost and also the.
schedule as well as we were pretty surprised that at the cost of them but we were prepared.
to pay that (yeah) and afterwards we concerned a what you would certainly call it a village that'' s less expensive.( yeah )we concerned go to a family members member below therefore we started checking out at the homes here.
as well as they were significantly less costly regarding $800 a month cheaper than where we were initially going.
to – Yeah as well as not only that Standard there was a great deal of bonus with it wasn'' t that we obtained there was.
below ground car park and what else a swimming pool – And also laundry centers in the house – As well as that.
was one point the gent had informed us he didn'' t have on-suite washing he had it in a washing room.
so we desired that – But involving the less costly town it wasn'' t simply the rental fees that were.
cheaper whatever was less costly the Tina'' s beautician as we''
ve. stated in the past was more affordable it simply permeated whatever so our budget plan came to be.
so achievable (yeah) by relocating – That offered us a lot more money to be able to travel didn'' t it due to the fact that. we believed if we can save money every day and it worked best didn'' t it -It did it was. great, have a look at that if you do have household that live in a location that could be cheaper or.
simply consider going not recognizing anyone – No it'' s like a new journey isn'' t it a brand-new chapter in. your life since we'' ve made pals below as well as they wear'' t have any household simply right here but they''
ve. made it a new place for them place'' t they- A lot of individuals have relocated out of the big cities to a.
town since it'' s it ' s much more for retirement (yes) and also friendlier another.
thing that you truly require to take into consideration is where your buddies are going to originate from.
in retirement due to the fact that once you leave work those friendships often tend to perish away because.
the only typical bond you have was your task your work environment so we'' ve never ever.
truly had long-term relationships from work coworkers they'' ve constantly been outdoors.
of there so it'' s it ' s seriously important to proceed searching for friendships in retired life.
and being outward bound as well as prepared to speak with individuals Tina when we transferred to this apartment.
they did have a social area and they did a coffee early morning and so she would drop there as well as we.
learnt so much details concerning the town as well as businesses to utilize – It was excellent wasn'' t it – It was -It. was kind of my objective wasn ' t it to learn new details as well as to try and also make brand-new close friends.
which we did as well as we made some wonderful relationships – Well particularly there was one pair that Tina.
made struck up a friendship with and they subsequently have actually introduced us to one more couple yeah and after that.
they consequently have actually presented us to an additional couple to ensure that'' s exactly how it goes -Yeah so now we'' ve obtained.
a team of truly close nice friends that we socialize with put on'' t we -And also the important things that we have. alike isn ' t an employer it ' s being retired – It is isn ' t it -It actually is so put on ' t be worried. of setting out to a brand-new city a new community because it'' s relatively simple to make friendships.
– Yeah you just have to press on your own available a little put on'' t you as well as be confident to going to.
points and it'' s extremely interesting isn ' t it so we hope that everybody is staying secure – And also keeping.
well – Till the next time bye bye, bye bye.

Achievable (yeah) by relocating – That gave us a whole lot more cash to be able to travel didn'' t it because.

As found on YouTube

Retirement Planning Home

Read More

Why You’re Not Having Success (The New Age Paradigm for Career Success) | Courtney Callahan

if you’re new here my name is Courtney I’m a spiritual mentor and life purpose coach today we’re talking about why you aren’t having success right now whether it’s in your career or your business and I know this title of this video sounds a little bit harsh but that’s really what this video is about is giving a spiritual perspective on that and as we move into the New Age there’s going to be a lot of paradigm shifts and one of them is how we go about creating financial abundance and success in our lives so I’m going to talk a little bit about what’s going on if you’re not having success especially if it’s in your career or business right now and what you can do to apply this knowledge to actually create that lasting success that you are seeking so if that sounds good to you please stay tuned and if you are new here and you would like to see more videos on topics like this one I would love to have you as a subscriber so your higher self is always trying to pull you into alignment with your highest path and your purpose for this life so it’s always trying to bring you the right people circumstances insights everything that you need in order to really live your purpose and when it feels like it’s not doing that it’s actually because we’re resisting it or not listening to it in some way but the reality is that your Higher Self the universe whatever you want to call it it’s always working with you to make this happen that also means that the universe will not allow you to have success with something that is not in alignment with your sole purpose with what you came here on this earth to do so this means that if you’re maybe offering some sort of service that isn’t quite in alignment with your true desires but it seems like oh this seems a little bit more acceptable my friends and family might like this better or I think that maybe this will make me more money than if I did what I really want to do you’ll realize that it won’t because the universe is not going to bring you clients when you’re doing that because that would steer you right off your path of doing what you’re actually meant to do if you have your life purpose over here and then you’re settling for your second best career over here and you’re getting all these clients and you’re making all this money doing this then that’s gonna you know totally steer you in the wrong direction so there is a function to having a difficult time with this sort of second-best career that you’re choosing and actually the same goes for how much you charge for the services that you’re offering so if you are offering some sort of service but you keep lowering the prices because you think that’s the only way that people are going to pay you for your work what you’re going to find is even if this is your life purpose even if this is your sole work you’re still not going to be able to attract clients even though you’re offering it for a super low price point and this is because if the universe was bringing you clients for that that would only reinforce the subconscious or the conscious belief that yes if I lower my prices more and more than I get more clients and that would be a problem if you are getting clients when you are charging low amounts of money for your services because that couldn’t sustain you in the long run therefore making you have to maybe pick something else maybe you decide to you know switch careers and then you aren’t doing your sole work because it couldn’t financially sustain you so this is the new paradigm as we move into the New Age the Age of Aquarius there are a lot of shifts in the way that we are going to be able to sustain financial success business success career success and we’re moving away from this conflict between what do I really want to do versus what is going to make me money and make me successful we’re finding that really the only way to create success and financial abundance is to really do what you want to do to really do your sole work so in order to have this lasting success you really need to get honest with yourself about what you really want don’t worry about what people are going to think about you don’t worry about your family is going to understand you have to really be honest with yourself because that thing is always going to be there and I think on some level we unconsciously sabotage ourselves in our careers when we’re not doing exactly what we want to do either so I think that’s really important to be aware of as we shift into this new age that the way that we’re going about success is going to be changing a lot so really tune in to what you really really want to do and understand that wouldn’t your in that energy of being totally in alignment with your sole purpose your vibration is attracting the people and the resources and the money and everything that you need in order to live that purpose so I hope that made sense.

As found on Youtube

Read More

I Found Saddam Hussein’s Abandoned Palace (Iraq)

(eerie songs).
– This is actually one of the creepiest locations I'' ve ever been. I ' m like looking over my shoulder due to the fact that I'' m waiting on like a carcass to drop on me or something. – Saddam made use of to sit on.
this massive golden throne. – Exactly. That'' s where he utilized to hang. out and speak with his family and also friends and also loved ones. (man speaking in foreign language) It'' s like Nazi (beep). It'' s like Hitler (beep). Shukran. What'' s up, everyone? My name is Drew Binsky. Today, I am in Babylon in.
the central component of Iraq, and also I am exploring Saddam.
Hussein'' s former palace. It is mind blowing. I spent the last hr and also a fifty percent right here, as well as I'' m gon na take you men all.
around this deserted place, which was when an attractive.
royal residence, not as well long earlier. (remarkable music) – [Drew Voiceover] After a.
couple of days of checking out Baghdad, which was absolutely nothing short of incredible, the actual Iraqi journey has actually simply started. Our trip continued southbound to Babylon, an area I first found out about in my grade school classroom. Ends up it'' s among the most magnificent.
locations I'' ve ever gone to on world earth.Babylonian history that dates. back to the 19th century BC. And also, at one point, it was.
the biggest city on the planet with 200,000 locals. Today, just ruins remain, but they continue lots of.
tales of the Bible, the world'' s initially known civil code, and the death location of.
Alexander the Great. I'' m saving the rest of Babylon for next Sunday'' s video clip, where I stray deep into.
the ancient walls as well as ruins. The story you'' re gon na. find out about right currently takes a bit of a left turn and is most likely as weird as.
any tale I'' ve ever before informed you.- Regarding to head inside of.
Saddam Hussein'' s previous royal residence, which is now a huge, empty.
structure, yet a brand-new structure, since it was just built.
a pair decades back. Wow. I'' d be lying to you if I didn'' t say it was a little bit terrifying strolling around this palace since there ' s dark rooms almost everywhere.
I feel like a body is. gon na be hanging someplace or someone ' s gon na jump.
out at you or something. I have that instinct.
His policy was a repressive dictatorship and also was noted by costly.
as well as not successful wars versus surrounding countries, along with genocides.
against minority groups, like the Kurdish. The overall variety of Iraqis.
eliminated during Saddam'' s regimen is estimated at over a quarter million. As well as rightfully so, he was publicly performed in 2006, after being convicted of.
criminal offenses against humankind by the Iraqi court. In various other words, the exact same individuals who chose.
him right into power are the ones that eliminated him. Throughout his years in power, Saddam was notorious for.
building substantial palaces across Iraq as an indicator of supremacy and also as a means to leave his legacy.One of those

palaces.
ignored the old damages of Babylon and also we essentially discovered it as we drove into the region. – It'' s really, truly grand. This area is impressive, majestic. Currently all vandalized, of program, because after Saddam'' s autumn as well as fatality, individuals just took whatever of value and simply vandalized the area, paint on the wall surfaces, broke the windows. – [Drew] You can.
really feel how huge it as soon as was. – Super majestic.
– What, just thirty years earlier? 40 years back?
For anybody who enjoys to check out locations, this is like a play area. Everything is just complete cleaned, old. I was informed by residents that Saddam Hussein invested.
10s of countless dollars building this titan, as well as I indicate giant, complicated that rests on top of.
an artificially-made hillside with the most effective views of Babylon. – Wow, take a look at this. This project was not only patriotic, but likewise narcissistic, as you can see by the many.
faces of him at the entryway. In significance, Saddam.
tried to reconstruct Babylon and he desired every Iraqi to know it.

– This is crazy. Wow. – [Drew Voiceover] Now, 18 years after Saddam'' s fall from power, his palace has come to be completely abandoned. All the rooms are still undamaged, however damaged glass and also graffiti.
are found everywhere. The truth that we were the just.
ones there made it scary to experience and also I truthfully.
There'' s an insane. I'' m not going in there. Why do you assume that'' s. the method to obtain upstairs?
– Careful, it'' s complete of. You have to be actually. And also clearly, this place, I visualize is full of rats '' reason all this darkness and filth.
– Hidden chamber. Surprise chamber? Whoa, guy.
A concealed.
chamber in Saddam'' s royal residence.- We ' re essentially in a tiny hidden chamber walking on water bottles. (canteen crunching) This place just shrieks.
Unusual. We'' re going up once again. Check out the rooms there?
– Yeah, allow'' s go. Pitch black. Do you wan na go in?
– It'' s possibly simply like. Attempting to get on the top, on the rooftop. We had to go with all.
of these insane little windows and doors to obtain up right here. I believe this is the spot, male. Are we gon na get shouted.
How (beep) cool is this area? I'' m really impressed. If you like dark tourist, this place is one of the 10 finest things I'' ve ever done.
Monrovia, we traveled. What'' s insane is all the.
over the last couple of years, people coming here and also simply creating stuff. I put on'' t know what it claims,.
'' reason it'' s all in Arabic, however it ' s truly fascinating exactly how artistic this place has ended up being. Love deserted places. Whenever I obtain the chance to discover them, constantly do it. – [Drew Voiceover] What a crazy experience the last 2 hrs of my life has been.My adrenaline is still pumping and also I wear ' t recognize if I ' ll. ever before witness something this unusual ever before again.- This is probably the coolest abandoned. building I ' ve ever remained in. And also I did this video clip quickly. It ' s actually just a sneak peek. There ' s a lot even more to see,. a great deal more areas to go in, yet truth be told I have actually a. lot more of Babylon to explore as well as the sun is going down. I wanted to simply make a, simply a story separately on. Saddam Hussein ' s palace. Definitely mind blowing area. Hope you men appreciated this video. Stay tuned for even more content all around Iraq on Instagram, @drewbinsky. Send me a message there. Would certainly enjoy to hear from you men and also relocating onwards to the following. Later on, Saddam. Tranquility. Promptly, prior to you go. If you ' re trying to connect with me and I haven ' t responded. the most effective way to do so is by in fact texting my. phone,( 310 )349-3854.
I am going one by one as well as replying to all. your messages on there.

And I additionally have an actually.
trendy e-mail e-newsletter. If you click the web link in.
As well as I likewise give a lot of.
business that I function with. With that being stated,.
have a fantastic day individuals, and also I ' ll see you following.
week for even more Iraq video clips.( soft songs) Okay.
The final checkpoint, which I failed to, I believed we ' d currently had the final one. It was a little bit a lot more extreme.'They held us for regarding five mins, asked a lot of questions,. show the ticket, reveal the COVID examination. And after that all the smiles came when
they saw his passport.Oh, he ' s from Spain. Oh, Barcelona or Madrid, every time.- Each and every single time. It

' s a blessing, guy.- You ' re so fortunate. – I ' m truly blessed.
(beep) concerning football, as any kind of American'doesn ' t. This person. If he'' s a Barcelona fan, I toss him off, saying.
that kinda solution so. – No, yet it still eases the discussion since it'' s extremely stressful. when you first draw over. And after that all of an unexpected you'' re Habibi and smiling and laughing.I ' m Drew Binsky, and also if. you like my traveling videos,
please click subscribe. and ring that little bell so you can obtain alerted. on all my approaching video clips as I take you to every. single country on the planet.

I'' d be lying to you if I didn'' t state it was a little bit terrifying strolling around this palace because there ' s dark rooms all over.
' reason it'' s all in Arabic, yet it ' s really interesting how artsy this area has become. What a crazy experience the last two hours of my life has been.My adrenaline is still pumping as well as I wear ' t understand if I ' ll. If you ' re trying to get in touch with me and I place ' t responded. As well as then all of a sudden you'' re Habibi as well as grinning as well as laughing.I ' m Drew Binsky, as well as if.

As found on YouTube

What is a precious metals IRA

Read More

What Is The 4% Rule? How Much Money Do I Need To Retire?

In this video, I want to explain the 4% rule. This is also known as the Safe Withdrawal Rate – or basically the rate at which you can spend your money without ever running out of money. An easy way to calculate what this means for you – and how much money you’ll need to retire is by flipping it around and multiplying your yearly expenses by 25. For example, if you and your family spend $40,000 per year, you’ll need to have 1,000,000 invested to not run out of money.

There must be some limit to how long you can withdraw 4% and still have money left over, right? The study that explains the 4% rule is called the Trinity Study, and it looked at how much money you’d need to retire for every year between 1926 and 2009. The study found that if you invest 50% of your money in stocks and 50% of your money in bonds, withdrawing 4% of your money will be fine for 25 years, 100% of the time. Doing it for 30 years – you’ll still have money left over 96% of the time. only if you retired in a very unlucky year and never made any money after retirement including pensions or social security – the 4% rule didn’t work. So to make sure we’re all clear – the 4% rule isn’t 100% foolproof.

But those odds are pretty darn good – and even while I hope to retire from regular work longer than 30 years – i know I’ll continue to make money doing things i love which will make sure that the 4% rule does succeed. For those of you that want to be 100% sure your money will never run out (especially for those of you who plan to retire longer than 30 years), use the 3% rule and only withdraw 3% of your investments per year.

Let’s get back to the 4% rule and dive a little deeper. As many of you are probably asking, why is 4% the safe number and not 10% or 2%. Very simply, investing money will pay you dividends and increase in value at an average rate of 7% per year. On average inflation is about 3%, basically decreasing the actual value of the money you have. Combine those two numbers, and you’re a 4% – your net income will increase by 4% each year.

And if you spend that 4% without going over, you’ll end the year with the same amount that you’ve started… in perpetuity. Okay okay – i know a lot of you say this is crazy – what about the recession – you can’t predict stocks – and lots more thoughts. But let’s look at those numbers even deeper. Since 1900… over one hundred years ago, the average return per year has been 7% including reinvested dividends (meaning you reinvest the dividends – or the money the companies pay your for investing – into your investment). For inflation – since 1913 – over one hundred years ago, the average yearly inflation is 3.22% Even through the great depression, world wars, crazy years of inflation, more wars, and the great recession the average return rate has been 7% and inflation has been just over 3% What does this tell us? It tells us that investing is more about being patient and investing early rather than trying to time the market.

Now this doesn’t mean that it can’t change. Investing is a risk. That’s why you do it and make money from it. But world war iii could happen. another even greater depression could happen. and we have to be prepared for something like that. because if you retired with 1,000,000 in 2007, assuming you’d be able to spend 4% of your net worth per year, you were in for a surprise – which might mean going back to work for a few years and waiting out the recession.

Hopefully, if you did that… and left your investments in the stock and bond market, you would be in good shape. The key takeaway is that throughout the history of modern america – you’ll be fine to retire using the 4% rule. So calculate your yearly expenses… include some emergency padding… and start investing to get to that goal of 25 times your expenses.

As found on Youtube

Read More

CalPERS Quick Tip | Choosing a Retirement Date

Participants commonly ask, “When’s the very best time
to retire?” While there’s no one-size-fits-all solution
to that concern, there are a few things you need to consider when choosing a retirement
date. Choosing a retired life day is an important
choice, and also can depend upon a variety of elements. One approach is to figure out just how much cash
you’ll require in retired life, and also work in reverse from there– considering the 3
elements that influence your pension: your solution debt, advantage element, as well as last compensation.Now, Solution Credit rating is your total time spent on duty with CalPERS-covered companies. Obviously, the longer you work, the much more solution credit you’ll earn. But since of the means it’s determined, 10 months of permanent work throughout a amounts to one full year of solution credit history earned. If you function full-time, starting in July, you’ll earn one year of service credit report by the
following April, as well as won’t make any type of a lot more in May or June. Something to consider if you’re aiming
at a bump in solution credit history prior to retirement.Depending on your company, you may have the choice to transform your

unused sick leave to service credit report when you retire
.( As a matter of fact, 2,000 hours of authorized leave amounts to one year of solution credit). Trip as well as other leave kinds, nonetheless, can’t. be converted; so, you could decide
to utilize those hrs while you’re still utilized,. gaining more service credit as you postpone retirement. We recommend calling your employer’s. employees office for specifics on how your extra leave time is handled.Now allow’s consider your advantage variable,.

which is the percent of pay you’re entitled
to for each and every year of service debt you’ve. earned. It’s based upon the retired life formula contracted. by your employer, and your age at retired life.
When you’re eligible to retire, your benefit. factor enhances with each quarter year of
age– that is, 4 times annually based. on your birthday. If you were born on February. first, then your advantage factor would raise on that day, however on May first, once more. On August first, and also then again on November.
So, retiring on or after your following birthday celebration. quarter can imply a higher benefit aspect, causing a higher pension quantity in retired life. The third variable influencing your pension plan is. last settlement, which is a standard of your greatest monthly pay price. Your last settlement duration may cover your. last 12 or 36-months of work, depending
on your beginning date and your employer’s agreement. arrangements. To optimize your last settlement quantity,. take into consideration preparing your retired life day around
a promo or any various other event resulting in. a pay raise.Check out the retired life estimate calculator.

in” My CalPERS “to discover just how changes to your solution debt, benefit element, and. last payment amounts may affect your pension plan.
Which should aid in choosing a retirement. date that works finest for you. To find out more regarding preparing for retirement,. visit calpers.ca.gov/ education
.

It’s based on the retirement formula got. After that your advantage factor would certainly increase on that day, after that once again on May first, once again. The third factor influencing your pension is. Which need to help in picking a retired life. To discover even more regarding intending for retirement,.

As found on YouTube

Retirement Planning Home

Read More